Cleveland Homes with Owner May Carry Terms

Welcome to Cleveland, Tennessee—a hidden gem nestled in the heart of Bradley County! Known for its rich history, vibrant community, and beautiful landscapes, Cleveland offers a unique blend of small-town charm and modern conveniences. With a population that values connection and camaraderie, residents enjoy a welcoming atmosphere that makes it easy to feel at home.

Cleveland boasts a variety of recreational opportunities, including picturesque parks, scenic hiking trails, and the stunning views of the nearby Cherokee National Forest. The city is also home to a thriving arts scene, with local galleries, theaters, and music festivals that celebrate the creative spirit of the community. Families will appreciate the excellent schools and safe neighborhoods, making it an ideal place to raise children.

When it comes to real estate, Cleveland has something for everyone, including homes with owner may carry terms. This flexible financing option can be a game-changer for buyers seeking a more accessible path to homeownership. With owner may carry terms, sellers can offer financing directly to buyers, making it easier to negotiate terms that suit both parties. This is particularly beneficial in today’s competitive market, allowing potential homeowners to secure their dream property without the stringent requirements often associated with traditional mortgages.

Whether you’re looking for a cozy family home, a charming cottage, or a spacious estate, Cleveland, TN, offers a diverse selection of properties. Embrace the warmth of this remarkable city and discover the perfect place to call home in Cleveland!

Newest Cleveland Homes with Owner May Carry Terms

$249,900

3 Beds ⋅ 1 Baths ⋅ 1542423 MLS

This is what you have been hoping to find! Completely updated home with crown molding, hardwood and tile floors throughout, fenced in backyard, nice level lot. This home has been very well maintained and is ready to welcome your family!

408 SE Fairview Drive SE, Cleveland

Listing courtesy of RE/MAX Experience.

$369,900

4 Beds ⋅ 3 Baths ⋅ 1541698 MLS

250+/- SQ.FT. ADDITIONAL AREA NOT INCLUDED IN LISTED TOTAL SQ. FT.! Welcome home to a beautifully updated property offering comfort, convenience, and a wonderful neighborhood setting. Thoughtfully improved throughout, this home is truly move-in ready with recent upgrades including replacement of all cast-iron plumbing above the floor, fresh interior paint upstairs and down, new carpet upstairs, a refreshed upstairs bathroom, remodeled bonus room, updated laundry/storage area, and extensive landscaping. The kitchen has also received a fresh update with newly painted cabinetry and high-end appliances that are only approximately one year old, creating a bright and welcoming space for everyday living and entertaining. Enjoy outdoor living from both the charming front porch and screened-in back porch--perfect for morning coffee, relaxing evenings, or gathering with family and friends. The surrounding neighborhood is known for friendly, helpful neighbors and slower traffic, giving it a comfortable residential feel while keeping you remarkably close to everything. Location is truly one of this home's standout features. You'll be approximately 45 seconds from freeway access and just 5-10 minutes from an incredible variety of everyday conveniences, including Publix, Food City, Walmart, Aldi, Chick-fil-A, Cracker Barrel, Waffle House, Taco Bell, Tractor Supply, Ace Hardware, and more. With extensive recent improvements, inviting indoor and outdoor living spaces, and an exceptionally convenient location, this home offers the combination buyers are always searching for--an established neighborhood feel with quick access to shopping, dining, groceries, and major roadways. PLEASE VERIFY SCHOOLS, SQ. FT. UPGRADES AND ANY ITMES OF INTEREST TO BUYERS.

1820 W Lake Drive NW, Cleveland

Listing courtesy of 35 South Real Estate & Design, LLC.

$289,900

3 Beds ⋅ 2 Baths ⋅ 1540288 MLS

Location meets charm in this updated 3-bedroom, 2-bathroom ranch, situated on a level lot just minutes from everything Cleveland has to offer! Step onto a covered front porch and inside to a bright, spacious living room complete with gleaming hardwood floors, crisp crown molding, and a focal stone fireplace. The open-concept archway flows directly into the formal dining room, creating a layout built for effortless entertaining. The updated kitchen features granite countertops, sleek mosaic tile backsplash, dark wood cabinetry, and stainless-look/black appliances. Just off the kitchen, step out onto an open sun deck--perfect for outdoor dining while taking in the serene and secluded, tree-lined backdrop. Further in, discover beautiful hardwood floored living space that extends into three bedrooms. The primary suite features its own bath with tile finishes and convenient laundry access. The back bedroom gives you direct access to a separate, expansive covered deck. Outdoor living continues in the yard with a built-in stone fire pit, surrounded by ambient string lights--your go-to spot for crisp evening gatherings. Beneath the main floor sits a full unfinished basement offering endless storage, workshop potential, or future expanded living space, a dual sump pump system and dedicated dehumidification. In a sea of homes, this is gem you've been waiting for!

