Ooltewah Homes with VA Loan Terms

Welcome to Ooltewah, Tennessee—a charming gem nestled in Hamilton County, just a stone's throw from the vibrant city of Chattanooga. Known for its picturesque landscapes and a warm, welcoming community, Ooltewah offers a perfect blend of suburban tranquility and easy access to urban amenities. With its lush parks, top-rated schools, and a variety of shopping and dining options, Ooltewah is an ideal location for families, retirees, and anyone looking to enjoy a balanced lifestyle.

One of the standout features of Ooltewah is its diverse real estate market, which caters to a wide range of buyers. If you're a veteran or active-duty service member, you'll be pleased to know that many homes in this area are available with VA loan terms. This financing option allows you to purchase a home with little to no down payment and favorable interest rates, making it easier than ever to settle into your dream home.

Imagine waking up in a beautiful house surrounded by the stunning Appalachian foothills, with the convenience of nearby amenities and the camaraderie of a friendly neighborhood. Whether you’re drawn to the charming craftsman-style homes or the modern new builds, Ooltewah has something for everyone.

Explore the possibilities of homeownership in Ooltewah, where your dream lifestyle awaits. With the added benefit of VA loan options, you can take the next step towards building your future in this delightful Tennessee community. Come discover why Ooltewah is not just a place to live, but a place to call home!

Newest Ooltewah Homes with VA Loan Terms

$379,000

4 Beds ⋅ 2 Baths ⋅ 1543241 MLS

NEW CONSTRUCTION! PICK YOUR FINISHES! Completed by end September 2026! Escape to your own private retreat at 8525 Old Cleveland Pike! Situated on approximately half an acre in a peaceful, secluded setting just minutes from Chattanooga, this stunning home offers the perfect balance of privacy, rustic charm, and modern comfort. Located in one of Chattanooga's most desirable ZIP codes with low county taxes, this is mountain-inspired living without sacrificing convenience. This is a custom home! 8525 Old Cleveland Pike is conveniently located near several major destinations in the Ooltewah and East Brainerd area\. The approximate driving distances are: - Volkswagen Chattanooga: approximately 3 miles - Walmart Supercenter on Old Lee Highway: approximately 4 miles - Cambridge Square: approximately 5 miles - Hamilton Place approximately 8 miles Offering approximately 1,650 sqft this thoughtfully designed home features 4 bedrooms and 2 bathrooms with an open-concept layout ideal for everyday living and entertaining. The vaulted ceilings in the living room, kitchen, and primary suite create a bright, spacious atmosphere, while the impressive floor-to-ceiling fireplace in the living room serves as the heart of the home. Step outside to the expansive walkout balcony accessible from both the kitchen and living room, where you can enjoy peaceful wooded views, morning coffee, or evenings spent entertaining in complete privacy. If you've been searching for a home that feels like a mountain getaway while remaining just minutes from shopping, dining, schools, and downtown Chattanooga, this is it. With its secluded setting, desirable location, low county taxes, and plenty of land, make this your dream home today!

8525 Old Cleveland Pike, Ooltewah

Listing courtesy of Real Estate 9, LLC.

