Black Creek Chattanooga Homes with Conventional Terms

Black Creek Chattanooga Homes with Conventional Terms

Welcome to Black Creek Chattanooga, a gem nestled in the heart of Hamilton County, Tennessee. This vibrant subdivision offers a harmonious blend of modern living and natural beauty, making it an ideal choice for families, professionals, and retirees alike. With its stunning views of the surrounding hills and lush landscapes, Black Creek is a place where community spirit flourishes and outdoor adventures await.

The homes in Black Creek are designed with both comfort and style in mind. Each property boasts contemporary architecture, spacious layouts, and high-quality finishes that cater to today's discerning buyers. Whether you’re looking for a cozy single-family home or a more expansive residence, Black Creek offers a variety of options that cater to different lifestyles and preferences.

One of the standout features of this subdivision is the availability of homes with conventional financing terms, making it easier for prospective buyers to secure their dream home. This accessibility opens the door to a wide range of buyers, allowing families to settle in and create lasting memories in a welcoming environment.

Life in Black Creek Chattanooga means more than just a beautiful home; it’s about embracing a lifestyle filled with outdoor activities, community events, and easy access to the vibrant culture of downtown Chattanooga. Enjoy weekends exploring nearby parks, hiking trails, and the scenic Tennessee River, or take a short drive to experience the city's renowned dining and entertainment options.

Discover the charm and convenience of Black Creek Chattanooga, where your dream home awaits amidst a backdrop of breathtaking natural beauty and a thriving community. Come and experience the perfect blend of comfort, convenience, and community in this remarkable subdivision!

Newest Black Creek Chattanooga Homes with Conventional Terms

$1,400,000
4 Beds ⋅ 4 Baths ⋅ 1543350 MLS
BUILD YOUR CUSTOM HOME WITH CURATE on this private, wooded homesite! PERSONALIZE WITH CURATE'S IN-HOUSE DESIGN TEAM The Elderwood is thoughtfully designed to live like a single-story home, with three bedrooms conveniently located on the main level. The spacious primary suite offers a private retreat, featuring split vanities framed by graceful arched openings, an oversized tile shower with a dedicated drying area, and a generous walk-in closet. A second en suite bedroom provides privacy and comfort for family or overnight guests, while the third bedroom offers flexibility for additional sleeping space or a study. At the heart of the home, an open kitchen and living area creates an effortless setting for everyday life and entertaining. An oversized 10-foot island anchors the kitchen, while the large walk-in pantry offers ample space for cabinetry, storage, and a scullery-style layout. Abundant windows fill the home with natural light, and the living room flows seamlessly onto the covered rear porch, extending the gathering space outdoors. The upper level provides valuable overflow space without sacrificing the convenience of main-level living, along with ample walk-out attic storage. A three-bay garage completes the plan with room for vehicles, hobbies, or additional storage. With its intentional architecture, welcoming gathering spaces, and flexible layout, The Elderwood offers a beautifully considered approach to modern living. Buyers who purchase before drywall may also have the opportunity to work with Curate's interior designer to personalize interior finishes throughout the home. Lot and build opportunity only. Home shown is a proposed design. Final pricing, square footage, and features will vary based on buyer selections. Build your dream home with Curate and create a residence tailored to your lifestyle.

5012 Ravinia Lane 1442, Chattanooga

Listing courtesy of Keller Williams Realty.

$670,000
3 Beds ⋅ 4 Baths ⋅ 1543218 MLS
Black Creek sits up on Aetna Mountain, where it's usually a few degrees cooler than it is down in town. A lot of people who move here say that was one of the first things they noticed. 4660 Dempsey Way is a townhome in The Villas, and it was built for people who want to enjoy that setting without spending their free time on upkeep. Dwell Designed Construction built the home, and it has 3 bedrooms, 3.5 baths, and 2,245 square feet. The primary bedroom is on the main floor and has its own bathroom, so you don't have to use the stairs to get through a normal day. There's also a second bedroom and a full bath on the main level for guests. A separate flex room can be an office, a craft room, or storage, whatever you need it to be. The living room, kitchen, and dining area share one open space under vaulted ceilings, and the windows let in plenty of natural light. Out back there's a covered porch where you can sit with your coffee in the morning or wind down at night. Upstairs you'll find the third bedroom, another full bath, and a bonus room that works well as a media room or a place for visiting family to stay. Most days you won't need to go up there at all, since everything you use every day is on the main floor. You won't have a yard to mow or exterior maintenance to deal with. That makes it easy to lock the door and travel whenever you like, and you can expect the house to be in good shape when you get back. Schedule your private showing today.

