Chattanooga Homes with Owner May Carry Terms

Chattanooga Homes with Owner May Carry Terms

Welcome to Chattanooga, Tennessee, a vibrant city nestled in the heart of Hamilton County, where the beauty of nature meets the charm of urban living. Known for its stunning scenery, Chattanooga is surrounded by the majestic Appalachian Mountains and the winding Tennessee River, offering residents breathtaking views and countless outdoor adventures. Whether you're hiking on Lookout Mountain, exploring the picturesque Riverwalk, or enjoying a leisurely day at the Tennessee Aquarium, this city is a haven for nature lovers and adventure seekers alike.

Chattanooga's rich history and culture are evident in its diverse neighborhoods, each with its unique character and appeal. From the historic homes in St. Elmo to the modern lofts in the Southside District, there’s something for everyone. The city is also home to a thriving arts scene, delicious dining options, and an array of local shops that make exploring the area a delight.

For those considering a home purchase in this enchanting city, you’ll be pleased to know that many properties offer Owner May Carry Terms. This flexible financing option allows buyers to negotiate directly with sellers, making homeownership more accessible and tailored to individual needs. Whether you’re a first-time buyer or looking to invest, having this option can open doors to your dream home in Chattanooga.

Discover the magic of Chattanooga, where community spirit and natural beauty come together to create a perfect place to call home. With Owner May Carry Terms available, your journey to homeownership in this charming city is just a step away!

Newest Chattanooga Homes with Owner May Carry Terms

$329,000
3 Beds ⋅ 2 Baths ⋅ 1539876 MLS
Welcome to your beautifully renovated, move in ready home in Chattanooga! This charming one level rancher offers the perfect blend of classic character and modern updates. Thoughtfully remodeled from top to bottom, you'll enjoy peace of mind with major improvements already completed, including updated electrical, plumbing, HVAC, windows, roof, and more, all done with proper permits. Step inside to a spacious living room that flows seamlessly into a cozy, knotty pine den that is perfect for relaxing evenings or entertaining guests. The adjoining dining area creates a warm and inviting space for gatherings, while the bright kitchen features granite countertops, a stylish tile backsplash, and plenty of charm. The home offers generously sized bedrooms and updated bathrooms with modern vanities, providing comfort and functionality for everyday living. Outside, you'll love the welcoming curb appeal and fenced backyard, ideal for pets, play, or outdoor entertaining. Conveniently located near St. Elmo and just minutes from downtown Chattanooga, this home combines location, updates, and easy one level living all in one. Don't miss your opportunity to own a fully updated home with timeless charm! Schedule your showing today!

4116 Grand Avenue, Chattanooga

Listing courtesy of Zach Taylor - Chattanooga.

$67,000
1539841 MLS
Fantastic opportunity in the Rivermont area of Chattanooga, centrally located close to Red Bank, Hixson, the North Shore and downtown Chattanooga. This .0.51 +/- acre lot has a level to gently sloping topography. Convenient to shopping, parks, restaurants, hospitals and more, so come take a look at the site of your future home!

24 Mcclure Terrace, Chattanooga

Listing courtesy of List With Freedom.

$415,000
2 Beds ⋅ 2 Baths ⋅ 1539522 MLS
If you are looking for a 55 and over community living close to Hamilton Place Mall and in PERFECT condition, look no further! This 1859 sq ft home with 2 bedrooms, 2 baths, office, beautiful sunroom has so many upgrades that I can't even list them all, have your Realtor go to documents for a complete list. The office or sunroom could be a third bedroom. Newer: flooring, shower tiled, master bath updated, new appliances, security system, high rise toilets, tinted windows, all windows upgraded, new roof, and the list goes on and on. Don't miss out on this one!

2523 Baskette Way, Chattanooga

Listing courtesy of RE/MAX Real Estate Center.

$749,900
4 Beds ⋅ 4 Baths ⋅ 1539421 MLS
Welcome to Horse Creek Farms, a sought after community nestled at the base of Signal Mountain, where peaceful surroundings meet everyday convenience. Tucked beside the neighborhood pond and fountain, this home offers a serene setting that's perfect for enjoying morning coffee, outdoor dining, or quiet evenings on the screened porch while taking in the sounds of nature. Inside, soaring vaulted and 9'+ ceilings create a bright, open feel, while the thoughtfully designed floor plan flows effortlessly from the spacious living room with a cozy gas fireplace to the well appointed kitchen featuring granite countertops, custom cabinetry, and plenty of space to gather. The main level primary suite provides a comfortable retreat, and the upstairs bonus room offers flexible space for a media room, home office, playroom, or guest accommodations. Hardwood floors, generous storage, and quality finishes throughout make this home as functional as it is inviting. Located just minutes from downtown Chattanooga and Red Bank, you'll enjoy quick access to award winning restaurants, local boutiques, parks, the Tennessee Riverwalk, hiking and biking trails, and the vibrant outdoor lifestyle that makes Chattanooga one of the South's most desirable places to call home.

