Cleveland Homes with Land Bank Loan Terms

Cleveland Homes with Land Bank Loan Terms

Welcome to Cleveland, Georgia – a charming gem nestled in the heart of White County. Surrounded by the breathtaking beauty of the North Georgia mountains, Cleveland offers a unique blend of small-town charm and outdoor adventure. With its rich history, friendly community, and stunning landscapes, it’s no wonder that this picturesque town is a favorite destination for those seeking a serene lifestyle.

Cleveland is not just a gateway to the great outdoors; it’s a vibrant community steeped in culture and tradition. The town hosts a variety of events throughout the year, including the famous Oktoberfest, where locals and visitors alike come together to celebrate with great food, music, and crafts. The nearby Helen, a Bavarian-style village, adds to the region’s unique character, offering visitors a taste of Europe in the heart of Georgia.

For those considering making Cleveland home, the real estate opportunities are as diverse as the landscape. Many properties in the area are eligible for Land Bank Loan Terms, making homeownership more accessible. This financing option is perfect for first-time buyers or those looking to invest in a second home. With spacious lots and stunning mountain views, you can find the perfect setting to create your dream retreat.

Whether you’re drawn to the natural beauty, the vibrant community, or the affordable housing options, Cleveland, Georgia, offers an idyllic lifestyle that is hard to resist. Explore the charm of this remarkable town and discover why it’s the perfect place to call home!

Newest Cleveland Homes with Land Bank Loan Terms

$76,000
10815997 MLS
Bring your 40 feet or larger motorhome or camper to this picturesque open-level lot equipped with full hookups. The property includes a fire pit and pergola with adjustable shade. This vibrant community in the North Georgia mountains offers a variety of scheduled activities, such as cookouts, concerts, and potlucks. Additionally, there are seasonal water activities. The community includes owners' laundry and delivery building for items that cannot be delivered into your mailbox. This facility is available onsite for your convenience and is available for an annual fee. We are conveniently located near Helen, Gainesville, and Dahlonega, and many other attractions. The community is conveniently located near many hiking trails, wineries, and other wonderful attractions. Paradise Valley RV Resort offers a wide range of activities throughout the season. My wife and I, along with our small dog, purchased this property several years ago after extensive research of other communities in the area. Experience firsthand why we chose this community and enjoy our friendships. While full-time residency is not permitted, you can visit and enjoy the resort's amenities year-round. A gate remote is required to access this wonderful lot.

104 Bridge Loop Drive, Cleveland

Listing courtesy of Masterpiece Realty, LLC.

$200,000
10814668 MLS
Fantastic opportunity to own over 7 acres on Hwy 115 as you enter Cleveland from the Habersham County side. The property offers 159 feet of road frontage with an established driveway/entrance already in place. A well and septic tank are located on site, and the land features a mix of cleared space and partially wooded areas. Two small creeks run through the property - one at the front and another near the middle. Recently rezoned to commercial, with the possibility of conversion back to residential, this versatile property is ready for your vision. A mobile home previously occupied the site.

Highway 115 E, Cleveland

Listing courtesy of Crye-Leike, Realtors.

