Chattanooga Homes with Cash Terms

Chattanooga Homes with Cash Terms

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the picturesque foothills of the Appalachian Mountains. Known for its stunning natural beauty and rich history, Chattanooga has emerged as a thriving hub for outdoor enthusiasts, families, and professionals alike. With the Tennessee River flowing gracefully through the city, residents enjoy a plethora of recreational activities, from hiking and biking to kayaking and fishing.

Chattanooga boasts a unique blend of urban charm and Southern hospitality, making it a desirable place to call home. The city is renowned for its revitalized downtown area, which features an eclectic mix of shops, restaurants, and cultural attractions. Highlights include the Tennessee Aquarium, the Creative Discovery Museum, and the iconic Lookout Mountain, where breathtaking views await those who venture to the top.

For those interested in the real estate market, Chattanooga offers an array of homes available with cash terms, making it an attractive option for buyers looking to streamline their purchasing process. With a diverse selection of properties ranging from historic homes to modern developments, there’s something for everyone in this dynamic city.

Investing in a home in Chattanooga not only provides a solid financial opportunity but also allows you to immerse yourself in a community that values connection and quality of life. Whether you're a first-time homebuyer or seeking a new investment, Chattanooga's welcoming atmosphere and robust housing market make it a fantastic choice. Experience the charm of Chattanooga – where your dream home awaits!

Newest Chattanooga Homes with Cash Terms

$850,000
1 Beds ⋅ 1 Baths ⋅ 1540015 MLS
Bring your vision to life with this one-of-a-kind opportunity located on a prime parcel in the heart of a rapidly growing area! Rich in history and formerly used as a church, this distinctive property is ready for its next chapter. Major improvements have already been completed, including structural reinforcement, a new roof, new windows, and a complete interior taken down to the studs providing the perfect blank canvas for your custom build-out. The sale also includes the adjoining corner lot at 29 W. Bell Ave. (will not divide), offering additional space and flexibility for your plans. With transitional zoning and incredible potential, this is a rare chance to transform a historic property into something truly extraordinary. Whether you're an investor, developer, or visionary entrepreneur, the opportunities here are endless.

21 W Bell Avenue, Chattanooga

Listing courtesy of Fletcher Bright Realty.

$399,000
4 Beds ⋅ 3 Baths ⋅ 1540012 MLS
MOVE-IN READY - KINGSTON WOODS IN EAST BRAINERD! Builder Incentive: 1% Rate Buydown OR 1% Toward Closing Costs with Preferred Lender Introductory Pricing Available - Don't miss this opportunity to purchase in East Brainerd's newest community before pricing increases. Welcome to Kingston Woods, East Brainerd's newest community, conveniently located just minutes from Hamilton Place. This thoughtfully designed home features an open-concept layout with 2 bedrooms on the main level, making it ideal for both everyday living and entertaining. Features include: • White Shaker Cabinets • Quartz Countertops with Waterfall Island • Electric Fireplace • Stainless Steel Samsung Appliances • Two-Car Garage • Freestanding Tub + Tile Shower in Primary Suite • Approx. 170 SF Unfinished Bonus Room • Covered Back Porch • Privacy Fence • Low-Maintenance New Construction Kingston Woods offers true low-maintenance living, with the HOA providing lawn care and landscaping maintenance throughout the community, allowing homeowners to spend less time on upkeep and more time enjoying their home. Buyer to verify all information including schools, square footage, taxes, and HOA information. Personal Interest Applies. Agent is related to Seller

1777 Millie Lot 3 Lane, Chattanooga

Listing courtesy of Local Roots Realty.

$395,000
4 Beds ⋅ 3 Baths ⋅ 1540006 MLS
Beautifully remodeled! East Ridge one level home. Quiet neighborhood near I-24. 10 minutes to downtown. All new LVT flooring throughout. All new kitchen with granite island, countertops, single bay sink & Samsung appliances. New LED lighting. Split bedrooms with a huge main bedroom, walk-in closet, new bath fixtures with a raised cabinet double vanity. 3 more bedrooms on the other end of the house with 2 full bathrooms. Slick ceilings throughout. 3 ceiling fans have remote controls. Large screened porch with deck in private back yard. New roof in 2026 & New HVAC in 2024. New windows throughout. One year home protection plan by Home Security of America.

