Harrison Homes with Conventional Terms

Welcome to Harrison, a charming city nestled in the heart of the United States, where picturesque landscapes meet a vibrant community spirit. Known for its friendly atmosphere and rich history, Harrison is a hidden gem that offers a perfect blend of small-town charm and modern conveniences. With its scenic parks, bustling downtown area, and a variety of local shops and restaurants, residents enjoy a lifestyle that is both relaxed and engaging.

Harrison boasts a diverse selection of homes, making it an ideal place for families, young professionals, and retirees alike. Whether you’re seeking a cozy cottage, a spacious family home, or a contemporary townhouse, the real estate market here has something for everyone. Many homes are available with conventional financing options, making the dream of homeownership more accessible for many buyers. This means you can take advantage of competitive interest rates and flexible terms, allowing you to find the perfect home that fits your budget and lifestyle.

The city is also known for its excellent schools, making it a desirable location for families looking to settle down. With a strong sense of community and an abundance of recreational activities, including hiking trails, lakes, and cultural events, Harrison is a place where you can truly thrive.

If you’re considering making a move, Harrison invites you to explore its welcoming neighborhoods and discover the perfect home where you can create lasting memories. Come experience the charm of Harrison and see why so many choose to call this enchanting city their home!

Newest Harrison Homes with Conventional Terms

$500,000

3 Beds ⋅ 3 Baths ⋅ 1542505 MLS

No HOA, 1.19 acres, and a 2022 build with the primary suite on the main level, five minutes from Chickamauga Lake. Tucked on a quiet country road in Harrison, this modern craftsman gives you the land and freedom that most newer homes in the area can't: a fully fenced back yard, a big deck with a slide straight down to the grass, a fire pit, and property lines that run deep into the woods behind you. Bring the kids, the dog, the garden, and the boat. Inside, the great room opens to the kitchen around a stone fireplace, with a large island, gas range, stone counters, and a walk-in pantry. The main-level owners' suite has cathedral ceilings, a walk-in closet, double vanity, and a tiled double shower, and the laundry room and two-car garage are steps away. Upstairs, two bedrooms (one with built-in bunks), a full bath, a large bonus room, and walk-in attic storage give everyone room to spread out. Start your mornings on the covered front porch by the native pollinator garden, spend your weekends at Harrison Bay State Park and Island Cove Marina, and still be downtown Chattanooga in 30 minutes. Three bedrooms, three full baths, 2,532 square feet, and over an acre that is yours to use as you like.

6413 Shirley Pond Road, Harrison

Listing courtesy of Keller Williams Realty.

$120,000

1542490 MLS

Wonderful building lot with county taxes and a Winter View of the Tennessee River. Other lots in the community have sold for this price, but half the size and were very hilly or in a flood zone. This property is flat and almost an acre of property. Would make a great investment to hold onto, because of increasing property values in the area or a great opportunity to build your dream home. Lots of wildlife in the area and shade trees. Call today to schedule a walking tour of the lot and with any questions.

11912 Crestwood Trail, Harrison

Listing courtesy of Keller Williams Realty.

$975,000

3 Beds ⋅ 5 Baths ⋅ 1542484 MLS

Introducing 9425 Harrison Bay Road Prepare to say WOW the moment you step through the entryway of this stunning, nearly new, lake view home. From the breathtaking views of Chickamauga Lake to the double-sided fireplace shared by the living room and primary suite, the dream kitchen, and three covered porches, this home was designed to impress while still feeling warm and inviting. The primary suite is truly a showstopper, featuring gorgeous lake views from the bed, a beautiful built-in shelving system that conveys with the home, and a Pinterest-worthy bathroom suite. The current owner has also added a custom closet, creating an incredible combination of style and functionality. Also located on the main level is a spacious guest suite with its own private bathroom, an oversized laundry room with a dedicated mudroom area and custom shelving, and a generously sized pantry measuring approximately 12' x 4.5', complete with custom shelving. Upstairs, you'll find two additional bedrooms and two bathrooms. Both bedrooms have access to their own private covered porch, providing the perfect spot to enjoy the peaceful surroundings. A huge second living area offers plenty of room for a media room, game room, office, or additional gathering space. Built only three years ago, the home offers approximately 3,269 square feet of finished living space, plus more than 1,800 square feet of unfinished basement space ready for your vision. The walkout basement is already plumbed for additional bathrooms, and there is room on both sides of the home to potentially add a second driveway providing convenient access to the basement level. With lake views, multiple outdoor living spaces, exceptional finishes, abundant storage, and tremendous potential for future expansion, 9425 Harrison Bay Road is a rare opportunity to own a truly special home near Chickamauga Lake. Come see for yourself! This one is even better in person!

