NONE Homes with USDA Loan Terms

NONE Homes with USDA Loan Terms

Welcome to your dream neighborhood, where charm meets convenience! Nestled in the heart of the United States, this vibrant community is the perfect place to call home. Surrounded by lush landscapes and friendly neighbors, you’ll find a diverse selection of homes that cater to every lifestyle.

One of the standout features of this area is the availability of homes eligible for USDA loan terms. This financing option is designed to help families and individuals achieve their homeownership dreams, particularly in rural and suburban areas. With no down payment required and competitive interest rates, USDA loans make it easier than ever to settle down in a picturesque setting while enjoying the benefits of modern living.

Imagine waking up to serene views, enjoying morning walks along tree-lined streets, and having access to local parks and recreational facilities. This community is not just about homes; it’s about creating a lifestyle that fosters connection and well-being. With a range of amenities nearby, including shopping centers, schools, and dining options, everything you need is just a stone's throw away.

Whether you are a first-time homebuyer or looking to relocate, this neighborhood offers a welcoming atmosphere that you and your family will cherish for years to come. Don’t miss out on the opportunity to explore the homes available with USDA loan terms—your perfect sanctuary awaits! Embrace the chance to invest in your future and experience the joy of homeownership in this delightful community.

Newest NONE Homes with USDA Loan Terms

$299,900
10817608 MLS
Perfect opportunity to own 19.5 acres of stunning countryside, ideal for farming, ranching or building your dream home. This beautiful property features lush pasture land, open spaces and a peaceful rural setting making it perfect for livestock, horses or agriculture. Whether you're looking for a farm, a private retreat or an investment opportunity, this property offers endless potential. Seller offering up to $15,000 buyer incentive which may be taken at the buyer's discretion to defray closing costs or buy down interest rate.

Maria Sorrell Road, Statesboro

Listing courtesy of Coldwell Banker Conner Realty.

$399,000
3 Beds ⋅ 2 Baths ⋅ 10816931 MLS
Escape to the perfect blend of privacy and convenience with this beautifully updated 3-bedroom, 2-bath home situated on approximately 4 acres just outside of Trion. Surrounded by mature trees and offering picturesque year-round creek frontage with easy walk-in access, this property provides a peaceful setting while remaining just minutes from town. Designed for both everyday living and entertaining, the home features a spacious living room, separate dining room, and a beautifully updated kitchen with stunning black leather granite countertops, abundant cabinet space, and a second kitchen that's perfect for canning, additional appliances, meal prep, or extra storage. You'll also find a second refrigerator, a walk-in pantry, and a convenient mudroom entrance leading to a new concrete back porch. The oversized primary suite offers a true retreat with a massive walk-in closet, while the additional bedrooms provide generous space for family or guests. Step outside and enjoy everything this property has to offer, including an in-ground swimming pool, detached workshop/garage, fire pit, and a beautifully maintained back pasture shaded by mature trees. Recent updates include new siding, new windows, new gutters, and a 2022 HVAC system, providing peace of mind for years to come. If you've been searching for a private country setting with modern updates, exceptional outdoor amenities, and convenient access to town, this one checks all the boxes. Don't miss your opportunity-this property won't last long!

1344 Old Highway 27, Trion

Listing courtesy of WestBravo Corporation Realty.

$329,000
3 Beds ⋅ 2 Baths ⋅ 10816363 MLS
100 % Financing USDA Welcome home to peaceful country living! Nestled on 2 beautiful acres, this charming 3-bedroom, 2-bath home offers approximately 1,700 square feet of comfortable living space with room for the whole family to enjoy. Step inside to an inviting floor plan designed for everyday living and entertaining. Outside, you'll love the spacious, fenced backyard, providing the perfect place for children and pets to play, backyard barbecues, gardening, or simply relaxing while enjoying the quiet country setting. If you've been searching for a home that offers privacy, space, and the charm of rural living without sacrificing convenience, this is it. Whether you're starting a family or looking for room to grow, 209 Ennis Road is the perfect place to call home. Property Highlights: 3 Bedrooms | 2 Bathrooms Approximately 1,700 Sq. Ft. 2 Acres Peaceful Country Setting Large Fenced Backyard Ideal for Families Priced to Sell at $329,000 Don't miss this opportunity to own your own slice of the countryside! Schedule your private showing today before it's gone. HOME Warranty Included .

