Chattanooga Homes with Conventional Terms

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the heart of Hamilton County, renowned for its stunning natural beauty and rich cultural heritage. With the majestic Appalachian Mountains as a backdrop and the Tennessee River winding through its core, Chattanooga offers a picturesque setting that’s perfect for both adventure seekers and those looking for a serene lifestyle.

Chattanooga is more than just a pretty face; it’s a thriving community filled with opportunities. Known for its revitalized downtown area, residents enjoy a plethora of dining, shopping, and entertainment options. The city is home to diverse neighborhoods, each offering unique charm and character, making it easy to find a place that feels like home.

For those considering a move to this enchanting city, there are a variety of homes available with conventional financing options. These homes are perfect for first-time buyers and seasoned homeowners alike, providing flexibility and accessibility in your real estate journey. Whether you’re drawn to historic bungalows, modern townhouses, or spacious family homes, Chattanooga’s real estate market accommodates a range of preferences and budgets.

Moreover, the city’s commitment to community and quality of life is evident in its excellent schools, abundant parks, and recreational activities. From hiking the scenic trails of Lookout Mountain to enjoying the vibrant arts scene, Chattanooga offers a lifestyle filled with adventure and relaxation.

Discover your dream home in Chattanooga, where the charm of the South meets the excitement of urban living. Your new life awaits in this welcoming city!

Newest Chattanooga Homes with Conventional Terms

$315,000

3 Beds ⋅ 2 Baths ⋅ 1542912 MLS

Welcome to 532 Lupton Dr, this move in ready single level home has been beautifully maintained and is ideally located in the Stuart Heights area, just moments from North Chattanooga. Offering both comfort and convenience, this home provides effortless access to the vibrant destinations of Northshore, downtown Chattanooga, and the Westside, where an array of premier dining, shopping, and entertainment awaits. Situated on a gently sloping, shaded lot, the property features a spacious fenced backyard, creating a private and inviting outdoor setting. Originally built in 1990 and thoughtfully updated, the home blends timeless design with modern enhancements. Recent updates include a brand new HVAC and a new French drain. Inside, you'll find three generously sized bedrooms with ample closet space and two beautifully appointed bathrooms. The layout also includes a dedicated laundry room and a well-designed galley kitchen, complemented by a separate dining area that offers both functionality and charm. As an added benefit, the property includes a detached storage building equipped with electricity, offering a well-appointed space ideal for tools, equipment, or workshop use while enhancing overall functionality and convenience. With its prime location, single-level living, and inviting outdoor space, this home presents a rare opportunity to enjoy refined living in one of Chattanooga's most desirable areas.

532 Lupton Drive, Chattanooga

Listing courtesy of 1 Percent Lists Scenic City.

$260,000

3 Beds ⋅ 2 Baths ⋅ 1542908 MLS

Welcome to 3601 Glendon Drive in Chattanooga! This charming 1950s home is full of character and offers 3 bedrooms, 2 full baths, and beautiful hardwood floors, all situated on approximately 0.33 acres with mature trees and established landscaping. Step inside to find comfortable, spacious living areas with the warmth and personality you just don't find in every home. The one-car garage provides convenient parking and additional storage, while the home also offers plenty of attic storage with exciting possibilities for future expansion or additional finished space. Out back, an uncovered deck overlooks the yard and creates a great spot for grilling, relaxing, or enjoying time with family and friends. And don't overlook the location! You're conveniently situated in Chattanooga with easy access to the city's wide variety of restaurants, shopping, entertainment, parks, and downtown attractions. Downtown offers everything from dining and local shops to the Tennessee Aquarium, Riverfront, and other Scenic City favorites, while the Hamilton Place area provides even more shopping, dining and entertainment options. With its classic charm, hardwood floors, generous storage, outdoor space and convenient Chattanooga location, 3601 Glendon Drive has so much to offer. Come see the possibilities and make this Chattanooga charmer your own!

3601 Glendon Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

$77,000

1542905 MLS

Opportunity to build your next home in Chattanooga! This lot has already had much of the prep work completed for its next owner. About $10,000 has been invested in clearing trees and preparing the property for a new home. With electrical, water, and sewer already available, you can skip much of the initial site preparation and start planning your build. Whether you're looking to build a personal residence or add to your investment portfolio, 106 Bledsoe Terrace offers a great opportunity to bring your plans to life.