9425 Harrison Bay Road, Harrison

Listing courtesy of Keller Williams Realty.

$300,000

3 Beds ⋅ 2 Baths ⋅ 1542214 MLS

Your move in ready home awaits! Tucked just off Hwy 58, this beautifully renovated home sits on one private acre and features a new septic system (March 2026), new septic tank (Oct 2025), and HVAC replaced in May 2022, along with a newer roof and water heater. Step onto the cozy front porch and into an open-concept layout filled with custom trim work and quality craftsmanship. The spacious living area flows seamlessly into the eat-in space and kitchen, creating great sightlines for everyday living and entertaining. The kitchen is sure to impress with custom cabinetry, granite countertops, brand new stainless steel appliances, and beautiful tile flooring. Out back, enjoy a private deck overlooking the peaceful surroundings perfect for morning coffee or relaxing evenings.

8651 Highway 58, Harrison

Listing courtesy of Berkshire Hathaway HomeServices J Douglas Properties.

$314,900

3 Beds ⋅ 2 Baths ⋅ 1542188 MLS

Welcome to 6345 Fairest Dr in Harrison! This beautifully renovated home is move in ready and offers the perfect blend of modern updates, comfort, and style. The home has been thoughtfully redone and features new windows, new lighting fixtures, a brand new kitchen, renovated baths, and a brand new deck. Luxury vinyl plank flooring runs throughout the home, creating a clean, cohesive look that is both stylish and durable. The updated kitchen features granite countertops and modern finishes of stainless appliances while the renovated bathrooms add a fresh, contemporary feel. Outside, the new deck provides a great space for relaxing. And a bonus for buyers---low county taxes! This is a great opportunity to own a beautifully renovated home with so many major updates already completed. Don't miss it!!!

6345 Fairest Drive, Harrison

Listing courtesy of RE/MAX Properties.

$40,000

1542182 MLS

*Rare opportunity to own 2 acres in the desirable Harrison area* 6322 Massengale Hollow Rd is a mostly wooded parcel with plenty of potential for someone with vision to bring it back to life. Whether you're looking to build, invest, or create your own private retreat, affordable acreage like this is getting harder to find. Enjoy the privacy and space of a larger lot while still being conveniently located in Harrison and close to everyday amenities. Opportunities like this do not last long for buyers looking to secure land at an affordable price point.

6322 Massengale Hollow Road, Harrison

Listing courtesy of RE/MAX Renaissance Realtors.

$320,000

3 Beds ⋅ 2 Baths ⋅ 1541906 MLS

Don't Miss Out on this 3 bedroom, 2 bath home on huge corner lot. New carpet, freshly painted interior, fenced backyard. Huge deck on front of house great for entertaining or relaxing in the evening. Out building. Only minutes to Lake.

7318 Hydrus Drive, Harrison

Listing courtesy of Crye-Leike, REALTORS.

$997,000

3 Beds ⋅ 3 Baths ⋅ 1541774 MLS

HARRISON BAY WATER ACCESS | 4± ACRES! Discover the best of Tennessee living in this fully remodeled, all-brick home on 4± acres with breathtaking year round lake views -- and direct access to Harrison Bay State Park with lake access right from your property! This rare setting offers both privacy and connection to nature, with water access and the beauty of the park as your neighbor. Thoughtfully redesigned with an open living concept, this one-level home with a full basement blends modern style with everyday comfort. Inside, you'll find new 2025 HVAC, cabinets, high-end granite countertops, flooring, paint, lighting, and a stunning walk-in tile shower in the primary suite. The spacious kitchen opens to the living and dining areas, creating a seamless flow for family living and entertaining. A wall of windows in the sunroom floods the home with natural light and panoramic views, with easy access to the covered patio for outdoor relaxation. The full basement expands your options with one bedroom, bonus room, a full bath, workshop, and third-car garage--ideal for guests, hobbies, or an in-law suite. Parking and storage abound with a main-level two-car garage, a detached two-car garage with upstairs storage, and three additional bays. With room to roam, this property is perfect for recreation, gardening, or even horses--all just minutes from Island Cove Marina, the local boat ramp (approximately 500 ft, from this property), restaurants, and grocery shopping. Move-in ready and beautifully updated, this home offers space, style, and a rare connection to Harrison Bay State Park. Homes like this don't come around often--schedule your private showing today!

8024 B Highway 58, Harrison

Listing courtesy of Compass Group Realty,LLC.