209 Ennis Road, Barnesville

Listing courtesy of SouthSide, REALTORS.

$285,000
10815663 MLS
7.19 Acres of Opportunity in the City of South Fulton - Prime Location Near Atlanta's Growth Corridor! Unlock the potential of 5735 Old Bill Cook Road in the city of South Fulton - a 7.19-acre tract zoned AG-1, ideal for residential or agricultural use. Whether your vision includes single-family detached homes, crop production, or unique special-use projects such as horse stables, a bed-and-breakfast, assembly or banquet hall, or even an outdoor amphitheater (with approval), this property offers exceptional flexibility. Public utilities are nearby (buyer to verify), making the land ready for future development plans. There are currently two small homes on site - one a complete teardown and the second with solid bones but likely also a candidate for removal - providing a fresh canvas for your vision. Perfectly positioned for privacy and accessibility, this land is just minutes from: Woodward Academy, one of Atlanta's most prestigious private schools Hartsfield-Jackson International Airport, ideal for commuting and travel Major transportation routes, ensuring convenient regional access Cedar Grove Park, a new $17 million recreation and community destination in South Fulton The future Town Center at Mansa Park, a 140-acre mixed-use development adding lifestyle and retail convenience nearby Approved temporary uses include food trucks, produce stands, outdoor events or festivals, golf or ATV recreation, and RV camping (subject to local approval). With over 7 acres at your disposal, opportunities like this are increasingly rare in today's market. Enjoy a country-feel near the city, surrounded by growth, convenience, and future value. Bring your vision and don't miss out on this incredible opportunity!

5735 Old Bill Cook Road, Atlanta

Listing courtesy of Norluxe Realty.

$829,000
3 Beds ⋅ 4 Baths ⋅ 10814883 MLS
RARE FIND! JUST COMPLETED IN 2026! EASY ONE-LEVEL RANCH LIVING! Completely FLAT CREEKFRONT retreat in Ellijay with 131 feet of frontage on a massive, rushing creek (Clear Creek/Cartecay River tributary) that sounds like a river and can be heard from inside the home! Situated on 1.35 unrestricted acres with NO HOA and NO RESTRICTIONS, this one-of-a-kind property offers the rare combination of waterfront living, privacy, and convenience without the steep terrain often found in mountain homes. Enjoy a walking path directly to the creek, private firepit area, outdoor gathering spaces, and peaceful views from the covered back porch featuring a stacked stone gas fireplace. Just completed in 2026, this beautifully crafted ranch-style home offers easy one-level living and features low-maintenance Hardie board siding, showcasing exceptional mountain-modern finishes throughout, including beautiful hardwood floors, a gourmet kitchen with an illuminating waterfall marble island, custom wood cabinetry, granite countertops, stainless steel appliances, natural stone accents, and custom lighting. The luxurious owner's suite features vaulted ceilings, a wood accent wall, custom lighting, a large walk-in closet, and direct access to enjoy your morning coffee while listening to the creek just outside. The spa-inspired primary bathroom includes dual vanities, a tiled shower, custom finishes, and a private water closet. Two additional bedrooms, a guest bath, oversized laundry room, and abundant storage complete the home. Outside, enjoy thoughtfully designed landscaping, custom rock steps leading to the creek, and multiple areas to relax and entertain. With room to add a garage, paved access nearly the entire way, and located less than 12 minutes from Downtown Ellijay and Walmart, this property offers the perfect balance of seclusion and convenience. Ideal as a full-time residence, mountain getaway, or income-producing short-term rental investment with projected vacation rental income of $100,000-$150,000+ annually (see attached projection). Completely flat creekfront properties with 131 feet of frontage, no HOA, no restrictions, and 1.35 acres are exceptionally rare-don't miss this opportunity!

