Harrison Homes with Owner May Carry Terms

Welcome to Harrison, Tennessee – a hidden gem nestled in the heart of Hamilton County! Known for its picturesque landscapes and a warm, welcoming community, Harrison offers an idyllic small-town feel with easy access to the vibrant city life of Chattanooga, just a short drive away. Here, residents enjoy a perfect blend of outdoor adventures, friendly neighborhoods, and top-notch amenities.

Harrison is characterized by its stunning waterfront views along the Chickamauga Lake, making it a paradise for nature lovers and water enthusiasts. Whether you enjoy fishing, boating, or simply taking a leisurely stroll along the scenic trails, this charming city has something for everyone. The community is also home to excellent schools, parks, and local shops, ensuring a fulfilling lifestyle for families and individuals alike.

For those considering a move to Harrison, the real estate market is as diverse as it is enticing. One of the standout features of this area is the availability of homes with Owner May Carry Terms. This flexible financing option makes homeownership more accessible, allowing buyers to negotiate terms directly with sellers. It’s an excellent opportunity for first-time homebuyers or those seeking to invest in this thriving community without the constraints of traditional financing.

In Harrison, you’ll find a range of housing options, from charming single-family homes to modern developments, all set against the backdrop of Tennessee's natural beauty. Embrace the opportunity to create your dream home in a city that offers both tranquility and connection. Your Harrison adventure awaits!

Newest Harrison Homes with Owner May Carry Terms

$515,000

3 Beds ⋅ 2 Baths ⋅ 1541737 MLS

***CANCELLED OPEN HOUSE FOR 9/6/2026******Your new home awaits! Acreage? Check! Primary on the main floor? Check! Convenient to Harrison Bay? YES! Welcome home to this 3 bed 2 bath home in Harrison, conveniently located 25 minutes to downtown, 15 minutes to dining and shopping in Cambridge Square, and 10 minutes to Harrison Bay! This home features 3 bedrooms on the main level and a bonus room that could be used as a bedroom, median room or office! The options are endless! The primary bedroom also offers not one but two walk in closets! Outside you have a screened in back porch that will be just perfect for cool fall mornings and evenings that are just around the corner! You will not want to miss this one! Schedule your showing today!

7338 Will Drive, Harrison

Listing courtesy of Keller Williams Realty.

$234,000

3 Beds ⋅ 2 Baths ⋅ 1540813 MLS

PRICED TO SELL! Don't overlook the incredible value packed into this home! This original-owner, single-story 3 BR / 2 BA residence is the perfect starter or downsizer, featuring easy one-level living and a practical layout where ALL appliances stay! Park with ease in your attached 2-car garage or dedicated concrete parking spots. The real prize is out back: a flat, completely private backyard with an expansive deck, concrete patio, and storage shed. Selling AS-IS. FHA/VA welcome! Opportunity awaits at this charming 3-bedroom, 2-bath home situated on a spacious 0.44-acre lot in Harrison! Featuring over 1,200 square feet of living space, an attached 2-car garage, this property offers plenty of room to make it your own. Inside, you'll find an open floor plan, a cozy gas fireplace, and a kitchen with an eat-in dining area. Enjoy outdoor living with a deck, patio, and plenty of plenty of room to run and play. Conveniently located near schools, shopping, and outdoor recreation, this home is full of potential for homeowners and investors alike. Washer, dryer, refrigerator, stove, dishwasher and microwave remain with the home. Home being sold "As-Is". FHA/VA Welcome. Closing cost assistance available with an acceptable offer!

6933 Barter Drive, Harrison

Listing courtesy of Keller Williams Nashville-Franklin.

5 Beds ⋅ 5 Baths ⋅ 1540457 MLS

Waterfront Estate Open for Pre-Auction Purchase Offers! Discover an exceptional waterfront residence offering timeless architecture, spacious living areas, and a picturesque setting along the water. Situated in an established and beautifully landscaped neighborhood, this distinctive home combines classic curb appeal with an inviting interior designed for both everyday living and entertaining. The impressive exterior features brick construction, mature landscaping, expansive windows, and a gracious approach. Inside, the home showcases generous living spaces with hardwood flooring, custom built-ins, detailed millwork, and abundant natural light. A dramatic stone fireplace serves as the focal point of the main living area, complemented by soaring windows and views of the surrounding grounds. The spacious kitchen offers extensive cabinetry, a large center island, built-in appliances, and ample workspace. Multiple gathering areas provide flexibility for entertaining, relaxing, or accommodating guests, while the home's numerous windows bring the surrounding landscape indoors. The primary and additional baths offer generous proportions and classic finishes, while the lower-level living area provides valuable additional space for recreation, hobbies, a home office, or guest accommodations. Outside, enjoy beautifully landscaped grounds, mature trees, stonework, and multiple outdoor living areas overlooking the serene waterfront setting. A spacious deck provides an ideal spot for morning coffee, afternoon relaxation, or entertaining while taking in the natural surroundings. With its combination of waterfront appeal, substantial living space, classic design, and beautifully maintained grounds, 6322 Hamilton Island Rd presents a rare opportunity to own a truly distinctive property in a sought-after setting.

