Ooltewah Homes with USDA Loan Terms

Ooltewah Homes with USDA Loan Terms

Welcome to Ooltewah, Tennessee—an enchanting community nestled in the scenic landscapes of Hamilton County. Just a stone's throw from the bustling city of Chattanooga, Ooltewah offers a delightful blend of suburban charm and natural beauty. With its lush greenery, rolling hills, and friendly neighborhoods, this town is an ideal place for families, retirees, and anyone seeking a peaceful yet vibrant lifestyle.

Ooltewah boasts a rich history and a strong sense of community, making it a welcoming haven for newcomers. Residents can enjoy a variety of local amenities, including parks, shopping centers, and dining options that cater to every palate. The area is known for its excellent schools, making it a great choice for families looking to provide their children with quality education.

One of the standout features of Ooltewah is the availability of homes that qualify for USDA loan terms. This financing option is perfect for those looking to purchase a home in a rural setting while enjoying the benefits of low-interest rates and minimal down payments. With USDA loans, you can find your dream home in Ooltewah without breaking the bank. Whether you’re searching for a cozy cottage or a spacious family home, the real estate market here has something for everyone.

Discover the charm of Ooltewah, where community spirit meets the beauty of nature. Explore the possibilities of homeownership with USDA loan terms and make this wonderful town your new home today!

Newest Ooltewah Homes with USDA Loan Terms

$329,000
3 Beds 2 Baths 1539518 MLS
Welcome home to this beautifully maintained one-level gem in the heart of Ooltewah! Conveniently located just minutes from the shopping, dining, and entertainment of Cambridge Square, this 3-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and convenience. Step inside to discover an inviting open living space centered around a stunning floor-to-ceiling stone gas fireplace, the perfect focal point for cozy evenings at home. Luxury vinyl plank flooring, complemented by comfortable carpeting in the bedrooms, creates a warm and modern feel throughout. The thoughtfully designed floor plan features a spacious living room, a well-appointed kitchen with stainless steel appliances, two generously sized guest bedrooms, a full hall bathroom, a dedicated laundry area, and a private owner's suite complete with its own full bathroom. The separate dining room opens directly to the fully fenced backyard, creating an ideal space for entertaining, enjoying family gatherings, or simply relaxing outdoors. You'll also appreciate the valuable updates that provide lasting peace of mind, including a new roof installed in 2021 and a new HVAC system replaced in 2024. Other improvements include a new hot water heater and garbage disposal in 2026. Whether you're searching for your first home, looking to downsize, or simply wanting the convenience of single-level living in one of Ooltewah's most desirable locations, this move-in-ready home is one you won't want to miss!

8279 Bluegill Circle, Ooltewah

Listing courtesy of Coldwell Banker Kinard Realty - Ga.

$355,000
3 Beds 3 Baths 1539510 MLS
Cute as a button 3 Bedroom, 2.5 Bathroom home, with a rocking chair front porch and unfinished basement. Perfectly situated on 1.06 acres with no HOA/Homeowners Association. On the main level you'll find real hardwood floors in the welcoming Living Room and Primary Bedroom, no carpet! The Kitchen has plenty of room to entertain where you can enjoy meals with family or friends. The laundry room is conveniently located on the main level. The Primary Bedroom is the perfect retreat with a walk-in closet and luxurious Bathroom with double vessel sinks, free standing tub, and oversized shower with two rain heads with matching handheld sprays. On the second level are 2 additional Bedrooms and a Full Bathroom. The unfinished basement is a blank slate offering additional storage or future expansion possibilities. Garage parking for 3 vehicles if parked tandem. Seasonal sunroom. Enjoy an Ooltewah address while being conveniently located off highway 58. Buyers can enjoy area state parks, boating, fishing, golfing, hiking, shopping, and so much more! Add your special touch and make this your home. Buyers should be pre-approved with a Lender before viewing this home. Some images have been virtually edited or staged. Some items do not remain, ask the listing agent for details. Sadly Buyers financing fell through giving you an opportunity to call this your next home! What are you waiting for? Call today to schedule your private showing!

10114 Sims Harris Road, Ooltewah

Listing courtesy of Keller Williams Realty.

$1,100,000
5 Beds 6 Baths 20263869 MLS
Set on four level acres off a private driveway in a prime Ooltewah location, this home boasts quality construction with a multitude of recent improvements and added features. Offering an exquisite lifestyle, the property includes spacious living areas and separate wheelchair-accessible guest quarters ideal for multigenerational living, with a family compound option!The newly remodeled kitchen features new cabinetry, quartz counters, updated hardware and lighting, plus an updated refrigerator, double oven, and dishwasher. It opens to the impressive two-story great room featuring soaring ceilings and fireplace overlooking the backyard. Additional main-level spaces include a formal dining room, private office, powder room, oversized laundry room, a 20-by-20-foot sunroom, and all-season hot-tub room off the master bedroom retreat.The main-level primary suite offers a tray ceiling, walk-in closet, and beautifully renovated bathroom with tile flooring, double vanity, floating shelves, and an oversized walk-in shower. Upstairs are three additional bedrooms, three bathrooms, a loft-style hallway, and an expansive bonus room. A full basement provides abundant storage and built-in woodworking benches.The private guest cottage has a separate entrance, kitchen, living and dining area, bedroom, walk-in closet, on-suite bathroom with a wheelchair-friendly shower, and on-demand hot water.Additional recent improvements include a stamped-concrete patio designed for entertaining and soaking in the pasture views, a covered patio roof, new metal fencing, 50/30-amp RV hookup, fully encapsulated crawlspace with new dehumidifiers and sump pump, & new main sump pump. The brick & Hardie board exterior, covered front porch, and 3-car garage complete the home.**COMPOUND OPTION: The adjoining property at 7830 Mahan Gap Road is coming Aug 2026, creating the potential for a private 12-plus-acre compound with two homes, a guest cottage, swimming pool and pavilion, pond, and separate driveways.**

7914 Mahan Gap Road, Ooltewah

Listing courtesy of Award Realty II.

