Cleveland Homes with FHA Terms

**Discover the Charm of Cleveland: Your Ideal Home Awaits!**

Nestled along the shores of Lake Erie, Cleveland, Ohio, is a vibrant city that beautifully blends its rich history with modern innovation. Known for its diverse culture, thriving arts scene, and exceptional culinary offerings, Cleveland invites you to explore its welcoming neighborhoods and dynamic lifestyle. Whether you're a sports enthusiast cheering for the Guardians or the Cavaliers, or an art lover visiting the renowned Cleveland Museum of Art, this city has something for everyone.

Cleveland’s real estate market is as diverse as its residents, featuring everything from historic homes with character to contemporary condos with stunning lake views. For homebuyers seeking affordability without sacrificing quality, many properties in Cleveland are available with FHA financing options. This means you can secure your dream home with as little as 3.5% down, making it easier to step into the property market.

The city’s neighborhoods, such as Ohio City and Tremont, are known for their charming homes and community spirit, while areas like University Circle offer a blend of culture and education. With a cost of living that remains below the national average, Cleveland is an attractive option for first-time buyers and families alike.

Whether you're looking for a cozy bungalow or a spacious family home, Cleveland’s real estate landscape, combined with FHA financing, makes it an exciting time to find your perfect abode. Come and experience the warmth and opportunity that Cleveland has to offer—your new home is waiting!

Newest Cleveland Homes with FHA Terms

$279,900

3 Beds ⋅ 3 Baths ⋅ 1542836 MLS

Welcome home to this beautifully appointed 3-bedroom, 2.5-bath townhome, offering the perfect combination of comfort, style, and convenience! Ideally located just minutes from shopping, dining, Lee University, the YMCA, and everyday amenities, this home puts everything you need within easy reach. Step inside to discover a spacious and inviting interior featuring hardwood and ceramic tile flooring and three generously sized bedrooms with plenty of room to relax and unwind. The kitchen is designed to impress with stainless steel appliances, custom cabinetry, and granite countertops, providing both style and functionality for everyday living and entertaining. Outside, enjoy the added privacy of your own fenced-in yard--perfect for pets, outdoor gatherings, or simply relaxing at the end of the day. With its desirable location, spacious layout, quality finishes, and low-maintenance townhome lifestyle, this property has so much to offer. Don't miss your opportunity to make it yours--schedule your private showing today!

262 Ramsey Street NE, Cleveland

Listing courtesy of RE/MAX R. E. Professionals.

$499,900

4 Beds ⋅ 4 Baths ⋅ 1542799 MLS

Welcome to a home that truly stands apart! Offering over 3,300 square feet, this beautifully styled property combines character, comfort, and an unbeatable in-town location. Conveniently situated just minutes from Lee University, interstate access, shopping, dining, and everyday conveniences, you'll love having everything close by while still enjoying your own private retreat. Inside, you'll find 4 bedrooms, 3.5 bathrooms, and a spacious, thoughtfully designed interior filled with personality. The inviting main living area features gorgeous hardwood floors, a striking stone fireplace, beautiful ceiling details, and an open flow into the dining and kitchen area. The kitchen makes a statement with rich cabinetry, granite countertops, a large stone-accented island with seating, open shelving, and plenty of room for gathering. The finished basement adds even more flexibility with two additional rooms that could serve as guest spaces, home offices, playrooms, hobby rooms, or whatever best fits your lifestyle, along with a large recreation/media area. And then there's the backyard! Step outside to your very own private oasis, complete with a beautiful in-ground pool newly built last August, featuring a waterfall feature and fenced pool area. The surrounding patio and outdoor entertaining spaces create the perfect setting for summer days, evening gatherings, or simply relaxing at home. From its unique style and generous living space to its incredible backyard and convenient location, this is anything but your typical cookie-cutter home. If you've been searching for a property with personality, space, and a backyard made for entertaining, this one deserves to be at the top of your list!

167 Neely Circle NE, Cleveland

Listing courtesy of RE/MAX Experience.

$279,900

2 Beds ⋅ 3 Baths ⋅ 1542796 MLS

Welcome to Abaco in desirable Northeast Cleveland, just minutes from shopping and restaurants. Offering 1,400 sq ft of living space, this townhome is the perfect fit for modern living with 2 bedrooms, 1.5 baths, and an open floor plan. Schedule your private showing today!

3216 Green Turtle Lane NE, Cleveland

Listing courtesy of K W Cleveland.

