Harrison Homes with VA Loan Terms

Harrison Homes with VA Loan Terms

Welcome to Harrison, Tennessee—a charming gem nestled in Hamilton County, where the beauty of nature meets the warmth of community. This picturesque city is perfectly positioned along the stunning shores of Chickamauga Lake, offering residents breathtaking views and an abundance of outdoor activities. From serene lakeside strolls to adventurous hikes in nearby parks, Harrison is a haven for nature enthusiasts and families alike.

As a vibrant suburb of Chattanooga, Harrison boasts a friendly atmosphere with a strong sense of community. The area is known for its excellent schools, making it an ideal place for families to settle down. Residents enjoy a variety of local amenities, including delightful dining options, shopping centers, and recreational facilities that cater to all ages.

For those considering homeownership in this idyllic area, Harrison presents an exciting opportunity with VA loan terms available. Veterans and active-duty military personnel can take advantage of these favorable loan options, making it easier to purchase a home in this thriving community. With no down payment and competitive interest rates, VA loans open the door to a range of beautiful properties, from cozy single-family homes to modern townhouses.

Whether you’re looking to embrace the tranquility of lakeside living or seeking a community filled with warmth and camaraderie, Harrison, TN, is the perfect place to call home. Discover your dream home today and experience the charm and convenience that this lovely city has to offer!

Newest Harrison Homes with VA Loan Terms

$370,000
3 Beds ⋅ 2 Baths ⋅ 1539872 MLS
This immaculate and well maintained inside and outside house is ready for you.. A large living room with cathedral beamed ceiling and a wall of stunning windows and custom cabinets surrounding a fireplace welcome you as you enter this house. The kitchen also has custom cabinets complete with an island with drawers and cabinets and a special spice cabinet.Whirlpool refrigerator, built in microwave, electric range, and tons of cabinets complete the kitchen. The dining area has a bay window and a great custom sitting area.. Three bedrooms with two full baths. Full bath has separate vanities and a great make-up area. Primary is ensuite with hardwood floors and two closets with organizers. Expansive rear deck perfect for morning coffee, evening gathering place and perfect for grilling. Full unfinished basement (ready for a man cave or playroom) with laundry room complete with washer and dryer, storage cabinets and folding countertop. Siding and stone exterior. Large level fenced back yard with mature shade trees and a huge workshop, craft center or children's playhouse or fort! Near the lake, Hwy 58 shopping including Food City grocery store close by. Convenient to schools. Owner hates to leave her neighbors and house but it's time to downsize and let it become your new home to love.

7128 Condra Drive, Harrison

Listing courtesy of Coldwell Banker Pryor Realty.

$342,500
4 Beds ⋅ 3 Baths ⋅ 1539728 MLS
Welcome to 6121 Pythian Road in beautiful Harrison, Tennessee! This beautifully updated 4-bedroom, 2.5-bath home offers approximately 2,785 square feet of thoughtfully designed living space, combining modern finishes, quality craftsmanship, and an outstanding location just minutes from shopping, dining, recreation, and Harrison Bay. You'll also enjoy being only moments from a public boat ramp and less than 10 minutes from Island Cove Marina. Inside, you'll find stylish updates throughout, including a beautifully finished basement that offers exceptional flexibility. With its own private side entrance, separate bathroom, and the potential for a dedicated parking area, the lower level presents an excellent opportunity for multi-generational living, a private guest suite, or future income-producing space. This home has seen extensive recent improvements, including a new roof, new HVAC system and mini-split, new kitchen appliances, new lighting and updated wiring, new plumbing fixtures, new septic system with easy-access risers, French drain system, brand-new insulation (scheduled for installation August 10 with previous insulation removed), and water line plumbed to the refrigerator. Outside, you'll appreciate the new board-on-board privacy fence, leaf-resistant gutters, new exterior hot and cold water spigots, and professional tree maintenance completed by a certified arborist, with all remaining trees receiving a clean bill of health. Additional highlights include a spacious attic with excellent storage potential, a chimney that has been professionally inspected and swept, and a washer and dryer that are both brand new and still under warranty. Offering modern updates, flexible living space, and convenient access to both everyday amenities and outdoor recreation, this move-in-ready Harrison home is an exceptional opportunity. Schedule your private showing today!

6121 Pythian Road, Harrison

Listing courtesy of 1 Percent Lists Scenic City.

