Tunnel Hill Homes with FHA Terms

Welcome to Tunnel Hill, Georgia—a hidden gem nestled in the heart of Whitfield County. Known for its rich history and small-town charm, Tunnel Hill offers a unique blend of scenic beauty and community spirit. With its picturesque landscapes and friendly atmosphere, this quaint city is perfect for families, retirees, and anyone looking to escape the hustle and bustle of city life.

One of the standout features of Tunnel Hill is its accessibility to outdoor adventures. Surrounded by lush greenery and rolling hills, residents can enjoy hiking, biking, and exploring the nearby trails that lead to stunning vistas and serene parks. The city's historical significance is also a draw, with sites like the Tunnel Hill Heritage Center providing insight into the area's past.

For those considering making Tunnel Hill their home, you'll be pleased to know that many properties in this charming city are available with FHA financing options. This means that whether you're a first-time homebuyer or looking to invest, you can take advantage of favorable terms that make homeownership more accessible. FHA loans often require lower down payments and have more flexible credit requirements, making it easier for you to find the perfect home that suits your needs and budget.

In Tunnel Hill, you’ll discover a variety of homes ranging from cozy single-family residences to more spacious properties, all set in a peaceful environment. Embrace the opportunity to plant roots in this delightful community, where you can enjoy a slower pace of life while still being close to modern conveniences. Come explore Tunnel Hill—your dream home awaits!

Newest Tunnel Hill Homes with FHA Terms

$220,000

3 Beds ⋅ 2 Baths ⋅ 1542384 MLS

Welcome to this charming and value priced 3-bedroom, 2-bathroom ranch-style home conveniently located 1/2 mile from Northwest Whitfield High School and 5 minutes from I-75. Nestled on a generous 0.66-acre lot, this property delivers comfortable, modern living with plenty of space to spread out both inside and out. Step inside to discover an inviting open concept with durable luxury vinyl plank flooring that flows seamlessly through the main living spaces. The spacious living room opens directly into a bright eat-in kitchen, warm wood cabinetry, modern stainless-steel appliances, a built-in microwave, and ample counter space for everyday cooking or casual dining. Accommodations include three well sized bedrooms, featuring a comfortable primary suite complete with a private bath and a walk-in closet. Outside, you can relax on the welcoming covered front porch or take advantage of the private backyard setting, which features a detached powered storage shed ideal for a workshop, hobby space, or extra storage. Complete with a concrete driveway and a quiet neighborhood feel while keeping local conveniences within easy reach, this adorable home is ready for its next owner.

462 Sagamore Drive, Tunnel Hill

Listing courtesy of Real Agents Realty Company.

$310,000

3 Beds ⋅ 2 Baths ⋅ 1542338 MLS

Welcome to this great home offering plenty of space, a fantastic layout, and a huge backyard! Conveniently located near the interstate, this property is perfect for those looking for both comfort and easy access to surrounding areas. The upper level features three bedrooms and two bathrooms, along with a spacious kitchen, dining area, and living room complete with a cozy fireplace. The primary bedroom and private bathroom are conveniently located on the main level. The lower level offers even more possibilities with a bonus room featuring a window and plumbing already stubbed for an additional bathroom--perfect for a future guest suite, recreation room, home office, or additional living space. Enjoy the convenience of a two-car garage, plus plenty of storage throughout the home. Outside, the huge backyard provides plenty of room for entertaining, gardening, play, or simply relaxing and enjoying the outdoors. This home offers space, flexibility, and a convenient location--come see all it has to offer!

625 Mount View Drive, Tunnel Hill

Listing courtesy of Coldwell Banker Kinard Realty - Ga.

$345,000

2 Beds ⋅ 2 Baths ⋅ 1541602 MLS

2 HOMES! This unique property offers an excellent opportunity for homeowners, investors, or those looking for additional space for family. The main home is approx 1684 sf and features 2BD/2BA, along with bonus room that could easily be converted into a 3rd bedroom. Inside, you'll find beautiful hardwood floors, fresh paint, and updated bathrooms. A separate 2BD/1BA home that is approx 800 sf is located in the back, providing incredible flexibility and potential. Live in the main home while renting the second home for additional income, or use the second residence for in-laws, extended family or guests. This is a fantastic opportunity offering versatility, income potential, and room to accommodate a variety of living arrangements.

202 Jordan Street, Tunnel Hill

Listing courtesy of Keller Williams Realty.

$237,500

4 Beds ⋅ 2 Baths ⋅ 1541580 MLS

This fully remodeled 4-bedroom, 1.5-bath home is located on the northwest side of town and offers a great combination of comfort, space, and modern updates. The kitchen features a spacious island, providing plenty of room for meal preparation and entertaining. Situated on a generous 0.48-acre fenced lot, the property offers a spacious front yard and backyard, along with a deck that is perfect for relaxing or enjoying time outdoors. With its updated interior, functional layout, fenced yard, and desirable outdoor space, this is a great home ready for its next owner.

2005 Watergate Lane, Tunnel Hill

Listing courtesy of Keller Williams Realty.

$259,000

3 Beds ⋅ 1 Baths ⋅ 1541542 MLS

Situated on approximately 1.58 acres in Tunnel Hill, this inviting one-level home offers a comfortable layout with three bedrooms, one full bath and approximately 1,216 square feet of living space. The spacious living room provides plenty of room for gathering, while the bright eat-in kitchen features abundant cabinetry, generous counter space, tile flooring and stainless-look appliances. Each bedroom offers good usable space, and the full bath includes a tub/shower combination and additional wall-mounted storage. Outside, the expansive property provides a mix of open yard and wooded acreage, offering room to enjoy the outdoors, garden, play or create additional outdoor living space. A covered front porch, rear deck and storage building add even more functionality. Conveniently located with access to Ringgold, Dalton and surrounding Northwest Georgia communities. Information is deemed reliable but not guaranteed. Buyer to verify square footage, acreage, school zones and all information deemed important.

