Cleveland Homes with FHA Terms

COTTAGE CHARM | SUNROOM | CONVENIENT LOCATION - Situated on approximately 0.68 acres just minutes from downtown Cleveland, this charming cottage offers a comfortable layout with plenty of flexibility. The spacious living area provides room to gather, while the sunroom can easily serve as a bonus room, home office, or hobby space. The bathroom features a shower/tub combination, and a dedicated laundry room adds everyday convenience. Outside, the generous yard offers space to enjoy the outdoors or create your own backyard retreat. Conveniently located near shopping, dining, and everyday amenities, this home is ready for its next owner.

2037 Woodchase Close NE, Cleveland

Listing courtesy of Richardson Group.

$950,000

3 Beds ⋅ 3 Baths ⋅ 1540044 MLS

HISTORIC CHARM | GARAGE APARTMENT | 1.89 ACRES - Set on 1.89 private acres, this historic Colonial farmhouse blends timeless character with everyday functionality in a peaceful setting just minutes from shopping, dining, and other conveniences. Step through the front door to discover beautiful accent walls, elegant arched doorways, and classic chandeliers that showcase the home's historic appeal. Throughout the home, you'll find the craftsmanship and architectural details that make homes of this era so special, including crown molding, extensive built-in bookshelves, two fireplaces, and spacious living areas designed for gathering with family and friends. The formal dining room provides an inviting setting for meals and celebrations, while the kitchen opens to a cozy sitting room highlighted by a large picture window overlooking the pool and patio. A screened porch with direct access to the kitchen offers a convenient transition to the outdoor living spaces. Outside, enjoy the in-ground pool, dedicated garden area, and plenty of room to relax or entertain. Adding to the property's versatility is a detached garage with a private one-bedroom, one-bath apartment above, making it ideal for guests, extended family, a home office, or potential rental income. Offering historic charm, flexible living space, and a beautiful setting on nearly two acres, this is a truly special property that's ready to welcome its next owner.

2035 Woodchase Close NE, Cleveland

Listing courtesy of Richardson Group.

$385,000

4 Beds ⋅ 2 Baths ⋅ 1540030 MLS

NORTH CLEVELAND | FINISHED BASEMENT | EXTRA WORKSHOP SPACE - Conveniently located in North Cleveland, this 4-bedroom home offers a versatile layout with room to gather, entertain, and make it your own. The spacious living room provides an inviting setting for family and friends, while the kitchen opens to a formal dining room highlighted by a cozy gas fireplace, creating a comfortable space for everyday meals and special occasions alike. Just beyond, the sunroom overlooks the backyard and offers a relaxing place to enjoy your morning coffee or unwind at the end of the day. Throughout the home, thoughtfully designed accent walls add warmth and distinctive character, giving each space its own personality. The primary suite features a walk-in closet and a private en suite bathroom, while two additional bedrooms and a full bath complete the main level. Downstairs, the finished basement expands the home's possibilities with a recreation room and a fourth bedroom that's well suited for guests, a game room, or a private living area. Outside, three separate storage buildings and workshops provide exceptional space for hobbies, projects, equipment, or additional storage. Offering flexible living spaces, abundant workshop potential, and a convenient North Cleveland location, this home is ready to fit a variety of lifestyles.

2430 Candies Lane NW, Cleveland

Listing courtesy of Richardson Group.

$236,000

2 Beds ⋅ 2 Baths ⋅ 1540025 MLS

MOTIVATED SELLER! Welcome to effortless Cleveland living with NO HOA and minimal upkeep! Located at 1735 Stonebriar, this immaculate, move-in-ready one-level townhome offers the perfect blend of modern comfort, convenience, and low-maintenance living. Featuring 2 bedrooms, 2 full bathrooms, and a thoughtfully designed open floor plan, this home is ideal for those seeking simplicity without sacrificing quality. Enjoy the best of both worlds with a peaceful setting just minutes from the Cleveland bypass, downtown Cleveland, shopping, dining, and some of Southeast Tennessee's most sought-after outdoor destinations. With the Hiwassee River, hiking trails, rafting adventures, and beautiful water recreation nearby, you'll have endless opportunities to enjoy the Tennessee lifestyle right outside your door. Step inside to discover a beautifully maintained interior featuring hardwood and tile flooring throughout, granite countertops, and modern appliances in both the kitchen and bathrooms. The spacious primary suite offers a tray ceiling, abundant natural light from oversized windows, a thoughtfully designed walk-in closet, and a private en-suite bathroom complete with a full walk-in tile shower. Built in 2014, this home was designed with comfort and efficiency in mind and is fully ADA accessible, providing ease of living and flexibility for a variety of needs. Energy efficiency is another standout feature, with average monthly utility costs (electric, water, and sewer combined) approximately $115, with winter peak months averaging around $205. Recent updates include fresh interior paint in 2023 and a new water heater installed in August 2025. Outside, enjoy your own private patio space--perfect for grilling, entertaining guests, or relaxing after a long day. Whether you're searching for a low-maintenance primary residence, a second home, or an investment opportunity to add to your rental or Airbnb portfolio, 1735 Stonebriar offers the rare combination of it all.

