NONE Homes with USDA Loan Terms

Welcome to your dream neighborhood, where charm meets convenience! Nestled in the heart of the United States, this vibrant community is the perfect place to call home. Surrounded by lush landscapes and friendly neighbors, you’ll find a diverse selection of homes that cater to every lifestyle.

One of the standout features of this area is the availability of homes eligible for USDA loan terms. This financing option is designed to help families and individuals achieve their homeownership dreams, particularly in rural and suburban areas. With no down payment required and competitive interest rates, USDA loans make it easier than ever to settle down in a picturesque setting while enjoying the benefits of modern living.

Imagine waking up to serene views, enjoying morning walks along tree-lined streets, and having access to local parks and recreational facilities. This community is not just about homes; it’s about creating a lifestyle that fosters connection and well-being. With a range of amenities nearby, including shopping centers, schools, and dining options, everything you need is just a stone's throw away.

Whether you are a first-time homebuyer or looking to relocate, this neighborhood offers a welcoming atmosphere that you and your family will cherish for years to come. Don’t miss out on the opportunity to explore the homes available with USDA loan terms—your perfect sanctuary awaits! Embrace the chance to invest in your future and experience the joy of homeownership in this delightful community.

Newest NONE Homes with USDA Loan Terms

$175,000

2 Beds ⋅ 2 Baths ⋅ 10846789 MLS

Where Life Slows Down, and Home Begins! Discover the simple pleasures of country living in this charming two-bedroom, two-bath brick cottage, nestled on 1.5 acres of level land. Inside, a cozy fireplace creates a warm and inviting atmosphere, while the country kitchen offers a welcoming place to cook, gather, and make lasting memories. Outside, the expansive level lot provides plenty of room for gardening, entertaining, outdoor activities, or simply enjoying a breath of fresh air. When you are ready to trade the hustle and bustle for a little more space and serenity, this delightful Griffin retreat may be just what you have been searching for. Agent/owner is a licensed real estate agent in GA.

360 Hosannah Rd, Griffin

Listing courtesy of E&D Sterling Management Company.

$385,000

3 Beds ⋅ 2 Baths ⋅ 10845149 MLS

Welcome to country living in Elbert County. Set on 5.88 acres, this charming home blends comfort, outdoor living, and practical space for all your hobbies. Enjoy summer days by the in-ground pool, evenings relaxing on the covered terrace or grilling on the open deck area, and weekends working in your wired workshop or one of the additional outbuildings. Inside, the home offers updated flooring, a cozy living area, and a functional kitchen perfect for everyday living. Home was renovated in 2017, including a new roof, gutters, windows, paint, flooring, and an updated eat-in kitchen. Interior also features a rock wall accent with a wood-burning stove insert in the living area and 3 spacious bedrooms and 2 full baths. The land offers room to roam, a fenced-in backyard, a garden area, covered RV parking, a separate workshop and an older storage building. A new septic tank clean out was installed in 2025. As if this were not enough, the lot also offers a second septic tank system and 2 power poles where 2 mobile homes were previously placed, giving you room to expand the property. Perfect private level lot. 2-car attached garage for added storage space. Whether you're looking for a homestead, a hobby property, a horse farm, or a peaceful escape this property stands out with its amenities, land, and move in ready condition.Call agent today for more details and schedule your showing before you miss this one!

1825 Fork Creek Circle, Bowman

Listing courtesy of Keller Williams Lake Hartwell.

$59,900

10843187 MLS

Discover 8.48 acres of wooded land on Modoc Rd. in Swainsboro. This spacious tract offers paved road frontage, a convenient location, and plenty of potential for a future homesite or recreational use. A great opportunity to own acreage in Emanuel County.

440 Modoc Road, Swainsboro

Listing courtesy of Southland Realty & Properties.

