Cleveland Homes with Owner May Carry Terms

Cleveland Homes with Owner May Carry Terms

Welcome to Cleveland, Tennessee—a hidden gem nestled in the heart of Bradley County! Known for its rich history, vibrant community, and beautiful landscapes, Cleveland offers a unique blend of small-town charm and modern conveniences. With a population that values connection and camaraderie, residents enjoy a welcoming atmosphere that makes it easy to feel at home.

Cleveland boasts a variety of recreational opportunities, including picturesque parks, scenic hiking trails, and the stunning views of the nearby Cherokee National Forest. The city is also home to a thriving arts scene, with local galleries, theaters, and music festivals that celebrate the creative spirit of the community. Families will appreciate the excellent schools and safe neighborhoods, making it an ideal place to raise children.

When it comes to real estate, Cleveland has something for everyone, including homes with owner may carry terms. This flexible financing option can be a game-changer for buyers seeking a more accessible path to homeownership. With owner may carry terms, sellers can offer financing directly to buyers, making it easier to negotiate terms that suit both parties. This is particularly beneficial in today’s competitive market, allowing potential homeowners to secure their dream property without the stringent requirements often associated with traditional mortgages.

Whether you’re looking for a cozy family home, a charming cottage, or a spacious estate, Cleveland, TN, offers a diverse selection of properties. Embrace the warmth of this remarkable city and discover the perfect place to call home in Cleveland!

Newest Cleveland Homes with Owner May Carry Terms

$235,000
3 Beds ⋅ 3 Baths ⋅ 20263915 MLS
Welcome home to these new townhomes in Northeast Cleveland, TN, offering modern design, scenic mountain views, and exceptional everyday comfort. Each thoughtfully designed home features 3 bedrooms, 2.5 bathrooms, and an open-concept floor plan filled with natural light from expansive windows. Enjoy upscale finishes throughout, including granite countertops, stainless steel appliances, luxury vinyl plank flooring, and contemporary fixtures that blend style with everyday functionality. With all utilities available and low-maintenance living, these townhomes offer exceptional comfort and convenience. Located in one of Cleveland's fastest-growing areas, you'll enjoy easy access to shopping, dining, schools, and major roadways while surrounded by the beauty of East Tennessee. Discover the perfect combination of quality, comfort, and location in a community you'll be proud to call home.

1342 Unity Drive NE Lot 19 C, Cleveland

Listing courtesy of KW Cleveland.

$500,000
4 Beds ⋅ 3 Baths ⋅ 1539200 MLS
Welcome to 3820 Charleston Drive NE, Cleveland, TN 37312-4454! This pristine 4-bedroom, 3-bath brick ranch is situated on approximately one acre in a desirable Cleveland location. Beautifully updated throughout, the home offers a spacious open floor plan filled with character and charm. The custom kitchen features high-end cabinetry, granite countertops, stainless steel appliances, double ovens and a classic white farmhouse sink. Additional highlights include a separate dining room, tray ceilings, upgraded doors and a stunning brick accent wall with built-ins in the living room. A versatile sitting room located beside the dining room offers a comfortable space for reading, relaxing, enjoying a quiet afternoon, or creating an office. The main living room opens directly to the pool and outdoor entertaining area, creating a natural flow between the indoor and outdoor spaces. A secondary bathroom located just off the living room features a granite countertop and provides convenient access for guests. The exceptionally spacious primary bedroom offers a relaxing private retreat, complete with a soaking tub, walk-in shower, and direct access to the pool area. Outside, enjoy a meticulously maintained in-ground pool, generous patio space, and an outdoor brick fireplace perfect for cookouts and gatherings. Even with the pool and entertaining areas, the approximately one-acre property still offers an exceptional amount of usable yard space that can be difficult to find in today's housing market. A detached storage building and two-car garage with additional private office space provide even more flexibility and storage. The location is hard to beat, with convenient access to Bradley Square Mall, Lee University, and historic Downtown Cleveland. The property is also near Donald P. Yates Primary School, Cleveland Middle School, and Cleveland High School. Shopping, dining, entertainment, and everyday conveniences are all just minutes away. This exceptional property is a must-see!

3820 NE Charleston Drive NE, Cleveland

Listing courtesy of Coldwell Banker Kinard Commercial.

$565,300
4 Beds ⋅ 3 Baths ⋅ 1538831 MLS
WATERFRONT. IMMACULATE. COMPLETELY REMODELED. BELOW TAX APPRAISAL. Three words you rarely see together. Add a resort-style backyard, stunning renovations, and one of Cleveland's most desirable settings, and you've found a home that simply doesn't come along often. Professional photography releases today. Private showings begin Monday evening.

210 NE Candice Drive NE, Cleveland

Listing courtesy of Zach Taylor - Chattanooga.