1735 Stonebriar Drive NE, Cleveland

Listing courtesy of Zach Taylor - Chattanooga.

$450,000

3 Beds ⋅ 2 Baths ⋅ 20264039 MLS

Welcome home to easy one-level living with the added bonus of extra space below! This well-maintained 3 bedroom, 2 bath home features a desirable split-bedroom floor plan with all bedrooms, living areas, laundry room, and the primary 2-car garage conveniently located on the main level. The spacious primary suite offers a trey ceiling, electric fireplace, large walk-in closet, and an ensuite bath with double vanities and a walk-in shower. The kitchen is designed for both everyday living and entertaining with stainless steel appliances, solid surface countertops, abundant cabinetry, and a sunny eat-in dining area. Sellers have expanded the living space by adding a bright sunroom overlooking the backyard, along with a covered back deck perfect for relaxing or hosting family and friends. Additional features include a covered front porch, tile and luxury vinyl plank flooring throughout, a water heater replaced in June 2026, and a 3D architectural shingle roof that is only six years old. The walkout basement provides even more flexibility with a finished den plus a large unfinished storage area, along with a second driveway leading to an additional two-car garage...ideal for hobbies, a workshop, extra vehicles, or recreational equipment. Outside, you'll enjoy a large fenced backyard with sprinkler system - with plenty of room to play, garden, or entertain. Other features include alarm system and gutter guards! This home offers the space, storage, and functionality today's buyers are looking for, all in a thoughtfully designed layout.

2850 Parkwood Trail NW, Cleveland

Listing courtesy of KW Cleveland.

$229,000

3 Beds ⋅ 2 Baths ⋅ 1540010 MLS

Affordably Priced 3 bedrooms 2 baths home in Cleveland Tennessee. Good clean home ready to move in. Qualifies for most types of financing. Great home in convenient location.

1385 21st Street SE, Cleveland

Listing courtesy of Realty One Group Experts.

$429,900

4 Beds ⋅ 4 Baths ⋅ 1540007 MLS

Welcome to 1531 NW Benjamin Circle! This well-maintained 4-bedroom, 3 full bath, and 1 half bath home offers a functional layout with the primary suite on the main level, featuring a double-sink vanity, walk-in shower, and relaxing spa tub. Inside, you'll find cathedral ceilings, crown molding throughout, quartz countertops in the kitchen, a breakfast nook, and a formal dining room. Dishwasher, range, microwave, and refrigerator convey at no additional cost to the buyer! The screened-in back porch provides a comfortable space to enjoy the outdoors. A handsome mix of brick and Dutch lap siding gives the home lasting curb appeal and low-maintenance convenience. With a large 2-car garage on the main level and an additional 2-car garage in the basement, this home offers garage space for four vehicles, plus a spacious workshop and abundant storage throughout for projects, hobbies, and everyday living. Two nice, large concrete driveways provide ample parking and easy access to both garages. Conveniently located near I-75 and close to shopping, dining, and schools. Call today for your private showing!

1531 Benjamin Circle NW, Cleveland

Listing courtesy of RE/MAX Experience.

$429,900

4 Beds ⋅ 4 Baths ⋅ 20264038 MLS

Welcome to 1531 NW Benjamin Circle! This well-maintained 4-bedroom, 3 full bath, and 1 half bath home offers a functional layout with the primary suite on the main level, featuring a double-sink vanity, walk-in shower, and relaxing spa tub. Inside, you'll find cathedral ceilings, crown molding throughout, quartz countertops in the kitchen, a breakfast nook, and a formal dining room. Dishwasher, range, microwave, and refrigerator convey at no additional cost to the buyer! The screened-in back porch provides a comfortable space to enjoy the outdoors. A handsome mix of brick and Dutch lap siding gives the home lasting curb appeal and low-maintenance convenience. With a large 2-car garage on the main level and an additional 2-car garage in the basement, this home offers garage space for four vehicles, plus a spacious workshop and abundant storage throughout for projects, hobbies, and everyday living. Two nice, large concrete driveways provide ample parking and easy access to both garages. Conveniently located near I-75 and close to shopping, dining, and schools. Call today for your private showing!

1531 Benjamin Circle NW, Cleveland

Listing courtesy of RE/MAX Experience.