713 Shearer Cove Road, Chattanooga

Listing courtesy of Keller Williams Realty.

$419,900
3 Beds ⋅ 3 Baths ⋅ 1539272 MLS
Welcome to this turn-key, beautifully updated townhome in an ultra-convenient location! Flooded with natural light from multiple southern-facing windows, this home features fresh interior paint throughout, new light fixtures, rekeyed locks, and brand-new flooring in the primary bedroom, and Brand NEW ROOF. Kitchen & Living: Open-concept floor plan ideal for entertaining Bright white cabinetry with tasteful backsplash & under-cabinet lighting Upgraded appliances: Convection oven range, microwave/air fryer combo, and 3-tier dishwasher Outdoor & Comfort: Freshly painted exterior & new smart garage door with smartphone control Front yard seating area & night landscape lighting Private back patio Bonus Upgrades & Peace of Mind: Sentricon termite baiting system installed Professionally cleaned dryer line & full window screens Custom shoe shelving in primary bedroom closet Unbeatable location just minutes from shopping, dining, major hospitals, gyms, and interstate access. Completely move-in ready!

2317 Rivendell Lane, Chattanooga

Listing courtesy of Keller Williams Realty.

$359,000
3 Beds ⋅ 3 Baths ⋅ 1539252 MLS
Opportunity is knocking --Freshly painted and move-in ready. Convenient location with easy access to shopping, dining, and major routes. Priced to sell quickly. Approximately 2.5 miles from Coolidge Park! The motivated seller is ready to negotiate, making this one of the best value opportunities in the area. Build instant equity -- but don't wait. Properties this close to North Shore amenities at this price point don't last long. Schedule your showing today and bring your offer! Owner/Agent.

816 Altamont Road, Chattanooga

Listing courtesy of Bridge City Realty, LLC.

$324,900
3 Beds ⋅ 2 Baths ⋅ 1539050 MLS
JUST LISTED! ORIGINAL HARDWOOD FLOORS | NEW WINDOWS | INCREDIBLE LOCATION | FENCED BACK YARD Quintessential mid-century charm meets refreshing modern updates at 316 Oriole Drive! This beautifully refreshed 3 bedroom, 2 bath home offers 1,511 square feet of welcoming living space in an unbeatable location less than 10 minutes from both Downtown Chattanooga and Hamilton Place. From the classic picket fence in the back yard to the original arched interior doorways, this home is full of character while offering the updates today's buyers appreciate. Inside, you'll find gorgeous real hardwood floors throughout, a freshly painted interior, an updated kitchen with a separate dining area, and a functional floor plan with the washer and dryer conveniently located on the main level. Outdoors, an incredible back deck overlooks a spacious backyard complete with a fire pit and a beautiful mature shade tree, making it the perfect setting for grilling with friends or relaxing in good weather. Additional outdoor features include rear parking with a carport and a storage shed, which has been completely rebuilt on the inside. Recent improvements enhance the home's value, including newer windows (approximately 3 years old), new front window shingles, a new front stair railing, a newly installed side door with a window, and professionally stabilized basement walls by AFS. If you've been searching for a home that perfectly blends timeless mid-century style, thoughtful updates, and an incredibly convenient location, this is one you won't want to miss. call us today for your private showing today before this Chattanooga gem is gone! Buyer to verify any and all information deemed important, including square footage, HOA details, acreage, and school zoning. Information is reliable but not guaranteed.

316 Oriole Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

$439,000
4 Beds ⋅ 3 Baths ⋅ 1539006 MLS
Welcome to the Cove at Kinsey, a cozy and charming four bedroom home nestled in the heart of East Brainerd. Conveniently located yet perfectly private at the end of the neighborhood in a cul-de-sac surrounded by nature this newer construction and perfectly maintained home is move-in-ready. The thoughtfully designed floor plan features a spacious primary suite and laundry room on the main level, providing everyday convenience and such an easy way of life. Step outside to the covered porch each morning while you drink your coffee and watch the sunrise over the nature preserve and pond. Upstairs, you'll find three large bedrooms and a double vanity full bathroom. Full-sized attic access gives great storage opportunities. A quiet sidewalk, pocket neighborhood is the perfect setting for easy living and great community. Welcome Home. *Owner/Agent