1301 Harrison Pike, Cleveland

Listing courtesy of Premier Property Group Inc..

$498,000

4 Beds ⋅ 3 Baths ⋅ 1539200 MLS

Beautiful updates, spacious living areas, and an inviting backyard retreat await at 3820 Charleston Drive NE! Situated on approximately one acre in Cleveland, this 4-bedroom, 3-bath brick ranch blends timeless character with modern finishes and plenty of room to enjoy both indoors and out. The open floor plan creates a welcoming setting for everyday living and entertaining. At the heart of the home, the custom kitchen features high-end cabinetry, granite countertops, stainless steel appliances, double ovens, and a classic white farmhouse sink. A separate dining room, tray ceilings, upgraded doors, and a striking brick accent wall with built-ins add character throughout. New carpet adds a fresh, comfortable touch. Just beside the dining room, a versatile sitting room makes an ideal reading nook, home office, or quiet place to unwind. The main living room opens directly to the pool and patio, making it easy to carry gatherings outdoors. A conveniently located guest bathroom just off the living room features a granite countertop. The generously sized primary suite offers its own access to the pool area, along with a private bathroom featuring a soaking tub and walk-in shower. Outside, the beautifully maintained in-ground pool, expansive patio, and outdoor brick fireplace create a setting for relaxing afternoons and evenings with guests. Beyond the pool and entertaining spaces, the approximately one-acre lot offers plenty of usable yard space for gardening, recreation, or simply enjoying the outdoors. A detached storage building and two-car garage with additional private office space provide practical storage and flexibility. Conveniently located near Bradley Square Mall, Lee University, and historic Downtown Cleveland, this home puts shopping, dining, entertainment, and everyday essentials within easy reach. Donald P. Yates Primary School, Cleveland Middle School, and Cleveland High School are also nearby. Schedule your private showing now!!!

3820 NE Charleston Drive NE, Cleveland

Listing courtesy of Coldwell Banker Kinard Commercial.

$293,900

4 Beds ⋅ 2 Baths ⋅ 1535410 MLS

Welcome to your new home! Nestled on a spacious cul-de-sac lot in North Bradley County, this charming 4-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and functionality. With homes thoughtfully spaced apart, you'll enjoy a peaceful setting and plenty of room to relax. Inside, the light-filled interior features an inviting open layout with a bright kitchen offering ample cabinet space and a generous dining area -- perfect for everyday living and entertaining alike. Step directly from the kitchen onto the large back deck overlooking the expansive, level backyard. The main level includes three spacious bedrooms and a large full bath, while the lower level provides a versatile secondary living area, an additional bedroom, and a second full bath -- ideal for guests, a home office, or multi-generational living. Additional highlights include a durable metal roof and a convenient outdoor storage shed for lawn equipment and extra storage needs. Enjoy outdoor living at its best in the spacious backyard, perfect for kids, pets, gardening, or hosting gatherings. Move-in ready and full of charm, this lovely home is one you won't want to miss!

2361 Rolling Brook Drive NE, Cleveland

Listing courtesy of Keller Williams Realty.

$445,000

3 Beds ⋅ 3 Baths ⋅ 1534296 MLS

Multigenerational Home!! Welcome to this spacious 3-bedroom, 3 full-bath home located in the highly desirable Valley Hills Estates. Designed with flexibility and functionality in mind, this property offers exceptional living space for multigenerational families, guests, or potential rental income. The open-concept floor plan creates a warm and inviting atmosphere, perfect for everyday living and entertaining. The finished basement features a private mother-in-law suite complete with a full second kitchen and two additional rooms, making it ideal for extended family, guests, or home office space. The standout feature of this property is the abundance of brand-new improvements, including: NEW 20' x 30' workshop with endless possibilities for storage, hobbies, or a home business. NEW 600 sq. ft. efficiency apartment (teen suite) above the workshop, already roughed-in and ready for your final touches--perfect for rental income, independent living, or guest accommodations. NEW 12' x 12' storage shed, providing additional space for tools, lawn equipment, or outdoor storage. New 10' x 16' back deck just completed! A perfect space for entertaining, grilling, or relaxing outdoors--adding even more value and appeal to this beautiful home. With its versatile layout, multiple living areas, and impressive new additions, this property offers incredible value and endless opportunities. Whether you're looking for a home that accommodates multiple generations, generates rental income, or provides ample workspace, this rare Valley Hills Estates property has it all.