4660 Dempsey Way, Chattanooga

Listing courtesy of Keller Williams Realty.

$1,590,000
4 Beds ⋅ 3 Baths ⋅ 1543006 MLS
The Hawthorn | Exclusively by A Perry Homes | Sunset Ridge at Black Creek Perched atop The Pass at Black Creek -- Chattanooga's mountaintop enclave of Sunset Ridge -- The Hawthorn is a masterwork of architect-led design, where craftsman lines meet mountain-lodge warmth. Steep gabled rooflines, board-and-batten and lap siding, stacked stone piers, and standing-seam metal accents come together in an elevation that feels both timeless and entirely of its place, framed by hardwood ridgelines and long mountain light. Step through the arched, covered entry into 2,740 square feet of thoughtfully composed living, with the primary suite privately positioned on the main level. The great room opens generously to a chef's kitchen and full scullery, ideal for entertaining without ever losing the view of the gathering space. A formal dining room, home office, mudroom, and powder room complete the main floor, while a deep covered porch -- with an optional screened porch beyond -- extends living outdoors to the mountaintop setting. Upstairs, two additional bedrooms and a flexible den offer room to spread out, with a walk-in expansion space already roughed in with plumbing for a future fourth bedroom and bath. What sets The Hawthorn apart is how it was made: A Perry Homes is a true architect-led, design-build firm, with licensed architects working side by side with in-house project managers and construction superintendents from the first sketch through final walkthrough. There is no gap between design intent and what gets built -- just one team, one vision, executed with precision. Currently under construction at 4831 Ravinia Lane, The Hawthorn will be move-in ready September 2027. Reserve now to make selections your own.

4831 Ravinia Lane Lot 1423, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$825,000
3 Beds ⋅ 3 Baths ⋅ 1542302 MLS
Where home becomes a lifestyle, an incredible investment is made in yourself, your family and in the good life. Time will always be on your side when you live where you play, swim, dine and golf on the course at Black Creek. The only Top 100 Residential Golf Course in the state of Tennessee, Black Creek is complete with a fitness center, playground, trails, a stunning zero entry resort style community pool and an exceptional array of recreational amenities. Convenience is delivered when your home remains easily within 10 minutes of downtown Chattanooga, you can leave the demands of the day behind without leaving the city behind. A setting where weekends feel like a getaway and everyday life feels a little more like vacation. Thoughtfully planned and masterfully crafted, this ONE-LEVEL three-bedroom home offers more than 2,500 square feet and enjoys a private, pristine lot framed by the natural beauty of Black Creek. Generous windows fill the living and dining areas with natural light, while a rich transitional decor is comfortably warmed by beautiful hardwoods throughout, natural woodwork and a central gas fireplace that provides an inviting focal point for the main living spaces. Rooms are accented by sophisticated designer lighting, custom and built in details, and a adding a polished layer of detail without sacrificing the home's comfortable, welcoming character. The kitchen reinforces a chef's pride of function with KitchenAid appliances, a daylight filled walk in pantry and large central island. All while providing an absolutely stunning extension of the living area, with both spaces opening to the covered screened porch and seamlessly extending the home's entertaining and everyday living areas outdoors. Casual living comes naturally here, with an effortless open flow from entry to end and from indoors to out. The vaulted tongue-and-groove screened porch creates an ideal setting for morning coffee, relaxed evenings, and gathering family and friends, all surrounded by the extraordinary mountain setting that makes Black Creek such a special place to call home. Privacy abounds for the main-level primary suite, where custom walk-in closets and a spa-like bathroom create a personal retreat designed for both comfort and restoration. Quietly tucked away from the family fun and main living areas, the suite promises an evening sanctuary for relaxation and rest. At the opposite end of the home, the two additional main-level guest suites await overnight visitors with complete convenience and offering exceptional flexibility for additional workspace, exercise or home gym space, all without ever requiring a stairway. A spacious two-car attached garage on the main level provides ample parking and storage and opens conveniently to the mudroom and nearby kitchen, making the practical routines of daily life remarkably easy. Every aspect of the home reflects an appreciation for comfortable, uncomplicated living, with the thoughtful floor plan allowing the house to adapt effortlessly to both quiet days at home and weekends filled with family and friends. Calling Black Creek home means choosing an amenity-filled community with varying levels of membership designed to accommodate each family's unique interests, needs and budget. It is an investment in more than a home, it is an investment in time, recreation and quality of life. Here, the opportunity to decompress comes naturally as you are quickly embraced by breathtaking views of Raccoon and Elder Mountains, while golf, swimming, fitness, dining, play and the outdoors are all part of the everyday experience. Let home become your weekend escape and the perfect setting for family, friends, play and pets. With its exceptional amenities, beautiful mountain setting, convenient proximity to downtown Chattanooga and an effortless one-level floor plan, this is the kind of place that makes it easy to embrace the good life. Black Creek Chattanooga Home. No Place Like It!

