Chattanooga Homes with Conventional Terms

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the heart of Hamilton County, renowned for its stunning natural beauty and rich cultural heritage. With the majestic Appalachian Mountains as a backdrop and the Tennessee River winding through its core, Chattanooga offers a picturesque setting that’s perfect for both adventure seekers and those looking for a serene lifestyle.

Chattanooga is more than just a pretty face; it’s a thriving community filled with opportunities. Known for its revitalized downtown area, residents enjoy a plethora of dining, shopping, and entertainment options. The city is home to diverse neighborhoods, each offering unique charm and character, making it easy to find a place that feels like home.

For those considering a move to this enchanting city, there are a variety of homes available with conventional financing options. These homes are perfect for first-time buyers and seasoned homeowners alike, providing flexibility and accessibility in your real estate journey. Whether you’re drawn to historic bungalows, modern townhouses, or spacious family homes, Chattanooga’s real estate market accommodates a range of preferences and budgets.

Moreover, the city’s commitment to community and quality of life is evident in its excellent schools, abundant parks, and recreational activities. From hiking the scenic trails of Lookout Mountain to enjoying the vibrant arts scene, Chattanooga offers a lifestyle filled with adventure and relaxation.

Discover your dream home in Chattanooga, where the charm of the South meets the excitement of urban living. Your new life awaits in this welcoming city!

Newest Chattanooga Homes with Conventional Terms

$400,000

3 Beds ⋅ 2 Baths ⋅ 1542834 MLS

OPEN HOUSE WEDNESDAY from 4:00-6:00 Be the 1st to see this home on the way home from work ! LOCATION, CHARM & CONVENIENCE! Welcome to 2206 Defue Street, ideally located in the heart of Red Bank with easy access to Downtown Chattanooga, Northshore, shopping, restaurants, parks, and everyday conveniences. From the moment you arrive, the inviting covered front porch sets the tone for this charming home. Step inside to a spacious, light-filled living room featuring a cozy gas fireplace and built-in bookshelves--the perfect place to relax or entertain. The home offers plenty of flexible living space, including a formal dining room plus an additional bonus room that could easily serve as a home office, sitting room, playroom, hobby space, or whatever best fits your lifestyle. The kitchen features stainless steel appliances combining character with modern conveniences. Down the hall are two generously sized bedrooms and a full bathroom. Upstairs, you'll discover a private primary suite along with a conveniently located laundry area. Need extra storage? The partial unfinished basement provides additional space for seasonal items, tools, hobbies, and more. The current owners use it as their gym & riding toys for the children. Outside, enjoy a fenced backyard with plenty of room for pets & kids, entertaining, gardening, or simply relaxing at home. Important updates include a new roof, gutters, and gutter guards installed in 2018, along with a new HVAC & furnace system installed in 2021. With its charming character, flexible floor plan, fenced backyard, valuable updates, and a location that puts you just minutes from the excitement of Downtown Chattanooga, this Red Bank home offers the combination buyers are looking for. Come see 2206 Defue Street and discover just how convenient Chattanooga living can be!

2206 De Fue Street, Chattanooga

Listing courtesy of Zach Taylor - Chattanooga.

$375,000

4 Beds ⋅ 3 Baths ⋅ 1542832 MLS

One-level, brick rancher over a full basement with a 2-bay garage, a detached carport and a fenced back yard on a .49 +/- acre cul-de-sac lot in the heart of East Brainerd close to schools, medical facilities and the shopping and restaurants of the Hamilton Place area. This 4-bedroom, 3-bath home has tons of potential and already has many updates including LVP and tile throughout, vinyl windows, a newer refrigerator and updated baths. Your tour of the home begins with entry from the covered front porch to the foyer that opens to the spacious living room. The living room has access to the formal dining room which in turn has access to the eat-in kitchen. The kitchen has a door to the rear deck with steps to the back yard providing a nice flow for everyday living and indoor to outdoor entertaining. There are 3 bedrooms and 2 baths on the main level including the primary suite which boasts 2 closets and a private bath with a pedestal sink and a tiled shower. The 2 additional main level bedrooms share the use of the hall guest bath which has a furniture style vanity and a shower. Head downstairs where you will find a large family room with 2 closets and a separate door to the back yard, a 4th bedroom, a laundry/full bath combo with another tiled shower, plus the 2 bay garage, also with storage closet. All this, and you are just 20 minutes from downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

2103 King Court Lane, Chattanooga

Listing courtesy of Keller Williams Realty.

