Chattanooga Homes with VA Loan Terms

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the scenic foothills of the Appalachian Mountains and the banks of the Tennessee River. Known for its rich history, stunning natural beauty, and a strong sense of community, Chattanooga offers an ideal blend of urban amenities and outdoor adventures. With its mild climate and four distinct seasons, residents enjoy a variety of recreational activities year-round, from hiking on Lookout Mountain to exploring the beautiful Tennessee Riverwalk.

Chattanooga is also home to a thriving arts and culture scene, featuring numerous galleries, theaters, and music festivals that celebrate local talent. The city’s revitalized downtown boasts an array of dining options, shopping boutiques, and entertainment venues that cater to all tastes. Families will appreciate the excellent schools and friendly neighborhoods, making it a great place to raise children.

For military veterans and active-duty service members, Chattanooga presents an attractive opportunity to find a home with VA loan terms. These loans offer significant benefits, including no down payment and competitive interest rates, making homeownership more accessible. Whether you’re looking for a charming bungalow in a historic neighborhood or a modern condo with breathtaking views, the real estate market in Chattanooga is diverse and welcoming.

With its combination of affordability, quality of life, and VA loan options, Chattanooga is not just a place to live; it’s a place to thrive. Discover the beauty and community spirit of Chattanooga today, and let this enchanting city be the backdrop for your next chapter!

Newest Chattanooga Homes with VA Loan Terms

$429,000

3 Beds ⋅ 3 Baths ⋅ 1543578 MLS

Welcome to 8662 Belleau Woods Drive, a spacious brick home tucked into an established East Brainerd neighborhood with a comfortable layout, flexible living spaces, and a location that keeps so much of Chattanooga within easy reach. Convenient to I-75, Hamilton Place, grocery stores, restaurants, Erlanger East Hospital, and major employers including Volkswagen and Amazon, this home is well positioned for both everyday errands and commuting. Inside, hardwood floors and a welcoming two-story foyer with a grand staircase create a beautiful first impression. A formal dining room offers a dedicated space for dinners and gatherings, while a separate office provides a quiet spot for working from home, studying, or tackling everyday tasks. The heart of the home is the open living area, where the family room flows naturally into the spacious kitchen. A gas log fireplace anchors the family room, creating a comfortable place to relax, while the kitchen features granite countertops, new stainless steel appliances, generous cabinetry, and plenty of room for cooking and gathering. Just off the kitchen, step outside onto the newly built back deck overlooking the level, fenced backyard, offering plenty of space for outdoor dining, entertaining, pets, play, or simply enjoying time outside. Upstairs, the primary suite provides a spacious retreat with a walk-in closet and en suite bath featuring a vaulted ceiling, jetted soaking tub, water closet, and separate shower. Two additional bedrooms and another full bath are also located upstairs, along with an oversized bonus room that adds tremendous flexibility. Use it as a media room, playroom, home gym, second office, or potentially a fourth bedroom depending on your needs. Outside, the beautiful low-maintenance lot complements the home's classic brick exterior, while an extended concrete parking area beside the driveway provides additional space for vehicles. With 3 bedrooms plus a versatile bonus room, 2.5 baths, generous indoor and outdoor living spaces, and a convenient East Brainerd location, 8662 Belleau Woods Drive offers plenty of room to settle in and make it your own. Local lenders are preferred. Schedule your showing today!

8662 Belleau Woods Drive, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$575,000

4 Beds ⋅ 3 Baths ⋅ 1543568 MLS

Ideally situated in East Brainerd, directly across from Westview Elementary School, this three-bedroom, three-bath brick home offers comfortable main-level living and versatile additional space. The first-floor primary suite features a generously sized bedroom with a tray ceiling, a private bath with a separate shower and garden tub, and an oversized walk-in closet. Two additional main-level bedrooms share a custom full bath. Upstairs, a spacious bonus room is wired for sound and includes a private full bath, while the floored walk-out attic provides ample storage. Outdoor amenities include a privacy-fenced backyard, a covered rear porch, and a raised herb garden. All appliances convey, including a state-of-the-art LG refrigerator, double Frigidaire oven, microwave, gas range, washer, and dryer. For additional information, visit the community website at westviewcorssing.com.

1714 Buttonwood Loop, Chattanooga

Listing courtesy of Crye-Leike, REALTORS.