$950,000

3 Beds ⋅ 3 Baths ⋅ 20264036 MLS

HISTORIC CHARM | GARAGE APARTMENT | 1.89 ACRES - Set on 1.89 private acres, this historic Colonial farmhouse blends timeless character with everyday functionality in a peaceful setting just minutes from shopping, dining, and other conveniences. Step through the front door to discover beautiful accent walls, elegant arched doorways, and classic chandeliers that showcase the home's historic appeal. Throughout the home, you'll find the craftsmanship and architectural details that make homes of this era so special, including crown molding, extensive built-in bookshelves, two fireplaces, and spacious living areas designed for gathering with family and friends. The formal dining room provides an inviting setting for meals and celebrations, while the kitchen opens to a cozy sitting room highlighted by a large picture window overlooking the pool and patio. A screened porch with direct access to the kitchen offers a convenient transition to the outdoor living spaces. Outside, enjoy the in-ground pool, dedicated garden area, and plenty of room to relax or entertain. Adding to the property's versatility is a detached garage with a private one-bedroom, one-bath apartment above, making it ideal for guests, extended family, a home office, or potential rental income. Offering historic charm, flexible living space, and a beautiful setting on nearly two acres, this is a truly special property that's ready to welcome its next owner.

2035 Woodchase Close NE, Cleveland

Listing courtesy of Richardson Group.

$250,000

1 Beds ⋅ 1 Baths ⋅ 20264035 MLS

COTTAGE CHARM | SUNROOM | CONVENIENT LOCATION - Situated on approximately 0.68 acres just minutes from downtown Cleveland, this charming cottage offers a comfortable layout with plenty of flexibility. The spacious living area provides room to gather, while the sunroom can easily serve as a bonus room, home office, or hobby space. The bathroom features a shower/tub combination, and a dedicated laundry room adds everyday convenience. Outside, the generous yard offers space to enjoy the outdoors or create your own backyard retreat. Conveniently located near shopping, dining, and everyday amenities, this home is ready for its next owner.

2037 Woodchase Close NE, Cleveland

Listing courtesy of Richardson Group.

$385,000

4 Beds ⋅ 2 Baths ⋅ 20264032 MLS

NORTH CLEVELAND | FINISHED BASEMENT | EXTRA WORKSHOP SPACE - Conveniently located in North Cleveland, this 4-bedroom home offers a versatile layout with room to gather, entertain, and make it your own. The spacious living room provides an inviting setting for family and friends, while the kitchen opens to a formal dining room highlighted by a cozy gas fireplace, creating a comfortable space for everyday meals and special occasions alike. Just beyond, the sunroom overlooks the backyard and offers a relaxing place to enjoy your morning coffee or unwind at the end of the day. Throughout the home, thoughtfully designed accent walls add warmth and distinctive character, giving each space its own personality. The primary suite features a walk-in closet and a private en suite bathroom, while two additional bedrooms and a full bath complete the main level. Downstairs, the finished basement expands the home's possibilities with a recreation room and a fourth bedroom that's well suited for guests, a game room, or a private living area. Outside, three separate storage buildings and workshops provide exceptional space for hobbies, projects, equipment, or additional storage. Offering flexible living spaces, abundant workshop potential, and a convenient North Cleveland location, this home is ready to fit a variety of lifestyles.

2430 Candies Lane NW, Cleveland

Listing courtesy of Richardson Group.

$295,000

2 Beds ⋅ 2 Baths ⋅ 1539950 MLS

Welcome home to peaceful country living on nearly 1.5 acres, where beautiful views and modern finishes come together to create the perfect retreat. Thoughtfully renovated from top to bottom, this move-in-ready home offers the ideal blend of charm, comfort, and functionality. Step inside to an inviting open-concept floor plan designed for both everyday living and entertaining. The spacious living room flows seamlessly into the stunning kitchen, featuring brand-new solid wood cabinetry, granite countertops, new stainless steel appliances, updated flooring, and stylish finishes throughout. Just off the kitchen, you'll find a generously sized mudroom that provides additional storage and convenience, making it the perfect drop zone for everyday life. The private primary suite offers a relaxing escape with a large walk-in closet and a beautifully remodeled en-suite bathroom featuring all-new fixtures and finishes. An additional bedroom and a fully renovated hall bathroom provide comfortable accommodations for family or guests. Whether you're enjoying your morning coffee while taking in the scenic countryside or hosting friends and family in the open living space, this property offers the best of both worlds--a tranquil rural setting with the peace of mind of a quality modern renovation. Don't miss the opportunity to own this beautifully updated home that combines country charm, breathtaking views, and today's most desirable finishes. Equitable Ownership Interest. Contact listing agent for details

664 Red Hill Valley Road SE, Cleveland

Listing courtesy of LPT Realty LLC.

Cleveland Homes with FHA Terms

Newest Cleveland Homes with FHA Terms