$550,000

4 Beds ⋅ 3 Baths ⋅ 1543136 MLS

Welcome to 8912 Grey Mountain Drive, where thoughtful renovation, elevated finishes and exceptional indoor-outdoor living come together in the established Misty Valley neighborhood of Ooltewah. Beautifully updated from top to bottom, this 4-bedroom, 2.5-bath home offers the rare combination of refined style and everyday functionality--with spaces designed for gathering, entertaining and simply enjoying life at home. Inside, warm hardwood floors and beautifully updated living spaces create an inviting feel from the moment you enter. A front living room offers flexibility for conversation, work or quiet retreat, while the spacious family room provides a natural gathering place around a beautifully renovated fireplace. The adjoining kitchen has been completely refreshed with custom cabinetry, new stone countertops, new appliances and LVP flooring, creating a space that is as functional for busy mornings as it is welcoming when friends and family gather. Upstairs, all four bedrooms are thoughtfully positioned together, including a spacious primary suite that feels like a retreat of its own. The renovated primary bath features custom cabinetry and closets, LVP and stone tile, an oversized dual-head shower and bidet. Three additional bedrooms provide plenty of flexibility for family, guests or a home office, while custom closet cabinetry adds exceptional organization throughout. All bathrooms have been renovated, giving the home a cohesive, updated feel from one level to the next. And then there is the backyard--an outdoor living experience that truly sets this home apart. Multiple covered entertaining spaces create an incredible extension of the home and make this a place to enjoy throughout the seasons. The upper-level composite deck features aluminum railings, smart power shades and a projector area ready for family movie nights, football Saturdays or evenings with friends. Below, a second covered deck becomes an outdoor kitchen and entertaining space complete with a pizza oven, gas grill and utility sink with hot and cold water. Beautiful patio stonework leads to the pool and covered sitting area, creating a private backyard retreat with distinct spaces to cook, dine, relax and entertain. Even the pool equipment has its own dedicated area for convenient access and maintenance. The attention to detail continues outside with estate-grade heavy-gauge siding, new entry doors, dual-pane glazing throughout the windows, a new composite front deck, full-yard irrigation, new zoysia lawn, mature screening trees and perimeter landscaping. Generous concrete parking provides room for an RV, boat and recreational toys, while a separate workshop with 220-volt power adds even more versatility. Behind the scenes, the home has received equally thoughtful upgrades, including upper and lower HVAC systems, a new tankless water heater, ADT security and camera systems, a smart garage door system and a two-car attached garage with additional storage and a new freezer. Ideally located in Ooltewah with convenient access to Southern Adventist University, Cambridge Square, I-75, shopping and dining, 8912 Grey Mountain Drive offers so much more than a beautifully renovated home. It is a home designed to live well--where elevated finishes meet everyday practicality and some of the best spaces may just be the ones where family and friends gather together.

8912 Grey Mountain Drive, Ooltewah

Listing courtesy of Keller Williams Realty.

$1,799,000

7 Beds ⋅ 10 Baths ⋅ 1543204 MLS

Two homes, approximately 5 acres, and endless possibilities in a prime Ooltewah location! This unique offering at 3210 & 3212 Ooltewah Ringgold Road presents an exceptional opportunity for homeowners, investors, multi-generational families, or buyers looking for acreage with future potential in one of Ooltewah's most convenient locations. Together, the two residences offer approximately 5,786 square feet of combined living space with a total of 7 bedrooms and 8+ baths, providing incredible flexibility for a variety of uses. The larger brick home at 3212 features approximately 4,314 square feet, 4 bedrooms, 5.1 baths, spacious living areas, an attached two-car garage, and an impressive 62' x 34' detached building. Additional features include a covered porch, deck, arbor, fireplace, hardwood and tile flooring, and granite kitchen countertops. The second residence at 3210 built in 2005 offers approximately 1,472 square feet with 3 bedrooms and 3 baths. Live in one and rent the other, create a multi-generational family setting with separate residences, utilize both homes for potential rental income, or explore the possibilities offered by the combined acreage. Investors may appreciate the potential for multiple income streams, while extended families can enjoy the convenience of living close together while maintaining separate households. For buyers with a longer-term vision, the approximately 5 combined acres offer additional possibilities for future use or potential development, subject to zoning, subdivision requirements, utility availability, and governmental approvals. The properties offer convenient access to shopping, schools, employment centers, and major transportation routes. Sellers are willing to subdivide, providing even more flexibility for buyers who may be interested in an individual residence, a portion of the acreage, or another configuration that better suits their needs.

3212 Ooltewah Ringgold Road, Ooltewah

Listing courtesy of Crye-Leike, REALTORS.

$517,779

4 Beds ⋅ 3 Baths ⋅ 1543152 MLS

HUGE LIMITED TIME BUYER INCENTIVES home is located in popular EDGESTONE!!!! Builder Seller will pay $10,000 towards Buyers closing costs with our preferred lender AND $10,000 TOWARDS UPGRADES! DO NOT MISS OUT ON THESE INCENTIVES!!!! Certain terms and restrictions apply. Incentive may end at any time. *** The PARKER M Floor Plan gives you 2,884 square feet of home that is PERFECT for entertaining. The spacious kitchen is finished with granite countertops, stainless steel appliances and a large kitchen island. A favorite feature of this home is the fabulous open floor plan with an over-sized island convenience when there is a full house of guests. Upstairs you can relax in the loft or unwind in the large Owner's suite. This Owner's bath is a MUST SEE with ample space, separate vanities, large, tiled Shower with Niche and Seat and a walk-in closet with room for ALL your clothes and shoes. Three additional upstairs bedrooms BOTH with walk-in closets and they share a hall bath with dual sinks. The Broker for Trust Homes has a personal interest in the sale of this home

7415 Duxbury Road 31, Ooltewah

Listing courtesy of Trust Real Estate Group, LLC.

