Cleveland Homes with THDA Terms

Cleveland Homes with THDA Terms

Welcome to Cleveland, Tennessee—a charming city nestled in the heart of Bradley County, where Southern hospitality meets scenic beauty. Known for its rich history and vibrant community, Cleveland offers a delightful blend of small-town charm and modern conveniences. With a population that embraces diversity and a spirit of togetherness, Cleveland is an ideal place for families, young professionals, and retirees alike.

Cleveland is surrounded by stunning landscapes, including the picturesque foothills of the Appalachian Mountains and the serene waters of nearby lakes and rivers, making it a haven for outdoor enthusiasts. Residents enjoy a variety of recreational activities, from hiking and fishing to exploring the beautiful parks and green spaces that dot the area. The city also boasts a thriving arts scene, with local galleries, music festivals, and cultural events that celebrate the unique heritage of the region.

For those looking to make Cleveland their home, the city offers a range of housing options that cater to different lifestyles and budgets. With the availability of homes under THDA (Tennessee Housing Development Agency) terms, prospective buyers can take advantage of affordable financing options designed to make homeownership more accessible. These programs are tailored to assist first-time homebuyers and those looking to invest in their future, ensuring that the dream of owning a home in Cleveland is within reach.

Whether you’re drawn to the city’s warm community spirit, its picturesque surroundings, or its affordable housing options, Cleveland, Tennessee, is a place where you can truly feel at home. Come explore the possibilities and discover why so many are choosing to call this vibrant city their own!

Newest Cleveland Homes with THDA Terms

$274,900
3 Beds ⋅ 2 Baths ⋅ 20264002 MLS
Ask about the lease purchase option! Seller willing to give buyer $3500 Concession! One level living! Easy One Step Entrance From Back Door/Driveway! Welcome to 3005 Pine Dr - a beautifully remodeled ranch-style home offering one-level living in an incredibly convenient location! This 3-bedroom, 1.5-bath home features 1,420 square feet of thoughtfully updated space with fresh paint throughout. Enjoy the flexibility of a bonus room, perfect for a home office, playroom, or additional living area. In 2020, all-new smart siding was installed and the entire exterior was repainted, giving the home a fresh, modern look with lasting durability. A brand new HVAC unit was added in March 2025 and includes a 10-year warranty, providing year-round comfort and peace of mind. You'll also appreciate the spacious laundry room and an outdoor storage shed for extra space and convenience. Located on a quiet street but just minutes from restaurants, shopping, and I-75, this home offers quick and easy access to both Chattanooga and Knoxville. Whether you're a first-time buyer, downsizing, or just looking for move-in-ready charm, this home checks all the boxes! Call your favorite agent today to schedule a showing!

3005 Pine Drive NE, Cleveland

Listing courtesy of RE/MAX Experience.

$255,000
2 Beds ⋅ 2 Baths ⋅ 20263995 MLS
Welcome home to this beautifully designed one-level floor plan featuring 2 bedrooms and 2 full bathrooms. Step inside to find an inviting entry with a convenient coat closet, and an open-concept living area that's perfect for both everyday living and entertaining. The spacious living room flows seamlessly to the private, fenced backyard and patio, creating an ideal space for relaxing or hosting guests. The kitchen is both stylish and functional, offering granite countertops, a tile backsplash, abundant cabinetry, a pantry, and a breakfast bar overlooking the dining area. The spacious primary suite features a large walk-in closet, a private en-suite bath with a walk-in shower, and plenty of room to unwind. A conveniently located laundry room is tucked into the hallway leading to the second bedroom and full bathroom, providing privacy for guests or family members. Additional highlights include window blinds throughout and a private fenced backyard, making this home move-in ready and easy to enjoy.

392 NE Bellingham Drive NE 5c, Cleveland

Listing courtesy of KW Cleveland.

