Black Creek Chattanooga Homes with VA Loan Terms

Welcome to Black Creek Chattanooga, a picturesque subdivision nestled in the heart of Hamilton County, Tennessee. This charming community offers a perfect blend of natural beauty and modern amenities, making it an ideal place for families, professionals, and retirees alike. With the stunning backdrop of the Appalachian Mountains, residents enjoy breathtaking views and an abundance of outdoor recreational activities, from hiking and biking to fishing and kayaking.

Black Creek Chattanooga is known for its thoughtfully designed homes that cater to a variety of lifestyles. With spacious layouts, contemporary finishes, and beautifully landscaped yards, these residences provide a warm and inviting atmosphere for families to create lasting memories. The subdivision is also conveniently located near top-rated schools, shopping centers, and dining options, ensuring that everything you need is just a stone's throw away.

One of the standout features of Black Creek Chattanooga is its accessibility to VA loan terms, making it an attractive option for veterans and active-duty military personnel. This financing option allows eligible buyers to secure their dream home with favorable terms, making homeownership more attainable. With the support of local lenders familiar with VA loans, navigating the buying process becomes seamless and stress-free.

In addition to its beautiful homes and financial advantages, Black Creek Chattanooga fosters a strong sense of community. Residents often gather for neighborhood events, creating lasting friendships and a welcoming atmosphere. If you’re looking for a place where you can enjoy the serenity of nature while being close to the vibrant city life of Chattanooga, Black Creek is the perfect choice. Come and discover your new home in this enchanting subdivision!

Newest Black Creek Chattanooga Homes with VA Loan Terms

$1,400,000

4 Beds ⋅ 4 Baths ⋅ 1543350 MLS

BUILD YOUR CUSTOM HOME WITH CURATE on this private, wooded homesite! PERSONALIZE WITH CURATE'S IN-HOUSE DESIGN TEAM The Elderwood is thoughtfully designed to live like a single-story home, with three bedrooms conveniently located on the main level. The spacious primary suite offers a private retreat, featuring split vanities framed by graceful arched openings, an oversized tile shower with a dedicated drying area, and a generous walk-in closet. A second en suite bedroom provides privacy and comfort for family or overnight guests, while the third bedroom offers flexibility for additional sleeping space or a study. At the heart of the home, an open kitchen and living area creates an effortless setting for everyday life and entertaining. An oversized 10-foot island anchors the kitchen, while the large walk-in pantry offers ample space for cabinetry, storage, and a scullery-style layout. Abundant windows fill the home with natural light, and the living room flows seamlessly onto the covered rear porch, extending the gathering space outdoors. The upper level provides valuable overflow space without sacrificing the convenience of main-level living, along with ample walk-out attic storage. A three-bay garage completes the plan with room for vehicles, hobbies, or additional storage. With its intentional architecture, welcoming gathering spaces, and flexible layout, The Elderwood offers a beautifully considered approach to modern living. Buyers who purchase before drywall may also have the opportunity to work with Curate's interior designer to personalize interior finishes throughout the home. Lot and build opportunity only. Home shown is a proposed design. Final pricing, square footage, and features will vary based on buyer selections. Build your dream home with Curate and create a residence tailored to your lifestyle.

5012 Ravinia Lane 1442, Chattanooga

Listing courtesy of Keller Williams Realty.

$670,000

3 Beds ⋅ 4 Baths ⋅ 1543218 MLS

Black Creek sits up on Aetna Mountain, where it's usually a few degrees cooler than it is down in town. A lot of people who move here say that was one of the first things they noticed. 4660 Dempsey Way is a townhome in The Villas, and it was built for people who want to enjoy that setting without spending their free time on upkeep. Dwell Designed Construction built the home, and it has 3 bedrooms, 3.5 baths, and 2,245 square feet. The primary bedroom is on the main floor and has its own bathroom, so you don't have to use the stairs to get through a normal day. There's also a second bedroom and a full bath on the main level for guests. A separate flex room can be an office, a craft room, or storage, whatever you need it to be. The living room, kitchen, and dining area share one open space under vaulted ceilings, and the windows let in plenty of natural light. Out back there's a covered porch where you can sit with your coffee in the morning or wind down at night. Upstairs you'll find the third bedroom, another full bath, and a bonus room that works well as a media room or a place for visiting family to stay. Most days you won't need to go up there at all, since everything you use every day is on the main floor. You won't have a yard to mow or exterior maintenance to deal with. That makes it easy to lock the door and travel whenever you like, and you can expect the house to be in good shape when you get back. Schedule your private showing today.