1175 Kinsey Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

$275,000
3 Beds ⋅ 2 Baths ⋅ 1538968 MLS
One level rancher with many updates and tons of potential in the Hwy 58 area less than 20 minutes to downtown Chattanooga and close to schools, shopping, restaurants and more! This 3 bedroom, 2 bath home is positioned on a .33 +/- acre lot and backs up to the Lake Hills Park. The home features hardwoods and tile throughout and a traditional floor plan with spacious rooms. Your tour begins with entry to the formal living room which adjoins the formal dining room. The eat-in kitchen has a tile floor, white cabinetry, granite countertops, stainless appliances and access to the back yard, dining and family room. The central family room has real wood paneling, a wood-burning fireplace and a closet, so it could be used as a bedroom or office if preferred. The bedrooms are split with the primary suite on the left side which includes a walk-in closet with washer/dryer hook-ups and a private bath with a vessel sink vanity and tiled shower. There are two additional bedrooms and a full hall bath on the opposite side of the house. If additional storage is needed, you will appreciate the detached shed in the back yard and the crawl space in back. There is a firepit area in the back yard and plenty of room for outdoor fun, so please call for more information and to schedule your private showing today. Potential owner financing. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

4519 Paw Trail, Chattanooga

Listing courtesy of Keller Williams Realty.

$374,900
3 Beds ⋅ 3 Baths ⋅ 1538306 MLS
Exciting opportunity to own a home in Red Bank's popular Spring Valley subdivision! Known for it's quiet and serene location at the base of Signal Mountain, homeowners in Spring Valley are only minutes from downtown Chattanooga and Chattanooga's desirable riverfront as well as a multitude of restaurants, shopping, and conveniences. There are endless possibilities to personalize this very functional split-level, 3 Bedroom, 2.5 Bath home and customize every space to meet your needs. The additional living space on the lower level is ideal for a family room, home office, or general recreational area and boasts a fireplace and newly installed flooring This lovely property also features a spacious yard and outdoor area with a backyard that can be transformed into your own personal oasis to enjoy barbecues, gardening, entertaining or simply relaxing. Schedule an appointment now and you will be one step closer to calling 3512 Valley Trail your home!

3512 Valley Trail, Chattanooga

Listing courtesy of The Group Real Estate Brokerage.

$219,900
3 Beds ⋅ 1 Baths ⋅ 1538027 MLS
Buyer assistance up to $21,000! This home qualifies under Chattanooga's Down Payment Assistance Program. Qualified buyers may be eligible for up to $21,000 in combined assistance through the City of Chattanooga and THDA programs. Renting for $1,600/month? You may qualify to own and pay less than renting! Plus seller paid home warranty! Recently renovated and move-in ready, this charming home perfectly blends modern updates with timeless character. Natural light pours through the large living room window, highlighting the original hardwood floors and creating a warm, inviting living area. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a spacious rear deck--perfect for grilling, entertaining, or simply enjoying your morning coffee. Beyond the deck, you'll find a huge level, fenced backyard that provides plenty of room for children, pets, gardening, or outdoor grilling. The lot has potential to even add a secondary dwelling! Major improvements have already been completed, providing peace of mind for years to come. Updates include the roof, HVAC system, water heater, electrical, plumbing, kitchen, bathroom, and appliances. The exterior has also been enhanced with new siding and fresh paint, giving the home outstanding curb appeal. Whether you're a first-time homebuyer searching for a turnkey home or an investor looking for a low-maintenance addition to your portfolio, this property offers exceptional value. Conveniently located just minutes from downtown Chattanooga, hospitals, shopping, dining, and major highways, you'll enjoy easy access to everything the area has to offer. Move-in ready, thoughtfully updated, and featuring a spacious deck and fully fenced backyard, this home is ready for its next owner to enjoy.

2109 Garfield Street, Chattanooga

Listing courtesy of Auben Realty.

$480,000
7 Beds ⋅ 4 Baths ⋅ 1537891 MLS
This triplex is a solid investment with real numbers behind it. Previously bringing in $4,200/month with two units currently occupied on long-term leases, the property has been renovated and is ready to perform. All three units are self-contained with separate water and electric meters, which makes management straightforward and keeps utility responsibilities with the tenants where they belong. The bottom unit is currently vacant and ready for a new tenant, or a great house hack opportunity for a buyer who wants to live on site, collect rent from the two occupied units above, and let the tenants help cover the mortgage. Over the past few years the property has gone through a significant renovation. Each unit was updated with a new roof and gutters, Hardie siding on the front, HVAC systems, insulation and drywall in the basement, water heaters, interior doors, fresh paint, and LVP flooring throughout. Kitchens were redone with new cabinets, granite countertops, and stainless appliances, and bathrooms were updated with new tubs, tile surrounds, vanities, and toilets. Tucked into the west side of Chattanooga, the property is in a well-connected part of town with easy interstate access and some of the area's best known landmarks right down the road. It's the kind of location that stays in demand, close enough to the action without being in the middle of it. Strong income, turnkey condition, and a flexible vacancy. Contact the listing agent for information on owner finance options.

200 S Aster Avenue, Chattanooga

Listing courtesy of Keller Williams Realty.

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