160 Bledsoe Terrace, Chattanooga

Listing courtesy of Fiv Realty Co Tennessee LLC.

$399,900

4 Beds ⋅ 2 Baths ⋅ 1542902 MLS

Beautifully renovated and move-in ready in the desirable Stuart Heights neighborhood! This spacious 4-bedroom, 2-bath home offers convenient single-level living and is situated on a desirable corner lot. Step inside to find fresh interior paint, new flooring, updated lighting throughout, and beautifully refinished bathrooms featuring new vanities and refreshed finishes. The kitchen is equipped with stainless steel appliances and offers a bright, updated space ready for everyday living and entertaining. A newly added fourth bedroom featuring an electric fireplace provides wonderful flexibility and could also serve as a cozy den, home office, guest room, or additional living space. Need extra space? A large finished attic, accessible by pull-down stairs, provides valuable bonus space that is not included in the home's listed square footage--perfect for storage, hobbies, or a variety of other uses. An additional outbuilding provides even more storage for lawn equipment, tools, bikes, and more. With fresh exterior paint, thoughtful renovations throughout, and an all-one-level main floor plan, this home is truly ready for its next owner to move right in and enjoy. Conveniently located in sought-after Stuart Heights with easy access to shopping, dining, schools, and downtown Chattanooga. Home warranty included. Owner/Agent.

2801 Haywood Avenue, Chattanooga

Listing courtesy of Crye-Leike, REALTORS.

$219,900

5 Beds ⋅ 3 Baths ⋅ 1542899 MLS

INVESTOR SPECIAL*** This one owner Duplex sits on a fantastic level corner lot. Fully fenced backyard with outbuilding. Convenient to all things Red Bank and downtown but located in the City of Chattanooga. One side is a 3 Bedroom, 2 Bath and the other is 2 Bedroom, 1 Bath for a combined total of around 2000 square feet. Plenty of parking under large carport with private entrance to open common space. Each side has its own washer/dryer closet with storage. Also great possibilities if converted to a single family home. Come give this one a refresh and see what you can make it into! Buyer is responsible to do their due diligence to verify that all information is correct and all due diligence they deem necessary.

303 Browntown Road, Chattanooga

Listing courtesy of Coldwell Banker Pryor Realty.

$335,000

3 Beds ⋅ 2 Baths ⋅ 1542896 MLS

Welcome home to this beautifully remodeled property in the heart of East Brainerd! Conveniently located just minutes from Hamilton Place Mall, this home offers the perfect combination of comfort, space, and convenience. The only original feature is the beautiful hardwood flooring found throughout the home, adding warmth and timeless character. Thoughtfully remodeled in 2021, the home features a spacious family room, dining room, three generously sized bedrooms, and two full bathrooms. The inviting kitchen is beautifully appointed with crisp white cabinetry and stainless-steel appliances, creating a bright and welcoming space for everyday living. One of the true highlights of this home is the extra-large screened-in porch, where the whole family can relax and enjoy views of the expansive backyard. With approximately ¾ of an acre and a creek bordering the property, there is plenty of room to enjoy the outdoors or create a garden. For hobbyists, storage enthusiasts, or anyone looking for additional space, the full unfinished basement offers endless possibilities and plenty of potential to create whatever you envision. Priced right and ready for new owners to make it their own, this charming home is one you won't want to miss. Call today before it's gone! Sold As-Is

1726 Gray Road, Chattanooga

Listing courtesy of Horizon Sotheby's International Realty.

$567,650

3 Beds ⋅ 3 Baths ⋅ 1542889 MLS

The River floor plan from Greentech Homes, located in our Northwind community. Imagine beginning each day with golden morning light pouring through your windows, the Chattanooga skyline in the distance, and layers of mountains stretching across the horizon. Welcome to the final morning-sun homesite in Northwind-a rare opportunity to experience one of North Chattanooga's most captivating settings in Greentech's sought-after River plan. Northwind is an intimate pocket community of just 50 beautifully crafted homes, nestled along scenic ridgelines where lamplit sidewalks, inviting greenspaces, and friendly front porches create a neighborhood that feels tucked away--yet remarkably close to everything. Inside, the foyer unfolds into an airy, open-concept kitchen, dining, and living space designed around light, views, and connection. Expansive windows welcome the morning sun and frame picturesque downtown and mountain vistas, creating a beautiful backdrop for quiet mornings, lively gatherings, and everyday life. Upstairs, a vaulted second living space becomes whatever life calls for--a home office, media room, playroom, or cozy retreat. Two front guest bedrooms share a full bath, while the primary suite enjoys a private setting at the back with sweeping views, two walk-in closets, and a spa-inspired ensuite featuring a walk-in shower and double vanity. Outside, a spacious, usable yard invites pets to roam, gardens to grow, children to play, and friends to gather as evening settles over the mountains. Northwind residents enjoy sidewalk-lined streets, a quarter-mile walking trail, community fire pit, and beautiful greenspaces--all just five minutes from Downtown Chattanooga, the Riverfront, local eateries, parks, and endless outdoor adventures. Morning sun. City lights. Mountain horizons. This is the final homesite of its kind in Northwind--and a view you'll never grow tired of coming home to. Call today to schedule an onsite tour. $25,000 Incentive. Est completion October

