Ooltewah Homes with Conventional Terms

Ooltewah Homes with Conventional Terms

Welcome to Ooltewah, Tennessee – a charming gem nestled in the heart of Hamilton County. This picturesque town is known for its warm community spirit, stunning natural beauty, and a plethora of recreational opportunities, making it an ideal place for families, retirees, and everyone in between. With its close proximity to Chattanooga, Ooltewah offers the perfect blend of small-town charm and urban convenience.

Ooltewah is characterized by its lush landscapes, including the scenic Chickamauga Lake and the breathtaking views from the nearby Appalachian foothills. Outdoor enthusiasts will revel in the abundance of parks, hiking trails, and golf courses that dot the area. The town is also home to a variety of local shops, delicious dining options, and community events that foster a strong sense of belonging among residents.

When it comes to real estate, Ooltewah boasts a diverse array of homes that cater to various lifestyles and budgets. Many properties in this desirable area come with conventional financing options, making it easier for buyers to secure their dream home. From charming single-family houses to modern townhomes, each residence reflects the warmth and character that Ooltewah embodies.

Whether you’re looking for a peaceful retreat or a vibrant community filled with activities, Ooltewah has something for everyone. With its welcoming atmosphere and beautiful surroundings, it’s no wonder that so many choose to call this delightful town home. Explore the possibilities that await you in Ooltewah, where your dream home is just around the corner!

Newest Ooltewah Homes with Conventional Terms

$1,500,000
4 Beds ⋅ 4 Baths ⋅ 1543388 MLS
LUXURY LIVING IN OOLTEWAH! Welcome to 8400 Herron Bay, a beautifully remodeled all-brick luxury residence showcasing picturesque water views, an oversized corner lot, and an impressive 3-car garage in the desirable Herron Bay community. From its scenic setting and spacious grounds to its refined interior finishes, this exceptional home offers a rare combination of elegance, comfort, and convenience. This 4-bedroom, 3.5-bath home features three bedrooms on the main level, including the primary suite, with one additional bedroom upstairs. The living room and dining room feature soaring cathedral ceilings, while the living room offers a gas-log fireplace, new porcelain ceramic tile flooring, and all-new blonde pine wood flooring throughout the remaining rooms. The remodeled kitchen offers custom cabinetry, granite countertops, a spacious pantry, and updated appliances, including a gas range, microwave, refrigerator and dishwasher. The elegant dining room provides a beautiful setting for entertaining. The light-filled sun porch has been updated with brand-new windows and new porcelain tile flooring, creating an inviting space for relaxing or enjoying the scenic surroundings. Important home updates contribute to very affordable utility costs, while a new washer and dryer remain for added convenience. The property also features 11 fruit trees, adding charm and natural beauty to the spacious grounds. With its attractive all-brick exterior, tranquil water views, oversized corner lot, and 3-car garage, this move-in-ready home offers exceptional appeal. For buyers seeking remodeled luxury finishes, beautiful living spaces, a main-level primary suite, three main-level bedrooms, one additional upstairs bedroom, energy-conscious updates, and a picturesque setting, 8400 Herron Bay offers an outstanding opportunity. Schedule your private showing today!

8400 Heron Circle, Ooltewah

Listing courtesy of Benchmark Realty LLC.

$485,000
4 Beds ⋅ 3 Baths ⋅ 1543332 MLS
Tucked behind the gates of Ooltewah's coveted Seven Lakes community, 8004 Perfect View pairs an elevated corner-lot setting with effortless everyday elegance. A rocking-chair front porch offers a front-row seat to serene pond views across the street, setting a gracious tone from the moment you arrive. Inside, an open floor plan unfolds beneath soaring vaulted ceilings and rich hardwood floors, centered around a refined gas log fireplace in the living room. The eat-in kitchen is finished with granite counters and generous cabinetry, flowing effortlessly to a screened porch that frames a fully fenced backyard and sweeping mountain views -- a striking backdrop for both everyday living and sophisticated entertaining. A separate dining room (or flexible home office) and a conveniently placed laundry room complete the main level with ease. The main-level primary suite serves as a private retreat, offering ample room for oversized furnishings and a spa-inspired bath with double vanities, a jetted soaking tub, separate shower, and an expansive walk-in closet. Upstairs, three additional bedrooms and a full guest bath provide flexibility to spare, including a room generous enough for a bonus space, media room, or private study. Freshly painted inside and out, this residence is polished and move-in ready. Seven Lakes further elevates the lifestyle with sidewalk-lined streets, a clubhouse, and a community pool for private gatherings, all just minutes from Cambridge Square's premier shopping and dining and an easy commute to downtown Chattanooga and Cleveland.

8004 Perfect View, Ooltewah

Listing courtesy of Keller Williams Realty.

$335,000
4 Beds ⋅ 3 Baths ⋅ 1543280 MLS
There's something a little different about 4217 Green Shanty Road. Custom built and tucked into a wooded setting in Ooltewah, this one-owner home has the warm, relaxed feel of a mountain cottage, along with a flexible floor plan that offers plenty of room for family and guests. Inside the main home, hardwood floors, tall cathedral ceilings and a row of upper windows fill the living area with natural light. A natural stone hearth anchors the room, complete with a gas stove that remains with the home but has not been connected to propane in several years. The living area opens to the kitchen with granite countertops, stainless appliances and easy access to the covered back porch overlooking the large backyard. The main home also includes a dedicated laundry room, with the washer and dryer remaining. The primary suite continues the cottage feel with cathedral ceilings and a private full bath. A second bedroom has its own access to the covered back porch and is convenient to another full bath. On the lower level, a spacious room connected to the main home includes a closet and direct access to the lower covered porch and backyard, giving you plenty of options for a den, office, game room or additional living space. What really sets this property apart is the separate lower-level mother-in-law space. Follow the stone pathway to its private entrance and you'll find a fully furnished living space with its own kitchen, full bath, bedroom, living area and built-in bookcases. It's a wonderful setup for extended family or guests who appreciate having additional privacy while still being close to the main home. Outside, approximately half an acre, two covered back porches and a generous backyard add to the peaceful setting, while the roof is approximately 10 years old. With its custom design and a floor plan that offers more flexibility than you typically find, 4217 Green Shanty Road is anything but cookie-cutter. Come see what makes this Ooltewah home so unique!

