Black Creek Chattanooga Homes with FHA Terms

Black Creek Chattanooga Homes with FHA Terms

Welcome to Black Creek Chattanooga, a stunning subdivision nestled in the heart of Hamilton County, Tennessee. This vibrant community offers a harmonious blend of modern living and natural beauty, making it an ideal destination for families, professionals, and retirees alike. With its picturesque landscapes and friendly atmosphere, Black Creek is not just a place to live; it’s a lifestyle.

The homes in Black Creek are designed with both comfort and style in mind. Each residence showcases contemporary architecture and thoughtful layouts, ensuring that every square foot is maximized for functionality and aesthetic appeal. Whether you’re searching for a cozy single-family home or a spacious property to accommodate your growing family, Black Creek has something for everyone.

One of the standout features of this subdivision is the availability of homes that qualify for FHA financing. This means that prospective homeowners can take advantage of more accessible financing options, making it easier to step into the home of their dreams. With lower down payment requirements and competitive interest rates, the FHA terms make homeownership a reality for many who might otherwise find it challenging to enter the market.

Beyond the beautiful homes, residents of Black Creek enjoy a wealth of amenities, including nearby parks, walking trails, and community events that foster a strong sense of belonging. Plus, with Chattanooga's vibrant downtown just a short drive away, you'll have easy access to shopping, dining, and entertainment.

Discover the charm of Black Creek Chattanooga – where your dream home awaits!

Newest Black Creek Chattanooga Homes with FHA Terms

$395,000
2 Beds ⋅ 2 Baths ⋅ 1539791 MLS
Experience refined one-level living in the highly sought-after Black Creek Golf Course Community, where breathtaking mountain vistas, championship golf, and resort-style amenities create an unparalleled lifestyle. This beautifully updated 2-bedroom, 2-bath residence is move-in ready and perfectly positioned to capture spectacular sunset views over Lookout Mountain while offering direct access to the golf course from the expansive private patio. Designed with timeless elegance, the light-filled interior features rich hardwood flooring throughout, crown molding, graceful arched doorways, a sunken living room with a gas fireplace and decorative mantel, formal dining room, built-in china/curio cabinet, eat-in kitchen, and a convenient built-in office nook. The spacious primary suite opens directly to the patio and features a completely remodeled luxury bath with a stunning tiled walk-in shower, dual shower heads, and premium finishes. The current owners have thoughtfully enhanced the home with quality updates that blend timeless style with everyday functionality. The beautifully refreshed kitchen features professionally painted cabinetry, updated hardware, a new faucet, under-cabinet lighting, and generous workspace for meal preparation and entertaining. Additional improvements include professional interior painting throughout--including the walls, doors, trim, kitchen, and laundry room cabinetry--along with updated light fixtures in the kitchen, dining room, bathrooms, and primary bedroom, dual-louver wood plantation shutters throughout, and the addition of a tankless water heater. An abundance of storage and an oversized two-car garage complete this exceptionally well-maintained home. Residents of the Black Creek Renaissance Condo Association have also benefited from recent community improvements, including a new roof installed in 2024, a resurfaced swimming pool, extensive pool fence restoration, road resealing, new gutter installations, and stone chimney repairs, reflecting the community's commitment to exceptional maintenance. Black Creek offers an extraordinary lifestyle with outstanding amenities including a championship golf course, elegant clubhouse, restaurant, community pool, tennis courts, fitness center, playground, scenic ponds, gazebo, walking trails, and four new pickleball courts currently under construction. Nestled in the picturesque Lookout Valley and surrounded by the natural beauty of historic Lookout Mountain, you'll enjoy easy access to downtown Chattanooga, the Tennessee Riverwalk, Ross's Landing, the Chattanooga Choo Choo, Point Park, Rock City, Ruby Falls, outstanding healthcare, and an exceptional selection of local dining and entertainment. Ideally situated just minutes from everyday conveniences and within approximately two hours of both Nashville and Atlanta, this remarkable home also places outdoor enthusiasts close to state parks, hiking, camping, boating, fishing, cycling, and paragliding. Whether you're seeking a full-time residence or a low-maintenance luxury retreat, this exceptional home offers the perfect blend of comfort, elegance, and resort-style living.