4774 Amethyst Road 910, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$599,000
3 Beds ⋅ 2 Baths ⋅ 1541633 MLS
Priced to sell! Come see this three-bedroom residence featuring a thoughtfully designed open floor plan, perfect for easy living and entertaining. Kitchen seamlessly connects to the dining room and living area, creating a warm and inviting space. High ceilings and hard wood floors add a touch of elegance and sophistication throughout the home. Enjoy evenings around the fireplace in the spacious living room or retreating to the main ensuite for a relaxing night. This home is designed to provide comfort and style! Black Creek Community offers a lifestyle that caters to a variety of interests. Events are an integral part of Black Creek club membership, with dedicated staff investing time, energy, and thought into planning memorable gatherings. Wine tastings, Pops on the Patio, and golf events like the Bullseye Golf Tournament provide opportunities for club members and their families to celebrate holidays, socialize, and meet new people. In addition to social events, the community features a well-maintained Sports Complex, dog park, and pavilions. Residents enjoy the peace of mind provided by 24-hour video surveillance and daily police patrols. Don't miss out on the opportunity to reside in the Black Creek Community. Whether you're an avid golfer, prefer lounging by the pool, or dining at the community restaurant, this home and community offer something for everyone. Hurry this home will not last long!!

555 Alston Drive, Chattanooga

Listing courtesy of Zach Taylor - Chattanooga.

$1,150,000
5 Beds ⋅ 4 Baths ⋅ 1540903 MLS
WOW, CHECK OUT THESE VIEWS! Don't miss this unique opportunity to live minutes from downtown Chattanooga in this custom 5 bedroom, 4 bathroom home with breathtaking views of the Mountains and Black Creek Golf Course. This home sits on a 1.62 acre cul-de-sac lot, loaded with hardwood trees and natural plantings. From the expansive front porch, you'll witness wonderful sunrises and sunsets over the mountains. You are certain to love the gourmet kitchen with marble countertops, five-star 60-inch side-by-side dual-fuel gas and electric ovens, a large marble island with hidden seating, farmhouse sink, pot filler above the stove, and custom-designed white beveled tile backsplash. The dinette area features built-in cabinets for additional display and storage. The eat-in kitchen opens to the family room with gas burning fireplace & built-ins. Check out the custom wet bar next to the expansive pantry to hold all your kitchen essentials. The large primary suite has french doors that lead you out to an extra large covered back porch with a wood-burning fireplace, making it seem like your own private getaway. The primary bathroom will make you feel special every day with a steam shower, dual shower heads and a giant soaking tub. Located just off the bathroom is a large custom walk-in closet with windows. The downstairs features another bedroom with a handicap-accessible full bathroom just across the hall near the laundry room and three-car garage with no step into the house. Upstairs you will find three bedrooms with two full bathrooms. If you need space to expand there is approximately 700 + square feet waiting to be finished in the walk-in attic space. The electric, HVAC, and bathroom are rough-plumbed. This worry-free home has spray foam installation in the exterior walls, making this house energy efficient. There is also a tankless water heater and Tesla car charger in the garage. Agent/Owner.

