Cleveland Homes with FHA Terms

Cleveland Homes with FHA Terms

**Discover the Charm of Cleveland: Your Ideal Home Awaits!**

Nestled along the shores of Lake Erie, Cleveland, Ohio, is a vibrant city that beautifully blends its rich history with modern innovation. Known for its diverse culture, thriving arts scene, and exceptional culinary offerings, Cleveland invites you to explore its welcoming neighborhoods and dynamic lifestyle. Whether you're a sports enthusiast cheering for the Guardians or the Cavaliers, or an art lover visiting the renowned Cleveland Museum of Art, this city has something for everyone.

Cleveland’s real estate market is as diverse as its residents, featuring everything from historic homes with character to contemporary condos with stunning lake views. For homebuyers seeking affordability without sacrificing quality, many properties in Cleveland are available with FHA financing options. This means you can secure your dream home with as little as 3.5% down, making it easier to step into the property market.

The city’s neighborhoods, such as Ohio City and Tremont, are known for their charming homes and community spirit, while areas like University Circle offer a blend of culture and education. With a cost of living that remains below the national average, Cleveland is an attractive option for first-time buyers and families alike.

Whether you're looking for a cozy bungalow or a spacious family home, Cleveland’s real estate landscape, combined with FHA financing, makes it an exciting time to find your perfect abode. Come and experience the warmth and opportunity that Cleveland has to offer—your new home is waiting!

Newest Cleveland Homes with FHA Terms

$319,900
3 Beds ⋅ 3 Baths ⋅ 1543502 MLS
Welcome to Powell Meadows--where Cleveland's friendliest neighborhood meets the very best of modern living. Built in 2024, with builder warranties conveying, 4076 Wendell Road presents a striking two-story brick and gray siding facade with a covered front entry porch--perfect for rocking chairs and morning coffee--and a two-car garage. This move-in ready 3-bedroom, 2.5-bath home spans over 2,000 square feet across two beautifully finished stories in one of Bradley County's most vibrant new communities. Step inside to a wide-open main level where warm LVP flooring stretches seamlessly from the spacious living room into the heart of the home--a well-appointed kitchen featuring white shaker cabinetry, granite countertops, subway tile backsplash, stainless steel appliances, and a breakfast bar for casual dining and effortless entertaining. A dedicated flex space near the entry serves as a home office, formal sitting area, dining room, or welcoming foyer. Upstairs, the expansive master suite is the private retreat you deserve -- a white double vanity with granite countertops leads directly into a spacious walk-in closet, making every morning a pleasure. Two additional carpeted bedrooms are served by a full second bath, with an open loft corridor adding natural flow and flexibility to the upper level. A private rear patio extends your living space outdoors -- ideal for weekend grilling or quiet evenings in a welcoming Tennessee neighborhood. Level lot, curb and gutter streets, and public water and sewer. Mayfield Elementary is 2 miles from your front door. Cleveland Middle and Cleveland High are within easy reach, along with quick access to US-11, I-75, and all the shopping, dining, and conveniences Cleveland, Tennessee has to offer. Schedule your showing today.

4076 Wendell Road Road NE, Cleveland

Listing courtesy of Realty One Group Experts.

$415,000
3 Beds ⋅ 2 Baths ⋅ 1543490 MLS
Privacy, craftsmanship, and enjoyable views define this 2019-built home resting on just under a half acre on a peaceful cul-de-sac in Farmingdale Trails. Inside, an open-concept layout is elevated by rich hardwood flooring, tray ceilings, crown molding, and a gas log fireplace that anchors the main living space with quiet sophistication. The kitchen, finished with granite countertops and abundant cabinetry, sits at the heart of the home and flows naturally into the dining and living areas -- a layout built for both daily living and effortless hosting. A dedicated laundry room and thoughtful storage throughout add further convenience. Retreat to the main-level primary suite, where a spacious walk-in closet and a well-appointed en-suite -- complete with double vanities and a separate shower -- offer a private escape from the everyday. Downstairs, a partially finished walk-out basement with its own mini-split climate control opens the door to a guest suite, media room, or additional living space, ready to be shaped to your needs. The true showstopper, however, lives outside: an enclosed 12x15 sunroom with a circulating fan delivers panoramic mountain and hillside views in comfort no matter the season, while an adjoining deck and covered patio stretch the living space into the surrounding landscape. Practical upgrades round out the offering, including a fully insulated and finished garage with a built-in EV charging station and a rainwater collection system that stays with the property. Move-in ready and thoughtfully upgraded from top to bottom, this is a home where everyday comfort meets an exceptional setting rarely found so close to town. Buyer to verify all information, including square footage, lot size, and schools.