260 Misty Valley, Ellijay

Listing courtesy of RE/MAX Town & Country.

$300,000
3 Beds ⋅ 2 Baths ⋅ 10813988 MLS
Beautifully refreshed 3-bedroom, 2-bath ranch nestled on a gorgeous, private 1-acre lot in desirable Morgan County! This inviting home features an open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating the perfect space for everyday living and entertaining. The kitchen is equipped with stainless steel appliances, a large center island, and plenty of workspace for cooking and gathering. Fresh interior paint gives the home a bright, modern feel, while durable Hardie Plank siding offers timeless curb appeal and low-maintenance living. Spectrum Fiber High Speed available perfect for teleworking and school! Step outside to enjoy the peaceful surroundings from your private backyard, complete with a fenced area that's ideal for children, pets, or outdoor entertaining. With no HOA, you'll have the freedom to truly make this property your own. If you've been searching for a move-in ready home that combines modern updates, privacy, and country charm with convenient access to everything Morgan County has to offer, this one is a must-see!

1020 Flat Rock Road, Madison

Listing courtesy of Joe Stockdale Real Estate.

$260,000
3 Beds ⋅ 3 Baths ⋅ 10812909 MLS
Welcome home to your modern country oasis! Nestled in a peaceful rural setting just 35 minutes from Fort Stewart, this brand-new construction combines peaceful living with absolute convenience. Designed with an easy-living, open-concept floor plan, this beauty boasts three spacious bedrooms, two and a half bathrooms, and low-maintenance, carpet-free flooring throughout. The split-bedroom layout offers ideal privacy, while the seamless living areas are made for entertaining. Best of all? Enjoy total freedom with no HOA and no restrictions-bring your tools, toys, or big weekend projects! Outside, you'll love the convenience of a covered carport and a versatile workshop/shed fully equipped with electricity. Buyer peace of mind comes built right in with a 3-year builder warranty and a completed 1-year termite soil treatment already in place. Even better, this property is eligible for USDA, FHA, and VA financing, making homeownership a smooth reality. We are just 30 days away from completion! Please note that select photos are digitally staged and enhanced from previously built properties to help visualize the final finishes. For your safety and to protect the active construction site, unscheduled walk-throughs are strictly prohibited-all showings require an advance appointment with a licensed agent. Schedule your private tour today!

16831 GA HWY 169, Glennville

Listing courtesy of Next Move Real Estate.

$650,000
3 Beds ⋅ 3 Baths ⋅ 10811651 MLS
Whether you're looking for an exceptional investment opportunity or the perfect setup for a multi-generational family, this one-of-a-kind property offers endless possibilities! Situated on approximately 1.34 acres, the main ranch home, built in 2002, features 2,400 Sq Ft with 3 BR 3 BA and an additional 800 Sq Ft that could be easily finished! What truly sets this property apart are the two additional 1-bedroom, 1-bath homes located on the property, offering incredible income-producing potential, private guest accommodations, or comfortable living space for extended family members. Bring your boats, RV, campers, trailers, and recreational vehicles-there's no shortage of room here! The property includes a covered RV parking pad, ample parking, and multiple workshop/outbuildings, making it ideal for hobbyists, small business owners, or anyone needing extra storage and workspace. Step outside and enjoy the beautifully landscaped grounds complete with a greenhouse, chicken coop, and room for a small hobby farm or garden. Whether you've dreamed of raising a few animals, growing your own produce, or simply enjoying the privacy and outdoor space, this property delivers. Inside the main home, you'll also find an additional finished area that could easily be converted into expanded living space, a home office, recreation room, or guest suite, providing even more flexibility to fit your needs. Properties offering this combination of multiple residences, income potential, workshops, RV storage, and acreage are a rare find. Don't miss your opportunity to own this versatile property with endless possibilities in the growing Dallas area!

79 Chestnut Path, Dallas

Listing courtesy of Atlanta Communities.

