Chattanooga Homes under $300,000

Chattanooga Homes under $300,000

Welcome to Chattanooga, Tennessee—a city where Southern charm meets modern living! Nestled in the heart of the Tennessee River Valley, Chattanooga is renowned for its breathtaking natural beauty, vibrant culture, and friendly community spirit. With its stunning mountains, scenic riverfront, and an array of outdoor activities, this city is a haven for nature lovers and adventure seekers alike.

Chattanooga boasts a rich history, showcased in its well-preserved architecture and numerous museums. The city is also home to a thriving arts scene, with galleries, theaters, and live music venues that keep the cultural calendar buzzing year-round. Whether you're exploring the iconic Lookout Mountain, strolling along the Tennessee Riverwalk, or indulging in the local culinary delights, you'll quickly discover why so many people fall in love with this charming city.

For homebuyers seeking affordability without sacrificing quality, Chattanooga offers a delightful selection of homes priced under $300,000. From cozy bungalows to modern townhomes, you’ll find a variety of options that cater to diverse tastes and lifestyles. Many of these homes are situated in welcoming neighborhoods that provide a sense of community and connection. Plus, with the city’s ongoing development and revitalization efforts, investing in Chattanooga real estate is not just a smart choice—it's an opportunity to be part of a flourishing city on the rise.

Explore the possibilities in Chattanooga today, where your dream home awaits amidst breathtaking landscapes and a vibrant community!

Newest Chattanooga Homes under $300,000

7513 Nassau Way, Chattanooga
$279,000
2 Beds ⋅ 2 Baths ⋅ 3612481 MLS
Professionally staged model home available for tours at a nearby location. Preferred lender incentives include 1% of the loan amount toward closing costs or a rate buy-down. Enjoy a side-by-side matching refrigerator and 2'' white faux wood blinds for all windows to help you get settled in your new home with our exclusive move-in special. All River Stone Construction homes come with a 1-year builder warranty! Welcome to The Nassau, a townhome community designed for those who want the best of modern living in the heart of Chattanooga. With stylish, low-maintenance designs and spacious layouts, these homes are perfect for busy professionals, growing families, or anyone ready to enjoy the convenience of city living without compromising on comfort. Situated in a prime location, The Nassau provides easy access to Chattanooga's vibrant dining, shopping, and outdoor recreation. Discover a community where townhome living is reimagined to perfectly fit your lifestyle. The Bradley floor plan offers a spacious main living area with 2 bedrooms and 2 full bathrooms, all on one level. As you enter, a convenient coat closet provides the perfect drop zone, while the high ceilings and open-concept living space create an inviting atmosphere perfect for entertaining. The living area seamlessly flows to the back patio, ideal for relaxing outdoors. The master suite features a walk-in closet and a private en-suite bathroom. A convenient laundry room is situated in the hallway leading to the second bedroom and full bathroom. This floor plan combines functionality with style, making it a perfect choice for modern living. Move in ready! All selections have been made for the unit. Owner/Agent

7513 Nassau Way, Chattanooga

Listing courtesy of The Group Real Estate Brokerage.

7513 Nassau Way, Chattanooga
$279,000
2 Beds ⋅ 2 Baths ⋅ 1544119 MLS
Professionally staged model home available for tours at a nearby location. Preferred lender incentives include 1% of the loan amount toward closing costs or a rate buy-down. Enjoy a side-by-side matching refrigerator and 2'' white faux wood blinds for all windows to help you get settled in your new home with our exclusive move-in special. All River Stone Construction homes come with a 1-year builder warranty! Welcome to The Nassau, a townhome community designed for those who want the best of modern living in the heart of Chattanooga. With stylish, low-maintenance designs and spacious layouts, these homes are perfect for busy professionals, growing families, or anyone ready to enjoy the convenience of city living without compromising on comfort. Situated in a prime location, The Nassau provides easy access to Chattanooga's vibrant dining, shopping, and outdoor recreation. Discover a community where townhome living is reimagined to perfectly fit your lifestyle. The Bradley floor plan offers a spacious main living area with 2 bedrooms and 2 full bathrooms, all on one level. As you enter, a convenient coat closet provides the perfect drop zone, while the high ceilings and open-concept living space create an inviting atmosphere perfect for entertaining. The living area seamlessly flows to the back patio, ideal for relaxing outdoors. The master suite features a walk-in closet and a private en-suite bathroom. A convenient laundry room is situated in the hallway leading to the second bedroom and full bathroom. This floor plan combines functionality with style, making it a perfect choice for modern living. Move in ready! All selections have been made for the unit. Owner/Agent

7513 Nassau Way, Chattanooga

Listing courtesy of The Group Real Estate Brokerage.

2553 Bannerman Lane, Chattanooga
$298,000
3 Beds ⋅ 3 Baths ⋅ 1544117 MLS
Welcome to the Tatum floorplan located in the Eleuthera Townhome community in Chattanooga, TN. This charming two-story townhome offers a bright, open-concept layout designed for both everyday living and easy entertainment. As you enter through the foyer, you're welcomed into a spacious living area that flows seamlessly into the dining space and kitchen. The kitchen features a central island with countertop seating, ample cabinet space, and a pantry, making it perfect for gathering and daily convenience. A powder room and additional storage are also located on the first floor, along with access to a patio for outdoor living. Upstairs, the owner's suite provides a relaxing retreat with a large walk-in closet and a private bathroom. Two additional bedrooms share a full bathroom, offering comfortable space. The laundry room is conveniently located on the second floor, adding ease to your daily routine. With a two-car garage and a smart, functional layout throughout, the Tatum floorplan is designed to fit a variety of lifestyles. *D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Images may contain virtual staging.

2553 Bannerman Lane, Chattanooga

Listing courtesy of DHI Inc.

1622 Waterhouse Street, Chattanooga
$169,000
3 Beds ⋅ 2 Baths ⋅ 1544035 MLS
RARE INVESTMENT OPPORTUNITY -- SELLER ACCEPTING ALL OFFERS NOW! Bring your vision and take advantage of an opportunity to purchase a home well below online estimated values. Zillow currently estimates the property at approximately $246,400, while another automated valuation reflects approximately $250,000. Property is priced to reflect its current condition and needed repairs. The home sits on a large, level, fenced yard in a super-convenient location just minutes from I-75, shopping and restaurants. Features include an attached carport, large covered front porch, screened back porch, open floor plan and wood-burning fireplace. The property needs renovation before it reaches its full potential. Seller has obtained an approximately $45,000 contractor quote from Eric Walters Construction to complete identified work, including: • Ceiling repairs in three rooms • Electrical work in the kitchen and main living room • New flooring throughout • Interior painting throughout • Kitchen renovation/upgrades • Light exterior cleanup and improvements The property is currently occupied, and the occupants are preparing to relocate out of town. Seller is motivated, ready to move and considering ALL OFFERS NOW. Qualified buyers may also be eligible for a 1% incentive when financing through preferred lender HomeRate Mortgage, subject to lender guidelines, loan qualification and applicable program terms. Investor, renovation or value-add opportunity -- bring your offer! Contact the listing Realtor for property details, contractor information, showing instructions and financing options. Buyer to verify square footage, school zones, property condition, repair estimates and all information deemed important to the purchase.

1622 Waterhouse Street, Chattanooga

Listing courtesy of Zach Taylor - Chattanooga.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.