$87,000
10813710 MLS
Don't miss this premier RV lot in the well-established, gated Paradise Valley Campground. Perfect for seasonal escapes or weekend getaways in the North Georgia Blue Ridge Mountains. Lot Features: Dual full hookups for ultimate flexibility: drive-through gravel side with complete RV hookups AND concrete parking pad with full hookups on opposite side. Park RV, host guests, or keep your motor home, RV + golf cart on either side Oversized wood deck with steps on both ends. Large enough for picnic table, chairs, grill, and fire pit. Your outdoor living room is ready. Cute shed with electricity + lights features a welcoming front porch and double swing-out doors on back. Perfect as a workshop, bike storage, or gear room for all your mountain toys. Community Amenities: Limited lots remain in this beautiful community with paved streets and stunning mountain views throughout. Enjoy: Large newly remodeled pavilion for private parties or community events Swimming pool with newly remodeled bathrooms Newly remodeled laundry room and mail room Gated entry for peace of mind Town Creek runs through the campground - fish or cool off in the mountain water Miles of paved roads ideal for long walks and golf cart rides year-round Location & Lifestyle: Season runs April through end of October, with a few full-time caretakers providing year-round security. Centrally located for everything North Georgia offers. Minutes to wineries, hiking trails, and tubing. Short drive to Helen, Dahlonega, Clarksville, and Blairsville for shopping, dining, fishing, hiking, and vineyard tours. The possibilities are immense. Come claim your mountain retreat before it's gone. Listing agent is owner. Call for a private tour or to preview other cabin properties. --- ADDITIONALLY **** --- 2023 Coachman Ultra Elite Camper w-Two Slide Outs- Extra Bells & Whistles - ***NEVER Hauled (except from Cleveland RV Dealer to Campground when we purchased NEW ) ***We have never Cooked, Showered, or used Camper with the exception of Sleeping in Bedroom 3 times - BRAND NEW SMELL ** Can Be Purchased $29,000.00 -Its Currently on the LOT - Can request for Pictures and Preview when Previewing LOT

496 Hidden Valley Road, Cleveland

Listing courtesy of Southern Classic Realtors.

$85,000
10784899 MLS
Discover the perfect opportunity to build your dream home on this mostly level 3+ acre lot in the highly sought-after Lake Laceola community in Cleveland, Georgia. Nestled in the beautiful North Georgia mountains, this property offers the perfect blend of privacy, natural beauty, and convenience, just minutes from the charming alpine town of Helen. One of the most level lots in the neighborhood, this homesite provides an ideal setting for a custom mountain retreat, full-time residence, or weekend getaway. For those seeking even more space and seclusion, this lot can be combined with the connecting Lot 171, creating just over 6 acres of privacy and endless possibilities. Lake Laceola is a private, gated mountain community centered around a pristine, crystal-clear lake perfect for boating, fishing, kayaking, and enjoying the outdoors. Surrounded by breathtaking scenery and abundant wildlife, you'll experience peaceful mountain living while still being close to shopping, dining, wineries, hiking trails, and all that Northeast Georgia has to offer. Don't miss this rare opportunity to own one-or both-of these exceptional properties in one of North Georgia's premier lake communities.

172 Laceola North Road, Cleveland

Listing courtesy of Keller Williams Lanier Partners.

$500,000
10767410 MLS
This is commercial land with road frontage on daybreak and highway 129 south.

1776 HIGHWAY 12 Highway 129 S, Cleveland

Listing courtesy of Catchu Properties LLC.

$120,000
10766884 MLS
Private rural wooded acreage with wonderful building sites and seasonal mountain views.

Mount Pleasant Church Road, Cleveland

Listing courtesy of Chestatee Real Estate, LLC.

$100,000
10708218 MLS
Picture your future mountain retreat in the stunning Mountainside at Laceola Subdivision-one of North Georgia's most sought-after gated lake communities. These residential lots offer a rare combination of privacy, natural beauty, and access to a pristine spring-fed lake. Lake Laceola is known for its crystal-clear waters, breathtaking Blue Ridge Mountain views, and serene setting. Residents enjoy boating, fishing, kayaking, and simply soaking in the peaceful lakeside lifestyle. Community features include a well-appointed clubhouse, swimming pool, community docks, boat launch, boat storage, and scenic walking trails with direct access to the Chattahoochee National Forest. Conveniently located just minutes from downtown Cleveland and a short drive to Helen, Dahlonega, Yonah Mountain, Tallulah Falls, local wineries, and endless hiking trails. Whether you're looking to build your primary residence, a weekend escape, or secure a future investment, this is an incredible opportunity to experience the best of North Georgia mountain living.

252 S Laceola Road, Cleveland

Listing courtesy of Keller Williams Greater Athens.