$365,000
3 Beds ⋅ 2 Baths ⋅ 1539616 MLS
Completely remodeled and move-in ready, this beautifully updated one-level home is ready for you! Step inside to an open-concept floor plan filled with natural light and gorgeous hardwood floors that flow throughout the entire home. The spacious living and dining areas create an inviting space for entertaining, while the oversized bedrooms provide plenty of room to relax and unwind. The thoughtfully designed kitchen features a large walk-in pantry and convenient mudroom just off the garage helps keep everyday life organized. Just beyond the main living area, you'll find an expansive sunroom/family room overlooking the private backyard. Outside, the backyard is ready for summer fun with an above-ground pool featuring a new pump and liner (2024), plus a large storage shed for all your tools, lawn equipment, and outdoor gear. Enjoy the low-maintenance Trex front porch, perfect for relaxing at the end of the day. Major updates provide peace of mind for years to come, including a new roof (2020), HVAC system (2021), field lines (2022), and brand-new windows (2026). With its extensive renovations, desirable one-level layout, and impressive list of improvements, this home is not one to miss!

7325 Asteroid Lane, Harrison

Listing courtesy of Keller Williams Realty.

$649,000
5 Beds ⋅ 3 Baths ⋅ 1539496 MLS
**Luxury New Construction with Mountain & Pond Views | Loaded with Designer Upgrades** Experience elevated living in this stunning new construction home, perfectly situated in a peaceful setting with breathtaking mountain and pond views. Enjoy the best of both worlds--serene surroundings with **county taxes only and a spacious homesite. **Builder Incentive:** Receive **1% of the loan amount toward closing costs when financing with the builder's preferred lender. Designed with both luxury and functionality in mind, this carpet-free home offers 5 bedrooms (septic approved for 3 bedrooms; additional rooms are ideal for bedrooms, home offices, fitness rooms, or flex spaces), including a spacious primary suite and secondary bedroom on the main level. Upstairs features three additional flex rooms and a large bonus room, providing endless possibilities for work, play, or entertaining. The open-concept living area showcases exceptional craftsmanship with: * Gas fireplace * White and white oak petite shaker cabinetry * Quartz countertops * Oversized waterfall island * Custom wood range hood * Stainless steel appliance package * Tankless water heater The luxurious primary suite is a true retreat, featuring a spa-inspired bathroom with a freestanding soaking tub, oversized tiled shower, dual vanities, and designer finishes throughout. Step outside to a covered rear porch overlooking the expansive backyard, where you'll enjoy incredible mountain and pond views year-round. An oversized two-car garage provides ample storage and convenience. This home offers the perfect combination of luxury finishes, thoughtful design, and an unbeatable setting. Buyer to verify all information deemed important, including square footage, schools, and taxes. Personal Interest Applies: Listing agent has an ownership interest in the property.

9119 Sir Boon Court, Lot 38, Harrison

Listing courtesy of Local Roots Realty.

$614,500
4 Beds ⋅ 3 Baths ⋅ 1539338 MLS
Welcome to Banther Heights, an exclusive seven-home enclave where timeless Tudor-inspired architecture meets thoughtfully designed modern living. Tucked beneath a canopy of mature hardwoods, this private collection of homes offers a rare opportunity to own new construction in a setting defined by natural beauty, generous estate-style homesites, and lasting privacy. From the moment you turn into Banther Heights, there's an unmistakable feeling that you've arrived somewhere special. The winding approach, mature trees, and thoughtfully positioned homes create a setting that feels secluded and timeless, where every season unfolds like a scene from a favorite film. With only seven homes ever to be built, opportunities like this are exceptionally rare. This residence lives far larger than its footprint, featuring soaring ceilings, expansive windows, and an open, light-filled floor plan that blends the character of Tudor-inspired design with the functionality today's buyers desire. Thoughtfully selected finishes, a private rear porch, and peaceful views of mature foliage create an inviting retreat for everyday living and entertaining. While the setting feels worlds away, convenience is never compromised. Enjoy quick access to Volkswagen, Ooltewah, Cambridge Square, Booker T. Washington State Park, Lake Chickamauga, Harrison Bay, Savannah Bay, grocery stores, restaurants, and everyday amenities, with downtown Chattanooga just a short drive away. Built by one of Chattanooga's premier builders, Banther Heights offers exceptional craftsmanship, enduring quality, and the rare opportunity to own in an intimate enclave that simply cannot be recreated. Photos are a combination of the homesite and examples of the builder's recently completed homes. Features, finishes, and selections may vary.

7369 Banther Road, Harrison

Listing courtesy of Horizon Sotheby's International Realty.