586 Kestrel Lane, Chattanooga

Listing courtesy of The Group Real Estate Brokerage.

$325,000
1540823 MLS
Beautiful 0.51-acre interior wooded lot in the highly sought-after Black Creek community. This homesite is perfect for a basement home and sits across the street from the brow! . A perfect opportunity to build your dream home surrounded by mature trees and serene views while still enjoying convenient access to neighborhood amenities. Life at Black Creek offers a true connection to the outdoors and an active, engaged community. Residents enjoy miles of scenic hiking trails, stocked fishing ponds, a recreational field, playground, picnic areas, and a full calendar of community events. For those seeking additional amenities, the nationally ranked Black Creek Club offers optional social or full golf memberships. Membership provides access to the fitness center, pools, clubhouse dining, tennis and pickleball courts, and year-round social programming designed to bring members together.

4260 Amethyst Road 930, Chattanooga

Listing courtesy of Black Creek Living.

$975,000
4 Beds ⋅ 3 Baths ⋅ 1540816 MLS
This 4-bedroom, 3-bathroom home sits on a quiet cul-de-sac in the Ridges section of Black Creek, close to the golf course, with low traffic and room for kids to play safely. It offers around 4,500 square feet of finished living space. The main level includes a primary suite and a second king suite, giving guests or extended family their own private space. Upstairs has a second living room, two additional bedrooms, and a full bath. The main level living room has a double-sided fireplace shared with a sitting room on the other side. A large screened-in porch is also on the main level. The back of the house is built for entertaining. A huge covered porch is set up with a bar area and a cooking station, sheltered for outdoor dining in any weather. Below it, a private patio is secured with railings and fencing and has room to host a large group, all set against beautifully landscaped grounds. The finished basement has tall ceilings and is currently used as a multi-purpose space, offices, a craft area, a home gym, and play space for grandchildren. It has two separate rear entrances, and the layout would also work well as a home office setup. Black Creek is a members-only golf club community, but the neighborhood itself is known for being tight-knit. Neighbors walk the streets, fish the stocked community pond during the annual fishing tournament, and turn out for trick-or-treating and other yearly events. The Aetna Mountain trailhead is a minute up the road, with four miles of hiking trails.

925 Tetra Court, Chattanooga

Listing courtesy of Keller Williams Realty.

$450,000
2 Beds ⋅ 2 Baths ⋅ 1540759 MLS
Welcome to 4338 Nestledown Ct., tucked away in the highly sought-after, amenity-rich community of Black Creek. Situated on a quiet cul-de-sac street, the rear of the home overlooks the green of Hole #3 and borders the tee box of Hole #4 on Black Creek Club's 18-hole championship golf course, offering beautiful golf and mountain views. This charming cottage provides the ease of low maintenance living while offering a peaceful retreat to enjoy the Black Creek lifestyle, all just minutes from Downtown Chattanooga. Designed for comfortable main-level living, the home features a spacious den with a gas fireplace, an open kitchen with granite countertops, abundant cabinetry, a separate pantry, and a casual dining area perfect for everyday living or relaxed entertaining. The primary suite offers a generous bath with his-and-her vanity areas, a spacious closet, and a wall of windows that fills the room with natural light while capturing the beautiful surroundings. Step directly from the primary suite onto the inviting screened-in rear porch, where sweeping mountain and golf course views create the perfect backdrop for morning coffee or relaxing evenings. An additional guest suite with a full bath and double closets provides comfortable accommodations for family and friends, while the two-car garage offers added convenience and storage. With its peaceful cul-de-sac street setting, exceptional golf and mountain views, and low-maintenance lifestyle, 4338 Nestledown Ct. is a wonderful opportunity to enjoy all that Black Creek has to offer while remaining conveniently close to Downtown Chattanooga.