801 Merrimac Circle, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$265,000
3 Beds ⋅ 2 Baths ⋅ 1539978 MLS
Welcome to 3612 5th Avenue, a thoughtfully renovated 1925 home that blends classic character with modern updates. Taken down to the studs and completely redone, this three-bedroom, two full bathroom property offers peace of mind and a fresh start for its next owner. Whether you are a first-time home buyer or searching for a solid rental opportunity, this home checks all the right boxes. Inside, you will find a great layout with a spacious living room and a separate dining area that feels both functional and inviting. Wood flooring pairs beautifully with luxury vinyl, adding warmth and durability throughout the home. The kitchen is bright and clean with white cabinetry and stainless-steel appliances, making it easy to imagine everyday meals or hosting friends. The main level features one bedroom and a full bathroom, while upstairs offers two additional bedrooms and another full bathroom. Both bathrooms are shared and include tub shower combinations, creating a practical setup for everyday living. Step outside to enjoy a covered front deck overlooking a private, fenced yard that is perfect for relaxing, entertaining, or letting pets roam. Off-street parking adds extra convenience. Located close to I-24, this home offers an easy drive to downtown Chattanooga restaurants, attractions, and all the outdoor adventures the area is known for, including hiking and rock climbing. Previously used as a rental, this property has proven versatility. Be sure to review the floor plans to fully appreciate the layout. Schedule your showing today. Local lenders are preferred. Owner-Agent.

3612 5th Avenue, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$325,000
3 Beds ⋅ 2 Baths ⋅ 1539975 MLS
Available for the first time since it was built in 1954, this cherished Fort Wood home is ready for its next chapter. Lovingly owned by the original family for more than 70 years, this 3-bedroom, 2-bath home is full of character, history, and opportunity. All of the living space is conveniently located on one level, offering an easy, functional layout with original hardwood floors, spacious rooms, and timeless craftsmanship throughout. Start your mornings or unwind in the evenings on the inviting covered front porch, a welcoming space that adds to the home's classic charm. Located in Chattanooga's historic Fort Wood neighborhood, you'll be just minutes from UTC, Erlanger Hospital, and everything downtown Chattanooga has to offer, making this an ideal location for homeowners and investors alike. The lower-level garage provides ample room for parking, storage, or a workshop, while the generous backyard offers plenty of space to garden, entertain, or simply enjoy the outdoors. Whether you're dreaming of restoring a historic home, updating it to suit your style, or adding a property to your investment portfolio, this is a rare opportunity to own a piece of Chattanooga history in one of the city's most desirable neighborhoods. Come experience the charm, appreciate the history, and imagine the possibilities.

934 Fort Wood Street, Chattanooga

Listing courtesy of Keller Williams Realty.

$299,000
3 Beds ⋅ 2 Baths ⋅ 1539955 MLS
What could be better than new? Welcome to 1500 Greenwood, where thoughtful updates and modern finishes create a home that's move-in ready and designed for today's lifestyle. This beautifully remodeled one-level home offers over 1,540 square feet of comfortable living space, plus a one-car garage, abundant off-street parking, and a huge basement that provides exceptional storage and endless possibilities. Step inside through the side entrance to discover a bright, oversized kitchen that's sure to impress. A stunning butcher block island with breakfast bar complements the elegant quartz countertops and abundant cabinetry spanning nearly two walls, creating the perfect space for cooking, entertaining, or gathering with family and friends. The separate dining room offers additional flexibility for both everyday meals and special occasions. The thoughtfully designed split-bedroom floor plan provides privacy for everyone. Two secondary bedrooms and a full hall bath are situated on one side of the home, while the spacious primary suite enjoys its own private wing. Conveniently located just minutes from Downtown Chattanooga and the vibrant Southside, you'll enjoy quick access to restaurants, shopping, entertainment, hospitals, schools, and parks. Qualified owner-occupant buyers may also be eligible for down payment assistance and other grant opportunities through the City of Chattanooga's Housing for ONE Chattanooga program. Be sure to explore the available resources. Don't miss your chance to make this exceptional home yours in 2026!

1500 Greenwood Road, Chattanooga

Listing courtesy of Keller Williams Realty.

$49,900
1539951 MLS
Exceptional opportunity to acquire approx. 1.5± acres of commercially zoned land in one of Chattanooga's growing commercial corridors. Located on Bonny Oaks Drive, this wooded parcel is zoned C-5 Neighborhood Commercial, making it an excellent site for a variety of neighborhood-serving commercial developments. With outstanding visibility and convenient access to Highway 153, I-75, Hamilton Place, Volkswagen, and Downtown Chattanooga, this property is strategically positioned to serve the surrounding residential communities and expanding business district. Whether you're an investor, developer, or business owner, this property offers tremendous potential for a wide range of commercial uses permitted under C-5 zoning.

Bonny Oaks Drive, Chattanooga

Listing courtesy of Crye-Leike, REALTORS.

$495,000
4 Beds ⋅ 3 Baths ⋅ 1539948 MLS
Discover your dream home! This stunning 4-bedroom, 2.5-bath residence offers the perfect blend of comfort, style, and functionality. The spacious master suite is conveniently located on the main floor, providing a private retreat with ample room to relax and unwind. Throughout the home, you'll find modern finishes and thoughtful details that create an inviting and elegant atmosphere. Three additional, large bedrooms upstairs offers ample space for a growing family or a office/den space! The fenced-in yard is perfect for family gatherings, outdoor play, or giving your pets a safe space to roam freely. One of the standout features of this property is the walking path that leads directly to Camp Jordan, offering endless opportunities for outdoor fun, fitness, and enjoying nature right at your doorstep. Whether you're an avid runner, cyclist, or simply love leisurely strolls, this location truly enhances your lifestyle. Don't miss out on this incredible opportunity to make this beautiful house your new home.