4660 Dempsey Way, Chattanooga

Listing courtesy of Keller Williams Realty.

$1,590,000

4 Beds ⋅ 3 Baths ⋅ 1543006 MLS

The Hawthorn | Exclusively by A Perry Homes | Sunset Ridge at Black Creek Perched atop The Pass at Black Creek -- Chattanooga's mountaintop enclave of Sunset Ridge -- The Hawthorn is a masterwork of architect-led design, where craftsman lines meet mountain-lodge warmth. Steep gabled rooflines, board-and-batten and lap siding, stacked stone piers, and standing-seam metal accents come together in an elevation that feels both timeless and entirely of its place, framed by hardwood ridgelines and long mountain light. Step through the arched, covered entry into 2,740 square feet of thoughtfully composed living, with the primary suite privately positioned on the main level. The great room opens generously to a chef's kitchen and full scullery, ideal for entertaining without ever losing the view of the gathering space. A formal dining room, home office, mudroom, and powder room complete the main floor, while a deep covered porch -- with an optional screened porch beyond -- extends living outdoors to the mountaintop setting. Upstairs, two additional bedrooms and a flexible den offer room to spread out, with a walk-in expansion space already roughed in with plumbing for a future fourth bedroom and bath. What sets The Hawthorn apart is how it was made: A Perry Homes is a true architect-led, design-build firm, with licensed architects working side by side with in-house project managers and construction superintendents from the first sketch through final walkthrough. There is no gap between design intent and what gets built -- just one team, one vision, executed with precision. Currently under construction at 4831 Ravinia Lane, The Hawthorn will be move-in ready September 2027. Reserve now to make selections your own.

4831 Ravinia Lane Lot 1423, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$825,000

3 Beds ⋅ 3 Baths ⋅ 1542302 MLS

Where home becomes a lifestyle, an incredible investment is made in yourself, your family and in the good life. Time will always be on your side when you live where you play, swim, dine and golf on the course at Black Creek. The only Top 100 Residential Golf Course in the state of Tennessee, Black Creek is complete with a fitness center, playground, trails, a stunning zero entry resort style community pool and an exceptional array of recreational amenities. Convenience is delivered when your home remains easily within 10 minutes of downtown Chattanooga, you can leave the demands of the day behind without leaving the city behind. A setting where weekends feel like a getaway and everyday life feels a little more like vacation. Thoughtfully planned and masterfully crafted, this ONE-LEVEL three-bedroom home offers more than 2,500 square feet and enjoys a private, pristine lot framed by the natural beauty of Black Creek. Generous windows fill the living and dining areas with natural light, while a rich transitional decor is comfortably warmed by beautiful hardwoods throughout, natural woodwork and a central gas fireplace that provides an inviting focal point for the main living spaces. Rooms are accented by sophisticated designer lighting, custom and built in details, and a adding a polished layer of detail without sacrificing the home's comfortable, welcoming character. The kitchen reinforces a chef's pride of function with KitchenAid appliances, a daylight filled walk in pantry and large central island. All while providing an absolutely stunning extension of the living area, with both spaces opening to the covered screened porch and seamlessly extending the home's entertaining and everyday living areas outdoors. Casual living comes naturally here, with an effortless open flow from entry to end and from indoors to out. The vaulted tongue-and-groove screened porch creates an ideal setting for morning coffee, relaxed evenings, and gathering family and friends, all surrounded by the extraordinary mountain setting that makes Black Creek such a special place to call home. Privacy abounds for the main-level primary suite, where custom walk-in closets and a spa-like bathroom create a personal retreat designed for both comfort and restoration. Quietly tucked away from the family fun and main living areas, the suite promises an evening sanctuary for relaxation and rest. At the opposite end of the home, the two additional main-level guest suites await overnight visitors with complete convenience and offering exceptional flexibility for additional workspace, exercise or home gym space, all without ever requiring a stairway. A spacious two-car attached garage on the main level provides ample parking and storage and opens conveniently to the mudroom and nearby kitchen, making the practical routines of daily life remarkably easy. Every aspect of the home reflects an appreciation for comfortable, uncomplicated living, with the thoughtful floor plan allowing the house to adapt effortlessly to both quiet days at home and weekends filled with family and friends. Calling Black Creek home means choosing an amenity-filled community with varying levels of membership designed to accommodate each family's unique interests, needs and budget. It is an investment in more than a home, it is an investment in time, recreation and quality of life. Here, the opportunity to decompress comes naturally as you are quickly embraced by breathtaking views of Raccoon and Elder Mountains, while golf, swimming, fitness, dining, play and the outdoors are all part of the everyday experience. Let home become your weekend escape and the perfect setting for family, friends, play and pets. With its exceptional amenities, beautiful mountain setting, convenient proximity to downtown Chattanooga and an effortless one-level floor plan, this is the kind of place that makes it easy to embrace the good life. Black Creek Chattanooga Home. No Place Like It!