$432,998

3 Beds ⋅ 3 Baths ⋅ 1543150 MLS

**NEW CONSTRUCTION**Seller Incentives $10,000 towards closing with our preferred lender and $10,000 towards upgrades. Edgestone is located beside Meadow Stream Subdivision**Amazing floor plan the Baldwin A 2 story comes complete with a designer kitchen which includes granite countertops, tile backsplash, and stainless-steel Frigidaire Gallery Appliances, large walk-in pantry, The spacious master suite is on the second floor along with 2 additional bedrooms and a open loft, great for the kids! Don't Forget to Ask About our Promotion**Floor Plans, Elevations, Options, Home Features are Subject to Change at any time without Notice or Obligation.

7403 Duxbury Road 33, Ooltewah

Listing courtesy of Trust Real Estate Group, LLC.

$399,000

3 Beds ⋅ 3 Baths ⋅ 1543083 MLS

Welcome to 8704 Sunridge Drive in Ooltewah, Tennessee, offering a spacious and versatile floor plan in a location that puts shopping, dining, entertainment, and everyday conveniences within easy reach. This home features 3 bedrooms, 2.5 bathrooms, and generously sized rooms with plenty of space for comfortable everyday living and entertaining. Inside, you'll find an abundance of hardwood and ceramic tile flooring, complemented by attractive trim work and fixtures throughout. One of the home's standout features is the expansive bonus room, providing exceptional flexibility and the potential to serve as a fourth bedroom, home office, media room, playroom, or additional living area. The location makes this property even more appealing. Enjoy convenient access to the growing Cambridge Square and Ooltewah area, with a wide variety of dining, shopping, and entertainment options nearby. Hamilton Place is less than 20 minutes away, while the restaurants, attractions, and entertainment of Downtown Chattanooga are approximately 30 minutes away. With spacious rooms, flexible living areas, and a convenient Ooltewah location, 8704 Sunridge Drive offers plenty of potential for its next owner. Property is being sold AS-IS.

8704 Sunridge Drive, Ooltewah

Listing courtesy of 1 Percent Lists Scenic City.

$399,900

3 Beds ⋅ 2 Baths ⋅ 1543075 MLS

Welcome to 8587 Kennerly Court, where stylish interiors meet an outdoor space designed to be enjoyed. This beautifully maintained 3-bedroom, 3-bath home offers approximately 1,912 square feet of comfortable, thoughtfully designed living space in Ooltewah. Step inside to an open and inviting floor plan filled with natural light, tall ceilings, and modern finishes throughout. The kitchen is a standout with quartz countertops, a tiled backsplash, abundant cabinetry and storage, and an oversized island perfect for gathering. Even the laundry room features built-in cabinetry for added functionality. The spacious primary suite offers a relaxing retreat, complete with a beautifully appointed bath featuring an oversized tiled shower. Two additional bedrooms and baths provide flexibility for family, guests, or a home office. And then there's the backyard--truly one of this home's most memorable features. Surrounded by lush landscaping, it offers multiple spaces to relax and entertain, whether you're enjoying evenings around the firepit, watching a movie from the screened porch, hosting friends, or simply unwinding under the stars. Beautifully cared for, full of charm, and designed for both everyday living and entertaining, 8587 Kennerly Court is ready to welcome its next owner.

8587 Kennerly Court, Ooltewah

Listing courtesy of Keller Williams Realty.

