Harrison Homes with Owner May Carry Terms

Harrison Homes with Owner May Carry Terms

Welcome to Harrison, Tennessee – a hidden gem nestled in the heart of Hamilton County! Known for its picturesque landscapes and a warm, welcoming community, Harrison offers an idyllic small-town feel with easy access to the vibrant city life of Chattanooga, just a short drive away. Here, residents enjoy a perfect blend of outdoor adventures, friendly neighborhoods, and top-notch amenities.

Harrison is characterized by its stunning waterfront views along the Chickamauga Lake, making it a paradise for nature lovers and water enthusiasts. Whether you enjoy fishing, boating, or simply taking a leisurely stroll along the scenic trails, this charming city has something for everyone. The community is also home to excellent schools, parks, and local shops, ensuring a fulfilling lifestyle for families and individuals alike.

For those considering a move to Harrison, the real estate market is as diverse as it is enticing. One of the standout features of this area is the availability of homes with Owner May Carry Terms. This flexible financing option makes homeownership more accessible, allowing buyers to negotiate terms directly with sellers. It’s an excellent opportunity for first-time homebuyers or those seeking to invest in this thriving community without the constraints of traditional financing.

In Harrison, you’ll find a range of housing options, from charming single-family homes to modern developments, all set against the backdrop of Tennessee's natural beauty. Embrace the opportunity to create your dream home in a city that offers both tranquility and connection. Your Harrison adventure awaits!

Newest Harrison Homes with Owner May Carry Terms

$710,000
6 Beds ⋅ 5 Baths ⋅ 1538379 MLS
Custom-built 6BR/5BA home near the water with an easy commute to Ooltewah and downtown Chattanooga. Spacious foyer opens to open-concept living, dining & kitchen. Main-level primary suite features a large en-suite bath with jetted tub, USB-equipped outlets, and a walk-in closet, plus a split-bedroom plan with two more main-level bedrooms. Wide doorways throughout provide accessible, easy-pass clearance. Fully finished basement adds multiple living spaces and a second primary suite with private bath and walk-in closet, perfect for multi-gen living or guests. Carpet has been removed from the basement and stairs, replaced with durable luxury vinyl plank flooring. The kitchen boasts a farmhouse sink, USB outlets, and all-new appliances, including a GE Profile induction cooktop. The washer and dryer stay with the home. New recessed lighting and fixtures have been added throughout the home. All bedrooms have tinted windows except the primary suite. A hybrid water heater was installed in December 2025, and a new garage door opener has also been added. Additional recent updates include fresh interior paint throughout, a flagpole base installed in the front flower bed, overhead storage racks added in the garage and cleared backyard brush for expanded usable outdoor space. This home is equipped with smart technology throughout, including WiFi-enabled dimming switches (including in the master bathroom), a WiFi door code entry system, and a fingerprint keypad lock. Security is covered by a hardwired ADT system protecting all doors and windows, with four keypad access points. Move-in ready. Schedule your showing today!

7311 Creek Ridge Drive, Harrison

Listing courtesy of Keller Williams Realty.

$560,000
3 Beds ⋅ 3 Baths ⋅ 1536506 MLS
Welcome to The View, where mountain views, modern design, and everyday comfort come together in one of Harrison's most desirable communities. Perfectly positioned between Chattanooga, Ooltewah, and Cleveland, you'll enjoy easy access to shopping, dining, and outdoor recreation, with Harrison Bay State Park, Chickamauga Lake, and Highway 58 just minutes away. Inside, the thoughtfully designed open floor plan centers around a chef-inspired kitchen featuring ceiling-height cabinetry, a large island, stainless steel appliances, apron-front sink, custom lighting, and a hidden walk-in pantry that's sure to impress. The spacious living area with fireplace creates the perfect gathering space for family and friends. The main-level primary suite offers a private retreat with a beautifully appointed ensuite bath, while two additional bedrooms, 2.5 baths, and a large bonus room provide plenty of space for work, play, and guests. Situated on a generous half-acre lot, the fenced backyard gives kids and pets room to roam, while the covered deck showcases stunning White Oak Mountain views and the beauty of East Tennessee living. If you've been searching for a home that combines quality craftsmanship, scenic views, and functional living, this is one you won't want to miss.

9215 Sir Charles Court, Harrison

Listing courtesy of Keller Williams Realty.

$850,000
3 Beds ⋅ 3 Baths ⋅ 1534743 MLS
Tucked away at the end of a quiet cul-de-sac, 6218 Hidden Hill Road offers a rare combination of privacy, space, and flexibility on nearly 6 secluded acres in Harrison, Tennessee. Surrounded by mature trees and peaceful natural beauty, this property feels like a private retreat while still being convenient to shopping, dining, schools, and downtown Chattanooga. A gated entrance and long winding driveway create a true sense of arrival as you approach the beautiful two-story home with expansive covered porches and open green space. The wraparound front porch is the perfect place to enjoy morning coffee, quiet evenings, and the peaceful setting that surrounds the property. Designed for both everyday living and entertaining, the home offers generous living spaces and a warm, welcoming feel throughout. Out back, the in-ground pool and spacious patio area create a resort-style atmosphere perfect for summer gatherings, relaxing weekends, or evenings under the stars. One of the standout features of the property is the massive detached outbuilding/workshop with oversized garage bays, extensive storage, workshop space, and flexible-use areas. Whether you need room for hobbies, recreational vehicles, equipment, a home business, woodworking, car storage, or creative space, the possibilities are endless. The nearly 6-acre setting provides incredible versatility with room for gardening, recreation, animals, future expansion, or simply enjoying the privacy and natural surroundings. Properties offering this level of seclusion, usable acreage, pool, gated entry, and functional outbuilding space are increasingly hard to find. 6218 Hidden Hill Road offers more than just a home -- it offers a lifestyle.

6218 Hidden Hill Road, Harrison

Listing courtesy of Keller Williams Realty.

$385,000
3 Beds ⋅ 3 Baths ⋅ 1532419 MLS
This Classic all brick rancher comes with an additional lot next door and offers convenient one level living including 3 bedrooms, 2 full bathrooms, laundry and a spacious kitchen all on the main level. The basement includes the added benefit of a kitchenette/ living room plus a bonus room for an in-law suite or additional guest space, a large garage, additional laundry room and separate access into the house. This house in conveniently located with many restaurants within just a couple of minutes and just a couple of miles from HWY 153 for quick access to the rest of Chattanooga. This would be a great house for anyone whether you are a young family looking to have children, require one level living or if you have family who will be living with you. The house has had recent upgrades including the floors, toilets, master bathroom upgrades, trim, and some other cosmetic upgrades and even includes a washer and dryer.

5812 Hillcrest Drive, Harrison

Listing courtesy of Keller Williams Realty.

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