$324,900
10693160 MLS
Positioned in the heart of Northeast Georgia's expanding tourism and residential corridor, this C1-zoned 5.88-acre commercial tract on Westmoreland Road presents a compelling opportunity for investors seeking strong visibility, flexible zoning, and long-term appreciation potential. With substantial road frontage along a well-traveled connector route, the property is ideally suited for retail, boutique hospitality, professional office, event-related services, or mixed-use commercial development designed to capture both local and visitor traffic. Strategic Location in a Tourism-Driven Market- Cleveland serves as a gateway to the North Georgia Mountains and sits minutes from high-traffic destinations including: -Helen - a year-round alpine tourism hub drawing millions of visitors for Oktoberfest, tubing, shopping, and festivals -Wineries & Weddings- 8+ wineries creating demand along the "Wine Highway", premier wedding and event venues attracting destination ceremonies and upscale tourism -BabyLand General Hospital - an internationally known family attraction generating consistent visitor flow -Multiple regional vineyards, mountain resorts, and attractions throughout White County and surrounding North Georgia communities This concentration of tourism, weddings, and short-term lodging demand creates strong potential for investor-driven commercial uses such as event services, boutique retail, specialty dining, or hospitality-adjacent development. Development Advantages: -C1 Commercial zoning allows a broad spectrum of income-producing uses -Cleared, level topography supports efficient site planning and reduced development costs and streamline construction timelines -Completed perc testing supports immediate planning for septic or future infrastructure -Strong road frontage and daily traffic exposure enhance long-term tenant and business viability Investment Outlook: North Georgia continues to experience population growth, tourism expansion, and rising demand for event-related and service-based commercial space. Properties with flexible zoning, infrastructure readiness, and proximity to destination venues remain limited-positioning this tract as a rare early-stage investment with scalable development potential. Whether held for future appreciation, developed for income-producing commercial use, or positioned to serve the wedding and tourism economy, this Cleveland commercial parcel offers the location fundamentals and zoning flexibility investors seek in emerging mountain markets.

Westmoreland Road, Cleveland

Listing courtesy of Keller Williams Lanier Partners.

$1,722,200
10688430 MLS
Don't miss this! Over 100 acres of prime real estate in White Co! Whether you are looking to build your dream home, family compound or small subdivision, this parcel has it all! Rolling hills with plenty of creek access and multiple places to view Mt. Yonah. You have to see it to believe it! Schedule your viewing today! Owner/Broker

Whippoorwill Lane, Cleveland

Listing courtesy of Havenwood Realty.

$25,000
10656398 MLS
Convenient to Blairsville, Cleveland, and Helen with all the mountains have to offer - this 1.34 acre lot has all the fresh air, peace and quiet you could want. Enjoy the pristine air and small creek on the property. Ideal for a walkout basement or crawlspace home. Electric is available. Primary residence, cabin away from home: buyer to verify with county. No HOA. Surrounded by wildlife but still located conveniently to Dahlonega, Cleveland, and Helen. Light restrictions, these lots are getting harder to find in Lumpkin County. Buyers - we have just been informed (03/06/2026) that Lumpkin county will not allow for a mobile or manufactured home to be built in the neighborhood.

Corinth Church Road, Cleveland

Listing courtesy of Fourth Mountain Real Estate.

$200,000
10600612 MLS
Fantastic opportunity to own over 7 acres on Hwy 115 as you enter Cleveland from the Habersham County side. The property offers 159 feet of road frontage with an established driveway/entrance already in place. A well and septic tank are located on site, and the land features a mix of cleared space and partially wooded areas. Two small creeks run through the property - one at the front and another near the middle. Recently rezoned to commercial, with the possibility of conversion back to residential, this versatile property is ready for your vision. A mobile home previously occupied the site.

Highway 115 E, Cleveland

Listing courtesy of Crye-Leike, Realtors.

$50,000
10479899 MLS
This beautiful one-acre lot is located in the Eagles Landing subdivision, just minutes from the center of downtown Cleveland. This lot contains mature hardwood trees with breathtaking mountain views! Bring your own plans and builder. Private water system, underground utilities, street lights and a paved road make this a most desirable site. The location makes it convenient to Cleveland and Helen, and only 30 minutes to Gainesville. Come enjoy the wineries, trout fishing, boating, shopping and tubing in the BEAUTIFUL NORTH GEORGIA MOUNTAINS.

Grand View Drive, Cleveland

Listing courtesy of Alco Realty Inc..

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