$293,900
4 Beds ⋅ 2 Baths ⋅ 1535410 MLS
Welcome to your new home! Nestled on a spacious cul-de-sac lot in North Bradley County, this charming 4-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and functionality. With homes thoughtfully spaced apart, you'll enjoy a peaceful setting and plenty of room to relax. Inside, the light-filled interior features an inviting open layout with a bright kitchen offering ample cabinet space and a generous dining area -- perfect for everyday living and entertaining alike. Step directly from the kitchen onto the large back deck overlooking the expansive, level backyard. The main level includes three spacious bedrooms and a large full bath, while the lower level provides a versatile secondary living area, an additional bedroom, and a second full bath -- ideal for guests, a home office, or multi-generational living. Additional highlights include a durable metal roof and a convenient outdoor storage shed for lawn equipment and extra storage needs. Enjoy outdoor living at its best in the spacious backyard, perfect for kids, pets, gardening, or hosting gatherings. Move-in ready and full of charm, this lovely home is one you won't want to miss!

2361 Rolling Brook Drive NE, Cleveland

Listing courtesy of Keller Williams Realty.

$445,000
3 Beds ⋅ 3 Baths ⋅ 1534296 MLS
Welcome to this spacious 3-bedroom, 3 full-bath home located in the highly desirable Valley Hills Estates. Designed with flexibility and functionality in mind, this property offers exceptional living space for multigenerational families, guests, or potential rental income. The open-concept floor plan creates a warm and inviting atmosphere, perfect for everyday living and entertaining. The finished basement features a private mother-in-law suite complete with a full second kitchen and two additional rooms, making it ideal for extended family, guests, or home office space. The standout feature of this property is the abundance of brand-new improvements, including: NEW 20' x 30' workshop with endless possibilities for storage, hobbies, or a home business. NEW 600 sq. ft. efficiency apartment (teen suite) above the workshop, already roughed-in and ready for your final touches--perfect for rental income, independent living, or guest accommodations. NEW 12' x 12' storage shed, providing additional space for tools, lawn equipment, or outdoor storage. New 10' x 16' back deck just completed! A perfect space for entertaining, grilling, or relaxing outdoors--adding even more value and appeal to this beautiful home. With its versatile layout, multiple living areas, and impressive new additions, this property offers incredible value and endless opportunities. Whether you're looking for a home that accommodates multiple generations, generates rental income, or provides ample workspace, this rare Valley Hills Estates property has it all.

2443 NW Valley Hills Trail, Cleveland

Listing courtesy of Real Estate Partners Chattanooga LLC.

$400,000
1532324 MLS
Owner financing with terms that are increasingly hard to find. - 1625 Red Valley Road, Cleveland, Tennessee - - Seller financing is available with $180,000 down and a fully amortizing 10-year note at 7%--no balloon payment, a fixed interest rate, and no prepayment penalty. Financing like this on vacant land is becoming increasingly difficult to find. Now, let's talk about the property. Perched atop the ridge, the views are the first thing you'll notice. Sweeping Blue Ridge Mountain vistas stretch across the horizon, creating a backdrop that's hard to overlook. At the lower portion of the property, you'll find creek frontage that adds both character and natural beauty. The land offers a blend of open, usable acreage and mature woods. The property line follows the edge of the neighboring open field before continuing through the trees to the right, providing a versatile landscape with plenty of possibilities. Offered at $400,000. Owner financing. Mountain views. Creek frontage. Open land. Some properties check one box. This one checks several. For additional information or to schedule a private showing of the property, call or text the listing agent.

1625 Red Hill Valley Road SE, Cleveland

Listing courtesy of Real Estate Partners Chattanooga LLC.

$999,900
20261783 MLS
Turnkey 5-Unit Townhouse Investment - Great Location + Partial Owner Financing Available Excellent opportunity to own a fully tenant-occupied 5-unit apartment building in a highly desirable, high-demand area. Each unit is a well-maintained 2-bedroom, 1.5-bathroom townhouse, offering spacious layouts ideal for attracting and retaining quality tenants. This income-producing property is fully rented, providing immediate cash flow and low vacancy risk. Located near major amenities, shopping, and schools, it's perfectly positioned for long-term growth and stability. Partial owner financing available* making this an ideal choice for investors looking to expand their portfolio with flexible terms. Property Highlights: - 5 Spacious Townhouse Units - Each Unit: 2 Bedrooms, 1.5 Bathrooms - Fully Tenant Occupied - Strong Rental History - Prime Location Near Amenities, Shopping, Resturaunts & Schools - Partial Owner Financing Available Don't miss this rare chance to acquire a stable, income-generating asset with built-in tenant base and financing flexibility. Financials available upon request.

2861 Michigan Ave Road NE 1-5, Cleveland

Listing courtesy of RE/MAX Experience.