1303 Renaissance Court, Chattanooga

Listing courtesy of RE/MAX Properties.

$295,000
2 Beds ⋅ 2 Baths ⋅ 1539358 MLS
Simplify your lifestyle without compromising on elegance. Tucked into the scenic backdrop of Black Creek where you can enjoy miles of hiking trails, multiple ponds, a playground and dog park, is this exquisite two-bedroom, two-bath condo pairs low-maintenance ease with architectural sophistication. Soaring ceilings, rich hardwoods, tile flooring, and distinctive arched doorways set a grand tone, while oversized windows and transoms flood every room with natural light. At the heart of the home, an open great room features custom built-ins, a built-in workspace, and a cozy gas-log fireplace. Glass doors open to a private balcony framing peaceful mountain views--the perfect setting for morning coffee or casual entertaining. The well-appointed kitchen offers generous cabinetry, expansive counter space, and a full appliance package, with direct access to the adjacent dining area and laundry nook. The primary suite serves as a true private retreat, complete with detailed built-ins, a massive walk-in closet, and an updated bath featuring a jetted tub, separate shower, and stylish fixtures. A spacious second bedroom also features a walk-in closet and full bath. With updated HVAC, water heater, roof, garage door, and access to a newly refreshed community pool, this is refined Black Creek living at its finest. FIRST RIGHT OF REFUSAL

1111 Renaissance Court, Chattanooga

Listing courtesy of Keller Williams Realty.

$240,000
1 Beds ⋅ 1 Baths ⋅ 1539278 MLS
Resort-style living just 10 minutes from downtown Chattanooga! Welcome to 105 Renaissance Court, a beautifully renovated one-bedroom, one-bathroom condo in The Renaissance at Black Creek. With the entire home on one level and an assigned parking space, this property offers the ease of low-maintenance living in a peaceful mountain setting. Approximately $65,000 in recent renovations gives the interior a fresh, elevated feel. Nine-foot ceilings and an open floor plan allow natural light to flow throughout the home, complemented by luxury vinyl flooring and updated lighting. The renovated kitchen features granite countertops, freshly painted cabinetry, a marble mosaic backsplash, and stainless steel appliances--all approximately two years old. Surrounded by windows, the light-filled eat-in kitchen and dining area create an inviting space for everyday meals and entertaining. The living room is anchored by a gas fireplace with a granite surround and traditional millwork. Working or studying from home? A dedicated desk nook provides the perfect workspace without sacrificing the main living area. Just off the living room, a private balcony offers room for outdoor seating, morning coffee, and taking in the serene view of Raccoon Mountain. The bathroom has been thoughtfully updated with a new vanity, fixtures, and a tiled shower featuring a granite bench, built-in niche, and glass door. The spacious bedroom includes a walk-in closet and access to a second private balcony. A large laundry room and pantry provide practical storage rarely found in a one-bedroom condo. Renaissance residents enjoy a private neighborhood pool located just around the corner. Black Creek also offers 2.5 miles of private walking trails through a 150-acre wilderness preserve, along with a dog park, playground, two ponds, sidewalks, manicured green spaces, quiet tree-lined streets, and scenic mountain views. At the heart of Black Creek is its championship golf course, ranked among the Top 100 Residential Courses in the country. Golf enthusiasts and nature lovers alike will appreciate the meticulously designed fairways and breathtaking surrounding scenery. For an additional membership fee, the Black Creek Club offers access to the golf course, clubhouse, resort-style pools, dining, fitness facilities, pickleball and tennis courts, and year-round social events that make it easy to stay active and connected. Whether you are searching for a primary residence, weekend retreat, or low-maintenance Chattanooga home, 105 Renaissance Court offers thoughtful renovations, two private balconies, natural beauty, and an exceptional lifestyle just minutes from downtown. Buyer to verify all information.

105 Renaissance Court, Chattanooga

Listing courtesy of Keller Williams Realty.