$859,900

3 Beds ⋅ 3 Baths ⋅ 10841261 MLS

Welcome to the country escape you've been dreaming of, featuring 52.384 beautiful, usable acres paired with a classic 2,600 square foot farm-style home that effortlessly blends charm and function. This 3-bedroom, 2.5-bath property offers a highly desirable main-floor primary suite alongside a versatile bonus room above the garage that easily adapts as an office, media room, guest space, or whatever suits your lifestyle. Inside, real hardwood floors run leading you into a spacious living area defined by soaring wood ceilings for that true, authentic farmhouse feeling, complete with an open view to the upstairs and a large, cozy fireplace as its centerpiece. The eat-in kitchen features brand-new cabinets, complemented throughout the home by fresh paint, a remodeled half bath, new light fixtures and so much more. Step outside to discover the true showstoppers of the property, including wrap-around front and back porches perfect for taking in peaceful views of the pecan orchard and two fully stocked ponds ready for fishing or swimming. This property has also proven itself as great private hunting land, offering the space, seclusion, and natural habitat serious hunters look for right in your own backyard. The expansive acreage is thoughtfully laid out with 15 acres of hayfield ready to be brought back, a previously tilled garden area waiting for your green thumb, and fenced boundaries around the main home area and orchard for added security and peace of mind. Additional conveniences include three storage buildings, a carport, a zero-turn mower, and a GE Profile all-in-one washer and dryer that will all remain with the property. Whether you are looking for a homestead, or a place to live out your farm dreams, this unforgettable package delivers space, beauty, and endless potential in a prime country setting.

7919 HWY 84 E, Patterson

Listing courtesy of Next Move Real Estate.

$439,000

3 Beds ⋅ 3 Baths ⋅ 10840820 MLS

Move-in ready home in a highly desirable community! This beautiful 3-bedroom, 2.5-bath home is ideally situated on a quiet cul-de-sac and features one of the neighborhood's most desirable flat, spacious backyards, perfect for entertaining, outdoor activities, or simply relaxing. The inviting main level offers granite countertops, a center island, pantry, and eat-in kitchen, all overlooking the impressive two-story family room with a cozy gas fireplace. A rear staircase leads to the spacious upstairs bedrooms and conveniently located laundry room. The generously sized owner's suite features a raised ceiling and a spa-like bathroom with a double vanity and large walk-in closet. Enjoy a well-maintained community with a strong HOA and fantastic amenities, including swimming, tennis, gym and a playground. Conveniently located near excellent schools and major highways, making commuting a breeze. Don't miss this wonderful opportunity to make this home yours!

827 Poplar Terrace, Canton

Listing courtesy of Virtual Properties Realty.Net.

$214,900

2 Beds ⋅ 2 Baths ⋅ 10839912 MLS

Charming 2-Bedroom Home on .83 Acre with Fenced Backyard! Welcome home to this charming 2-bedroom, 2-bathroom property nestled on .83 acre! This inviting home features a cozy living and dining room combination, creating an open and comfortable space for everyday living and entertaining. The kitchen offers beautiful granite countertops, tile backsplash, and plenty of functionality. Enjoy the warmth and character of hardwood and tile flooring throughout the home. The total-electric property provides convenient, efficient living, and the water heater is approximately 2 years old. The roof is approximately 7 years old and the septic tank was pumped and inspected in August of 2026, offering added peace of mind for the new homeowner. Step outside to the fenced backyard, perfect for pets, gardening, outdoor activities, or simply enjoying your private space. A storage shed provides additional room for tools, lawn equipment, and storage needs. With a generous lot, desirable updates, and a comfortable layout, this home is ready for its next chapter. Come see all this property has to offer! AVAILABLE INCENTIVE: PREFERRED LENDER CREDIT OF $2000

234 Malier Road, Hampton

Listing courtesy of HR Heritage Realty, Inc..

$325,000

4 Beds ⋅ 2 Baths ⋅ 10838845 MLS

ROOM TO ROAM IN LAMAR COUNTY! Looking for a home with land, space, and possibilities? This one checks some BIG boxes! 5.12 beautiful acres 4 bedrooms | 2 bathrooms 11 horse stalls -bring the horses! Plenty of room to spread out and enjoy country living Additional dwelling permitted on the property - room to grow, build, or create a multigenerational setup Conveniently located near Rock Springs USDA eligible PRICED TO SELL! Whether you're dreaming of a mini farm, need space for your horses, or simply want a little more land and a lot more freedom, additional space on property in a tiny building with half bath - this Lamar County property deserves a look! Come tour it today with your favorite Homegirl!

383 Jones Road, Milner

Listing courtesy of SouthSide, REALTORS.