$359,000

3 Beds ⋅ 3 Baths ⋅ 1543567 MLS

A home that looks polished, lives comfortably, and leaves more time for the things you enjoy, The Kennedy at Kensington checks all the boxes. Set within East Brainerd's exciting new low-maintenance community, Kensington pairs beautifully crafted townhomes with amenities and a walkable location that make everyday living feel a little easier. Spend your downtime relaxing by the community pool, meeting friends and neighbors at the clubhouse, or letting your four-legged companion enjoy the dog park. Nearby coffee shops, restaurants, salons, and everyday conveniences are just a short stroll away, putting so much of what you need close to home. The Kennedy offers approximately 1,756 square feet with 3 bedrooms, 2.5 baths, and a 1-car garage. Its open-concept layout connects the dining room and kitchen with a generously sized living area, creating a comfortable, natural flow whether you're hosting friends, gathering for dinner, or settling in for a quiet night at home. This Kennedy gets its distinctive look from the Baron Design Package, a timeless combination of rich finishes and modern details. Polished Charcoal granite countertops and ProWhite shaker cabinetry create a striking contrast, while sleek black arched pulls, chrome bathroom fixtures, satin nickel lighting, and warm walnut ceiling fans add layers of sophistication. Luxury vinyl plank flooring brings durability and style to the main living areas, with soft carpet adding comfort in the bedrooms. The spacious primary suite offers a private retreat with a large walk-in closet and private bath, while two additional bedrooms provide flexibility for family, guests, or a home office. And don't miss the outdoor spaces. Covered front and back patios, including a private covered patio, give you inviting places to enjoy morning coffee, dine outside, or simply relax at the end of the day. With its rich contrasts, versatile floor plan, and easygoing lifestyle, this Baron-finished Kennedy brings a whole different look to Kensington. Come see how beautiful style, comfort, and low-maintenance living can come together. * HOA Includes: Landscaping Maintenance, Termite service & exterior insect treatments, exterior pressure washing, dog park maintenance, amenity upkeep (i.e. pool, clubhouse, & shared areas), common area maintenance, insurance coverage of buildings, not including contents & interiors. *Photos and renderings are for illustrative purposes only and may not depict the actual unit. Some images may be virtually staged. Property Taxes have not yet been assessed and are subject to change. Some homes are currently under construction.

1011 Rosedew Way #15, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$375,000

4 Beds ⋅ 3 Baths ⋅ 1543566 MLS

Bright, refined, and beautifully put together, The Oxford at Kensington brings a fresh look to low-maintenance living in East Brainerd. Beautifully crafted townhomes, thoughtfully planned amenities, and a convenient walkable location make Kensington a place where you can spend less time on upkeep and more time enjoying where you live. Step outside and enjoy the community pool, clubhouse, and dog park, or take a short stroll to nearby coffee shops, restaurants, salons, and everyday conveniences. Whether your perfect day means staying close to home or heading out, Kensington puts it all within easy reach. As the largest of Kensington's three floor plans, The Oxford offers approximately 1,807 square feet with 4 bedrooms, 2.5 baths, and a 2-car garage. The spacious layout combines the room you want with the flexibility to make the home truly work for your lifestyle. An open dining area flows naturally into the kitchen and toward the patio, creating a light and welcoming main level for entertaining, gathering, or simply enjoying a quiet evening at home. The main-level primary suite adds privacy and convenience, while keeping everyday living comfortably within reach. What truly sets this Oxford apart is the Dutchess Design Package. Alpine Gold quartz countertops and ProWhite shaker cabinetry create a crisp, timeless backdrop, accented by matte white tile, champagne bronze, and brushed gold finishes for just the right touch of warmth and sophistication. Soft neutral tones and sleek lighting carry the look throughout, creating an interior that feels light, elegant, and beautifully elevated without being overdone. Upstairs, three additional bedrooms and a versatile bonus room give you plenty of options for guests, a home office, media room, playroom, study space, or a retreat all your own. The Oxford offers the space. The Dutchess package gives it a completely different personality. Come experience this lighter, sophisticated take on The Oxford and discover the ease of life at Kensington. * HOA Includes: Landscaping Maintenance, Termite service & exterior insect treatments, exterior pressure washing, dog park maintenance, amenity upkeep (i.e. pool, clubhouse, & shared areas), common area maintenance, insurance coverage of buildings, not including contents & interiors. Photos and renderings are for illustrative purposes only and may not depict the actual unit. Some images may be virtually staged. Property Taxes have not yet been assessed and are subject to change. Some homes are currently under construction.

