Black Creek Chattanooga Homes with VA Loan Terms

Black Creek Chattanooga Homes with VA Loan Terms

Welcome to Black Creek Chattanooga, a picturesque subdivision nestled in the heart of Hamilton County, Tennessee. This charming community offers a perfect blend of natural beauty and modern amenities, making it an ideal place for families, professionals, and retirees alike. With the stunning backdrop of the Appalachian Mountains, residents enjoy breathtaking views and an abundance of outdoor recreational activities, from hiking and biking to fishing and kayaking.

Black Creek Chattanooga is known for its thoughtfully designed homes that cater to a variety of lifestyles. With spacious layouts, contemporary finishes, and beautifully landscaped yards, these residences provide a warm and inviting atmosphere for families to create lasting memories. The subdivision is also conveniently located near top-rated schools, shopping centers, and dining options, ensuring that everything you need is just a stone's throw away.

One of the standout features of Black Creek Chattanooga is its accessibility to VA loan terms, making it an attractive option for veterans and active-duty military personnel. This financing option allows eligible buyers to secure their dream home with favorable terms, making homeownership more attainable. With the support of local lenders familiar with VA loans, navigating the buying process becomes seamless and stress-free.

In addition to its beautiful homes and financial advantages, Black Creek Chattanooga fosters a strong sense of community. Residents often gather for neighborhood events, creating lasting friendships and a welcoming atmosphere. If you’re looking for a place where you can enjoy the serenity of nature while being close to the vibrant city life of Chattanooga, Black Creek is the perfect choice. Come and discover your new home in this enchanting subdivision!

Newest Black Creek Chattanooga Homes with VA Loan Terms

$295,000
2 Beds ⋅ 2 Baths ⋅ 1539358 MLS
Simplify your lifestyle without compromising on elegance. Tucked into the scenic backdrop of Black Creek where you can enjoy miles of hiking trails, multiple ponds, a playground and dog park, is this exquisite two-bedroom, two-bath condo pairs low-maintenance ease with architectural sophistication. Soaring ceilings, rich hardwoods, tile flooring, and distinctive arched doorways set a grand tone, while oversized windows and transoms flood every room with natural light. At the heart of the home, an open great room features custom built-ins, a built-in workspace, and a cozy gas-log fireplace. Glass doors open to a private balcony framing peaceful mountain views--the perfect setting for morning coffee or casual entertaining. The well-appointed kitchen offers generous cabinetry, expansive counter space, and a full appliance package, with direct access to the adjacent dining area and laundry nook. The primary suite serves as a true private retreat, complete with detailed built-ins, a massive walk-in closet, and an updated bath featuring a jetted tub, separate shower, and stylish fixtures. A spacious second bedroom also features a walk-in closet and full bath. With updated HVAC, water heater, roof, garage door, and access to a newly refreshed community pool, this is refined Black Creek living at its finest. FIRST RIGHT OF REFUSAL

1111 Renaissance Court, Chattanooga

Listing courtesy of Keller Williams Realty.