4774 Amethyst Road 910, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$579,900

3 Beds ⋅ 2 Baths ⋅ 1541633 MLS

One-level & easy-maintenance living in Black Creek! Come see this three-bedroom residence featuring a thoughtfully designed open floor plan, perfect for easy living and entertaining. Kitchen seamlessly connects to the dining room and living area, creating a warm and inviting space. High ceilings and hard wood floors add a touch of elegance and sophistication throughout the home. Enjoy evenings around the fireplace in the spacious living room or retreating to the main ensuite for a relaxing night. This home is designed to provide comfort and style! Black Creek Community offers a lifestyle that caters to a variety of interests. Events are an integral part of Black Creek club membership, with dedicated staff investing time, energy, and thought into planning memorable gatherings. Wine tastings, Pops on the Patio, and golf events like the Bullseye Golf Tournament provide opportunities for club members and their families to celebrate holidays, socialize, and meet new people. In addition to social events, the community features a well-maintained Sports Complex, dog park, and pavilions. Residents enjoy the peace of mind provided by 24-hour video surveillance and daily police patrols. Don't miss out on the opportunity to reside in the Black Creek Community. Whether you're an avid golfer, prefer lounging by the pool, or dining at the community restaurant, this home and community offer something for everyone. This home is priced to sell!!!

555 Alston Drive, Chattanooga

Listing courtesy of Zach Taylor - Chattanooga.

$325,000

1540823 MLS

Beautiful 0.51-acre interior wooded lot in the highly sought-after Black Creek community. This homesite is perfect for a basement home and sits across the street from the brow! . A perfect opportunity to build your dream home surrounded by mature trees and serene views while still enjoying convenient access to neighborhood amenities. Life at Black Creek offers a true connection to the outdoors and an active, engaged community. Residents enjoy miles of scenic hiking trails, stocked fishing ponds, a recreational field, playground, picnic areas, and a full calendar of community events. For those seeking additional amenities, the nationally ranked Black Creek Club offers optional social or full golf memberships. Membership provides access to the fitness center, pools, clubhouse dining, tennis and pickleball courts, and year-round social programming designed to bring members together.

4260 Amethyst Road 930, Chattanooga

Listing courtesy of Black Creek Living.

$810,000

3 Beds ⋅ 3 Baths ⋅ 1540346 MLS

Beautifully renovated 2,374 sq ft home built in 2001. This inviting 3 bedroom 2 1/2 bath home has been thoughtfully updated throughout. In 2022, the home received modernized kitchen which included new cabinets, countertops and appliances. Completely renovated bathrooms featuring new tiled floors and showers along with new cabinets and included a soaker tub in the master bath. Also included are gleaming hardwood floors, fresh paint, roof over the deck, new tile for the patio. The primary suite stands out with an attached sitting room perfect for a private retreat or home office, plus a customized walk-in closet designed for organization and convenience. Spacious, stylish, and ready for its next chapter.