4217 Green Shanty Road, Ooltewah

Listing courtesy of Real Estate Partners Chattanooga LLC.

$379,000
4 Beds ⋅ 2 Baths ⋅ 1543241 MLS
NEW CONSTRUCTION! PICK YOUR FINISHES! Completed by end September 2026! Escape to your own private retreat at 8525 Old Cleveland Pike! Situated on approximately half an acre in a peaceful, secluded setting just minutes from Chattanooga, this stunning home offers the perfect balance of privacy, rustic charm, and modern comfort. Located in one of Chattanooga's most desirable ZIP codes with low county taxes, this is mountain-inspired living without sacrificing convenience. This is a custom home! 8525 Old Cleveland Pike is conveniently located near several major destinations in the Ooltewah and East Brainerd area\. The approximate driving distances are: - Volkswagen Chattanooga: approximately 3 miles - Walmart Supercenter on Old Lee Highway: approximately 4 miles - Cambridge Square: approximately 5 miles - Hamilton Place approximately 8 miles Offering approximately 1,650 sqft this thoughtfully designed home features 4 bedrooms and 2 bathrooms with an open-concept layout ideal for everyday living and entertaining. The vaulted ceilings in the living room, kitchen, and primary suite create a bright, spacious atmosphere, while the impressive floor-to-ceiling fireplace in the living room serves as the heart of the home. Step outside to the expansive walkout balcony accessible from both the kitchen and living room, where you can enjoy peaceful wooded views, morning coffee, or evenings spent entertaining in complete privacy. If you've been searching for a home that feels like a mountain getaway while remaining just minutes from shopping, dining, schools, and downtown Chattanooga, this is it. With its secluded setting, desirable location, low county taxes, and plenty of land, make this your dream home today!

8525 Old Cleveland Pike, Ooltewah

Listing courtesy of Real Estate 9, LLC.

$550,000
4 Beds ⋅ 3 Baths ⋅ 1543136 MLS
***MULTIPLE OFFERS, HIGHEST AND BEST BY 9/27/26 @ 5PM** Welcome to 8912 Grey Mountain Drive, where thoughtful renovation, elevated finishes and exceptional indoor-outdoor living come together in the established Misty Valley neighborhood of Ooltewah. Beautifully updated from top to bottom, this 4-bedroom, 2.5-bath home offers the rare combination of refined style and everyday functionality--with spaces designed for gathering, entertaining and simply enjoying life at home. Inside, warm hardwood floors and beautifully updated living spaces create an inviting feel from the moment you enter. A front living room offers flexibility for conversation, work or quiet retreat, while the spacious family room provides a natural gathering place around a beautifully renovated fireplace. The adjoining kitchen has been completely refreshed with custom cabinetry, new stone countertops, new appliances and LVP flooring, creating a space that is as functional for busy mornings as it is welcoming when friends and family gather. Upstairs, all four bedrooms are thoughtfully positioned together, including a spacious primary suite that feels like a retreat of its own. The renovated primary bath features custom cabinetry and closets, LVP and stone tile, an oversized dual-head shower and bidet. Three additional bedrooms provide plenty of flexibility for family, guests or a home office, while custom closet cabinetry adds exceptional organization throughout. All bathrooms have been renovated, giving the home a cohesive, updated feel from one level to the next. And then there is the backyard--an outdoor living experience that truly sets this home apart. Multiple covered entertaining spaces create an incredible extension of the home and make this a place to enjoy throughout the seasons. The upper-level composite deck features aluminum railings, smart power shades and a projector area ready for family movie nights, football Saturdays or evenings with friends. Below, a second covered deck becomes an outdoor kitchen and entertaining space complete with a pizza oven, gas grill and utility sink with hot and cold water. Beautiful patio stonework leads to the pool and covered sitting area, creating a private backyard retreat with distinct spaces to cook, dine, relax and entertain. Even the pool equipment has its own dedicated area for convenient access and maintenance. The attention to detail continues outside with estate-grade heavy-gauge siding, new entry doors, dual-pane glazing throughout the windows, a new composite front deck, full-yard irrigation, new zoysia lawn, mature screening trees and perimeter landscaping. Generous concrete parking provides room for an RV, boat and recreational toys, while a separate workshop with 220-volt power adds even more versatility. Behind the scenes, the home has received equally thoughtful upgrades, including upper and lower HVAC systems, a new tankless water heater, ADT security and camera systems, a smart garage door system and a two-car attached garage with additional storage and a new freezer. Ideally located in Ooltewah with convenient access to Southern Adventist University, Cambridge Square, I-75, shopping and dining, 8912 Grey Mountain Drive offers so much more than a beautifully renovated home. It is a home designed to live well--where elevated finishes meet everyday practicality and some of the best spaces may just be the ones where family and friends gather together.

8912 Grey Mountain Drive, Ooltewah

Listing courtesy of Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.