$335,000

2 Beds ⋅ 2 Baths ⋅ 1542783 MLS

Welcome to 160 Elijah Way NW, located in a sought-after townhouse community where homes tend to sell quickly! This charming neighborhood offers an inviting setting and the ease of comfortable, one-level living in Cleveland. Thoughtfully improved throughout, this move-in-ready home features fresh neutral paint, luxury vinyl plank flooring, updated bedroom carpet, stylish light fixtures, ceiling fans, and an elegant chandelier. The beautifully enhanced kitchen offers level-three textured stone countertops, black stainless steel appliances, and a five-filter reverse osmosis system that provides clean drinking water straight from its convenient dispenser. The same beautiful stone, with a polished finish, continues into both upgraded bathrooms, creating a coordinated look throughout the home. The bathrooms also feature updated faucets, mirrors, sinks, and fixtures. Enjoy year-round comfort with an energy-efficient HVAC system installed in 2024. The inviting living room is highlighted by a special-order gas fireplace with remote-controlled electronic ignition and an attractive tile surround. Step outside onto the spacious deck, added in 2023 and stained in 2024, where you can relax and enjoy the natural light and breeze. A small fenced area provides a convenient outdoor space for pets. Additional improvements include new blinds, storm doors, motion-sensor lighting, updated appliances, fresh landscaping, and a sprinkler system. The home also offers a large, clean attic for additional storage. Conveniently located in Bradley County with no city taxes, this beautifully maintained condo combines modern finishes, thoughtful upgrades, and easy living in a wonderful little neighborhood--all ready for its next owner!

160 Elijah Way NW, Cleveland

Listing courtesy of Ocoee Realty & Property Management.

$425,000

3 Beds ⋅ 3 Baths ⋅ 1542778 MLS

Welcome to this beautifully appointed new construction home in the highly desirable Northside community! Offering 3 bedrooms, 2.5 baths, and 1,599 square feet, this thoughtfully designed home combines quality construction with stylish finishes and an inviting open-concept floor plan. The exterior features a handsome combination of brick, stone, and Hardie board for timeless curb appeal. Inside, the spacious main living area flows seamlessly into the well-appointed kitchen, featuring a large island, wood-grained cabinetry, granite countertops, and a generous walk-in pantry that could easily double as the perfect coffee bar. A large laundry room adds even more everyday convenience. The split-bedroom floor plan provides excellent privacy for the primary suite. The gorgeous primary bath features a beautifully tiled shower, double vanity, relaxing garden tub, and spacious walk-in closet. Two additional bedrooms provide plenty of room for family, guests, or a home office. Step outside to enjoy the covered back porch overlooking the landscaped lot with Bermuda sod--an ideal spot for morning coffee or relaxing at the end of the day. As a Northside homeowner, you'll also enjoy access to an impressive community clubhouse complete with a kitchen and swimming pool, plus pickleball and basketball courts. Storage units will also be available soon. With its quality construction, thoughtful floor plan, beautiful finishes, outdoor living space, and outstanding community amenities, this home offers an exceptional opportunity to enjoy new construction in a beautiful Northside setting.

5308 Mia Court NW, Cleveland

Listing courtesy of Crye-Leike, REALTORS.

$435,000

4 Beds ⋅ 3 Baths ⋅ 1542753 MLS

4 BEDROOMS | FULL BASEMENT | SPACIOUS BACKYARD - With 4 bedrooms, 3 full bathrooms, and plenty of space inside and out, this Cleveland home has a lot to work with. The full unfinished basement is one of the standout features, offering plenty of room for storage now with the potential to create additional living space, a workshop, recreation area, or whatever fits your needs down the road. Outside, the large backyard gives you room to spread out and includes a storage shed, while a screened sunroom and back deck provide two separate places to enjoy the outdoors. A sliding glass door connects the deck directly to the home for easy access. The brick exterior is complemented by a circular driveway, attached garage with direct basement access, and a detached carport positioned just outside the garage. With four bedrooms, multiple outdoor spaces, and an unfinished basement ready for someone to put their own ideas to work, there is plenty of room to make this property your own.

139 Chestuee Drive NE, Cleveland

Listing courtesy of Richardson Group.

$282,900

3 Beds ⋅ 2 Baths ⋅ 10845458 MLS

JUST A LOVELY SETTING FOR THIS Well Maintained 3BR/2BA RANCH on level lot .46 acre +/-! A Country Feel with City Convenience! EXTRA FEATURES BUYERS WILL LOVE - Beautiful Laminate High quality floors throughout. All 5 updated major appliances , Plenty of Storage with Oak cabinets, Large Pantry and Laundry Room. Convenient Step in Shower in Master Bath. Roof, water heater, and HVAC all renewed under current ownership.

738 Hood Street, Cleveland

Listing courtesy of Virtual Properties Realty.com.