$240,000
1 Beds ⋅ 1 Baths ⋅ 1539278 MLS
Resort-style living just 10 minutes from downtown Chattanooga! Welcome to 105 Renaissance Court, a beautifully renovated one-bedroom, one-bathroom condo in The Renaissance at Black Creek. With the entire home on one level and an assigned parking space, this property offers the ease of low-maintenance living in a peaceful mountain setting. Approximately $65,000 in recent renovations gives the interior a fresh, elevated feel. Nine-foot ceilings and an open floor plan allow natural light to flow throughout the home, complemented by luxury vinyl flooring and updated lighting. The renovated kitchen features granite countertops, freshly painted cabinetry, a marble mosaic backsplash, and stainless steel appliances--all approximately two years old. Surrounded by windows, the light-filled eat-in kitchen and dining area create an inviting space for everyday meals and entertaining. The living room is anchored by a gas fireplace with a granite surround and traditional millwork. Working or studying from home? A dedicated desk nook provides the perfect workspace without sacrificing the main living area. Just off the living room, a private balcony offers room for outdoor seating, morning coffee, and taking in the serene view of Raccoon Mountain. The bathroom has been thoughtfully updated with a new vanity, fixtures, and a tiled shower featuring a granite bench, built-in niche, and glass door. The spacious bedroom includes a walk-in closet and access to a second private balcony. A large laundry room and pantry provide practical storage rarely found in a one-bedroom condo. Renaissance residents enjoy a private neighborhood pool located just around the corner. Black Creek also offers 2.5 miles of private walking trails through a 150-acre wilderness preserve, along with a dog park, playground, two ponds, sidewalks, manicured green spaces, quiet tree-lined streets, and scenic mountain views. At the heart of Black Creek is its championship golf course, ranked among the Top 100 Residential Courses in the country. Golf enthusiasts and nature lovers alike will appreciate the meticulously designed fairways and breathtaking surrounding scenery. For an additional membership fee, the Black Creek Club offers access to the golf course, clubhouse, resort-style pools, dining, fitness facilities, pickleball and tennis courts, and year-round social events that make it easy to stay active and connected. Whether you are searching for a primary residence, weekend retreat, or low-maintenance Chattanooga home, 105 Renaissance Court offers thoughtful renovations, two private balconies, natural beauty, and an exceptional lifestyle just minutes from downtown. Buyer to verify all information.

105 Renaissance Court, Chattanooga

Listing courtesy of Keller Williams Realty.

$1,499,000
4 Beds ⋅ 5 Baths ⋅ 1537506 MLS
BUILD YOUR CUSTOM HOME WITH CURATE on this private, wooded homesite! PERSONALIZE WITH CURATE'S IN-HOUSE DESIGN TEAM The Shiloh is a thoughtfully crafted luxury home designed for those who value comfort, elegance, and effortless living. Situated on a private, wooded homesite, this proposed design offers the convenience of primarily main-level living while providing ample space for guests, hobbies, and entertaining. The main level features two private en suite bedrooms, including a luxurious owner's retreat, a dedicated home office, spacious laundry room, and three-car garage. At the heart of the home, a dramatic vaulted great room is framed by expansive upper windows and bi-parting sliding doors that open seamlessly to the covered rear porch, creating an inviting indoor-outdoor living experience surrounded by nature. Designed with entertaining in mind, the open-concept layout flows effortlessly into a generously sized kitchen with an oversized walk-in pantry offering abundant storage and opportunities for custom cabinetry. Whether hosting friends or enjoying a quiet evening at home, every space is designed for comfort and connection. Upstairs, two additional guest suites and a large bonus room provide ideal accommodations for visiting family and friends, with the option to add an additional office or flex space. Located in the first phase of The Pass at Black Creek, Galena Circle offers access to a vibrant resort-style community. Planned amenities include a Village Center with dining, shopping, lodging, health and fitness facilities, pools, parks, lakes, trails, and gathering spaces designed to foster an active and connected lifestyle. Lot and build opportunity only. Home shown is a proposed design. Final pricing, square footage, and features will vary based on buyer selections. Build your dream home with Curate and create a residence tailored to your lifestyle.

5012 Ravinia Lane 1442, Chattanooga

Listing courtesy of Keller Williams Realty.

$252,900
1 Beds ⋅ 1 Baths ⋅ 1537235 MLS
Welcome to 905 Renaissance Court, located in the highly sought-after Black Creek community, where comfort, style, and lifestyle come together. This beautifully maintained home features crown molding throughout, luxury vinyl plank flooring, a new sliding glass door, and new window coverings, offering both elegance and modern convenience. The welcoming entryway includes a convenient drop zone, perfect for keeping everyday essentials organized. Residents of Black Creek enjoy an exceptional resort-style lifestyle with an impressive array of community amenities. Outdoor enthusiasts and families alike will appreciate the walking and jogging trails, swimming pool, clubhouse, tennis courts, basketball court, playgrounds, picnic areas, and a dog park, all thoughtfully designed to enhance everyday living. The homeowners association also provides added convenience with services that include landscaping, maintenance of grounds and structures, along with access to the community's extensive recreational amenities. Experience the perfect blend of beautiful living and vibrant community lifestyle at 905 Renaissance Court in Black Creek.