4134 Night Owl Court, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$295,000

2 Beds ⋅ 2 Baths ⋅ 1539358 MLS

Simplify your lifestyle without compromising on elegance. Tucked into the scenic backdrop of Black Creek where you can enjoy miles of hiking trails, multiple ponds, a playground and dog park, is this exquisite two-bedroom, two-bath condo pairs low-maintenance ease with architectural sophistication. Soaring ceilings, rich hardwoods, tile flooring, and distinctive arched doorways set a grand tone, while oversized windows and transoms flood every room with natural light. At the heart of the home, an open great room features custom built-ins, a built-in workspace, and a cozy gas-log fireplace. Glass doors open to a private balcony framing peaceful mountain views--the perfect setting for morning coffee or casual entertaining. The well-appointed kitchen offers generous cabinetry, expansive counter space, and a full appliance package, with direct access to the adjacent dining area and laundry nook. The primary suite serves as a true private retreat, complete with detailed built-ins, a massive walk-in closet, and an updated bath featuring a jetted tub, separate shower, and stylish fixtures. A spacious second bedroom also features a walk-in closet and full bath. With updated HVAC, water heater, roof, garage door, and access to a newly refreshed community pool, this is refined Black Creek living at its finest.

1111 Renaissance Court, Chattanooga

Listing courtesy of Keller Williams Realty.

$235,000

1 Beds ⋅ 1 Baths ⋅ 1539278 MLS

Resort-style living just 10 minutes from downtown Chattanooga! Welcome to 105 Renaissance Court, a beautifully renovated one-bedroom, one-bathroom condo in The Renaissance at Black Creek. With the entire home on one level and an assigned parking space, this property offers the ease of low-maintenance living in a peaceful mountain setting. Approximately $65,000 in recent renovations gives the interior a fresh, elevated feel. Nine-foot ceilings and an open floor plan allow natural light to flow throughout the home, complemented by luxury vinyl flooring and updated lighting. The renovated kitchen features granite countertops, freshly painted cabinetry, a marble mosaic backsplash, and stainless steel appliances--all approximately two years old. Surrounded by windows, the light-filled eat-in kitchen and dining area create an inviting space for everyday meals and entertaining. The living room is anchored by a gas fireplace with a granite surround and traditional millwork. Working or studying from home? A dedicated desk nook provides the perfect workspace without sacrificing the main living area. Just off the living room, a private balcony offers room for outdoor seating, morning coffee, and taking in the serene view of Raccoon Mountain. The bathroom has been thoughtfully updated with a new vanity, fixtures, and a tiled shower featuring a granite bench, built-in niche, and glass door. The spacious bedroom includes a walk-in closet and access to a second private balcony. A large laundry room and pantry provide practical storage rarely found in a one-bedroom condo. Renaissance residents enjoy a private neighborhood pool just around the corner. Black Creek also features 2.5 miles of private walking trails winding through a 150-acre wilderness preserve, along with a dog park, playground, two ponds, sidewalks, manicured green spaces, peaceful tree-lined streets, and scenic mountain views. The Black Creek Renaissance Condo Association has completed several recent community improvements, including a new roof in 2024, a resurfaced swimming pool, restored pool fencing, resealed roads, new gutters, and stone chimney repairs. These updates reflect the community's continued commitment to thoughtful maintenance and long-term care. At the heart of Black Creek is its championship golf course, ranked among the Top 100 Residential Courses in the country. For an additional membership fee, the Black Creek Club offers access to the golf course, clubhouse, resort-style pools, dining, fitness facilities, pickleball and tennis courts, and year-round social events. Whether you are searching for a primary residence, weekend retreat, or low-maintenance home in Chattanooga, 105 Renaissance Court offers thoughtful renovations, two private balconies, natural beauty, and an exceptional lifestyle just minutes from downtown. Buyer to verify all information.

