Chattanooga Homes under $600,000

Chattanooga Homes under $600,000

Welcome to Chattanooga, Tennessee—a vibrant city nestled along the banks of the Tennessee River, surrounded by breathtaking mountains and lush landscapes. Known for its rich history, friendly communities, and thriving arts scene, Chattanooga offers a unique blend of urban sophistication and outdoor adventure. With a warm Southern charm, this city is perfect for families, young professionals, and retirees alike.

Chattanooga is renowned for its stunning natural beauty, boasting attractions such as Lookout Mountain, Ruby Falls, and the Tennessee Aquarium. The city is also a hub for outdoor enthusiasts, with ample opportunities for hiking, biking, and rock climbing. Beyond nature, you'll find a bustling downtown filled with delightful restaurants, eclectic shops, and cultural landmarks, making it an ideal place to explore and unwind.

For those seeking a home in this captivating city, you’ll be pleased to know that there are numerous options available under $600,000. Whether you’re looking for a charming historic bungalow, a modern townhome, or a spacious family house, Chattanooga's real estate market caters to a variety of tastes and budgets. Many neighborhoods, such as North Shore and St. Elmo, offer a perfect blend of character and convenience, ensuring that you’ll find a community that feels just right.

With its affordable housing options and a lifestyle that balances work and play, Chattanooga is not just a place to live—it's a place to thrive. Discover your dream home in this enchanting city and embrace all that Chattanooga has to offer!

Newest Chattanooga Homes under $600,000

3784 Kellys Ferry Road, Chattanooga
$340,000
3 Beds ⋅ 2 Baths ⋅ 1544355 MLS
Move-in ready, one-level living in convenient Lookout Valley! This inviting 3-bedroom, 2-bath home offers an appealing combination of comfort, functionality, and outdoor space, with a fully fenced backyard, RV parking, one-car garage, and all appliances included! Inside, the vaulted living room ceiling creates an airy, open feel, while the adjoining dining area and kitchen provide a comfortable layout for everyday living and entertaining. The kitchen features stainless steel appliances, butcher block countertops, bar seating, and a spacious walk-in pantry. Even better, the GE refrigerator with ice maker, range, dishwasher, microwave, and GE washer and dryer all convey with the home! The primary bedroom includes a private full bathroom, while two additional bedrooms share a second full bath. Luxury vinyl plank flooring adds durability and easy maintenance throughout the main living areas and bathrooms, with carpeting in the bedrooms. Step outside to enjoy a spacious deck overlooking the level, landscaped backyard, fully enclosed with fencing. A lower concrete patio provides additional space for grilling and outdoor gatherings, while the generous backyard offers plenty of possibilities for gardening, recreation, or simply relaxing outdoors. Need extra storage? The walk-in basement/crawlspace provides abundant room for belongings and includes a vapor barrier, sump pump, dehumidifier, and floor stabilization system with a transferable warranty. Conveniently situated just off I-24, with easy access to downtown Chattanooga, this home offers the benefits of single-level living, generous outdoor space, and practical features that make everyday life easier. Buyer to verify school zones, square footage, and all information deemed important. Schedule your private showing today and discover all this Lookout Valley home has to offer!

3784 Kellys Ferry Road, Chattanooga

Listing courtesy of Better Homes and Gardens Real Estate Signature Brokers.

689 Ladd Avenue, Chattanooga
$599,000
4 Beds ⋅ 4 Baths ⋅ 1544327 MLS
Location, in-law flexibility, and thoughtful updates come together at 689 Ladd Avenue in North Chattanooga! Just minutes from Downtown Chattanooga and the shops, restaurants, parks, and attractions of the Northshore, this 4-bedroom, 3.5-bath home offers approximately 2,840 square feet across three levels, with a layout designed to accommodate a variety of living needs. The main level welcomes you with hardwood floors, a cozy gas fireplace, and an inviting kitchen featuring an island with bar seating, an updated backsplash, and a separate dining area. Fresh interior paint throughout gives the home a clean, refreshed feel. Upstairs, the spacious primary suite features a remodeled bathroom, while additional bedrooms and convenient laundry hookups complete the upper level. A standout feature is the finished lower level, offering exceptional versatility with its own exterior entrance, full kitchen, bedroom, bathroom, living area, and separate laundry hookups. Ideal for extended family, guests, multigenerational living, or a private work-from-home retreat, this space also offers potential for short-term vacation rental (STVR) use, subject to eligibility. Recent improvements include a replacement mini-split HVAC system and an added French drain near the lower entrance. Outside, enjoy a fenced yard with room for pets, gardening, or relaxing. With meaningful updates, multiple living spaces, and quick access to Downtown Chattanooga, Northshore dining and shopping, and nearby outdoor recreation, 689 Ladd Avenue offers a compelling combination of location, comfort, and versatility.

689 Ladd Avenue, Chattanooga

Listing courtesy of Keller Williams Realty.

5629 W 35th Street, Chattanooga
$349,700
3 Beds ⋅ 3 Baths ⋅ 3615515 MLS
New price. New opportunity. At just $349,700, the final completed 3-bedroom home in Somerville Cottages delivers something that's becoming increasingly difficult to find--a brand-new detached home just minutes from downtown Chattanooga with three full bathrooms, a flexible floor plan, and room to live the way you want. While so much of today's new construction near downtown has shifted toward narrow three-story townhomes, this home offers a refreshing alternative. Thoughtfully designed with comfort and flexibility in mind, it features a spacious main-level bedroom and full bath that can easily serve as a primary suite, guest retreat, home office, or multigenerational living space. Upstairs, two additional bedrooms each enjoy access to their own full bathroom, creating privacy and convenience for family and guests. The open-concept living spaces are filled with natural light and designed for everyday life, with a seamless flow between the kitchen, dining, and living areas that makes entertaining feel effortless. An oversized front porch extends your living space outdoors and reflects the welcoming, front-porch lifestyle that makes Somerville Cottages unlike any other community in the area. Location only adds to the appeal. Just minutes from downtown Chattanooga, St. Elmo, the Tennessee Riverwalk, the South Broad District, shopping, dining, and outdoor recreation, you'll enjoy the convenience of being close to everything while coming home to a neighborhood intentionally designed around connection and walkability. With limited-time pricing of just $349,000, this is the final completed 3-bedroom opportunity in Somerville Cottages. If you've been waiting for a move-in ready new home that offers the privacy of detached living, the flexibility of three full bathrooms, and exceptional value in one of Chattanooga's fastest-growing areas, now is the time to see it for yourself.

5629 W 35th Street, Chattanooga

Listing courtesy of Rogue Real Estate Company, LLC.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.