$635,000

5 Beds ⋅ 4 Baths ⋅ 1543060 MLS

A House That Doesn't Need to Say Much New construction in The Preserves at Savannah Bay, with a front exterior of board and batten siding and a stone water table that gives it a bit of quiet presence next to the rest of the street. Inside, the details worth noticing aren't loud ones, the weight of the tub, the grain running through the floor, a ceiling that was actually finished rather than painted white and forgotten. Two Bedrooms Downstairs, Including the One That Matters The primary suite sits on the main level, away from the noise of the rest of the house. Inside, a freestanding soaking tub sits beneath natural light, paired with a fully tiled walk in shower behind glass and a dual vanity with room to actually get ready in the morning without bumping elbows. Overhead, a tongue and groove ceiling adds a bit of texture that most builders skip because it takes longer and costs more. Here, it didn't get skipped. A Living Space Built Around a Fireplace, Not a Floor Plan Diagram The main living area centers on a white mantled fireplace, with light hardwood flooring running underfoot into the dining space beyond, framed by a French style door out to the back porch and a chandelier overhead that gives the room a bit of formality without trying too hard. A second living space at the front of the home holds a sectional and TV setup with big windows pulling in natural light, a quieter room for a quieter kind of evening. A Kitchen That Was Planned by Someone Who Cooks White cabinetry wraps a large island under pendant lighting, with a drop in gas cooktop, a proper range hood vent, and stacked built in wall oven and microwave, the kind of setup that comes from thinking about how a kitchen gets used, not just how it photographs. Natural gas runs to the home, feeding the cooktop and a tankless water heater, so hot water and cooking heat are never things you have to think about twice. Property Taxes are TBD Five Bedrooms, Four Full Baths, One Loft Worth Fighting Over Upstairs holds four more bedrooms and two full baths. Two of those bedrooms share a bath, while the largest has its own private ensuite, a real option for a guest, an in-law, or an older kid who wants a door of their own. The loft above deserves its own mention. It's not a landing or an afterthought, it's a second living room in scale, open enough to hold a media setup, a play space, or a home office without anyone feeling cramped for the privilege. Floors, Ceilings, and a Few Choices Left for You White oak engineered hardwood runs through the main living spaces, the kind of floor that ages instead of wearing out. The same tongue and groove ceiling treatment from the primary suite carries out to the front porch and the back porch, so the house feels considered from the inside to the outside of it. Even the garage door is left unfinished on purpose, the color is yours to choose, not the builder's. Close to 75, Closer to a Round of Golf Easy access to I-75 for the commute, and Ooltewah Club nearby for the days you'd rather be on a course than in a car. Nothing about this location asks you to pretend it's something it isn't. It's convenient, it's quiet, and the house on it happens to be built better than most of what's around it.

8388 Snowdrop Way, Ooltewah

Listing courtesy of Compass Tennessee.

$695,000

4 Beds ⋅ 3 Baths ⋅ 1543013 MLS

Gorgeous and well curated home located in the beautiful Barnsley Park Subdivision. This 4 bedroom and 2.5 bath home looks as if it's newly built. With open floor plan tons of natural light, this home is a great canvas for someone. The family room of the home is centered around a custom stucco fireplace and wood beam ceilings. Open to the kitchen, where you will find tons of cabinet space, large island work area and high end stainless appliances. There is an oversized laundry room and powder room also on the main level. The primary bedroom has wonderful natural light would high ceilings and custom beams running across. The primary bathroom has a double vanity, wonderful soaking tub and glassed walk-in shower. The upstairs of the home has 3 adequately sized bedrooms, a well appointed guest bathroom and a very large media room. The home sits at the top of the neighborhood with views and a wonderful private backyard, along with a screened porch. Barnsley Park is located in the fast growing Ooltewah Area of Chattanooga which also boasts Cambridge Square a planned development of boutique shops and restaurants. Call today to schedule your own private showing of this wonderful property.

9837 Trestle Circle, Ooltewah

Listing courtesy of Keller Williams Realty.

$521,900

5 Beds ⋅ 4 Baths ⋅ 1543005 MLS

Location! Located in the Highlands and Belleau Ridge just 5 minutes from Cambridge Square, this is a quiet neighborhood with easy access to all Ooltewah and Collegedale have to offer. The open living concept is on display here with large rooms, a perfect home for entertaining. Large great room with fireplace beckons. Very large kitchen with oversized granite-topped island, stainless appliances, tons of cabinetry, and a spacious pantry just off the kitchen. A large dining room adjoins the kitchen. The first floor features an office with a mudroom, leading to a spacious 2-car garage. Upstairs features 5 bedrooms and a large laundry room. The owner's suite has a large walk-in closet, tray ceilings, classy bath with separate shower and tub, and a double vanity. The other bedrooms are large and share Jack & Jill baths. Crown molding throughout with 5'' baseboards. This amazing home also provides a covered front porch and a patio overlooking a pond. There are no HOA fees! This immaculate, beautiful home, ideally located in a scenic setting is waiting to be yours!