220 Timber Top Crossing SE, Cleveland

Listing courtesy of Keller Williams Realty.

$499,900
5 Beds ⋅ 4 Baths ⋅ 1543424 MLS
SPACE, FLEXIBILITY & A FULL SECOND LIVING QUARTERS! Welcome to 2251 Laurel Hills Drive NW, offering 5 bedrooms, 3.5 bathrooms and 3,218 square feet of finished living space tucked away in a cul-de-sac in the established Laurel Springs community of Cleveland. The main level welcomes you with a spacious living area featuring a gas fireplace and plenty of room for gathering and entertaining. The kitchen offers granite countertops, abundant cabinetry, and generous workspace for everyday living. With multiple levels of living space, this home provides the flexibility today's buyers are looking for. One of the home's standout features is the complete lower-level mother-in-law suite with its own private exterior entrance. This separate living area includes 2 bedrooms, a full bathroom, full kitchen with gas range, and living space, making it ideal for multigenerational living, extended family, guests, a private home office setup, or potential rental or short-term rental use where permitted. Outside, enjoy a large fenced backyard offering plenty of space for pets, play, gardening and entertaining. The expansive rear porch provides the perfect setting for grilling, relaxing or spending evenings outdoors. Conveniently located off Tennessee Nursery Road, this home combines an established Cleveland neighborhood with an incredibly versatile floor plan. Whether you need five bedrooms under one roof or are looking for a property with truly separate living quarters, 2251 Laurel Hills offers possibilities that are difficult to find in this price range.

2251 Laurel Hills Drive NW, Cleveland

Listing courtesy of Ocoee Realty & Property Management.

$319,990
3 Beds ⋅ 3 Baths ⋅ 1543393 MLS
Move in Ready! The Buford II in the new Appalachia Park community. Discover modern comfort and timeless design. This thoughtfully designed home offers both style and functionality for today's lifestyle. The main level welcomes you with a generously sized central family room, that flows seamlessly into the covered patio, making it ideal for entertaining or relaxing outdoors. The family room includes an inviting linear fireplace to help welcome family and friends. The efficiently designed kitchen boasts upgraded 36'' cabinets, granite countertops, a convenient peninsula, and an adjacent breakfast nook, providing ample space for cooking, dining, and gathering. Additional windows have been added creating a light-filled home. The second floor features a versatile loft, perfect for a home office, fitness area, playroom, or flex space to suit your needs. The private primary suite serves as a relaxing retreat, complete with a large walk-in closet and a compartmentalized bath featuring a spacious primary shower. Two well-appointed secondary bedrooms, a full bath, and a convenient upstairs laundry room complete the upper level, ensuring comfort and efficiency for everyday living. Sited on a level homesite. Photos are representative of the plan and not the actual home. Seller incentives available with use of preferred lenders. Don't miss this opportunity to own a new construction home in Appalachia Park!

4212 Jabalia Lane, Cleveland

Listing courtesy of SDH Chattanooga LLC.

$565,000
4 Beds ⋅ 3 Baths ⋅ 1543385 MLS
Extensively upgraded with custom finishes and built-in storage throughout, this home offers thoughtful details and practical improvements beyond the original build. The main living area features soaring ceilings, engineered hardwood flooring, a gas fireplace, and decorative custom wall paneling in the living room, primary suite, and secondary bedroom. The kitchen is a hosts' dream- with quartz countertops, an oversized island, gas range, stainless steel appliances, upgraded faucet, and a custom plaster range hood. The walk-in pantry has been transformed into a true butler's pantry with built-in cabinetry, sink, beverage refrigerator, additional prep space, and extensive storage for small appliances. Custom closet systems have been added throughout the bedrooms, including the primary suite, while the laundry room includes additional built-in cabinetry and shelving. The primary bath features an oversized walk-in shower, and the upper level includes a dedicated office area and a large bonus room offering flexible use as a media room, playroom, guest space, or additional bedroom. Outdoor improvements include a screened rear porch, extended grilling porch, large level fenced backyard, and irrigation in both the front and rear yards. The garage includes a custom-built shoe storage system and a 220V outlet for EV charging. Additional highlights include abundant natural light, functional storage throughout, and the most convenient Cleveland location near shopping, dining, and I-75. With numerous upgrades completed after construction, this home is well- finished, highly functional, and truly move- in ready in an established neighborhood. Schedule your showing and experience everything this home has to offer.

5020 Judd Way NW, Cleveland

Listing courtesy of Award Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.