1155 Nellie Head Road, Tunnel Hill

Listing courtesy of Elite Realtors LLC.

$289,000

4 Beds ⋅ 2 Baths ⋅ 1541073 MLS

Investor opportunity! Well-maintained duplex for sale offering strong income potential. Each unit provides comfortable living space with great rental appeal. Whether you're looking to expand your portfolio or start investing, this property is a solid choice.

367 Old Cottonwood Mill Road, Tunnel Hill

Listing courtesy of Keller Williams Realty.

$499,900

3 Beds ⋅ 4 Baths ⋅ 1539191 MLS

Completed new construction offering one-level living, a finished basement, and nearly an acre in Tunnel Hill. This thoughtfully designed 3-bedroom, 3.5-bath home offers approximately 2,800 square feet of finished living space, including a versatile full basement ideal for entertaining, a home office, workout space, guest area, or second living room. The main level provides comfortable everyday living, while the spacious side-entry two-car garage adds convenience and storage. Enjoy two distinct outdoor spaces: an upper deck overlooking the wooded backyard and a covered lower patio beneath it. With its flexible layout, large lot, finished basement, and new-construction peace of mind, this home offers space and functionality that are hard to find in this price range. Schedule your private showing today.

3296 Robert Fuller Road, Tunnel Hill

Listing courtesy of Selling North Georgia Realty.

$450,000

3 Beds ⋅ 3 Baths ⋅ 1538635 MLS

Storybook Farmhouse with Event Barn, Stocked Pond & Proven Income Potential Some homes simply offer a place to live. This property offers a lifestyle. Nestled on 1.5 beautifully maintained, fully fenced acres, this one-of-a-kind storybook farmhouse combines timeless Southern charm with modern updates, breathtaking outdoor spaces, and exceptional income-producing potential. From the moment you arrive, you'll be welcomed by the inviting front porch, mature shade trees, and peaceful surroundings that make this property feel like an escape from everyday life while remaining just five minutes from I-75 and convenient to Dalton, Ringgold, and Chattanooga. Inside, the thoughtfully redesigned home offers 2 spacious bedrooms, 2.5 bathrooms, and a generous bonus room that easily adapts to your needs. Whether you're looking for a third bedroom, home office, fitness studio, playroom, media room, or guest retreat, this flexible space offers endless possibilities. The beautifully renovated kitchen is truly the heart of the home, featuring abundant cabinetry, custom drawer storage, open shelving, and a spacious breakfast bar that opens seamlessly into the inviting living area, creating the perfect space for entertaining or enjoying everyday life. Upstairs, you'll discover charming architectural details including built-in bookshelves, cozy reading nooks, and a beautifully updated bathroom complete with a soaking tub and oversized walk-in shower, creating a peaceful retreat at the end of the day. Step outside and discover what truly makes this property unforgettable. The fully stocked pond is fed year-round by its own active well, maintaining a beautiful water level throughout every season. Spend peaceful mornings fishing from the bank, relaxing by the water, or simply enjoying the tranquil views. The property is completely fenced and thoughtfully designed for both recreation and functionality

3372 Lake Kathy Road, Tunnel Hill

Listing courtesy of Keller Williams Realty.

$255,000

3 Beds ⋅ 2 Baths ⋅ 10780623 MLS

Move in ready and completely renovated. This beautiful brick home offers 3 bedrooms and 2 baths. With it's modern finishes and design, this home checks all the boxes. Every detail in this home has been thoughtfully updated. From the updated kitchen that includes new appliances, granite countertops, soft close cabinets and drawers, to new windows, trim, paint and flooring throughout. The primary suite is spacious, featuring double closets and vanities. New water heater, outlets, lighting, every part of this home is new. New porches to sit and relax or to entertain family and friends. Conveniently located minutes from Dalton, this home is a must see. Schedule your showing appointment today.

1012 Mount Vernon Road, Tunnel Hill

Listing courtesy of SimpliHOM Georgia.

$245,000

3 Beds ⋅ 2 Baths ⋅ 1536279 MLS

1012 Mount Vernon Road, Tunnel Hill

Listing courtesy of simpliHOM.

$28,000

1536110 MLS

Great building lot located in West Ridges subdivision. 1500 Sq Ft minimum! Soil work is complete and approved for a conventional system. Water tap is in place. Close to Dalton and convenient to Chattanooga. Seller is a licensed real estate broker in Ga. and Tn.

00 Old Chattanooga Road, Tunnel Hill

Listing courtesy of Morgan & Associates Realty LLC.

$435,000

3 Beds ⋅ 3 Baths ⋅ 1535442 MLS

Situated on over 5 private acres, this welcoming 3-bedroom home offers the perfect blend of comfort, space, and outdoor living. The living room features a beautiful wood-burning rock fireplace that adds warmth and charm to an already inviting home. Upstairs you'll find two additional rooms ideal for a home office, recreation room, playroom or additional living space. Step outside and enjoy the inground pool, perfect for relaxing or entertaining, along with a covered deck featuring beautiful tongue-and-groove finishes that overlooks the pool area and creates the perfect setting for morning coffee or evenings outdoors. The property also includes a 20x20 detached outbuilding with electricity & 30x50 pole barn. Surrounded by nature and offering the privacy so many buyers are searching for.

422 Bonifacious Road, Tunnel Hill

Listing courtesy of Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.