905 Renaissance Court, Chattanooga

Listing courtesy of 1 Percent Lists Scenic City.

$685,000
3 Beds ⋅ 3 Baths ⋅ 1536996 MLS
Up on Aetna Mountain, the air runs a few degrees cooler than it does down in the valley, and that's just one of the reasons people are drawn to Black Creek. At 4668 Dempsey Way, you get that mountain setting paired with a home designed to ask almost nothing of you. This end unit townhome was built by Dwell Designed Construction, and the layout makes main-level living the centerpiece. The primary suite sits on the main floor with its own en suite bath, no stairs required at the start or end of your day. A second bedroom and full hall bath give guests their own space without crowding yours, and a dedicated flex room on the main level covers whatever you need it for, office, hobby space, or extra storage. Vaulted ceilings open up the living room, kitchen, and dining area into one connected space filled with natural light. Step out to the covered back porch and you're sitting in mountain air instead of valley heat, with the kind of quiet that comes from being above it all. Upstairs adds one more bedroom, a full bath, and a bonus room for guests or media space, but the day to day living happens entirely on one level. This is lock and leave done right. No yard to maintain, no exterior upkeep competing for your weekends, just a home built for people who want quality and convenience without trading one for the other. 4668 Dempsey Way. $685,000. Cooler air, less maintenance, and a main level built to make daily life simple.

4668 Dempsey Way, Chattanooga

Listing courtesy of Keller Williams Realty.

$725,000
3 Beds ⋅ 2 Baths ⋅ 1536705 MLS
Experience the perfect blend of serenity and convenience in Black Creek, an exclusive custom-home community offering breathtaking mountain views just minutes from downtown. Offered completely fully furnished with high-end upgrades, this spectacular single-level home is ready for immediate enjoyment. The heart of the home is a wide-open living space anchored by a vaulted ceiling that flows effortlessly from the living and dining areas into a chef's kitchen equipped with quartz countertops, stainless steel appliances, and a walk-in pantry. Elegant wainscoting throughout and plantation shutters add a touch of timeless sophistication, while the stunning stucco masonry fireplace serves as a gorgeous focal point. Transition seamlessly to the outdoors with a beautiful screened porch perfect for entertaining, alongside a separate open deck ideal for grilling and taking in the fresh air. Relaxation awaits back inside in the primary suite, highlighted by rustic-chic accent beams and an upscale bath with a frameless glass shower. Complete with a highly functional mudroom, custom wood shelving, and designer finishes, this property is a rare gem. Beyond the home, the Black Creek community offers an unmatched lifestyle with hiking trails, sidewalks, two ponds, a playground, a dog park, and soccer/volleyball fields right at your fingertips. For even more luxury, optional club membership provides access to a premier clubhouse, swimming pools, a workout facility, tennis courts, and golf facilities. Your dream turnkey home and resort-style lifestyle await--schedule your showing today!

547 Clingmans Lane, Chattanooga

Listing courtesy of Keller Williams Realty.

$739,000
4 Beds ⋅ 3 Baths ⋅ 1534762 MLS
Welcome to a retreat lifestyle in the highly desirable Black Creek Community. From the moment you step through the front door, you will appreciate the charm and space this Cape Cod-style home has to offer. The generously sized great room provides the perfect atmosphere for hosting guests and cozy conversation. Nearby, the dining room features beautiful views and abundant natural light. The functional kitchen is well-equipped with granite countertops and rich wood cabinetry, offering an ideal space for meal preparation and entertaining. The spacious and airy primary bedroom is conveniently located on the main level. Its ensuite bathroom offers plenty of natural light and an extra-large closet. Throughout the home, multiple storage options ensure an orderly living environment where everything has its place. The upstairs layout of this property offers great flexibility with three generously sized rooms and a full bathroom featuring two separate vanities. Additionally, four large closets provide ample space for both seasonal and wardrobe storage. Black Creek offers sweeping vistas, miles of hiking trails, and a beautiful backdrop for Chattanooga living. Located within 10 minutes of downtown, all the amenities of city life are readily available. This is the perfect home for anyone looking to join the Black Creek community at an excellent price point. This beautiful home has been exceptionally well maintained. Major systems, including the roof, water heater, and HVAC, have all been replaced within the last five years. Outside, the level, well-manicured lot offers significant potential for outdoor living. Come see this Black Creek gem today!

