Cleveland Homes with Assumable Terms

Cleveland Homes with Assumable Terms

Welcome to Cleveland, Tennessee – a charming city nestled in the heart of Bradley County, where Southern hospitality meets modern living! Known for its rich history and vibrant community, Cleveland offers a unique blend of small-town charm and urban convenience. With its picturesque landscapes, friendly neighborhoods, and a thriving local economy, it’s no wonder that families and individuals alike are drawn to this delightful city.

Cleveland boasts a variety of recreational opportunities, from the serene waters of the Hiwassee River to the lush trails of the Cherokee National Forest. Residents enjoy a plethora of outdoor activities, including hiking, fishing, and biking, making it an ideal place for nature enthusiasts. The city also hosts various cultural events and festivals throughout the year, celebrating its diverse heritage and fostering a strong sense of community.

When it comes to real estate, Cleveland offers an array of homes with assumable terms, making it easier for prospective buyers to step into their dream home. Assumable mortgages can be a game-changer, providing a seamless transition for buyers who want to take advantage of favorable loan conditions without the hassle of securing new financing. This feature not only makes homeownership more accessible but also adds an exciting layer of affordability to the Cleveland housing market.

Whether you’re a first-time homebuyer, a growing family, or looking to retire in a peaceful setting, Cleveland, TN, has something for everyone. Explore the opportunities waiting for you in this welcoming city, where your dream home is just a heartbeat away!

Newest Cleveland Homes with Assumable Terms

$430,000
3 Beds ⋅ 2 Baths ⋅ 20262443 MLS
If you've been looking for a newer Cleveland home but don't want to give up storage, outdoor space, or future possibilities, this one deserves a closer look. Built in 2021, this home offers clean, move-in-ready living, a full unfinished basement, a 2-car garage with EV charging outlet, and a large lot that gives you room to spread out. This is a great fit for a buyer who wants more function than the typical newer home offers, with space for storage, a workshop, gym, hobby area, garden, pets, entertaining, or future expansion. And for qualified buyers, the assumable FHA loan at 4.99% may offer a valuable financing opportunity in today's rate environment.

155 Surrey Lane NE, Cleveland

Listing courtesy of KW Cleveland.

$625,000
4 Beds ⋅ 4 Baths ⋅ 20262178 MLS
Welcome to a masterpiece of modern luxury, where sophisticated design meets high-tech convenience. Situated in one of the area's premier gated communities, this residence offers an unparalleled lifestyle complete with a community pool and meticulously maintained surroundings. Every detail of this home has been curated with high-end builder upgrades and ''future-ready'' technology. The main living area features breathtaking cathedral ceilings accented by handcrafted wood beams, creating a sense of scale and warmth that is truly inviting. A culinary dream kitchen featuring premium builder upgrades, custom cabinetry equipped with soft close drawers, and professional-grade appliances. Say goodbye to cluttered countertops. The expansive pantry offers floor-to-ceiling storage for small appliances, bulk groceries, and kitchen essentials, keeping your workspace pristine. The kitchen flows effortlessly into the great room, anchored by a cozy gas fireplace--perfect for sophisticated gatherings or quiet evenings. Expect the best, from upgraded lighting fixtures to custom trim work and luxury flooring that sets this home apart from standard builds. The owner's suite features a large walk-in spa-like shower, meticulously tiled and designed with premium fixtures for a daily retreat into relaxation. It's the ultimate space to unwind and recharge. Smart Home & Sustainability Experience effortless living with a fully integrated Smart Home system. Control smart lights, thermostats, and security cameras from the palm of your hand. The oversized garage comes equipped with a dedicated EV charging station, making it ready for your electric vehicle. The exterior is wrapped in lush Bermuda sod, kept vibrant year-round by a multi-zone irrigation system providing a manicured outdoor living space. Relax on the spacious covered porch or gather around the firepit in the backyard a perfect setting for Tennessee sunsets. This home has an assumable loan available, below current market rates.

145 White Tail Lane NW, Cleveland

Listing courtesy of KW Cleveland.

$400,000
1532324 MLS
Owner financing with terms that are increasingly hard to find. - 1625 Red Valley Road, Cleveland, Tennessee - - Seller financing is available with $180,000 down and a fully amortizing 10-year note at 7%--no balloon payment, a fixed interest rate, and no prepayment penalty. Financing like this on vacant land is becoming increasingly difficult to find. Now, let's talk about the property. Perched atop the ridge, the views are the first thing you'll notice. Sweeping Blue Ridge Mountain vistas stretch across the horizon, creating a backdrop that's hard to overlook. At the lower portion of the property, you'll find creek frontage that adds both character and natural beauty. The land offers a blend of open, usable acreage and mature woods. The property line follows the edge of the neighboring open field before continuing through the trees to the right, providing a versatile landscape with plenty of possibilities. Offered at $400,000. Owner financing. Mountain views. Creek frontage. Open land. Some properties check one box. This one checks several. For additional information or to schedule a private showing of the property, call or text the listing agent.

1625 Red Hill Valley Road SE, Cleveland

Listing courtesy of Real Estate Partners Chattanooga LLC.

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