105 Renaissance Court, Chattanooga

Listing courtesy of Keller Williams Realty.

$735,000

4 Beds ⋅ 3 Baths ⋅ 1534762 MLS

Check me out!! I have been upgraded! New oak treads on my staircase. New upgraded carpet upstairs. New, stylish light fixtures. My price has not changed...but my value has increased. Come see my charm and value. The generously sized great room provides the perfect atmosphere for hosting guests and cozy conversation. Nearby, the dining room features beautiful views and abundant natural light. The functional kitchen is well-equipped with granite countertops and rich wood cabinetry, offering an ideal space for meal preparation and entertaining. The spacious and airy primary bedroom is conveniently located on the main level. Its ensuite bathroom offers plenty of natural light and an extra-large closet. Throughout the home, multiple storage options ensure an orderly living environment where everything has its place. The upstairs layout of this property offers great flexibility with three generously sized rooms and a full bathroom featuring two separate vanities. Additionally, four large closets provide ample space for both seasonal and wardrobe storage. Black Creek offers sweeping vistas, miles of hiking trails, and a beautiful backdrop for Chattanooga living. Located within 10 minutes of downtown, all the amenities of city life are readily available. This is the perfect home for anyone looking to join the Black Creek community at an excellent price point. This beautiful home has been exceptionally well maintained. Major systems, including the roof, water heater, and HVAC, have all been replaced within the last five years. Outside, the level, well-manicured lot offers significant potential for outdoor living. Come see this Black Creek gem today!

4112 Finch Lane, Chattanooga

Listing courtesy of The Agency Chattanooga.

$499,900

3 Beds ⋅ 3 Baths ⋅ 1534097 MLS

Tucked into the sought after Black Creek Chattanooga Community, 741 Outlook Lane offers the perfect blend of refined living and effortless comfort. This beautifully designed townhome welcomes you with timeless charm and thoughtfully curated spaces, featuring 3 spacious bedrooms, 2.5 baths , with the primary suite on the main level along with a formal dining and living room made for entertaining as well as light filled sunroom. Upstairs 2 additional bedrooms spacious den, full bathroom, and a bonus room off of the bathroom. Every corner of this home invites you to slowdown and savor the moment. Enjoy morning coffee on the front porch or unwind in the evenings on the large back porch, surrounded by the peaceful beauty of the Lookout Mountain backdrop. Living in Black Creek means more than just a home, it's a lifestyle. Located just minutes from Downtown Chattanooga, this master-planned community is known fro its resort style amenities, championship golf course, and vibrant close knit atmosphere. With the stunning Tennessee River Valley as your backdrop and endless opportunities for outdoor recreation, 741 Outlook Lane is where elevated living meets everyday ease.

741 Outlook Lane, Chattanooga

Listing courtesy of Premier Property Group Inc..

$644,900

3 Beds ⋅ 3 Baths ⋅ 1526009 MLS

Dive into the extraordinary at The Villas, an exclusive townhome collection by Gilbert Construction, nestled in Black Creek's coveted community. Experience the thrill of open-concept living beneath soaring 10-foot ceilings, featuring a lavish primary suite, versatile flex space, and a two-car garage. Upstairs, discover a private retreat with a third bedroom and full bath, all designed for effortless, low-maintenance living. Perched atop Aetna Mountain in Black Creek's vibrant neighborhood, The Pass, residents will be captivated by breathtaking views and an array of premium amenities. Beyond Black Creek's existing offerings, ''The Pass'' is planning new nature trails, a sparkling pool, fitness center, gourmet dining, and tranquil lakes, all designed to elevate your lifestyle. Don't miss your chance to call this sanctuary home. Act now and seize the opportunity to live amidst luxury and convenience at The Villas, where every detail is crafted for an unparalleled living experience. **2% lower interest rate for 1st year. 1% lower interest rate for 2nd year. Savings potential in 1st year of $853/ mth. Buyer is eligible for Rate Rebound Refi program. Inquire with preferred lender for details. Terms and Conditions apply.**

4637 Dempsey Way, Chattanooga

Listing courtesy of RE/MAX Properties.

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