$250,000

3 Beds ⋅ 2 Baths ⋅ 1542830 MLS

Charming 3-bedroom, 1.5-bathroom bungalow offering an incredible opportunity to buy into a highly convenient location. With a solid layout and classic features, this home is the perfect canvas for anyone looking to add their personal touch, build quick equity, or expand a rental portfolio. Location Highlights • Prime Convenience: Located exceptionally close to local restaurants and daily amenities. • Downtown Proximity: Enjoy a quick and easy 10-minute drive to downtown Chattanooga. • Shopping & Entertainment: Just a 15-minute drive to Hamilton Place Mall. Property Features • Living Spaces: Original hardwood floors highlight the main living room and the separate, dedicated dining room. A flexible bonus room provides excellent space for a home office, playroom, or creative studio. • Kitchen & Utility: The kitchen features durable linoleum flooring and comes complete with a freestanding oven/range, refrigerator, and dishwasher. A dedicated utility room includes convenient washer and dryer hookups. • Bedrooms & Baths: Three functional bedrooms and 1.5 baths (featuring one central shower). • Exterior & Structural: Low-maintenance aluminum siding pairs with vinyl double-hung windows, a crawlspace foundation, and an asphalt shingle roof. A covered front porch adds classic curb appeal, and the fenced back yard is great for outdoor fun or your furry friends. • Parking: Includes a detached one-car garage with storage area and plenty of extra driveway space. Schedule your tour today to see all the possibilities this property has to offer! Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

587 Wando Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

$675,000

1542826 MLS

8.37 ACRES zoned C2 at the front, R2A and A1 in the back. The parcel slopes to the street but levels out toward the back. Approximately 200 ft of road frontage recently cut in at guardrail break with a drive/road. Video provided with this listing was taken before front drive was added. Great school zones and within ten minutes of Publix and all of the retail opportunities at Hamilton Place. This property lays between the Brentley Woods and the Springview subdivisions and YMCA property adjoins it from the back. Would be a great location for a single family estate. Possibilities for commercial or multi-family residential for this large tract with some rezoning required. Sign placement and asphalt pull-in from E Brainerd is on west end of property line. Call listing agent for best place to access the property from top. BUYER to do their own due diligence and verify all that they deem important to the sale. Cell tower and access are deeded separately and are not a part of this sale.

8922 E Brainerd Road, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$249,900

2 Beds ⋅ 2 Baths ⋅ 1542820 MLS

Unique home in a great Red Bank location! Minutes from Downtown Chattanooga and everything the Northshore has to offer. This two bedroom - two full bath home has been updated in the last several years and boasts an open floor plan, large bonus room and a nice kitchen with stainless appliances and granite countertops. Outside features include a covered patio on the left side of the home and an outbuilding. Make your appointment today before it is gone!

2510 Ashmore Avenue, Chattanooga

Listing courtesy of Zach Taylor - Chattanooga.

$225,000

2 Beds ⋅ 2 Baths ⋅ 1542814 MLS

SUPER convenient and updated condominium for lease located just off E. Brainerd Rd and zoned for E. Hamilton Schools. This condo has been updated with granite counter tops in kitchen and newer appliances. Washer and dryer included in condo. Make an appointment to see this one today!

7520 Eric Drive, Chattanooga

Listing courtesy of Legacy Real Estate & Development/Residential, LLC.

$190,000

3 Beds ⋅ 1 Baths ⋅ 1542812 MLS

Great home 3 bedrooms, 1 bath, beautiful kitchen, hardwood floors, covered porch on back, big fenced back yard. Out buildings stay. Buyer to do all due diligence, zoning, schools, square footage any concerns buyer may have.

1508 Prater Road, Chattanooga

Listing courtesy of Crye-Leike, REALTORS.

$550,000

4 Beds ⋅ 5 Baths ⋅ 1542809 MLS

Welcome to this beautifully maintained traditional home in the desirable Shadow Ridge subdivision, where timeless charm meets comfortable everyday living. Offering 4 bedrooms, 3 full baths, 2 half baths, and a versatile bonus room, this spacious home has room for everyone. Step inside to find gleaming hardwood floors and an inviting layout designed for both entertaining and everyday life. The formal dining room features elegant chair rail and crown molding, while the living room provides a comfortable gathering space. The family room is warm and welcoming, centered around a brick fireplace and hearth. The heart of the home is the exceptionally spacious kitchen, offering an abundance of cabinetry and counter space, stainless steel appliances, and a large walk-in pantry with built-in shelving--a rare find for those who love to cook and entertain. Upstairs, four generously sized bedrooms, three full bathrooms, and a bonus room provide plenty of flexibility for family, guests, work, or recreation. Step outside to your own private retreat. The in-ground pool, fenced backyard, and beautifully landscaped grounds create the perfect setting for summer gatherings and relaxing afternoons. A convenient pool bathhouse with a bathroom makes outdoor entertaining even easier. Move-in ready and filled with space, character, and thoughtful amenities, this Shadow Ridge home offers the perfect blend of traditional appeal and modern comfort.

503 Gibson Pond Road, Chattanooga

Listing courtesy of Keller Williams Realty.

$320,000

1 Beds ⋅ 1 Baths ⋅ 1542794 MLS

Discover the perfect blend of urban living and historic charm with this loft-style condo located at 1617 Rossville Ave, Unit 2C, in the heart of Chattanooga's thriving Southside district. This unique 1-bedroom, 1-bathroom condo boasts 811 square feet of well designed living space, featuring stunning exposed brick walls that echo the building's industrial past, beautiful hardwood floors, and high ceilings that create an open and airy ambiance. The condo building itself offers convenience and accessibility, featuring both stairs and an elevator. This property is ideal for anyone looking to immerse themselves in Chattanooga's vibrant culture or investors seeking a profitable and low-maintenance addition to their portfolio. It's a perfect opportunity to own a piece of Chattanooga's bustling Southside district, whether as a lucrative investment or a stylish urban home.