1042 Cityscape View 17, Chattanooga

Listing courtesy of GreenTech Homes LLC.

$673,725

4 Beds ⋅ 4 Baths ⋅ 1542890 MLS

The Everwood by Greentech Homes, located in our Northwind community. Perched above the natural beauty of North Chattanooga, offering an exceptional blend of refined living, peaceful surroundings, and effortless access to everything you love. A picturesque community of just 50 homes, this special setting welcomes you with lush greenery, scenic downtown views, and charming streetlamp-lit sidewalks-all just five minutes from Downtown and the heart of Northshore. Offering approximately 2,800 square feet, this beautifully designed home features four bedrooms and four bathrooms with a thoughtful floor plan that feels both spacious and inviting. The main-level primary suite creates a private retreat, while the open living area flows effortlessly for everyday comfort and entertaining. Abundant natural light, refined finishes, and a warm fireplace give the heart of the home an elevated yet welcoming atmosphere. The spacious kitchen offers plenty of room to cook, gather, and entertain, while covered porch and deck spaces extend daily living outdoors. A usable backyard provides a beautiful canvas for gardening, play, entertaining, or simply unwinding at the end of the day. The finished basement adds another layer of versatility, offering valuable living space for a home office, media room, recreation area, guest retreat, or whatever best complements your lifestyle. This is the final opportunity to own one of Northwind's sought-after homes-a rare chance to enjoy the serenity and scenery of a tucked-away community while remaining minutes from Northshore's restaurants, shopping, parks, entertainment, and Downtown Chattanooga. Spacious yet intimate, polished yet comfortable, 1034 Cityscape brings together a main-level primary suite, finished basement, usable backyard, scenic views, and an exceptional North Chattanooga location. Come home to a place that feels beautifully removed from it all-without being far away. Call to schedule a tour. $25,000 Incentive. Est. completion Nov.

1034 Cityscape View 18, Chattanooga

Listing courtesy of GreenTech Homes LLC.

$399,900

4 Beds ⋅ 3 Baths ⋅ 1542884 MLS

Large brick rancher with red oak hardwood floors and a full unfinished basement! Nestled in one of the best quiet neighborhoods in Redbank you will not be disappointed with this one. Big yard, big rooms, STR potential, lots of storage - YES PLEASE! Enter from the front porch into the entry and living room. Lots of natural light hardwood floors make the space inviting. With over 2200 sqft on the main floor you will not be lacking for space. A designated dining room leads you into the kitchen. All wood cabinetry and granite countertops. Stainless steel appliances included. A large island makes the kitchen great for entertaining and breakfast stools. This is open concept to the back family room area. The family room has of windows in this room for natural light and access to the deck. The deck has all new decking boards and accesses directly to the yard with no stairs. Down the hallway of the home you will find the bedrooms. The master bedroom includes a master suite bathroom with a double sink and tile shower. The other two bedrooms share a full bathroom in the hallway. Downstairs you will find the greatest man-cave garage and workspace ever. Great for a true workshop or possibly finishing into more square footage in the future. Unfinished but a very oversized usable space. Adjacent this area is a small bedroom and bathroom suite. This could be used as a short-term rental space or your college kid home from school. Has side door access. Besides the 2 car garage there is also an oversized shed for material storage and garden supplies. There is endless potential with this house! Don't miss it! Schedule your own private showing today!

21 Bohr Drive, Chattanooga

Listing courtesy of EXP Realty, LLC.