$257,000

3 Beds ⋅ 2 Baths ⋅ 1542726 MLS

Bring your vision to life in this spacious 3-bedroom, 2-bathroom home conveniently located right in town, close to shopping, dining, and everyday amenities. With a functional layout, generous living spaces, and plenty of potential, this property is an excellent opportunity for anyone ready to create a home that truly reflects their style. The main level features an inviting open floor plan centered around a great room with vaulted ceiling and gas fireplace. The great room flows effortlessly into the eat-in kitchen, creating a comfortable space for both everyday living and entertaining. Two well-sized bedrooms, a full bathroom, and a conveniently located laundry area complete the main level. The refrigerator, washer, and dryer will remain with the home for added convenience. Enjoy your morning coffee or unwind at the end of the day on the screened-in porch, a wonderful spot for relaxing or entertaining guests. And enjoy the spectacular view from the front porch. Accessibility is another exceptional feature of this home. The main level includes a separate driveway with a convenient carport, a covered front porch with an accessibility ramp, and an interior chair lift to the lower level that remains with the property. The partially finished basement provides even more flexibility and space, featuring a third bedroom, a second full bathroom, and a double garage with abundant storage. Outside, you'll appreciate the low-maintenance gutters with leaf guards, along with an additional storage building that will remain with the property. With some TLC and your personal touches, this home has the potential to truly shine. Offering space, versatility, accessibility, and an incredibly convenient location, this is an opportunity you won't want to miss. Schedule your private tour today and discover the possibilities this property has to offer! This home is not in the Canterbury Ridgd S/D and is not subject to the S/D restrictions or HOA.

1092 Cottage Stone Lane NE, Cleveland

Listing courtesy of K W Cleveland.

$289,000

3 Beds ⋅ 1 Baths ⋅ 1542692 MLS

NORTH CLEVELAND | RENOVATED RANCH..Freshly updated and move-in ready! This charming ranch-style home offers easy one-level living with fresh paint inside and out, giving the home a clean, refreshed feel. New carpet, updated appliances, new tile backsplash mean there's nothing left to do but move in. Centrally located near I-75 you'll enjoy quick access to shopping, dining, schools, and easy access to the interstate. Whether you're a first-time buyer, downsizing, or looking for a conveniently located home, this property is ready for its next chapter. Don't miss the opportunity to make this refreshed one level home your own!

1250 Norman Chapel Road NW, Cleveland

Listing courtesy of Bender Realty.

$439,900

3 Beds ⋅ 2 Baths ⋅ 1542686 MLS

Welcome to 173 Cottonwood Bend, a well-maintained ranch home in a desirable NW established neighborhood with curb appeal, timeless charm, and a split-bedroom floor plan. Truly move-in ready! The thoughtful floor plan features beautiful hardwood flooring throughout. The family room includes a gas fireplace and opens to the formal dining room and a beautiful sunroom, making it ideal for entertaining and family time. The kitchen has updates, including a tile backsplash and an eat-in area for additional dining space. The main bedroom includes a double-vanity bathroom with a tub and walk-in shower. The 2 guest bedrooms are on the opposite side and share a generously sized guest bath. Just off the sunroom is a patio to extend your space for entertaining or enjoying the private backyard. Plenty of storage space is available, including a storage building with double doors and concrete flooring. The home has newer windows, an irrigation system, extra parking, and many more desirable features. Schedule your showing today and do not miss this one!!!

173 Cottonwood Drive NW, Cleveland

Listing courtesy of RE/MAX Experience.

$430,000

3 Beds ⋅ 2 Baths ⋅ 1542675 MLS

Discover the space, privacy, and convenience of this well-maintained brick home situated on 4.19 acres at 4392 Blue Springs Rd SE in Cleveland, Tennessee. Offering comfortable one-level living, this 3-bedroom, 2-bath home combines a practical floor plan with features that can be difficult to find in the Cleveland, TN market. The brick exterior and metal roof provide lasting appeal, while the attached 2-car garage offers convenient everyday parking and storage. An additional RV carport provides covered space for a recreational vehicle, camper, boat, trailer, or other outdoor equipment. Out back, the screened porch creates an inviting place to relax, enjoy your morning coffee, or unwind while overlooking the property. The fenced backyard provides a defined outdoor space for pets, recreation, gardening, or entertaining, while the expansive 4.19-acre lot offers additional room to enjoy the outdoors and the privacy of a larger property. With 3 bedrooms, 2 bathrooms, single-level living, acreage, RV storage, a metal roof, screened porch, fenced backyard, and attached garage, this Cleveland, TN home offers a versatile combination of features for buyers looking for more space without giving up everyday convenience. If you've been searching for a one-level brick home with acreage in Cleveland, Tennessee, 4392 Blue Springs Rd SE deserves a closer look. Schedule your private showing and come see all this well-maintained property has to offer.

4392 Blue Springs Road SE, Cleveland

Listing courtesy of Coldwell Banker Kinard Realty.

$489,900

4 Beds ⋅ 3 Baths ⋅ 1542624 MLS

Welcome to 1504 17th St NW! This beautifully updated home offers 4 spacious bedrooms and 3 full bathrooms, thoughtful modern finishes throughout, and a bright, open flow designed for comfortable living and easy entertaining. Situated in a highly desirable neighborhood, it's completely move-in ready and waiting for its next owner. Schedule your showing today!

1504 17th Street NW, Cleveland

Listing courtesy of RE/MAX Experience.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.