$369,900
4 Beds ⋅ 3 Baths ⋅ 20263932 MLS
Welcome to 3005 Oakland Dr. NW--a home that offers the space, flexibility, and location you've been looking for! This 4-bedroom, 3-bathroom home has a layout that works for a variety of lifestyles. On the main level, you'll find three spacious bedrooms, including a primary suite with its own private en suite bathroom. Downstairs, the fully finished basement features a large family room, a full bathroom, and a fourth bedroom that is currently being used as the primary suite. Whether you're looking for a private retreat, space for extended family, a teenager's suite, or comfortable guest accommodations, this lower level offers endless possibilities. Step outside and enjoy the beautiful backyard, perfect for relaxing, entertaining, gardening, or simply spending time with family and friends. The location couldn't be better! You'll love being within walking distance of the Cleveland Greenway and Cleveland High School, making it easy to enjoy outdoor recreation, walking trails, and school activities. Plus, you're just minutes from shopping, restaurants, and I-75, giving you convenient access to everything Cleveland has to offer. Homes with this much space, flexibility, and such an unbeatable location are hard to find. Come see all that 3005 Oakland Dr. NW has to offer and imagine yourself calling it home! Call your favorite agent today to schedule your showing!

3005 Oakland Drive NW, Cleveland

Listing courtesy of RE/MAX Experience.

$251,000
2 Beds ⋅ 1 Baths ⋅ 20263900 MLS
Welcome home to this beautifully remodeled 2-bedroom, 1-bath ranch offering approximately 1,820 square feet of functional living space, including a comfortably cool basement! Relax on the inviting front porch swing or enjoy the privacy of the large, fully fenced backyard surrounded by mature trees and attractive landscaping. Inside, you'll find new hardwood floors throughout, a beautifully remodeled bathroom with tile flooring, and an updated kitchen featuring matching Whirlpool stainless steel appliances, including a refrigerator, double-oven range, microwave and dishwasher. Ceiling fans in most rooms. Window blinds, washer/ dryer, standing kitchen pantry all remain with the home, making your move even easier. The 884-square-foot basement provides exceptional flexibility with a spacious two-car garage, workshop, storage area, and laundry space--ideal for hobbies, a home gym, or future expansion. This area stays very cool if you keep garage doors down and could be easily heated/cooled with portable unit. The wood top work bench does not stay. Major updates provide peace of mind for years to come, including: Approximately 3-year-old architectural shingle roof Newer 50-gallon water heater Septic system serviced (January 2023) AFS waterproofing system with sump pump (conveys), wall panels, and dehumidifier (conveys) backed by a lifetime transferable warranty AFS driveway lifting and crack repair with a lifetime transferable warranty Outside, enjoy a beautifully landscaped front yard, a wood deck and a large fenced backyard perfect for children or pets. Also, a convenient site-built storage building with drive-in access for your lawn mower and plenty of room for tools and equipment. Move-in ready and thoughtfully updated, this charming home offers quality improvements, abundant storage, and exceptional value at an affordable price! Pre-sale Title check will be completed by Burns Henry & Kirksey PC Cleveland Fire or Bradley County Fire ISO Class 2

240 SE Bell Street SE, Cleveland

Listing courtesy of Ellis Ledford Properties.

$389,900
3 Beds ⋅ 2 Baths ⋅ 20263886 MLS
Beautifully updated home with a basement, offering efficiency, comfort, and quality throughout. This property features a new HVAC system, updated plumbing, new windows, fresh paint, and durable LVT flooring. The home showcases high-end finishes, including quartz countertops, brand-new cabinetry, new appliances, ceramic-tiled bathrooms, and modern lighting fixtures. In addition to being move-in ready, the property includes an additional lot, perfect for future expansion. Step outside to enjoy a spacious backyard with a brand-new deck, ideal for relaxing or entertaining. Multiple storage sheds provide ample space for tools, equipment, or hobbies. This is a fantastic opportunity to own a beautifully upgraded home with extra land and endless potential. Schedule your showing today--this one won't last long! Buyer to verify all pertinent information.