$145,000

3 Beds ⋅ 1 Baths ⋅ 10838557 MLS

Step into a slice of North Georgia history with this 3-bedroom, 1-bath farmhouse. Built in 1900, this 1,340 sq ft home blends vintage charm with great bones, offering a rare opportunity for customization, renovation, or investment. Single-level ranch home with screened-in front porch perfect for relaxing with a morning coffee or winding down with evening breezes. The layout includes a cozy living area, ample cabinet space in the kitchen, and three comfortably sized bedrooms ready for your personal touch. Located off Hwy 411, you're approximately 30 minutes from Calhoun, Cartersville, Chatsworth, Dalton, Ellijay, Jasper, offering the perfect balance of rural charm with nearby conveniences. Perfect opportunity for DIY enthusiast, investor, or someone dreaming of life on a quiet lot, this home is your canvas to create something truly special.

2523 Highway 411 NE, Ranger

Listing courtesy of EXIT Grassroots Realty.

$610,000

3 Beds ⋅ 2 Baths ⋅ 10838537 MLS

Escape the ordinary and discover a rare opportunity to own **8 private acres with waterfront in Dallas, Georgia**. This beautifully updated 3-bedroom, 2-bath home offers approximately 2,350 square feet of comfortable living space surrounded by the kind of privacy, scenery, and outdoor space that is increasingly difficult to find. Inside, large windows fill the home with natural light and showcase peaceful views of the water and surrounding property, while the renovated primary suite creates a private retreat with an updated bedroom and bath. The home also features an inviting living area with fireplace, a functional kitchen, updated laundry space, and an unfinished basement offering additional storage and possibilities for the future. Outside is where this property truly sets itself apart. Enjoy approximately 145 feet of waterfront, multiple outdoor seating and entertaining areas, established landscaping, pergolas, walking trails, wooded areas, open space, and plenty of room to simply enjoy the land. Whether you're looking for a private retreat, space for a small homestead, room to entertain, or just a place where you aren't looking directly into your neighbor's backyard, this property offers a lifestyle that a typical subdivision home simply can't match. Located in Dallas with convenient access to the surrounding West and Northwest Metro Atlanta area, **8277 Buchanan Highway offers 8 acres, waterfront, privacy, and an updated home all in one property. Come walk the land, see the water, and experience what makes this one different.**

8277 Buchanan Highway, Dallas

Listing courtesy of EXIT Grassroots Realty.

$455,000

4 Beds ⋅ 2 Baths ⋅ 10837021 MLS

Welcome Home to 420 Colvin Dr, Locust Grove, GA - Beautifully maintained and situated on **3.25 acres**, this **3-bedroom, 2-bath home with a spacious bonus room that can serve as a 4th bedroom** offers the perfect blend of comfort, style, and outdoor living. Inside, you'll find a desirable **split-bedroom floor plan**, soaring ceilings, and an open layout designed for everyday living and entertaining. The kitchen features **granite countertops, stainless steel appliances, a breakfast area**, and overlooks the main living space. A **separate dining room** provides the perfect setting for family gatherings and special occasions. Granite countertops continue into both bathrooms for a cohesive, updated look. Step outside to your own private retreat featuring a **43' x 16' saltwater in-ground pool**, offering the perfect place to relax, entertain, or enjoy warm Georgia days. The impressive curb appeal and meticulously maintained landscaping make a lasting first impression. Conveniently located just minutes from **I-75, shopping, restaurants, and schools**, this property offers the privacy of country living with the convenience of nearby amenities. This one checks all the boxes-acreage, pool, bonus room, open floor plan, and an unbeatable location. Schedule your private showing today before it's gone! USDA Eligible

420 Colvin Drive, Locust Grove

Listing courtesy of Self Property Advisors.