6508 Satjanon Drive, Ooltewah

Listing courtesy of Crye-Leike REALTORS.

$595,000

3 Beds ⋅ 3 Baths ⋅ 1542994 MLS

Welcome to your dream oasis in Ooltewah, TN, nestled within an exclusive gated community of Hampton Creek. This impeccable 3-bedroom, 2.1-bathroom home is a harmonious blend of style and sophistication. The primary suite graces the main level, offering ultimate convenience and privacy with its luxurious en-suite bath. Step inside to discover an open living area bathed in natural light, seamlessly connecting with a newly remodeled chef's kitchen--a culinary masterpiece featuring bespoke cabinetry that promises both function and flair. Whether hosting intimate dinners or lavish celebrations, this kitchen elevates every occasion. Beyond the beautiful kitchen and pantry renovation, the home boasts premium Aqua Clear upgrades, including a whole-house water filtration and salt-based softening system, paired with a dedicated reverse osmosis system for pure, crisp drinking water. Ascend to find a versatile bonus room and loft area, perfect as an office space or an additional lounge for relaxation. With pristine, high-end finishes throughout, this residence embodies refined elegance while promising modern comfort at every turn. Guarded by private gates, enjoy serene surroundings with peace of mind in this coveted community setting with options to join the golf, pool, tennis courts, and clubhouse. Don't miss your chance to experience luxurious living redefined--schedule your tour today!

8724 Gentle Mist Circle, Ooltewah

Listing courtesy of Crye-Leike REALTORS.

$965,000

4 Beds ⋅ 4 Baths ⋅ 1542907 MLS

Welcome home, to the best of Cambridge Square! From the moment you step inside, this beautifully maintained home delivers the perfect blend of thoughtful design, quality finishes, and everyday functionality. Featuring 4 bedrooms, 3 full baths, and 1 half bath, this home offers a desirable split-bedroom floor plan with 3 bedrooms on the main level and an exceptional private living space upstairs. The heart of the home is the spacious open-concept kitchen and living area, designed for both everyday living and entertaining. The kitchen features a butler's pantry, quartz countertops, and stainless appliances. Vaulted ceilings and thoughtfully-designed accent walls add character and style in all of the right spaces! Hardwood flooring throughout the home provides a clean and classic look and feel. Upstairs, the large bonus room over the garage takes the home's versatility to another level. Complete with a kitchenette and full bath, this space can function as a home theater, gym, or secondary living room. With a connected bedroom off of the living area, it is also an ideal arrangement for multi-generational living, dedicated space for older children, or a complete guest suite providing privacy and independence while keeping everyone comfortably under one roof. The home's thoughtful design continues outdoors with two large covered porches, a two-car garage, ample rear driveway parking, and upgraded hardscape landscaping with and lawn irrigation designed for attractive, low-maintenance living. The Glenwood floor plan by Barry Payne Homes reflects the quality and craftsmanship of this respected local builder, known for building homes designed to exceed expectations and stand the test of time. Combined with the owners' care and thoughtful upgrades, this home offers the rare opportunity to enjoy the benefits of a newer home without the projects and finishing work often associated with new construction. Located in the highly sought-after Cambridge Square community, residents enjoy an impressive list of HOA amenities, including lawn care, seasonal planting updates, trash service, pool and gym access, and clubhouse rental available exclusively to residents. The community's walkability is another standout feature, with some of the Chattanooga area's best restaurants just a stroll away. Conveniently located just minutes from grocery stores, shopping, schools, and I-75, this home makes commuting and everyday errands easy while keeping you close to everything Ooltewah and the greater Chattanooga area have to offer. Beautifully designed. Exceptionally maintained. Thoughtfully upgraded. Truly better than brand new.

7008 Arbury Way, Ooltewah

Listing courtesy of RE/MAX R. E. Professionals.

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