4338 Nestledown Court, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$2,450,000
7 Beds ⋅ 5 Baths ⋅ 1540737 MLS
Welcome to a front-row seat to the Black Creek lifestyle. Perfectly positioned along the 18th hole fairway, this exceptional home pairs an incredible setting with something especially rare for the neighborhood...an additional half lot providing extra space and breathing room that truly sets this property apart! Step outside to your own private oasis, where an amazing backyard pool, expansive outdoor living spaces and sweeping views of the golf course and surrounding mountains create a backdrop that is hard to beat. The additional half lot enhances the outdoor experience even further, offering a sense of openness that is difficult to find within Black Creek. Whether you're enjoying a quiet morning overlooking the fairway, spending a summer afternoon by the pool or entertaining as the sun sets, this is a home designed to make the most of its incredible surroundings. Inside, generous living spaces and thoughtfully designed details provide a comfortable and inviting place to call home, while the property's setting keeps the views at the forefront. The fully finished basement adds even more room to spread out, complete with a bar and plenty of space for entertaining, hosting guests, or relaxing with family and friends. From nearly every angle, there is something beautiful to take in...golf course greens, mountain scenery, and the natural beauty Black Creek is known for. Located just minutes from Downtown Chattanooga, Black Creek offers a lifestyle centered around community, recreation and the outdoors. Residents enjoy miles of scenic trails and beautiful natural surroundings, while the private Black Creek Club offers a Brian Silva-designed golf course, dining, swimming, fitness, tennis and pickleball, along with year-round social programming with applicable membership. This property offers a combination of space, setting and lifestyle that is truly special within Black Creek.

549 Magnolia Vale Drive, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$810,000
3 Beds ⋅ 3 Baths ⋅ 1540346 MLS
Beautifully renovated 2,374 sq ft home built in 2001. This inviting 3 bedroom 2 1/2 bath home has been thoughtfully updated throughout. In 2022, the home received modernized kitchen which included new cabinets, countertops and appliances. Completely renovated bathrooms featuring new tiled floors and showers along with new cabinets and included a soaker tub in the master bath. Also included are gleaming hardwood floors, fresh paint, roof over the deck, new tile for the patio. The primary suite stands out with an attached sitting room perfect for a private retreat or home office, plus a customized walk-in closet designed for organization and convenience. Spacious, stylish, and ready for its next chapter.

4134 Night Owl Court, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$1,400,000
1539844 MLS
This exceptional 1.49-acre property is a bespoke brow lot, created by combining two premium lots to create one of the largest city-view parcels in Black Creek. Perched on a scenic bluff, this prime Black Creek homesite boasts unbeatable vistas of Chattanooga, TN River, Lookout Mountain, and Raccoon Mountain. Build your custom dream home with plenty of room for sprawling outdoor living spaces and privacy. Enjoy the perfect blend of secluded retreat living with walkable access to planned amenities in a premier community. Black Creek is renowned for its active community and upscale amenities, including a top ranked golf course, miles of walking and biking trails, Pools and multiple recreational facilities, all within the city limits. With convenient access to downtown Chattanooga, you can enjoy the best of both worlds--peaceful living in a picturesque setting with the excitement of Chattanooga just 10 minutes away. Don't miss this rare opportunity to secure a prime homesite in one of Chattanooga's most desirable neighborhoods. Contact us today for more details and to schedule your private tour! **Some amenities associated with the Black Creek Club, additional joining fees and monthly fees will apply**

4125 Amethyst Road 801/802, Chattanooga

Listing courtesy of Black Creek Living.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.