$249,000

3 Beds ⋅ 3 Baths ⋅ 10835532 MLS

WELCOMING YOU TO ALMA IS THIS BEAUTIFUL BRICK HOME, walking distance TO THE BACON COUNTY HOSPITAL AND HEALTH SYSTEM. THIS HOME SHOWCASES GORGEOUS HARDWOOD FLOORING, TWO FIREPLACES, SIDE STREET COVERED PARKING, SEPARATE ENTRANCE TO OFFICE WITH FULL BATH. THIS TWO-THREE BEDROOM HOME (FORMAL LIVING ROOM WITH FIREPLACE HAS BEEN USED AS THIRD BEDROOM) HAS 2 FULL BATHS, LARGE GREATROOM /KITCHEN COMBO, (kitchen has new stainless refrigerator and dishwasher) with second FIREPLACE, sliding glass doors OPEN TO COVERED PATIO WITH CEILING FAN FOR A NICE BREEZE TO ENJOY A BEAUTIFUL PRIVATE GARDEN WITH BRICK FENCE, GREEN HOUSE AND OUTDOOR ENCLOSED SHOWER. Boasting a SECONDARY LARGE YARD WITH CHAIN LINK FENCE. GARAGE WITH DOOR OPENER HAS ATTIC SPACE, STORAGE ROOM AND LAUNDRY ROOM OPENS TO THE KITCHEN. THIS HOME IS ALSO CLOSE TO SHOPPING WITH DIRECT ACCESS TO HWY US 1 AND HWY 32 E.

202 E 15th Street, Alma

Listing courtesy of The Agent Group LLC.

$1,785,000

4 Beds ⋅ 3 Baths ⋅ 10835283 MLS

Private luxury living on 20 acres with this stunning 4 bedroom, 3 bathroom custom home offering the feel of new construction with elevated designer finishes throughout. From the long driveway approach to the peaceful wooded backdrop, this property was designed for privacy, comfort, and everyday function. The home pairs modern farmhouse style with high-end custom selections, creating a rare opportunity for buyers looking for acreage, a like-new residence, and a serious shop setup all in one property. Inside, the main living area makes an immediate impression with soaring vaulted ceilings, wide-plank flooring, designer lighting, a dramatic fireplace feature wall, and an open loft overlook with cable railing. The open-concept layout flows beautifully between the living room, dining area, and kitchen, making the home feel spacious, bright, and welcoming. Large windows and glass doors bring in natural light and frame the surrounding acreage, while the covered front porch and rear access create an easy indoor-outdoor feel. The kitchen is a true centerpiece of the home, featuring custom cabinetry, an oversized island, stone countertops, a custom hood enclosure, pot filler, walk-in pantry, and premium ZLINE appliances. The appliance package includes a 60-inch ZLINE range and 60-inch ZLINE refrigerator, giving the kitchen both a luxury look and highly functional cooking space. The walk-in pantry offers excellent storage with custom cabinetry and finished surfaces that continue the same level of quality found throughout the home. The primary suite is a private retreat with generous bedroom space, natural light, and a spa-style bathroom that feels like a luxury resort. The bathroom features dual vanities, upgraded mirrors and fixtures, a freestanding soaking tub, oversized tile shower with dual shower heads, designer tile work, and a large custom closet. Additional bedrooms and bathrooms are finished with the same clean, modern design, including upgraded flooring, lighting, tile, and trim selections. The flexible upstairs loft area provides additional usable space for a second living area, office, playroom, media space, or quiet retreat. The home has been thoughtfully upgraded with spray foam insulation, solid wood doors, premium countertops, upgraded electrical service, designer lighting, detailed tile work, and carefully selected finishes throughout. The overall condition and finish level give the home a truly like-new feel, with the polish of a custom build and the comfort of a private rural setting. Outside, the 20-acre setting offers open lawn areas, wooded privacy, room to roam, and a peaceful setting that is hard to find. The property has space for recreation, animals, gardening, trails, equipment, or simply enjoying the privacy of a larger tract. A separate metal shop building adds major value and flexibility. The shop is fully spray foamed, climate controlled with a 3.5-ton heat pump, equipped with 200-amp service, and includes a 100-inch TV with surround sound. This space is ideal for equipment, tools, hobbies, storage, recreation, a home-based business, or additional workspace, and the large roll-up doors and open interior make it especially functional. An additional adjacent 40-acre tract is available separately for $480,000, giving buyers the option to expand the estate, add recreational land, create a family compound, or secure even more privacy. This is a rare property that combines luxury finishes, modern construction feel, usable acreage, privacy, and a fully improved shop. If you have been looking for a private custom home with space, function, acreage, and standout finishes, this one deserves your attention. This property is co-listing with Brian Riggs of Zillow, Inc.

1321 Aqua Rd, Madison

Listing courtesy of Joe Stockdale Real Estate.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.