NONE Homes with Assumable Terms

NONE Homes with Assumable Terms

Welcome to your next adventure in homeownership in the heart of Georgia! Nestled in a vibrant community, this subdivision offers a unique opportunity for those seeking homes with assumable terms. Imagine stepping into your dream home without the stress of traditional financing hurdles—our selection of homes makes that dream a reality.

With a variety of styles and sizes, these properties cater to diverse lifestyles, whether you're a growing family, a first-time homebuyer, or looking to downsize. Each home is designed with modern amenities and charming details, ensuring comfort and convenience at every turn. Picture spacious living areas, gourmet kitchens, and serene outdoor spaces perfect for entertaining or relaxing after a long day.

What sets this subdivision apart is the flexibility of assumable terms. This means you can take over an existing mortgage with favorable conditions, making it easier to transition into your new home. It’s an ideal option for those looking to save on closing costs and secure a competitive interest rate.

Located in a friendly neighborhood, you'll enjoy access to excellent schools, parks, shopping, and dining options, all while being surrounded by the natural beauty that Georgia has to offer.

Don’t miss out on this incredible opportunity to find your perfect home in a welcoming community. Explore the homes with assumable terms today and take the first step towards a brighter future!

Newest NONE Homes with Assumable Terms

$829,000
3 Beds 4 Baths 10814883 MLS
RARE FIND! JUST COMPLETED IN 2026! EASY ONE-LEVEL RANCH LIVING! Completely FLAT CREEKFRONT retreat in Ellijay with 131 feet of frontage on a massive, rushing creek (Clear Creek/Cartecay River tributary) that sounds like a river and can be heard from inside the home! Situated on 1.35 unrestricted acres with NO HOA and NO RESTRICTIONS, this one-of-a-kind property offers the rare combination of waterfront living, privacy, and convenience without the steep terrain often found in mountain homes. Enjoy a walking path directly to the creek, private firepit area, outdoor gathering spaces, and peaceful views from the covered back porch featuring a stacked stone gas fireplace. Just completed in 2026, this beautifully crafted ranch-style home offers easy one-level living and features low-maintenance Hardie board siding, showcasing exceptional mountain-modern finishes throughout, including beautiful hardwood floors, a gourmet kitchen with an illuminating waterfall marble island, custom wood cabinetry, granite countertops, stainless steel appliances, natural stone accents, and custom lighting. The luxurious owner's suite features vaulted ceilings, a wood accent wall, custom lighting, a large walk-in closet, and direct access to enjoy your morning coffee while listening to the creek just outside. The spa-inspired primary bathroom includes dual vanities, a tiled shower, custom finishes, and a private water closet. Two additional bedrooms, a guest bath, oversized laundry room, and abundant storage complete the home. Outside, enjoy thoughtfully designed landscaping, custom rock steps leading to the creek, and multiple areas to relax and entertain. With room to add a garage, paved access nearly the entire way, and located less than 12 minutes from Downtown Ellijay and Walmart, this property offers the perfect balance of seclusion and convenience. Ideal as a full-time residence, mountain getaway, or income-producing short-term rental investment with projected vacation rental income of $100,000-$150,000+ annually (see attached projection). Completely flat creekfront properties with 131 feet of frontage, no HOA, no restrictions, and 1.35 acres are exceptionally rare-don't miss this opportunity!

260 Misty Valley, Ellijay

Listing courtesy of RE/MAX Town & Country.

$495,000
4 Beds 3 Baths 10784574 MLS
Modern Farmhouse Charm on 1 Acre with NO HOA! Escape the ordinary and discover this stunning 5-year-old home perfectly positioned on a full acre of serene, private land in sought-after Barrow County - with NO HOA restrictions! Tucked away for ultimate privacy yet mere minutes from Barrow Exchange and Highway 316, this property delivers the best of both worlds: peaceful country living with unbeatable convenience to shopping, dining, and major thoroughfares. Step inside to discover thoughtfully curated upgrades throughout. Luxury vinyl plank flooring flows seamlessly through the main living areas, combining durability with timeless style. The heart of the home features a coveted walk-in pantry and charming barn doors that add character and functionality. Secondary bathrooms showcase elegant marble vanities, elevating everyday routines into spa-like experiences. The outdoor living space is where this property truly shines. An expansive deck stretches across the back of the home, perfect for morning coffee, evening gatherings, or simply soaking in the tranquility of your private retreat. Gather around the custom fire pit for s'mores and stargazing, while a separate storage shed provides ample space for tools, toys, or hobbies. With room to breathe, freedom to customize, and proximity to everything you need, this exceptional property won't last long. Schedule your private showing today and start living the life you've been dreaming of! Special incentives when using preferred lender SOUTHEAST MORTGAGE. VERNAN CHANDLER AT SOUTHEAST FOR MORE DETAILS

204 Lynn Road, Bethlehem

Listing courtesy of Keller Williams Realty Atl. Partners.

$1,300,000
5 Beds 5 Baths 10592486 MLS
It's not just a home, It's an entire lifestyle-this 12-acre estate features a fully renovated 5BR home, horse amenities, and two massive shops including a heated and cooled 40x60 metal building. Behind a gated entrance and long paved shaded driveway, this private retreat offers over 3,700 sq ft of living space with timeless upgrades throughout. The main level includes both the owner's suite and a guest suite, an open floor plan with hardwood and tile flooring, custom lighting, and a gourmet kitchen with quartz counters, herringbone tile, and upgraded cabinetry. Upstairs, discover a spacious teen or in-law suite with its own bath and walk-in closet, providing flexibility for every stage of life. With upgraded plumbing, electrical, foam insulation, three HVAC systems, and three water heaters, every detail has been thoughtfully updated to ensure comfort and efficiency. Outdoors, the property is designed for both work and play. Horse lovers will appreciate professionally built, standard-size dressage arena (66'x198') featuring M10 footing and board fencing-an investment designed for both training and leisure. Ride beneath the shade of bordering trees and alongside the peaceful creek that lines the property, creating a truly one-of-a-kind experience. A 2-stall barn and fully fenced pastures make this property turnkey for horses, while a large chicken coop adds to the charm of true farm living. Relax on the rocking chair front porch or the covered rear porch with Brazilian wood floors while enjoying peaceful views of the rolling land and the beautiful creek that borders the property. For hobbyists, entrepreneurs, or serious equestrians, the shops open the door to endless opportunities. The 30x30 shop is ideal for smaller projects or equipment, while the heated/cooled 40x60 metal shop with 20x40 awning and dual roll-up doors could easily function as a professional-grade workshop, a classic car garage, a studio, or be reimagined into a dream horse barn with stalls and tack room. Whether you need space for farm equipment, trailers, woodworking, business operations, or a creative conversion, the possibilities are limitless.Whether you're seeking an equestrian estate, a working farm, or a private sanctuary to simply enjoy the land, this property offers endless opportunities to live, work, and thrive.

508 Pleasant Hill Church Road NE, Winder

Listing courtesy of Simply Sold Inc..

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.