6322 Hamilton Island Road, Harrison

Listing courtesy of Compass Auctions & Real Estate.

$670,000

6 Beds ⋅ 5 Baths ⋅ 1538379 MLS

MOTIVATED SELLERS! BUYER INCENTIVES!! Custom-built 6BR/5BA home near the water with an easy commute to Ooltewah and downtown Chattanooga. Spacious foyer opens to open-concept living, dining & kitchen. Main-level primary suite features a large en-suite bath with jetted tub, USB-equipped outlets, and a walk-in closet, plus a split-bedroom plan with two more main-level bedrooms. Wide doorways throughout provide accessible, easy-pass clearance. Fully finished basement adds multiple living spaces and a second primary suite with private bath and walk-in closet, perfect for multi-gen living or guests. Carpet has been removed from the basement and stairs, replaced with durable luxury vinyl plank flooring. The kitchen boasts a farmhouse sink, USB outlets, and all-new appliances, including a GE Profile induction cooktop. The washer and dryer stay with the home. New recessed lighting and fixtures have been added throughout the home. All bedrooms have tinted windows except the primary suite. A hybrid water heater was installed in December 2025, and a new garage door opener has also been added. Additional recent updates include fresh interior paint throughout, a flagpole base installed in the front flower bed, overhead storage racks added in the garage and cleared backyard brush for expanded usable outdoor space. This home is equipped with smart technology throughout, including WiFi-enabled dimming switches (including in the master bathroom), a WiFi door code entry system, and a fingerprint keypad lock. Security is covered by a hardwired ADT system protecting all doors and windows, with four keypad access points. Move-in ready. Schedule your showing today! BUYER INCENTIVE available: Seller's preferred lender offering lender credit, rate buydown, or appraisal paid when buyers finance with them. Ask listing agent for details.

7311 Creek Ridge Drive, Harrison

Listing courtesy of Keller Williams Realty.

$560,000

3 Beds ⋅ 3 Baths ⋅ 1536506 MLS

Welcome to The View, where mountain views, modern design, and everyday comfort come together in one of Harrison's most desirable communities. Perfectly positioned between Chattanooga, Ooltewah, and Cleveland, you'll enjoy easy access to shopping, dining, and outdoor recreation, with Harrison Bay State Park, Chickamauga Lake, and Highway 58 just minutes away. Inside, the thoughtfully designed open floor plan centers around a chef-inspired kitchen featuring ceiling-height cabinetry, a large island, stainless steel appliances, apron-front sink, custom lighting, and a hidden walk-in pantry that's sure to impress. The spacious living area with fireplace creates the perfect gathering space for family and friends. The main-level primary suite offers a private retreat with a beautifully appointed ensuite bath, while two additional bedrooms, 2.5 baths, and a large bonus room provide plenty of space for work, play, and guests. Situated on a generous half-acre lot, the fenced backyard gives kids and pets room to roam, while the covered deck showcases stunning White Oak Mountain views and the beauty of East Tennessee living. If you've been searching for a home that combines quality craftsmanship, scenic views, and functional living, this is one you won't want to miss.

9215 Sir Charles Court, Harrison

Listing courtesy of Keller Williams Realty.

$385,000

3 Beds ⋅ 3 Baths ⋅ 1532419 MLS

This Classic all brick rancher comes with an additional lot next door and offers convenient one level living including 3 bedrooms, 2 full bathrooms, laundry and a spacious kitchen all on the main level. The basement includes the added benefit of a kitchenette/ living room plus a bonus room for an in-law suite or additional guest space, a large garage, additional laundry room and separate access into the house. This house in conveniently located with many restaurants within just a couple of minutes and just a couple of miles from HWY 153 for quick access to the rest of Chattanooga. This would be a great house for anyone whether you are a young family looking to have children, require one level living or if you have family who will be living with you. The house has had recent upgrades including the floors, toilets, master bathroom upgrades, trim, and some other cosmetic upgrades and even includes a washer and dryer.

5812 Hillcrest Drive, Harrison

Listing courtesy of Keller Williams Realty.

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