Ooltewah Homes with FHA Terms

Ooltewah Homes with FHA Terms

Welcome to Ooltewah, Tennessee—a charming community nestled in the heart of Hamilton County. Just a stone’s throw from the bustling city of Chattanooga, Ooltewah combines the allure of small-town living with easy access to urban amenities. Known for its scenic landscapes, friendly neighborhoods, and a strong sense of community, Ooltewah is an ideal place for families and individuals seeking a peaceful yet vibrant lifestyle.

As you explore Ooltewah, you’ll discover a variety of recreational activities, from hiking the picturesque trails at the nearby Chickamauga and Chattanooga National Military Park to enjoying a leisurely afternoon at the local parks. The town is also home to excellent schools, shopping centers, and a selection of delightful dining options, making it a convenient and enjoyable place to call home.

For those considering a move to Ooltewah, the real estate market offers a range of homes that qualify for FHA financing, making homeownership more accessible than ever. Whether you’re looking for a cozy single-family home or a spacious property with room to grow, Ooltewah has something to suit every taste and budget. FHA terms allow buyers to secure favorable loan conditions, making it easier to invest in your dream home in this welcoming community.

With its blend of natural beauty, community spirit, and affordable housing options, Ooltewah is not just a place to live—it's a place to thrive. Come and discover the warm embrace of Ooltewah, where your dream home awaits!

Newest Ooltewah Homes with FHA Terms

$1,039,000
4 Beds 4 Baths 1539818 MLS
Retaining the Peace of the Mountains, Just Minutes from the City Welcome to a truly one-of-a-kind, privately gated estate nestled in the desirable Hiawatha Estates subdivision of Ooltewah, TN. Situated perfectly on the side of White Oak Mountain, this spectacular custom-built home offers an unparalleled blend of secluded mountain peacefulness and unbeatable city convenience. You are located just 1 mile from the vibrant dining, boutiques, and free weekend live entertainment at Cambridge Square, only 5 minutes from major shopping (Publix, Walmart, Food City), 15 minutes to the Chattanooga Metropolitan Airport, and a brief 21-minute drive to downtown Chattanooga. Families will also appreciate being within a highly rated school district with convenient bus service just 7 minutes away. Elegant & Sunlit Living Spaces Spanning 4,750 square feet, this expansive, move-in-ready home boasts a thoughtfully designed layout featuring 4 bedrooms plus flexible spaces for an office, nursery, or a 5th bedroom, along with 3.5 baths. The Great Room: Instantly captivates with its towering 20-foot cathedral ceilings, cozy fireplace, and stunning mountain views framed by four brand-new, grand custom windows. Remote-controlled, energy-efficient Bali custom blinds ensure comfort through every season. The Gourmet Kitchen (Remodeled 2021): Outfitted with new titanium countertops, a distinct stone backsplash, stainless steel appliances, premium white cabinetry with custom glass accents, and a spacious pantry. The kitchen overlooks a picturesque backyard oasis complete with a goldfish pond, cascading waterfalls, and vibrant gardens. Main-Level Master Suite: A peaceful retreat showcasing abundant natural light, dual his-and-hers walk-in closets, and a relaxing jacuzzi tub. The Sunroom: Features unique custom trapezoid picture windows, soaring cathedral ceilings, and a stacked-stone, wood-burning fireplace--ideal for crisp mornings. The unique Big Waterfalls is captivating just before arriving at home. The developer built home & garage with all poured concrete walls. Garage is a 4 car garage with workshop.

9369 Hopi Trail, Ooltewah

Listing courtesy of K W Cleveland.