574 Prema Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

$79,900
1539945 MLS
Don't miss this opportunity to acquire approx. .5± acres of land in one of Chattanooga's growing areas. Located on Bonny Oaks Drive, this wooded parcel is an excellent site for your place of residence. With outstanding visibility and convenient access to Highway 153, I-75, Hamilton Place, Volkswagen, and Downtown Chattanooga, this property is strategically positioned to serve the surrounding residential communities and expanding business district. Investors, developers, or individuals, this property could be just what you are looking for to develop.

Bonny Oaks Drive, Chattanooga

Listing courtesy of Crye-Leike, REALTORS.

$375,000
3 Beds ⋅ 3 Baths ⋅ 1539944 MLS
MOVE-IN READY ALL BRICK HOME in Brookhaven Heights! ALL NEW From the roof to the windows kitchen, baths, flooring, paint, fixtures, water heater, all exterior doors and even the garage door! This house has so much room for entertaining, inside and out. Host family & friends throughout the main level with huge living & dining areas leading into your gorgeous NEW kitchen & oversized breakfast area walking out French doors to the beautiful sunroom! Or have a game or movie night cozied up to the gas fireplace in the wide open basement family room. Unwind to the primary bedroom w/beautifully tiled private bath. Enjoy summer BBQ's in the fully fenced level, private yard backing to a peaceful treeline-perfect for cornhole or maybe a backyard pool! The list of new items is lengthy: roof, gutters, windows, waterheater, exterior doors, garage door & opener, kitchen cabinetry, granite counters, stainless appliances, fixtures, bath vanities, toilets, new tub & surround, pedestal sink, faucets, mirrors, light fixtures inside & out, new LVP flooring & carpet through house, new paint everywhere & new hardware. Close to I-75 at Exit 5, Gunbarrel Rd., Hamilton Place, 153, and the Airport. Agent is part owner.

2307 Brookhaven Circle, Chattanooga

Listing courtesy of Set Apart Realty LLC.

$375,000
3 Beds ⋅ 3 Baths ⋅ 20264018 MLS
MOVE-IN READY ALL BRICK home in Brookhaven Heights! ALL NEW From the roof to the windows kitchen, baths, flooring, paint, fixtures, water heater, all exterior doors and even the garage door! This house has so much room for entertaining, inside and out. Host family & friends throughout the main level with huge living & dining areas leading into your gorgeous NEW kitchen & oversized breakfast area walking out French doors to the beautiful sunroom! Or have a game or movie night cozied up to the gas fireplace in the wide open basement family room. Unwind to the primary bedroom w/beautifully tiled private bath. Enjoy summer BBQ's in the fully fenced level, private yard backing to a peaceful treeline-perfect for cornhole or maybe a backyard pool! The list of new items is lengthy: roof, gutters, windows, waterheater, exterior doors, garage door & opener, kitchen cabinetry, granite counters, stainless appliances, fixtures, bath vanities, toilets, new tub & surround, pedestal sink, faucets, mirrors, light fixtures inside & out, new LVP flooring & carpet through house, new paint everywhere & new hardware. Close to I-75 at Exit 5, Gunbarrel Rd., Hamilton Place, 153, and the Airport Agent is part owner.

2307 Brookhaven Circle, Chattanooga

Listing courtesy of Set Apart Realty, LLC.

$450,000
4 Beds ⋅ 4 Baths ⋅ 1539931 MLS
This home on a quiet culdesac would be perfect for any family or for a vacation rental with large bedrooms and closets. The fenced yard is ready for kids or pets to play. The entry is 2-story. The main floor boasts 9' ceilings. Enjoy the gas log fireplace in the winter and the deck in the spring. The kitchen and living are open. There is a large first floor primary bedroom with a bathroom complete with a jetted tub, walk-in shower, and private toilet. It also has a large walk-in closet. The 2nd floor primary bedroom is huge at 14' x 21'4'' and has a private full bath room and a walk-in closet. The third bedroom is also huge at 20'2'' x 12'1'' with a walk-in closet and has direct access to the hallway full bath. There is a nice sized 4th bedroom. Additionally, there is a 23'x16' unfinished storage area on the 2nd floor. Come enjoy life on this quiet neighborhood with easy access to schools, shopping, and interstate. NOTE: The HVAC units have the Bi-Polar Ionization System like used in hospitals to reduce odors and stop harmful pathogens such as viruses and bacteria.

2530 Wessex Lane, Chattanooga

Listing courtesy of Realty Specialists.

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