Chattanooga Homes with THDA Terms

Chattanooga Homes with THDA Terms

**Discover the Charm of Chattanooga, TN: Your Ideal Home Awaits!**

Nestled in the scenic embrace of the Appalachian Mountains, Chattanooga is a vibrant city located in Hamilton County, Tennessee. Known for its stunning natural beauty and rich cultural heritage, this charming city offers a perfect blend of outdoor adventure and urban sophistication. From the breathtaking views atop Lookout Mountain to the serene waters of the Tennessee River, Chattanooga is a haven for nature lovers and city dwellers alike.

Chattanooga is not just about picturesque landscapes; it boasts a thriving arts scene, a diverse culinary landscape, and a strong sense of community. Explore the bustling downtown area, where you’ll find local boutiques, lively farmers' markets, and an array of dining options that cater to every palate. The city is also home to numerous parks, hiking trails, and recreational activities, making it an ideal place for families and outdoor enthusiasts.

For those looking to plant roots in this enchanting city, homes with THDA (Tennessee Housing Development Agency) terms offer an excellent opportunity. These homes provide affordable financing options, making homeownership accessible to a wider range of buyers. Whether you're a first-time homebuyer or looking to relocate, THDA homes in Chattanooga come with various benefits, including lower interest rates and down payment assistance.

Embrace the warmth and hospitality of Chattanooga, where your dream home awaits amidst a backdrop of stunning landscapes and a thriving community. Explore your options today, and discover why so many are proud to call this city home!

Newest Chattanooga Homes with THDA Terms

$435,000
5 Beds ⋅ 3 Baths ⋅ 20263895 MLS
Welcome to 1008 Panorama Drive, a spacious split-level home offering 2,700 square feet of living space situated on 0.65-acre lot in the desirable East Brainerd area. Designed with both functional comfort and versatile living in mind, this 5-bedroom, 3-bathroom home features key major upgrades, including a New roof (2024), newer HVAC system (2021), new kitchen appliances (2020), interior repainted (2020) and gorgeous gleaming hardwood floors throughout the main level. Step inside to find an inviting layout highlighting a classic foyer, dedicated dining area, and a bright kitchen updated with rich granite countertops and tile flooring that flows into a cozy keeping room. The upper level hosts three comfortable bedrooms and two full bathrooms, while the fully finished lower level serves as an ideal setup for an in-law suite, guest wing, or teen hangout--complete with two additional bedrooms, a recreation space, and a laundry room with a three-quarter bath. Step outside onto the screened porch and deck to soak in peaceful views of the established grounds, complete with flower gardens including mature hydrangeas, lilacs, and rose bushes. An attached two-car garage completes this property, all located just minutes from top Hamilton Place dining, shopping, and major highways while zoned for the highly sought after East Hamilton schools.

1008 Panorama Drive, Chattanooga

Listing courtesy of RE/MAX Experience.

$475,000
4 Beds ⋅ 3 Baths ⋅ 20263340 MLS
This one just got better with a nice price improvement! Welcome home to this beautifully maintained 4-bedroom, 2.5-bath residence offering the perfect blend of comfort, style, and convenience in the highly desirable East Brainerd area. Thoughtfully designed with quality finishes throughout, this home features a spacious and functional floor plan. The main level includes a private primary suite with an en-suite bath and walk-in closet, a guest bedroom, a convenient half bath, an open-concept living area with a cozy fireplace, a formal dining room, and a well-appointed kitchen complete with a pantry and nearby laundry closet. Upstairs, you'll find two additional bedrooms, a full bathroom, and an oversized bonus room that offers endless possibilities, perfect as a second living area, media room, playroom, home office, or gym. Step outside to the spacious back deck, an ideal setting for entertaining family and friends or simply enjoying a quiet evening outdoors. Storage is plentiful with a large attic and an included storage shed, ensuring there's room for everything. Conveniently located near shopping, dining, schools, and everything East Brainerd has to offer, this move-in-ready home combines thoughtful design with everyday functionality. Don't miss the opportunity to make it yours!

8329 Grinder Creek Place, Chattanooga

Listing courtesy of RE/MAX Properties.