8106 Pembridge Court #13, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$300,000

3 Beds ⋅ 2 Baths ⋅ 1543563 MLS

Preferred Lender Incentive!! FirstBank is offering a 1% temporary buy down for all buyers for the first year, contact Listing Agent for more details! For buyers looking for something beyond the typical, this home stands out. Clean lines, thoughtful updates, and a layout that actually works, this mid-century modern home delivers both style and function in a way that feels effortless. From the moment you step inside, you are met with bright, open spaces, strong natural light, and a design that balances character with modern updates. The main living area features a painted brick accent wall and large windows that fill the space with light. It feels elevated yet comfortable, ideal for everyday living or hosting. A standout feature is the two separate living areas, offering flexibility for a den, office, playroom, or media space without sacrificing flow. The designated dining area sits right off the kitchen, creating a connected and functional layout. The fully updated kitchen includes clean cabinetry, modern finishes, and ample counter space, making it both practical and visually appealing. This home offers three well-sized bedrooms and two full bathrooms, all updated with a clean, timeless feel. The mid-century modern influence is present throughout with clean architectural lines, efficient use of space, and a focus on livability. It feels current without relying on trends. Outside, the fully fenced yard provides privacy and room to enjoy, while the detached shed/garage at the back adds valuable storage or workspace. The painted brick exterior offers low-maintenance durability and timeless appeal. Conveniently located 10 minutes from Downtown Chattanooga and 10 minutes to Hamilton Place, this home combines character, function, and flexibility in a way that stands out.

5315 Connell Street, Chattanooga

Listing courtesy of Keller Williams Realty.

$389,900

3 Beds ⋅ 3 Baths ⋅ 1543540 MLS

More space, single-level convenience, and brand-new construction in East Brainerd! This new 2,150 sq ft floor plan offers 3 bedrooms, 2 full baths, and a spacious 2-car garage with a layout designed for comfortable everyday living. The open concept living, dining, and kitchen areas create a bright, inviting space that works just as well for entertaining as it does for relaxing at home. The primary suite offers a private retreat with its own bath and generous closet space, while two additional bedrooms provide flexibility for guests, family, or a home office. If you've been looking for new construction with extra room to spread out and fewer stairs to deal with, this one is worth seeing. Schedule your showing and come experience the layout in person.

867 Gardenview Way, Chattanooga

Listing courtesy of Keller Williams Realty Greater Dalton.

$359,900

3 Beds ⋅ 3 Baths ⋅ 1543538 MLS

New construction in East Brainerd with the space, layout, and 2-car garage buyers are looking for! This new 1,713 sq ft floor plan offers 3 bedrooms, 2.5 baths, and a smart two-story design that makes everyday living feel easy. The open main level creates a natural flow between the kitchen, dining, and living areas, giving you plenty of room to entertain, relax, or gather with family and friends. Upstairs, all three bedrooms are privately located, including a comfortable primary suite with its own bath and generous closet space. With brand-new construction, a functional layout, and a convenient East Brainerd location near shopping, dining, and everyday essentials, this home is ready to stand out. Schedule your showing and come see this new floor plan for yourself.

871 Gardenview Way, Chattanooga

Listing courtesy of Keller Williams Realty Greater Dalton.

$369,900

3 Beds ⋅ 3 Baths ⋅ 1543537 MLS

Brand-new floor plan with the space and features buyers are looking for! This 1,957 sq ft home offers 3 bedrooms, 2.5 baths, and a spacious 2-car garage with a layout designed for comfortable everyday living. The open main level creates an easy flow between the kitchen, dining, and living areas, making it ideal for entertaining, relaxing, or spending time together. Upstairs, three well-sized bedrooms provide added privacy, including a comfortable primary suite with its own bath and generous closet space. Enjoy the benefits of new construction, a flexible two-story layout, and a convenient East Brainerd location close to shopping, dining, and everyday essentials.

879 Gardenview Way, Chattanooga

Listing courtesy of Keller Williams Realty Greater Dalton.