$849,000

5 Beds ⋅ 4 Baths ⋅ 1542881 MLS

Move-In Ready | Rare New Construction on Over Half an Acre | Waterfront Community with Boat Access & 15' Tandem Garage A rare opportunity to own new construction on a .57-acre homesite in one of Chattanooga's most desirable waterfront communities on Chickamauga Lake. Surrounded by scenic water views, this peaceful, low-traffic neighborhood offers an exceptional lifestyle with community boat ramp access, oversized homesites, and convenient proximity to downtown Chattanooga. Just a short walk or golf cart ride away, Lakeshore Marina offers optional marina membership and boat slips (subject to availability; buyers to verify all membership and dock details). Designed with both everyday living and entertaining in mind, this carpet-free home showcases an open-concept floor plan with designer finishes throughout. Luxury Features Include: *2 Bedrooms & 2 Full Bathrooms on the Main Level * Additional Bedrooms/Flex Rooms, Bonus Room & 2 Full Bathrooms Upstairs * White & White Oak Petite Shaker Cabinetry * Quartz Countertops with a Stunning 10-Foot Waterfall Island * Double Oven and 36'' Cooktop * Stone Fireplace * Custom Wood Range Hood * Gas Fireplace * Vaulted Living & Dining Room Ceilings * Spacious Primary Suite with a Freestanding Soaking Tub & Oversized Tile Shower * Oversized Two-Car Garage * 15' x 28' Tandem Garage--ideal for a boat, golf cart, workshop, or additional storage * Covered Outdoor Living Area * Expansive .57-Acre Homesite Whether you're spending the day on the lake, storing your boat at home, or enjoying the peaceful surroundings, this home offers a rare combination of luxury finishes, generous space, and an unbeatable waterfront lifestyle. Buyer to verify all information deemed important, including schools, square footage, taxes, HOA information, and marina/country club membership availability. Owner Agent *Home offers 5 rooms suitable for bedroom use however the existing septic permit is for a 3 bedroom home.*

6821 Lakeshore Lot #24 Drive, Chattanooga

Listing courtesy of Local Roots Realty.

$127,000

2 Beds ⋅ 2 Baths ⋅ 1542877 MLS

Move-in ready in Signal View! This 2-bedroom, 2-bath ground-level condo offers 950 square feet of comfortable, single-level living with fresh paint and new carpet throughout. The two-bedroom, two-full-bath layout provides flexibility for everyday living, guests, or a home office. Enjoy low-maintenance condo living with community amenities including a pool, fitness center, clubhouse, playgrounds, and pond. The monthly HOA includes water, sewer, trash, pest control, and exterior and grounds maintenance. Conveniently located just minutes from Downtown Chattanooga, Northshore, UTC, shopping, dining, and recreation. A great opportunity for comfortable, low-maintenance living in a convenient Chattanooga location.

900 Mountain Creek Road E61, Chattanooga

Listing courtesy of Berkshire Hathaway HomeServices J Douglas Properties.

$199,000

3 Beds ⋅ 1 Baths ⋅ 1542871 MLS

Imagine the Possibilities!! Location, flexibility, and opportunity--this Chattanooga home checks all three. Just minutes from Northshore, Downtown Chattanooga, and major highways, this 3-bedroom home is ideally positioned for a first-time buyer, investor, young professional, or anyone looking for room to grow. Inside, you'll find three spacious bedrooms, a large eat-in kitchen, and a convenient laundry/mudroom. The full unfinished daylight basement is where the possibilities really open up--it's already plumbed for a bathroom or kitchen and could become additional living space, a home gym, home office, guest suite, workshop, or potentially a separate living/rental area, subject to buyer verification and applicable requirements. Outdoor enthusiasts will love the easy access to Stringer's Ridge and Prentice Cooper State Forest, with hiking, mountain biking, kayaking, and other outdoor adventures close by. There's also plenty of storage for those bikes, kayaks, tools, and gear. The home has been thoughtfully updated with an approximately 8-year-old roof, 6-year-old gutters and windows, new interior and exterior doors, waterproof flooring, tile, and matching Whirlpool appliances. The washer, dryer, and refrigerator will convey at no additional cost to the buyer. Previously rented for several years, with the most recent rent at $1,850/month, the property also offers attractive investment potential. Whether you're looking for an affordable Chattanooga home, an investment opportunity, or a property with room to create something of your own, this one is worth a look. Some photos have been virtually staged to showcase the home's potential.

108 Goodson Avenue, Chattanooga

Listing courtesy of Better Homes and Gardens Real Estate Signature Brokers.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.