$239,900
3 Beds ⋅ 3 Baths ⋅ 1531782 MLS
Townhome with Scenic Mountain Views - Northeast Cleveland, TN Experience a refined approach to modern living in Northeast Cleveland. This townhome seamlessly blends contemporary design with the natural beauty of Tennessee's rolling mountain landscape. Nestled within a vibrant and welcoming community, each residence offers breathtaking views paired with everyday comfort. This end unit with open-concept floor plan that create a spacious, light-filled environment--perfect for both daily living and entertaining. High-end finishes include granite countertops, stainless steel appliances, and durable, low-maintenance luxury vinyl plank flooring. Elegant crown molding adds a sophisticated touch, while expansive windows invite in abundant natural light and showcase the surrounding scenery. Whether you're drawn to the serene mountain views, modern features, or the strong sense of community, this townhome delivers an exceptional balance of comfort, style, and location in one of Cleveland's most desirable areas.

1340 Unity Drive NE Lot 19 A, Cleveland

Listing courtesy of K W Cleveland.

$97,000
1527904 MLS
Welcome to your blank canvas! This expansive 6.47-acre parcel of unrestricted land presents an incredible opportunity for those with a vision.The property boasts a mix of dense, mature trees and a cleared area near the road, providing an ideal balance of solitude and accessibility. A charming small creek graces the property during the wet season, adding a touch of tranquility to the setting. A gate in the front plus partial fencing in the front and back of the property enhance privacy and security. Despite the secluded feel, utilities are readily available including high speed internet up to 1GBs. There is a small shed on the property, but it is falling apart. Whether you're looking to build a dream home, establish a private retreat, or embark on an agricultural venture, this property offers endless possibilities. Don't miss out on this unique opportunity to own a piece of unspoiled nature!

SE Bohannons Road, Cleveland

Listing courtesy of EXP Realty LLC.

$900,000
20255636 MLS
1490 Spring Place Rd SE, Cleveland, TN Property Type: Commercial (Repair Services / Garage) Scrap Yard Grandfathered Status Acreage: 4.68 Acres Parcel 057 M D 003.00 4.22 Acres and Parcel 057 M D 002.00 0.46 Acre Building Size: Approx. 2,700 SF A rare commercial opportunity located on heavily traveled Spring Place Road in Cleveland, TN. Traffic count is approximately 19,513 daily. This 4.68-acre property includes a versatile 2,700 sq ft building with an office, restroom, and a six-bay shop--ideal for a wide range of businesses. The property benefits from grandfathered zoning, allowing continued use as either a new auto parts retail location or a salvage/used parts yard and store. Public utilities include natural gas, electricity, public water, and public sewer. - Seller has portfolio of two other auto related businesses available for purchase. Contact listing agent for details. Owner Considerations: - Seller will consider including tow truck with full-price offer and easy, quick closing. Comps justify the asking price. - Seller may transfer state license to resell used autos, but will not sign a non-compete. -Seller will consider partial owner-financing with down payment and balloon in 3 years. Best / Most Likely Uses (highest match to existing building & grandfathered status) Auto salvage yard + parts store -- exactly what the grandfathering already allows; use the six bays for dismantling, parts storage, and storefront sales. Automotive parts retail (new & used) -- over-the-counter sales using the bays as service/retail space. Tow / Recovery yard with retail parts -- owner willing to include a tow truck; combine dispatch, vehicle storage, and retail. Automotive repair & service center -- multi-bay repair shop, lube, alignment, tire mounting, etc. Fleet service /contractor vehicle shop -- service and maintenance base for local contractors, delivery fleets, or towing companies. See other possible uses in Private Remarks.

1490 Spring Place Road SE, Cleveland

Listing courtesy of Keller Williams Realty - Chattanooga - Lee Hwy.

$295,000
1519773 MLS
Two Adjoining Parcels - Prime Michigan Avenue Location in Cleveland, TN. Flexible options for development or resale, perfect for residential projects. Two adjoining parcels are now available, offering a rare opportunity for development or investment in one of the fastest-growing areas in Tennessee - Cleveland, Bradley County. Prime Michigan Avenue Frontage provides high visibility and convenient access. Perfect for residential projects. Cleveland, TN and Bradley County continue to experience rapid growth, making this an exceptional time to invest in this strategic location.

2742 Michigan Avenue Road NE, Cleveland

Listing courtesy of K W Cleveland.

$295,000
20254088 MLS
Two Adjoining Parcels - Prime Michigan Avenue Location in Cleveland, TN. Flexible options for development or resale, perfect for residential projects. Two adjoining parcels are now available, offering a rare opportunity for development or investment in one of the fastest-growing areas in Tennessee - Cleveland, Bradley County. Prime Michigan Avenue Frontage provides high visibility and convenient access. Perfect for residential projects. Cleveland, TN and Bradley County continue to experience rapid growth, making this an exceptional time to invest in this strategic location.

2742 Michigan Ave Road NE, Cleveland

Listing courtesy of KW Cleveland.

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