$374,900
3 Beds 2 Baths 1539792 MLS
BEAUTIFUL BAMBOO FLOORS | MAIN-LEVEL LIVING | RENOVATED KITCHEN | SOARING CEILINGS | NATURAL LIGHT | ALL-SEASON SUNROOM | PRIVATE GARDEN PORCH | COMMUNITY POOL Peaceful one-level living meets timeless style in the desirable Mulberry Park community. Tucked away in a private setting, this inviting 3 bedroom, 2 bath property offers a tranquil, garden-like atmosphere from the moment you arrive. Relax on the covered front porch surrounded by colorful flowers, complete with rocking chairs and a porch swing, the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, beautiful new hardwood floors, soaring ceilings, abundant natural light, and elegant architectural details create a warm and inviting interior. The foyer opens through an arched doorway into the spacious living room featuring dramatic cathedral ceilings, a cozy gas log fireplace, and large windows that fill the space with sunshine. The adjoining dining room provides an ideal setting for everyday meals or formal gatherings. Just beyond, the remodeled kitchen features granite countertops, an attractive stone tile backsplash, new stainless steel appliances, abundant cabinetry, a double-door pantry, built-in desk, a sunny breakfast nook, and an under counter reverse osmosis water filtration system. A conveniently located laundry room with additional cabinet storage and access to the garage with a utility workstation sink adds everyday functionality. French doors lead to a charming sunroom or sitting room, offering a versatile retreat with direct access to the private, fenced patio for seamless indoor-outdoor living. The spacious primary suite offers a relaxing escape with a walk-in closet and an ensuite bath featuring double vanities and a separate shower. Two additional generously sized bedrooms share a full bath, providing flexibility for family, guests, or a home office. Addtional storage in and above the garage. Other upgrades include a new garage door, new hot water heater, and new roof replaced and exterior painted by HOA. Combining privacy, thoughtful design, and easy one-level living, this beautifully maintained home is a wonderful opportunity in sought-after Mulberry Park. Buyer to verify any and all information deemed important, including square footage, HOA details, acreage, and school zoning. Information is reliable but not guaranteed.

9657 Collier Place, Ooltewah

Listing courtesy of Keller Williams Realty.

$630,000
4 Beds 4 Baths 1539752 MLS
Built in 2018 and exceptionally maintained by its original owners, this 4-bedroom, 3.5-bath home with a BONUS ROOM offers approximately 2,700 square feet on 0.80 acres with a private wooded backdrop. Since purchasing the home, the owners have invested extensively in the property, including a 20'x20' DETACHED GARAGE/WORKSHOP, and a 16'x12' SUNROOM that provides additional finished space to enjoy throughout the year. The main level features a two-story living room with a floor-to-ceiling stone fireplace and an open staircase overlooking the space below. The kitchen offers abundant cabinet storage, granite countertops, a large center island, pantry, and connects directly to the dining and living areas. Large rear windows bring in natural light and overlook the backyard. Real hardwood flooring extends throughout the main living areas, while the front exterior combines natural stone and fiber cement siding for long-term durability and low maintenance. The primary suite features a tray ceiling, walk-in closet, double vanity, soaking tub, and tiled walk-in shower. Upstairs offers a SECOND PRIMARY SUITE, two additional bedrooms, a BONUS ROOM, and a shared full bathroom. The enclosed sunroom extends the living space year-round with a custom wood ceiling, walls of windows, and direct access to the deck overlooking the landscaped backyard. Outside, the property has been thoughtfully improved with tiered retaining walls, mature landscaping, multiple outdoor seating areas, and garden beds that blend naturally into the landscape. Set well back from the road with no rear neighbors and no adjoining neighbor on the right, the backyard offers a quiet, wooded setting that feels tucked away from surrounding homes. The detached 20'x20' garage provides space for hobbies, storage, or equipment, while an additional shed adds even more functionality. If you're looking for a newer home where the major improvements have already been completed, this property delivers on every level.

10063 Sims Harris Road, Ooltewah

Listing courtesy of Premier Property Group Inc..

$339,000
4 Beds 2 Baths 1539603 MLS
Situated on a 0.4-acre lot along a quiet street not far from the cul-de-sac, this home offers a comfortable setting with mature trees, established landscaping, and very little through traffic. Step through the front door and you're welcomed into the living room with vaulted ceilings, a wood beam stretching across the space, and a stone wood-burning fireplace that anchors the room. Recent updates include new flooring throughout the main level, giving the home a fresh and inviting feel. From the living room, you can head down the hallway to find three bedrooms and two full bathrooms, or step into the updated kitchen with an eat-in dining area. The kitchen was updated about two to three years ago, providing a refreshed space for everyday cooking and gathering. Downstairs, the basement level adds even more flexibility. Here you'll find a large laundry room, access to the two-car garage with two single doors, and a bonus room that could easily serve as a fourth bedroom, office, workout space, or media room depending on your needs. Outside, the mostly level yard provides plenty of room for outdoor living, play, or gardening, all in a convenient location with access to everything Ooltewah has to offer. With its recent updates, flexible layout, and quiet setting on Troubadour Way, this home offers a great opportunity to settle into one of the area's most convenient locations.

8231 Troubadour Way, Ooltewah

Listing courtesy of Epique Realty.

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