2442 SE Ella Drive SE, Cleveland

Listing courtesy of Crye-Leike REALTORS - Athens.

$350,000
4 Beds ⋅ 3 Baths ⋅ 20263766 MLS
Welcome to 4632 Nell Avenue NW in Cleveland. This wonderful home is ready for it's new owners! Featuring 4 bedrooms 2.5 baths and a partial finished basement that can also be used as a rental opportunity. Stainless steel appliances, new flooring in the hallway, covered screened porch, storage shed, large fenced yard with a newer vinyl fence, large driveway and carport that offers plenty of parking for larger families are just some of the great features this home offers. Located close to Paul Huff Parkway and I-75 that's perfect for commuters. Schedule a private showing today.

4632 Nell Avenue NW, Cleveland

Listing courtesy of KW Cleveland.

$314,900
3 Beds ⋅ 1 Baths ⋅ 20263734 MLS
Welcome home to your own private retreat. Nestled on 6.02 beautiful acres, this well-maintained 3-bedroom, 1-bathroom home offers the perfect blend of peaceful country living and modern updates. Inside, you'll find new flooring throughout, a new HVAC system, and a thoughtfully cared-for interior that's truly move-in ready. Step outside and enjoy the privacy you've been looking for. Whether you're relaxing on the porch, entertaining friends and family, or letting pets and children play safely in the privacy-fenced backyard, you'll appreciate the space and tranquility this property provides. With over six acres, there's plenty of room to explore, garden, add a workshop, or simply enjoy the beauty of your own land. The home also features a roof that has been professionally treated with Roof Maxx, helping extend the life of the roof. Even better, the transferable Roof Maxx warranty provides added value and peace of mind for the new owner. Properties that combine acreage, privacy, quality updates, and move-in-ready condition don't come along every day. If you've been waiting for a place that feels like home from the moment you arrive, this one is well worth seeing before it's gone.

147 Norwood Drive SE, Cleveland

Listing courtesy of RE/MAX Experience.

$580,000
4 Beds ⋅ 3 Baths ⋅ 20263732 MLS
Custom Luxury Living in Eagle Creek - Better Than New! Welcome to 140 Bear Trace Lane NW in Cleveland, TN. A stunning custom-built home completed in 2024 and thoughtfully designed with comfort, style, and functionality in mind. Located in the highly desirable Eagle Creek Gated Subdivision, this exceptional 4-bedroom, 3 full bath residence offers nearly 3,000 square feet of beautifully appointed living space and is priced at $580,000. From the moment you enter, you'll appreciate the open-concept floor plan, enhanced by custom lighting, custom blinds throughout, luxury vinyl plank flooring, and abundant natural light from ENERGY STAR® qualified double-pane windows. The inviting living room centers around a cozy gas log fireplace, creating the perfect gathering space for family and friends. The heart of the home is the impressive chef's kitchen, featuring a gas stove, oversized center island, walk-in pantry, and generous workspace--perfect for entertaining or everyday living. The adjoining dining and living areas create a seamless flow for hosting guests. The spacious main-level primary suite offers a private retreat with oversized walk-in closets and a spa-inspired ensuite featuring a custom tile shower, separate vanities, and luxurious finishes. The split-bedroom layout provides privacy for family members or guests, while the additional bathrooms feature full-size soaking tubs for ultimate relaxation. Additional highlights include a large main-level laundry room, media room for family media night, no carpet throughout the home, and an oversized deck overlooking the beautifully landscaped, level backyard--ideal for outdoor entertaining, grilling, or simply enjoying peaceful evenings. Residents of Eagle Creek enjoy outstanding neighborhood amenities, including a community pool and clubhouse, side walks, and view of the Ridge. Conveniently located in the highly regarded Bradley County School System.

140 Bear Trace Lane NW, Cleveland

Listing courtesy of KW Cleveland.