$299,000
3 Beds ⋅ 2 Baths ⋅ 1539313 MLS
Move-in ready one-level living in Elmbrook Estates! With the water heater just 2 years old, HVAC regularly serviced, fresh interior paint, a new back door, and an updated deck with a new gate, this well-maintained 3BR/2BA home is truly ready to enjoy from day one. It sits on 0.4 acres and includes a basement plus 2-car attached garage. Convenient Harrison location close to shopping and schools, and just a 3-mile drive to Harrison Bay State Park for boating, fishing, and lake access. Don't miss this cared-for home in a quiet, established neighborhood!

9008 Birchwood Pike, Harrison

Listing courtesy of Keller Williams Realty.

$479,900
4 Beds ⋅ 3 Baths ⋅ 10809787 MLS
Welcome to 645 King Rd in Harrison! This well-maintained 4-bedroom, 2.5-bath home is situated on over 27 acres, provides a blend of space, privacy, and comfort. A covered front porch provides a welcoming entry into the home. Inside, you'll find high vaulted ceilings and a cozy living area that flows into an updated kitchen. The kitchen features a large island with ample prep space and a separate dining room, making it functional for everyday living and gatherings. Both full bathrooms include double vanities, while the primary suite has a soaking tub and a separate shower. All bedrooms are generously sized, providing flexibility for a variety of needs. Step outside to enjoy the in-ground pool, enclosed porch, and outdoor kitchen area for relaxing or entertaining. The expansive acreage provides additional opportunities for outdoor enjoyment and recreation. Conveniently located while maintaining a private setting, this property presents a unique opportunity to own a home with significant land and desirable features.

645 King Road, Harrison

Listing courtesy of Beycome Brokerage Realty LLC.

$350,000
3 Beds ⋅ 2 Baths ⋅ 1539163 MLS
Welcome to 7442 Chad Road, where country charm, modern updates, and effortless one-level living come together on over 1.3 acres--with no city taxes! This lovingly maintained home offers 1,850 square feet of comfortable living space and has been thoughtfully updated . Inside, you'll find high ceilings, beautiful hardwood and tile flooring, and a stone fireplace that anchors the main living area. The home features three oversized bedrooms with generous closet space. The primary suite was designed as a private retreat with a separate room for a home office or sitting area plus a double-depth walk-in closet, an en-suite bath, and private porch access. Outdoor living is just as impressive, with three inviting porches and a sunroom overlooking the expansive backyard. Whether you're enjoying your morning coffee on the front porch, relaxing in the sunroom, or taking in the peaceful surroundings from the primary suite's private porch, you'll appreciate the spaces this property provides. The fully fenced, level yard is ideal for gardening, entertaining, pets, and outdoor recreation. One of the home's most unique features is its flexible floor plan. A spacious wing off the kitchen, currently utilized as an office and additional bedroom space, offers endless possibilities for multi-generational living, a guest suite, a roommate setup, or a private retreat for an aging family member or a big 2nd living room. Additional highlights include a brand-new HVAC system with a 10-year transferable warranty and a garage with extra storage. Conveniently located less than 1 mile from Food City and Starbucks and just 5 minutes from Chickamauga Lake and Harrison Bay State Park, this home offers the perfect balance of peaceful country living and easy access to local amenities. Homes with this combination of land, flexibility, and location rarely become available. Schedule your showing today.

7442 Chad Road, Harrison

Listing courtesy of Zach Taylor - Chattanooga.

$889,000
3 Beds ⋅ 4 Baths ⋅ 1539078 MLS
Water Front Living at its best. Come relax on the main channel of Chickamauga Lake just minutes from everything but in a tranquil setting. This lakeside cabin was built with the view in mind. The rear of the home designed with floor to ceiling windows to enjoy the view all day! Whether you are looking for full time living or a second home, this one will do! Two spacious bedrooms on the main level with one and half bathrooms. Easy to use kitchen with full pantry and leathered granite counter tops. Hardwood floors throughout with no carpet. Tongue and groove walls for that warm cabin feel. The fireplace with gas logs provides a centerpiece for the living area. The cathedral ceilings are stunning. The large suite upstairs has vaulted ceilings and a full bath with tile shower. The upstairs features an open sitting area with views of the lower level and the water. The finished walk out basement leaves you with many possibilities including a large space overlooking the lake. The basement includes laundry, fully plumbed bath for easily adding another shower, lots of storage. Walk out onto the wrap around deck, newly installed with composite materials for easy care. You will have year around water here! The path to the lake is asphalt for any easy ride down or use the stairs. The dock is covered with composite decking and the boat slip was added in 2025 with a boat lift. Fish from the dock or enjoy a meal or take in the sun. Large enough for entertaining! Home has a new roof installed this year! The detached garage is perfect storage for jet skis, side by side, etc. Lot's of parking and a newly paved black top driveway. Ready for lake life under 1M? Don't wait. This one has it all! Owner/Agent

13123 Eldridge Road, Harrison

Listing courtesy of The Source Real Estate Group.