$315,000
3 Beds ⋅ 2 Baths ⋅ 20263101 MLS
Some homes you simply live in. This one, you grow in. This 3 bedroom, 2 bath gem is where the lessons of homeownership come alive: morning light pouring through the windows, a kitchen that opens generously into dining and living spaces made for laughter, leftovers, and lingering conversations.*BRAND NEW HVAC SYSTEM INSTALLED JULY 2026* It's where you discover that a house isn't just a place to sleep -- it's where memories take root and connections deepen. Inside, you'll find a freshly painted interior that feels crisp, bright, and ready for your touch. Step outside to a beautifully landscaped lawn and a fenced-in backyard, perfect for pets, play, or quiet evenings under the stars. And the location? Minutes from schools, shopping, downtown, and the interstate -- close enough for convenience, peaceful enough to call your own retreat. This home is move-in ready and waiting for its next story. The only question left is: what will yours be? Schedule your private showing today -- because the best chapters always start with a single open door.

4844 Pawnee Trail, Chattanooga

Listing courtesy of Premier Properties Realty.

$249,000
2 Beds ⋅ 1 Baths ⋅ 20261741 MLS
Welcome to easy living in the heart of Hixson. This charming, updated home offers a low-maintenance lifestyle just minutes from Chattanooga's best dining, shopping, and outdoor activities. With its cozy feel and recent updates -electric, kitchen cabinets, appliances, granite, and flooring, newer roof and windows--it's the perfect blend of comfort and convenience. The large fully fenced yard with mature trees on a corner lot provides a private space for kids, pets, or weekend gatherings. A rare find in a highly desirable location as its minutes to Hixon, CB Robinson bridge and Highway 153.

3931 Birmingham Drive, Chattanooga

Listing courtesy of Blue Key Properties, LLC - Spring City.

$559,000
5 Beds ⋅ 3 Baths ⋅ 20260966 MLS
Discover a true generational treasure--this lovingly maintained, single-owner all-brick home has been cherished by one family for decades and is now ready to welcome the next. Thoughtfully updated with new flooring, fresh paint, and modern electrical systems, it seamlessly blends timeless charm with today's comforts, creating the perfect backdrop for building lifelong memories across generations. The spacious main level flows effortlessly: a welcoming living room, elegant dining area, and gourmet kitchen featuring custom cabinetry, granite countertops, and new appliances. A cozy second living space with a grand brick fireplace and built-in shelving invites family gatherings year-round. The primary suite includes an en-suite bath and walk-in closet, complemented by two additional bedrooms and a full bath--ideal for growing families. The lower level shines as a versatile in-law or multi-generational suite, complete with its own full kitchen, living area, bedroom/flex space, and bath--offering privacy and independence while keeping everyone close. Ample attic storage keeps everything organized, and the expansive 0.78-acre lot features a private inground pool, gazebo, deck, and garden areas designed for celebrations, play, and peaceful relaxation. Community & Lifestyle Location: Prime Chattanooga/East Ridge/Hamilton County spot--minutes from Downtown, East Brainerd, the Airport, Interstates, hiking trails, biking paths, soccer fields, baseball parks, and endless family-friendly activities. Outdoor Living: Generous lot with plenty of room for gardening, play, entertaining, and creating traditions that last a lifetime. This exceptional home isn't just a property--it's a legacy waiting for your family's next chapter. Schedule your tour today!

7104 Moreview Road, Chattanooga

Listing courtesy of Crye-Leike REALTORS - Cleveland.

$429,000
3 Beds ⋅ 3 Baths ⋅ 20260546 MLS
Newly built and move-in ready! This stunning 3 bedroom, 3 bath home offers a bright open concept floor plan designed for both everyday living and entertaining. The spacious kitchen flows seamlessly into the main living area and features all brand new appliances. Enjoy the convenience of a two car garage and the added living space of a fully finished basement complete with a cozy fireplace. Thoughtful design, modern finishes, and quality craftsmanship throughout make this home truly stand out. Don't miss the opportunity to own a beautiful new build that checks all the boxes!

2512 Maplewood Drive, Chattanooga

Listing courtesy of RE/MAX Experience.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.