$1,499,000
4 Beds ⋅ 5 Baths ⋅ 1537506 MLS
BUILD YOUR CUSTOM HOME WITH CURATE on this private, wooded homesite! PERSONALIZE WITH CURATE'S IN-HOUSE DESIGN TEAM The Shiloh is a thoughtfully crafted luxury home designed for those who value comfort, elegance, and effortless living. Situated on a private, wooded homesite, this proposed design offers the convenience of primarily main-level living while providing ample space for guests, hobbies, and entertaining. The main level features two private en suite bedrooms, including a luxurious owner's retreat, a dedicated home office, spacious laundry room, and three-car garage. At the heart of the home, a dramatic vaulted great room is framed by expansive upper windows and bi-parting sliding doors that open seamlessly to the covered rear porch, creating an inviting indoor-outdoor living experience surrounded by nature. Designed with entertaining in mind, the open-concept layout flows effortlessly into a generously sized kitchen with an oversized walk-in pantry offering abundant storage and opportunities for custom cabinetry. Whether hosting friends or enjoying a quiet evening at home, every space is designed for comfort and connection. Upstairs, two additional guest suites and a large bonus room provide ideal accommodations for visiting family and friends, with the option to add an additional office or flex space. Located in the first phase of The Pass at Black Creek, Galena Circle offers access to a vibrant resort-style community. Planned amenities include a Village Center with dining, shopping, lodging, health and fitness facilities, pools, parks, lakes, trails, and gathering spaces designed to foster an active and connected lifestyle. Lot and build opportunity only. Home shown is a proposed design. Final pricing, square footage, and features will vary based on buyer selections. Build your dream home with Curate and create a residence tailored to your lifestyle.

5012 Ravinia Lane 1442, Chattanooga

Listing courtesy of Keller Williams Realty.

$399,000
3 Beds ⋅ 2 Baths ⋅ 1537469 MLS
Discover easy living in the desirable Black Creek community, located less than 15 minutes from downtown Chattanooga. This exceptional condominium offers a rare combination of space, comfort, and location, making it one of the largest floor plans available within the neighborhood. Designed with both functionality and privacy in mind, the split-bedroom layout features three bedrooms and two full baths. The inviting great room is filled with natural light and centered around a cozy gas-log fireplace, creating a warm and welcoming gathering space. The open-concept design flows seamlessly into the dining area and spacious kitchen, complete with a sunny breakfast nook. One of the home's standout features is the private upper-level balcony, where you can relax and take in views of the surrounding mountains. Future enhancements to the community, including two planned lakes, are expected to add even more beauty to the scenery. A two-car garage provides plenty of room for parking and storage. Residents of the Renaissance section also enjoy access to a private pool just a short walk away. Black Creek is known for its picturesque setting, walking trails, parks, and optional club amenities, offering a lifestyle that blends recreation, convenience, and natural beauty. Schedule your private showing today and see all this wonderful home has to offer.

309 Renaissance Court, Chattanooga

Listing courtesy of Zach Taylor - Chattanooga.

$252,900
1 Beds ⋅ 1 Baths ⋅ 1537235 MLS
Welcome to 905 Renaissance Court, located in the highly sought-after Black Creek community, where comfort, style, and lifestyle come together. This beautifully maintained home features crown molding throughout, luxury vinyl plank flooring, a new sliding glass door, and new window coverings, offering both elegance and modern convenience. The welcoming entryway includes a convenient drop zone, perfect for keeping everyday essentials organized. Residents of Black Creek enjoy an exceptional resort-style lifestyle with an impressive array of community amenities. Outdoor enthusiasts and families alike will appreciate the walking and jogging trails, swimming pool, clubhouse, tennis courts, basketball court, playgrounds, picnic areas, and a dog park, all thoughtfully designed to enhance everyday living. The homeowners association also provides added convenience with services that include landscaping, maintenance of grounds and structures, along with access to the community's extensive recreational amenities. Experience the perfect blend of beautiful living and vibrant community lifestyle at 905 Renaissance Court in Black Creek.

905 Renaissance Court, Chattanooga

Listing courtesy of 1 Percent Lists Scenic City.