$459,000
3 Beds ⋅ 2 Baths ⋅ 10810507 MLS
Charming cottage in downtown St. Marys featuring character, location, and worry-free upgrades. This fully furnished 3BR/2BA home sits on a 0.53-acre lot shaded by majestic oaks and offers tongue-and-groove interiors, hardwood floors, plantation shutters, a fireplace with built-ins, and a kitchen updated with new appliances and flooring. A cozy den opens to an upgraded screened porch overlooking camellias, azaleas, and a historic oak tree. Recent and significant upgrades provide true peace of mind: new roof; new exterior electrical panel; new ductwork; tankless gas water heater; gas line added with plumbing for stove and dryer; attic insulation; gutters & downspouts; dehumidifier under home with sump pump and all vents vented to the exterior. Property includes a 21x30 multi-use outbuilding, garage improvements featuring new lighting and a decorative mural), ample space for RV/boat parking. Enjoy walking to schools, restaurants, shopping, and the waterfront, a rare blend of southern charm and modern reliability.

109 E Church Street, St. Marys

Listing courtesy of Coldwell Banker Access Realty.

$239,000
3 Beds ⋅ 2 Baths ⋅ 10809973 MLS
Located in the desirable Briarwood neighborhood in the heart of Summerville, this 3-bedroom, 2-bath home offers a spacious, functional layout designed for comfortable everyday living. The kitchen features abundant cabinet space, while the oversized laundry room provides extra storage and added convenience. The primary suite includes a private bath and a generous walk-in closet. Step outside to enjoy the low-maintenance vinyl siding and a back deck that's perfect for grilling, entertaining, or relaxing in your backyard. Conveniently located just minutes from schools, shopping, dining, and local parks, this home offers the opportunity to make it your own while enjoying all the benefits of one of Summerville's most established neighborhoods. Homes in Briarwood are hard to find-don't miss your chance to make this one yours!

201 Briarwood Circle, Summerville

Listing courtesy of WestBravo Corporation Realty.

$299,000
4 Beds ⋅ 2 Baths ⋅ 10807980 MLS
Welcome home to this beautifully renovated 4 bedroom, 2 bathroom ranch situated on a spacious 1.41-acre lot! Updated from top to bottom, this move in ready home offers the perfect blend of modern finishes and peaceful country living. Step inside to discover new flooring, fresh interior paint, and a bright, inviting floor plan designed for comfortable everyday living. The updated kitchen features brand-new stainless steel appliances and offers the perfect space for preparing meals and gathering with family and friends. Both bathrooms have been completely renovated with new vanities and updated showers, providing a contemporary feel throughout.Major improvements include a brand-new metal roof, giving buyers added peace of mind for years to come. Outside, you'll love the expansive 1.41-acre lot with plenty of room for gardening, entertaining, pets, or simply enjoying the outdoors. Conveniently located within walking distance to local schools and just minutes from shopping, dining, and everyday conveniences, this home offers the best of both comfort and location. With every major update already completed, all that's left to do is move in and make it your own. Don't miss this incredible opportunity to own a fully renovated home on acreage!

976 Hampton Locust Grove Road, Hampton

Listing courtesy of Keller Williams Realty Atl. Partners.

$500,000
4 Beds ⋅ 2 Baths ⋅ 10807556 MLS
Rare opportunity to own this beautiful one level home situated on 5 private acres in Bremen. Offering 4 bedrooms and 2 bathrooms, this home features soaring ceilings, a spacious family room with a stunning stone fireplace, and a large eat in kitchen with ample cabinet and counter space. Step outside to your own private backyard retreat complete with a custom saltwater pool featuring a rock waterfall, two outdoor fireplaces, and incredible stonework designed for year round enjoyment. The property also includes an impressive 40x60 shop with electricity, a pole barn, covered RV parking, and open pasture, providing endless possibilities for horses, gardening, recreational vehicles, hobbies, or a home-based business. Enjoy the privacy and peaceful setting while remaining conveniently located near schools, shopping, dining, and Interstate 20. This exceptional property offers the perfect blend of comfort, functionality, and country living.

75 N Raburn Road, Bremen

Listing courtesy of Porch Property Group, LLC.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.