$555,900
4 Beds ⋅ 3 Baths ⋅ 20263724 MLS
Welcome to 112 Keystone Dr. NE, where timeless Craftsman style meets modern comfort in the highly sought-after Keystone Ridge community. This beautifully maintained 4-bedroom, 3-bathroom home offers over 2,464 square feet of thoughtfully designed living space with quality finishes throughout. From the moment you walk through the front door, you'll love the open floor plan featuring rich hardwood floors, coffered ceilings, a cozy fireplace, and an abundance of natural light. The spacious living room flows seamlessly into the dining area, creating the perfect space for entertaining or gathering with family. The kitchen is sure to impress with custom cabinetry, granite countertops, stainless steel appliances, a large breakfast bar, pantry, and a bright breakfast nook overlooking the peaceful countryside. The split-bedroom layout provides a private owner's retreat complete with a tray ceiling, oversized walk-in closet, double vanities, a jetted soaking tub, and a spacious tiled walk-in shower. Upstairs, you'll find an expansive bonus room with an additional flex space that can be the 4th bedroom and a full bathroom, making it ideal for a home office, media room, playroom, guest suite, home gym, or whatever best fits your lifestyle. Storage won't be an issue, thanks to two large walk-in storage areas that provide plenty of room for seasonal décor and everything in between. Step outside to enjoy the covered back porch and deck, the perfect place to relax, entertain, or take in the beautiful views. If you've been searching for a home that offers space, quality craftsmanship, and a fantastic location, 112 Keystone Dr. NE is one you won't want to miss. Schedule your private showing today! I can't wait to help you make this house your next home!

112 Keystone Drive NE, Cleveland

Listing courtesy of RE/MAX Experience.

$233,000
2 Beds ⋅ 3 Baths ⋅ 20263717 MLS
**Preferred lender offering 1% buyer credit This beautiful end-unit townhome offers a perfect blend of comfort, style, and unbeatable convenience with the added freedom of no HOA. Step inside to an open-concept main level featuring gorgeous hardwood and tile flooring, high ceilings, and a thoughtfully designed floor plan perfect for everyday living and entertaining. The well-appointed kitchen showcases stunning cabinetry, sleek granite countertops, an ample pantry, and a convenient main-level laundry closet alongside a half bath for guests. Upstairs, you will find two exceptionally spacious bedrooms, each complete with its own private, en-suite full bathroom and comfortable carpeted flooring. The living space extends outdoors to an large back deck that opens up to a low-maintenance, fenced-in backyard. offering an ideal setup for privacy, relaxation, or hosting friends. Situated on a level corner lot just minutes from downtown Cleveland, local restaurants, shopping centers, and Lee University, this exceptional property provides both the ultimate location and a low-maintenance lifestyle.

1217 Angie Lane NE, Cleveland

Listing courtesy of RE/MAX Experience.

$475,000
3 Beds ⋅ 3 Baths ⋅ 20263685 MLS
Beautifully renovated and move-in ready, this stunning home is located in a highly desirable neighborhood! Featuring a spacious layout, a screened-in porch, and a fully fenced backyard, there's plenty of room to relax, entertain, and enjoy. With modern updates like Quartz countertops, top of the line appliances and custom wood Kraftmaid kitchen cabinets, beautiful finishes, and an unbeatable location, this is a home you won't want to miss! Call today for your own private showing!

145 Ridgestone Drive NW, Cleveland

Listing courtesy of Epique Realty.

$579,900
3 Beds ⋅ 3 Baths ⋅ 20263585 MLS
Country living at its finest! Welcome to this well-crafted home located in southeast Bradley County. This property has it all. Situated on just under 4 acres, it offers; In-ground pool, 40x48 shop complete with vehicle lift, 40x48 barn with 8 stalls and room for feed and hay storage, fenced in pasture area, and inside the home you will find gorgeous finishes, true hardwood floors, and approximately 1200 sq ft of finished basement. This is a true custom-built home with every detail carefully planned out. This home is a must see to truly appreciate.

1810 Kincaid Road SE, Cleveland

Listing courtesy of RE/MAX Experience.

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