$499,900
3 Beds ⋅ 3 Baths ⋅ 1534097 MLS
Tucked into the sought after Black Creek Chattanooga Community, 741 Outlook Lane offers the perfect blend of refined living and effortless comfort. This beautifully designed townhome welcomes you with timeless charm and thoughtfully curated spaces, featuring 3 spacious bedrooms, 2.5 baths , with the primary suite on the main level along with a formal dining and living room made for entertaining as well as light filled sunroom. Upstairs 2 additional bedrooms spacious den, full bathroom, and a bonus room off of the bathroom. Every corner of this home invites you to slowdown and savor the moment. Enjoy morning coffee on the front porch or unwind in the evenings on the large back porch, surrounded by the peaceful beauty of the Lookout Mountain backdrop. Living in Black Creek means more than just a home, it's a lifestyle. Located just minutes from Downtown Chattanooga, this master-planned community is known fro its resort style amenities, championship golf course, and vibrant close knit atmosphere. With the stunning Tennessee River Valley as your backdrop and endless opportunities for outdoor recreation, 741 Outlook Lane is where elevated living meets everyday ease.

741 Outlook Lane, Chattanooga

Listing courtesy of Premier Property Group Inc..

$1,770,000
5 Beds ⋅ 6 Baths ⋅ 1533814 MLS
UNDER CONSTRUCTION! Move-in ready Winter 2026! Choose your interior finishes with Curate's in house Design Team if under contract before drywall! This exceptional new construction home offers a thoughtful blend of elegance, comfort, and functionality. Three spacious bedrooms are conveniently located on the main level, while the finished basement adds two additional bedrooms and bathrooms, along with expansive areas ideal for entertaining and relaxing. Step outside to the private, inset rear porches--each featuring a gas fireplace--perfect for enjoying peaceful, wooded views in every season. Inside, a chef-inspired kitchen with a catering-style pantry anchors the open living space. A dramatic bi-parting slider and oversized windows flood the home with natural light, creating stunning sightlines from the moment you enter. The primary suite is a true retreat, featuring a spa-like bath with an oversized shower and luxurious freestanding soaking tub. The lower level offers customizable options including a bar, gaming area, or media room--designed to suit your lifestyle and entertaining needs. Call to explore available selections and start building your dream home! Located in the first phase of The Pass at Black Creek, Galena Cr offers access to a vibrant, resort-style community. Planned amenities for The Pass include a Village Center with shops, dining, lodging, a health and fitness facility, pools, trails, parks, lakes, and more. Black Creek features miles of maintained trails, two ponds, sidewalks throughout, and a calendar full of resident events. Membership to Black Creek Club is optional and adds golf, tennis, pickleball, pools, dining, and more to your lifestyle. Come experience why life at Black Creek is like no other! **Galena Cr is located in the first phase of The Pass at Black Creek. Additional planned club amenities on The Pass include Village center with community-serving businesses, lodging &event venue, dining options, city fire station &emergency services, health &fitness facility, walking, hiking, & biking trails, parks &greenspaces, outdoor activities, pools, lakes and more! Black Creek is vibrant resort-style community. There are miles of community maintained trails, two ponds and sidewalks throughout the neighborhood. The HOA hosts events for residents throughout the year. Other options to keep you connected include various community groups and gatherings. Membership to the club is optional and provides many additional amenities such as golf, pickleball, tennis, pools, restaurant, etc

3124 Galena Circle 832, Chattanooga

Listing courtesy of Keller Williams Realty.

$364,000
2 Beds ⋅ 2 Baths ⋅ 1530729 MLS
Black Creek Community! This 2 bed 2 bath condominium is the perfect location for avid golfers, retirees ready for a slower pace, or a young couple seeking a vibrant lifestyle. Located in close proximity to a pool, club house, golf course and hiking. Just minutes from downtown Chattanooga, this unit offers the ultimate blend of location, activities plus a two car garage. The heart of the home is an open living and dining room, built-in shelves which flow into a kitchen with a raised breakfast bar and pantry. The primary suite is a spacious retreat with walk-in closet, private bath, and sliding glass doors that lead to a balcony. The second bedroom is privately located on the opposite side of the unit with easy access to a built-in desk and full bathroom. With insurance, grounds maintenance, and landscaping all included, you are free to enjoy premier amenities, including, dog park, playground, scenic ponds, and miles of sidewalks and hiking trails. You also have the ability to join the Black Creek Club for golf and or social membership right outside your door. This is a rare opportunity for those seeking high-end, low-maintenance living in a premier locale. Call today to schedule your private showing!

408 Renaissance Court, Chattanooga

Listing courtesy of Zach Taylor - Chattanooga.

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