2443 NW Valley Hills Trail, Cleveland

Listing courtesy of Real Estate Partners Chattanooga LLC.

$575,000

4 Beds ⋅ 3 Baths ⋅ 1533251 MLS

Welcome to your private retreat! This beautifully remodeled 4-bedroom, 3-bathroom home sits on 2.3 peaceful acres, offering the perfect blend of modern updates and outdoor living. Step inside to find a fully updated interior featuring fresh finishes, spacious living areas, and a functional layout designed for both comfort and everyday living. Outside is where this property truly shines. Enjoy a large in-ground pool--perfect for summer days--paired with an expansive entertaining gazebo ideal for hosting gatherings, relaxing evenings, or game day get-togethers. Additional features include: Attached carport for convenient covered parking Two separate storage structures, perfect for tools, hobbies, or extra storage Plenty of open space for recreation, gardening, or future expansion Whether you're looking for a move-in-ready home with land, a place to entertain, or your own quiet escape, this property checks all the boxes. Don't miss this rare opportunity for acreage + upgrades + outdoor lifestyle--all in one. Equitable Ownership Interest. Contact listing agent for details. Pool imagery has been edited to show what the pool looks like when open for the season.

662 Red Hill Valley Road SE, Cleveland

Listing courtesy of LPT Realty LLC.

$380,000

1532324 MLS

Mountain views, creek frontage, and 36.32 acres to call your own. Offered at $380,000, this land for sale in Cleveland, TN, brings together open acreage, mature woods, and a scenic ridge overlooking the surrounding countryside. Located on Red Hill Valley Road SE in Bradley County, the property offers a landscape worth exploring. Take in the long-range mountain views from the ridge, walk the open ground, and discover the creek along the lower portion. The combination of woods, water, and changing terrain gives this Southeast Tennessee acreage its distinctive character--and there is more to appreciate than a roadside view can reveal. For buyers searching for Tennessee land with mountain views and owner financing, this property offers both. Seller Financing is available with $180,000 down and the remaining balance financed over 10 years at a fixed 7% interest rate. The loan is fully amortizing, with no balloon payment and no prepayment penalty. Schedule a property tour to see the views, explore the acreage, and get a closer look at the setting. Buyers should verify access, utilities, soils, restrictions, and suitability for their intended use and any other items deemed important.

1625 Red Hill Valley Road SE, Cleveland

Listing courtesy of Real Estate Partners Chattanooga LLC.

$97,000

1527904 MLS

Welcome to your blank canvas! This expansive 6.47-acre parcel of unrestricted land presents an incredible opportunity for those with a vision.The property boasts a mix of dense, mature trees and a cleared area near the road, providing an ideal balance of solitude and accessibility. A charming small creek graces the property during the wet season, adding a touch of tranquility to the setting. A gate in the front plus partial fencing in the front and back of the property enhance privacy and security. Despite the secluded feel, utilities are readily available including high speed internet up to 1GBs. There is a small shed on the property, but it is falling apart. Whether you're looking to build a dream home, establish a private retreat, or embark on an agricultural venture, this property offers endless possibilities. Don't miss out on this unique opportunity to own a piece of unspoiled nature!

SE Bohannons Road, Cleveland

Listing courtesy of EXP Realty LLC.

$89,900

1516625 MLS

This could be your opportunity to construct a tailor-made home in the Bentley Park subdivision. You can own the entire 1.29-acre double lot. The gated community offers an array of facilities, including a clubhouse, tennis courts, and a peaceful and secure neighborhood. You can take a pleasant stroll in the neighborhood park or on the sidewalks that encompass the entire community. Contact us now!

115 NW Bentley Park Drive 39, Cleveland

Listing courtesy of Crye-Leike, REALTORS.

$491,000

1384632 MLS

39.19 acres in the county.

39.19ac SE Trewhitt Road, Cleveland

Listing courtesy of Crye-Leike, REALTORS.

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