1617 Rossville Avenue 2c, Chattanooga

Listing courtesy of REAL Broker.

$1,200,000

2 Beds ⋅ 1 Baths ⋅ 1542793 MLS

4320 Bonny Oak Drive positioned in the heart of Chattanooga, this property presents a compelling development opportunity with strong visibility, flexible zoning, and significant land assemblage potential. The site includes more than 7 acres, with an the possible addition of approximately 5.95 adjoining acres, and offers approximately 267 feet of highway frontage. Current zoning includes RN 1-5 and C-N residential/commercial designations, supporting a range of potential residential, commercial, mixed-use, or office-oriented concepts, subject to applicable approvals. Existing improvements include a permitted 40' × 44' metal building and a 1,277 sq. ft. house that may be suitable for conversion to office or project support use. The property benefits from proximity to significant regional infrastructure, located approximately 0.5 miles from Highway 153, 0.3 miles from a fire station, and 3.1 miles from Enterprise South. Traffic exposure is a key advantage. The Highway 153 / Bonny Oaks interchange carries approximately 70,000 to 75,000 vehicles per day, while Bonny Oaks Drive averages approximately 15,000 to 20,000 vehicles per day. These roadways function as a major Chattanooga bypass connecting Interstate 75 to Highway 58 and Hixson, placing the site along one of the highest-volume state-route corridors in Hamilton County. With frontage, acreage, zoning versatility, existing structures, and access to major transportation corridors, the property is well positioned for a developer seeking a strategically located Chattanooga infill or corridor redevelopment opportunity. The 7-acre offering is listed at $1,200,000, while the full estimated 13.1-acre assemblage is listed at $2,000,000. This includes the Byrd Avenue property with additional parcel of land.

4320 Bonny Oaks Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

$375,000

3 Beds ⋅ 3 Baths ⋅ 1542791 MLS

Exceptional Southside Value in the Heart of Downtown Chattanooga! Welcome to 1003 E 11th St, an updated 3-bedroom, 3-full-bath, two-story home offering an outstanding combination of location, space, updates, and value. Located in the heart of Chattanooga's sought-after Southside, this home is just minutes from some of the city's best dining, shopping, entertainment, and attractions, with UTC only a few blocks away. If you've been looking for a home in a prime downtown location without the premium price tag, this is an opportunity you won't want to miss. The main living areas feature beautiful hardwood floors, complemented by updated paint and light fixtures throughout. The spacious two-story layout provides flexibility and separation of living spaces, while three full bathrooms add convenience rarely found at this price point. Additional highlights include a newer roof installed in 2021 and a covered patio added in 2023, providing a great space to relax or entertain. Enjoy outdoor living on the downstairs patio or take advantage of the upstairs outdoor space while taking in views toward Lookout Mountain. Storage is another standout feature, with each bedroom offering two sets of closets, providing plenty of room for clothing, personal belongings, and additional storage. The seller is also offering significant value with the sale. All kitchen appliances, washer, and dryer remain with the home, making the property even more convenient for the next owner. The existing security system and equipment will also remain, representing approximately $2,000 in added value. Located just minutes from downtown Chattanooga, the Southside, UTC, restaurants, shopping, entertainment, and Lookout Mountain, this home offers an exceptional opportunity to own in one of Chattanooga's most desirable areas. Updated. Spacious. Ideally located. Loaded with extras. Priced for value. Don't miss your opportunity to make 1003 E 11th St your next home.

1003 E 11th Street, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$275,000

3 Beds ⋅ 2 Baths ⋅ 1542786 MLS

Welcome to 3806 Kingwood Cir. Built in 2015, one level over a finished basement, right around 1,680 square feet. Upstairs is your everyday living, living room, dining area, kitchen with granite counters, two bedrooms, a full bath. Nothing fancy, just laid out well and easy to actually live in. Downstairs is where you get your extra room. Third bedroom, another full bath, laundry, and a flex space that could be a second living room, a playroom, a home office, whatever you need it to be that week. Having that basement separated out is great if you've got guests coming through, a roommate situation, or you just want some distance from the rest of the house. Outside there's a two-car parking pad, the yard's been cleaned up some, and the backyard's fenced in. Good for kids, dogs, whatever you need it for. There's also a deck off the kitchen, so you'll actually use it for grilling instead of it just sitting there. Location's the other big piece of this. You're close enough to downtown Chattanooga for work and restaurants, but you're also not far from Hamilton Place and Gunbarrel Road, so Target runs, chain restaurants, doctor's appointments, all of that is close too. You get both without living in the middle of the traffic for either one. If you're buying your first house, or you're a family that just wants something practical with a fenced yard and a good location, take a look at 3806 Kingwood Circle.

3806 Kingwood Circle, Chattanooga

Listing courtesy of Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.