4112 Finch Lane, Chattanooga

Listing courtesy of The Agency Chattanooga.

$499,900
3 Beds ⋅ 3 Baths ⋅ 1534097 MLS
Tucked into the sought after Black Creek Chattanooga Community, 741 Outlook Lane offers the perfect blend of refined living and effortless comfort. This beautifully designed townhome welcomes you with timeless charm and thoughtfully curated spaces, featuring 3 spacious bedrooms, 2.5 baths , with the primary suite on the main level along with a formal dining and living room made for entertaining as well as light filled sunroom. Upstairs 2 additional bedrooms spacious den, full bathroom, and a bonus room off of the bathroom. Every corner of this home invites you to slowdown and savor the moment. Enjoy morning coffee on the front porch or unwind in the evenings on the large back porch, surrounded by the peaceful beauty of the Lookout Mountain backdrop. Living in Black Creek means more than just a home, it's a lifestyle. Located just minutes from Downtown Chattanooga, this master-planned community is known fro its resort style amenities, championship golf course, and vibrant close knit atmosphere. With the stunning Tennessee River Valley as your backdrop and endless opportunities for outdoor recreation, 741 Outlook Lane is where elevated living meets everyday ease.

741 Outlook Lane, Chattanooga

Listing courtesy of Premier Property Group Inc..

$1,770,000
5 Beds ⋅ 6 Baths ⋅ 1533814 MLS
UNDER CONSTRUCTION! Move-in ready Winter 2026! Choose your interior finishes with Curate's in house Design Team if under contract before drywall! This exceptional new construction home offers a thoughtful blend of elegance, comfort, and functionality. Three spacious bedrooms are conveniently located on the main level, while the finished basement adds two additional bedrooms and bathrooms, along with expansive areas ideal for entertaining and relaxing. Step outside to the private, inset rear porches--each featuring a gas fireplace--perfect for enjoying peaceful, wooded views in every season. Inside, a chef-inspired kitchen with a catering-style pantry anchors the open living space. A dramatic bi-parting slider and oversized windows flood the home with natural light, creating stunning sightlines from the moment you enter. The primary suite is a true retreat, featuring a spa-like bath with an oversized shower and luxurious freestanding soaking tub. The lower level offers customizable options including a bar, gaming area, or media room--designed to suit your lifestyle and entertaining needs. Call to explore available selections and start building your dream home! Located in the first phase of The Pass at Black Creek, Galena Cr offers access to a vibrant, resort-style community. Planned amenities for The Pass include a Village Center with shops, dining, lodging, a health and fitness facility, pools, trails, parks, lakes, and more. Black Creek features miles of maintained trails, two ponds, sidewalks throughout, and a calendar full of resident events. Membership to Black Creek Club is optional and adds golf, tennis, pickleball, pools, dining, and more to your lifestyle. Come experience why life at Black Creek is like no other! **Galena Cr is located in the first phase of The Pass at Black Creek. Additional planned club amenities on The Pass include Village center with community-serving businesses, lodging &event venue, dining options, city fire station &emergency services, health &fitness facility, walking, hiking, & biking trails, parks &greenspaces, outdoor activities, pools, lakes and more! Black Creek is vibrant resort-style community. There are miles of community maintained trails, two ponds and sidewalks throughout the neighborhood. The HOA hosts events for residents throughout the year. Other options to keep you connected include various community groups and gatherings. Membership to the club is optional and provides many additional amenities such as golf, pickleball, tennis, pools, restaurant, etc

3124 Galena Circle 832, Chattanooga

Listing courtesy of Keller Williams Realty.