$255,000

2 Beds ⋅ 1 Baths ⋅ 1543264 MLS

Step into a fresh start with this new construction home in Chattanooga! With 1,200 square feet of living space, it features granite countertops, beautiful luxury vinyl plank flooring, and stainless steel appliances. Enjoy the convenience of being minutes from shopping, local eateries, parks, recreation, and downtown Chattanooga. Whether you're relaxing at home or heading out to explore the city, this location makes it easy to enjoy both.

4243 Quinn Adams Street, Chattanooga

Listing courtesy of Better Homes and Gardens Real Estate Signature Brokers.

$200,000

3 Beds ⋅ 2 Baths ⋅ 1543531 MLS

This beautifully updated 3-bedroom home offers a move-in-ready opportunity at an affordable price. Extensively remodeled approximately two years ago, updates include a newer roof, HVAC, windows, flooring, kitchen, bathrooms, and more. The main level features a spacious living area, updated kitchen with stainless steel appliances, and dining space. Upstairs you'll find three bedrooms, a full bathroom, and convenient laundry area. Since the renovation, the home has been occupied by a long-term tenant, making this a great opportunity for an investor looking to add a turnkey property to their portfolio or a buyer looking for an updated home that's ready to enjoy. Conveniently located near shopping, dining, entertainment, and downtown Chattanooga. Home is currently occupied. Please respect the tenants and allow for 24 hr advanced notice for showings.

718 East Avenue, Chattanooga

Listing courtesy of The Real Estate Mavericks.

$276,900

3 Beds ⋅ 4 Baths ⋅ 1543522 MLS

Low rates mean low monthly payments.! We are buying down the interest rate to unbelievable low numbers. Enjoy the views of soaring trees, smell the fresh air. Listen to the birds....this home is nestled next to a preserve area with full grown trees! Welcome home to The Asbury at Asbury Oaks by Lennar, where modern comfort meets scenic mountain views and effortless living. This thoughtfully designed home offers the perfect blend of style, functionality, and convenience--all in a beautiful setting you'll love coming home to. The popular Asbury floor plan features an inviting open-concept layout with spacious living areas, a well-appointed kitchen with a MASSIVE island, and a seamless flow that makes everyday living and entertaining easy. Enjoy your morning coffee while taking in the fabulous mountain views, or unwind in the evening surrounded by the peaceful beauty of your new neighborhood. A true standout feature is the oversized garage, providing exceptional space for larger vehicles, extra storage, hobbies, a workshop area, or all of your recreational gear. It's the kind of feature that makes daily life easier and adds long-term value to your home. And with Lennar's signature Everything's IncludedÂ® package, you get the upgrades you want without the upgrade costs. Your new home comes complete with quartz countertops, stainless steel appliances including the refrigerator, washer and dryer, 2-inch blinds, smart home technology, and stylish designer finishes--all included from day one. Located in the desirable Asbury Oaks community, this home offers the perfect combination of peaceful mountain views and convenient access to shopping, dining, entertainment, and everything Chattanooga has to offer.

4251 Tillie Circle 41, Chattanooga

Listing courtesy of Zach Taylor - Chattanooga.

$249,900

4 Beds ⋅ 2 Baths ⋅ 1543517 MLS

This duplex offers a solid opportunity for an investor looking for immediate rental income with additional upside over time. Each unit features 2 bedrooms and 1 bathroom, and both units are currently occupied with leases in place. One unit is leased on a 6-month term at $1,150/month and features recently updated flooring throughout, a new bathroom vanity, a refrigerator, and washer/dryer hookups. The second unit is currently leased month-to-month at $1,000/month and also includes a refrigerator and washer/dryer hookups. Tenants pay all utilities, and each unit is individually metered. Current gross monthly rent is $2,150, producing $25,800 in gross annual rental income. With two separately metered 2BR/1BA units, established tenants, and tenant-paid utilities, the property provides in-place cash flow from day one. The month-to-month lease also gives a future owner flexibility to evaluate rental rates and pursue additional income potential over time, subject to applicable lease terms and market conditions. The property is conveniently located near major employers including Amazon and Volkswagen, with access to nearby interstate routes and surrounding areas. This location may help support continued rental demand while giving tenants convenient access to employment, shopping, and everyday amenities. Whether you're looking to expand your rental portfolio or acquire a duplex with existing cash flow and room for future upside, this property is ready for its next owner. Tenant-occupied units require advance notice for showings. Please do not disturb tenants. Owner/Agent Listing

7822 Basswood Drive 7822/7824, Chattanooga

Listing courtesy of REAL Broker.

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