$1,485,000

3 Beds ⋅ 3 Baths ⋅ 1541773 MLS

HARRISON BAY WATER ACCESS | 10.06± ACRES! Discover the best of Tennessee living in this fully remodeled, all-brick home on 10.06± acres with breathtaking year round lake views -- and direct access to Harrison Bay State Park with lake access right from your property! This rare setting offers both privacy and connection to nature, with water access and the beauty of the park as your neighbor. Thoughtfully redesigned with an open living concept, this one-level home with a full basement blends modern style with everyday comfort. Inside, you'll find new 2025 HVAC, cabinets, high-end granite countertops, flooring, paint, lighting, and a stunning walk-in tile shower in the primary suite. The spacious kitchen opens to the living and dining areas, creating a seamless flow for family living and entertaining. A wall of windows in the sunroom floods the home with natural light and panoramic views, with easy access to the covered patio for outdoor relaxation. The full basement expands your options with one bedroom, bonus room, a full bath, workshop, and third-car garage--ideal for guests, hobbies, or an in-law suite. Parking and storage abound with a main-level two-car garage, a detached two-car garage with upstairs storage, and three additional bays. With room to roam, this property is perfect for recreation, gardening, or even horses--all just minutes from Island Cove Marina, the local boat ramp (approximately 500 ft, from this property), restaurants, and grocery shopping. Move-in ready and beautifully updated, this home offers space, style, and a rare connection to Harrison Bay State Park. Homes like this don't come around often--schedule your private showing today! This home is ALSO offered with approximately 4+/- acres for $997,000.

8024 A Highway 58, Harrison

Listing courtesy of Compass Group Realty,LLC.

$515,000

3 Beds ⋅ 2 Baths ⋅ 1541737 MLS

***CANCELLED OPEN HOUSE FOR 9/6/2026******Your new home awaits! Acreage? Check! Primary on the main floor? Check! Convenient to Harrison Bay? YES! Welcome home to this 3 bed 2 bath home in Harrison, conveniently located 25 minutes to downtown, 15 minutes to dining and shopping in Cambridge Square, and 10 minutes to Harrison Bay! This home features 3 bedrooms on the main level and a bonus room that could be used as a bedroom, median room or office! The options are endless! The primary bedroom also offers not one but two walk in closets! Outside you have a screened in back porch that will be just perfect for cool fall mornings and evenings that are just around the corner! You will not want to miss this one! Schedule your showing today!

7338 Will Drive, Harrison

Listing courtesy of Keller Williams Realty.

$369,000

4 Beds ⋅ 3 Baths ⋅ 1541472 MLS

This lovely updated home near Harrison Bay has been well loved and cared for and so much is new as well. This Seller has added a second primary suite with a huge walk in closet and a lovely second primary bath with an extra large tiled shower and a double vanity with nice storage and granite countertops. ***They have also recently put on a new metal roof, new gutters, two new HVAC units and all of this sits on a very large level and fenced lot. ****When you enter the home you will love the spacious great room with bright neutral paint, a modern kitchen with granite, open shelving and stainless appliances. Everything is open and the new primary suite is so private in relationship to the original primary suite and the two additional bedrooms on the other side of the living space. The additional bathrooms were updated prior and have nice tile and updated fixtures and lighting. ****You will find a very happy place when you sit on the large covered front porch with cedar posts and shutters. ***The back yard also has a great outdoor living space on the deck and garden spots out back. ****This home is close to Harrison Bay so bring your boat and be ready to launch it nearby. ***If you are looking for a wonderful home that is move in ready, look no further and schedule a showing today at 6003 Shirley Pond Road and be ready to feel right at Home!

6003 Shirley Pond Road, Harrison

Listing courtesy of Keller Williams Realty.

$425,000

5 Beds ⋅ 3 Baths ⋅ 1541206 MLS

9112 Villagewood Drive, Harrison, TN 5 Bedrooms | 3 Bathrooms | 2,400 Sq Ft | 0.9 Acres Welcome home to 9112 Villagewood Drive -- a beautiful 5-bedroom, 3-bathroom home offering 2,400 square feet of living space on a sprawling .9-acre lot in the desirable Harrison Bay area of Hamilton County. Built in 2021, this home offers the rare combination of a newer build with fresh, move-in-ready updates throughout. The main level features 3 spacious bedrooms and 2 full bathrooms, along with a bright, inviting living room -- the perfect spot to unwind. The updated kitchen comes equipped with a dishwasher, range, and refrigerator, ready for you to move right in. A dedicated laundry room offers washer/dryer hookups. The finished basement adds 2 additional bedrooms and a full bath -- ideal for guests, extended family, a home office, or a private retreat. A 2-car attached garage offers convenient parking and extra storage. Whether you're looking for room to grow, space to spread out, or a home that feels brand new without the new-construction price tag, 9112 Villagewood Drive checks every box. Don't miss your chance to own this gem in the Harrison Bay area. Schedule your private showing today! Buyer to verify square footage OWNER/AGENT

9112 Villagewood Drive, Harrison

Listing courtesy of Sky Property Management.

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