$625,000
4 Beds ⋅ 3 Baths ⋅ 1532608 MLS
Welcome to the prestigious Black Creek community! Ideally located just 8 minutes from downtown Chattanooga, this charming home offers stunning mountain views, soaring 10-foot ceilings, and a chef's dream kitchen. Designed with entertaining in mind, the open floor plan features an oversized kitchen island with custom quartz countertops, abundant cabinetry, two separate pantries, and generous storage throughout. The primary suite is conveniently located on the main level and boasts an oversized walk-in closet with a custom closet system. Step outside to your own private side courtyard - perfect for relaxing or hosting - with a pergola, swing, covered porch, and outdoor television. Enjoy all that Black Creek has to offer, including optional golf or social memberships with access to swimming pools, a restaurant, fitness center, tennis courts, dog parks, and more. Information about this community can be found here: www.blackcreekliving.com This exceptional home won't last long - schedule your private showing today!

466 Alston Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

$364,000
2 Beds ⋅ 2 Baths ⋅ 1530729 MLS
Black Creek Community! This 2 bed 2 bath condominium is the perfect location for avid golfers, retirees ready for a slower pace, or a young couple seeking a vibrant lifestyle. Located in close proximity to a pool, club house, golf course and hiking. Just minutes from downtown Chattanooga, this unit offers the ultimate blend of location, activities plus a two car garage. The heart of the home is an open living and dining room, built-in shelves which flow into a kitchen with a raised breakfast bar and pantry. The primary suite is a spacious retreat with walk-in closet, private bath, and sliding glass doors that lead to a balcony. The second bedroom is privately located on the opposite side of the unit with easy access to a built-in desk and full bathroom. With insurance, grounds maintenance, and landscaping all included, you are free to enjoy premier amenities, including, dog park, playground, scenic ponds, and miles of sidewalks and hiking trails. You also have the ability to join the Black Creek Club for golf and or social membership right outside your door. This is a rare opportunity for those seeking high-end, low-maintenance living in a premier locale. Call today to schedule your private showing!

408 Renaissance Court, Chattanooga

Listing courtesy of Zach Taylor - Chattanooga.

$682,500
4 Beds ⋅ 3 Baths ⋅ 1527927 MLS
Welcome to 4676 Dempsey Way, a new construction luxury 4-bedroom, 3-bath townhome in The Villas at Black Creek, one of Chattanooga's most desirable master-planned communities. Built by Dwell Designed Construction, this home showcases high-end finishes, thoughtful design, and a rare four-bedroom layout. This residence is a left unit and is one of only three remaining, making it a limited and highly sought-after opportunity. The builder is currently offering a $10,000 incentive, which may be used toward buyer closing costs or other approved concessions. Perched atop Aetna Mountain, this move-in-ready townhome features 10-foot ceilings, an open-concept design, and exceptional natural light throughout the main living level. The spacious living and dining areas connect seamlessly to the designer kitchen, complete with a pantry and access to a covered back patio, ideal for entertaining or enjoying the peaceful mountain surroundings. The main-level primary suite offers comfort and convenience, complemented by an additional main-floor bedroom and full bath, perfect for guests or flexible living arrangements. A 10x10 flex room provides an ideal home office or study, while a dedicated laundry room and two-car garage complete the main level. Upstairs, the home offers one additional bedroom, a full bath, and a second room currently used as a bonus space but technically a bedroom, featuring a window and closet—allowing for versatile use as a guest suite, media room, or fourth bedroom. Designed for low-maintenance, lock-and-leave living, The Villas at Black Creek offer a lifestyle centered around convenience, comfort, and connection to nature. Residents enjoy mountain views, tree-lined streets, and proximity to planned community amenities including trails, parks, recreational spaces, and future neighborhood conveniences—making this an ideal choice for those seeking luxury living in a growing Chattanooga destination.

4676 Dempsey Way, Chattanooga

Listing courtesy of Keller Williams Realty.

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