$400,000
4 Beds ⋅ 4 Baths ⋅ 1538961 MLS
Welcome home to this spacious 4-bedroom, two full bath, two half bath residence situated on an acre of land, nestled in a quiet neighborhood just off Highway 58. Offering the perfect combination of comfort, convenience, and room to grow, this home is ideally located with easy access to Volkswagen, downtown Chattanooga, and Chickamauga Lake. Inside, you'll find a thoughtfully designed layout with generous living spaces and plenty of room for family and guests. The primary suite is located on the main level, with 3 bedrooms upstairs. The finished basement is a great feature, providing an incredible family room that's perfect for movie nights, game days, a play area, or entertaining friends. Whether you're enjoying time together indoors or taking advantage of the home's convenient location near shopping, dining, recreation, and major employers, this property offers a lifestyle that's hard to beat. Don't miss the opportunity to make this wonderful home yours--schedule your private showing today!

6955 Harvest Run Drive, Harrison

Listing courtesy of REAL Broker.

$259,900
3 Beds ⋅ 2 Baths ⋅ 1538827 MLS
If you're looking for a truly MOVE-IN READY home with easy access to all things Chattanooga, Harrison Bay, the Lake and more... Then you have to come see this beautifully remodeled 3-bedroom 2-bathroom home in the desirable Davis Mill subdivision! This home has been completely transformed from top to bottom with thoughtful, high-end updates throughout. The exterior features a NEW ROOF, NEW VINYL SIDING, updated windows a few years ago, mature landscaping, a large back deck as well as a huge detached garage/workshop with power already connected!! Entering the home, you'll find a fully updated interior with premium finishes at every turn. You are welcomed into a large living space with new flooring, fresh paint and a widened entry to the brand-new kitchen for seamless flow. The kitchen showcases brand new white shaker cabinets, gorgeous granite countertops, new stainless steel appliances, a custom tile backsplash, new sink, new plumbing and lighting fixtures and more! Down the hall you will find two large bedrooms with oversized closets that share the conveniently located and fully updated hall bath. Updates include new tile flooring, new vanity, new lighting, new toilet, and new plumbing fixtures. Further down the hall you will find the master suite that hosts a brand new full bath complete with a stunning walk-in tile shower, new tile flooring, new vanity, modern finishes and more! But perhaps what you will cherish most is the time sitting on the back deck, sipping morning coffees or evening cocktails as you watch the deer pass by the rural view. It is truly peaceful. And for those needing a little more space, you cant beat this massive shop; perfect for any hobbyist or pro alike! It can also be a great space for anyone just needing some extra storage! All this just minutes from Harrison Bay, Chattanooga, and everyday conveniences this won't last long; so schedule your showing today! Listing agent has personal interest in the property.

7446 Davis Mill Circle, Harrison

Listing courtesy of EXP Realty LLC.

$710,000
6 Beds ⋅ 5 Baths ⋅ 1538379 MLS
Custom-built 6BR/5BA home near the water with an easy commute to Ooltewah and downtown Chattanooga. Spacious foyer opens to open-concept living, dining & kitchen. Main-level primary suite features a large en-suite bath with jetted tub, USB-equipped outlets, and a walk-in closet, plus a split-bedroom plan with two more main-level bedrooms. Wide doorways throughout provide accessible, easy-pass clearance. Fully finished basement adds multiple living spaces and a second primary suite with private bath and walk-in closet, perfect for multi-gen living or guests. Carpet has been removed from the basement and stairs, replaced with durable luxury vinyl plank flooring. The kitchen boasts a farmhouse sink, USB outlets, and all-new appliances, including a GE Profile induction cooktop. The washer and dryer stay with the home. New recessed lighting and fixtures have been added throughout the home. All bedrooms have tinted windows except the primary suite. A hybrid water heater was installed in December 2025, and a new garage door opener has also been added. Additional recent updates include fresh interior paint throughout, a flagpole base installed in the front flower bed, overhead storage racks added in the garage and cleared backyard brush for expanded usable outdoor space. This home is equipped with smart technology throughout, including WiFi-enabled dimming switches (including in the master bathroom), a WiFi door code entry system, and a fingerprint keypad lock. Security is covered by a hardwired ADT system protecting all doors and windows, with four keypad access points. Move-in ready. Schedule your showing today!

7311 Creek Ridge Drive, Harrison

Listing courtesy of Keller Williams Realty.

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