$377,000
4 Beds 2 Baths 20263831 MLS
Welcome to 5697 Prickly Loop, where a great Ooltewah location, one of the community's most loved floor plans, and a more private backyard setting come together in a home that is truly easy to enjoy. The popular Cali floor plan offers four bedrooms, two full bathrooms, spacious rooms, and an open layout that makes everyday life feel comfortable without sacrificing the storage everyone needs. Even better, this particular home sits on a more private lot with no homes directly behind it, all while keeping you just minutes from Publix, the Chickamauga River, Cambridge Square, dining, shopping, and everything that makes Ooltewah such a convenient place to call home. The spacious kitchen serves as the heart of the home, featuring stainless steel appliances, a beautiful center island, breakfast bar seating, and plenty of room for gathering with family and friends. Upgraded trim adds a special touch to the kitchen, while gorgeous LVP flooring throughout and additional lighting added inside the home and garage further enhance the space. Storage is another standout feature, with multiple closets and storage spaces throughout the home. The primary closet has been upgraded with the removal of the original wire shelving and the addition of an improved closet system for better organization and functionality. The owners have also added extensive shelving in the garage, providing even more space to keep everything organized and easily accessible. Step outside and you'll find beautiful landscaping that adds to the home's curb appeal and welcoming feel. The covered back patio offers a great place for outdoor dining, entertaining, playtime, pets, or simply relaxing at the end of the day. With no homes directly behind the property, the backyard also offers a little more privacy and a peaceful setting to enjoy the outdoors. The neighborhood itself adds even more to love, with a community pool and walkable streets perfect for evening strolls. Publix and shopping are just minutes away, while the nearby Chickamauga River makes it easy to enjoy kayaking, fishing, boating, and time on the water. Cambridge Square, The Commons, local parks, restaurants, coffee shops, and convenient access to I-75 are all nearby, putting so much of Ooltewah and the greater Chattanooga area within easy reach. Start the morning with coffee at Morning Brew or Wired Coffee Bar, meet friends for dinner at local favorites such as 1885 Grill or Wine Down, spend the afternoon enjoying the outdoors, and still have shopping and everyday conveniences close to home. With its popular Cali floor plan, spacious rooms, abundant storage, thoughtful owner upgrades, beautiful landscaping, more private backyard setting, covered outdoor living space, and wonderful Ooltewah location, 5697 Prickly Loop has so much to offer. Schedule your private showing today and come see what makes this home and location such a great place to call home!

5697 Prickly Loop, Ooltewah

Listing courtesy of Keller Williams Realty - Chattanooga - Lee Hwy.

$377,000
4 Beds 2 Baths 1539232 MLS
Welcome to 5697 Prickly Loop, where a great Ooltewah location, one of the community's most loved floor plans, and a more private backyard setting come together in a home that is truly easy to enjoy. The popular Cali floor plan offers four bedrooms, two full bathrooms, spacious rooms, and an open layout that makes everyday life feel comfortable without sacrificing the storage everyone needs. Even better, this particular home sits on a more private lot with no homes directly behind it, all while keeping you just minutes from Publix, the Chickamauga Lake, Cambridge Square, dining, shopping, and everything that makes Ooltewah such a convenient place to call home. The spacious kitchen serves as the heart of the home, featuring stainless steel appliances, a beautiful center island, breakfast bar seating, and plenty of room for gathering with family and friends. Upgraded trim adds a special touch to the kitchen, while gorgeous LVP flooring throughout and additional lighting added inside the home and garage further enhance the space. Storage is another standout feature, with multiple closets and storage spaces throughout the home. The primary closet has been upgraded with the removal of the original wire shelving and the addition of an improved closet system for better organization and functionality. The owners have also added extensive shelving in the garage, providing even more space to keep everything organized and easily accessible. Step outside and you'll find beautiful landscaping that adds to the home's curb appeal and welcoming feel. The covered back patio offers a great place for outdoor dining, entertaining, playtime, pets, or simply relaxing at the end of the day. With no homes directly behind the property, the backyard also offers a little more privacy and a peaceful setting to enjoy the outdoors. The neighborhood itself adds even more to love, with a community pool and walkable streets perfect for evening strolls. Publix and everyday shopping are just minutes away, while the nearby Chickamauga River makes it easy to enjoy kayaking, fishing, boating, and time on the water. Cambridge Square, The Commons, local parks, restaurants, coffee shops, and convenient access to I-75 are all nearby, putting so much of Ooltewah and the greater Chattanooga area within easy reach. Start the morning with coffee at Morning Brew or Wired Coffee Bar, meet friends for dinner at local favorites such as 1885 Grill or Wine Down, spend the afternoon enjoying the outdoors, and still have shopping and everyday conveniences close to home. With its popular Cali floor plan, spacious rooms, abundant storage, thoughtful owner upgrades, beautiful landscaping, more private backyard setting, covered outdoor living space, and wonderful Ooltewah location, 5697 Prickly Loop has so much to offer. Schedule your private showing today and come see what makes this home and location such a great place to call home!

5697 Prickly Loop, Ooltewah

Listing courtesy of Keller Williams Realty.

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