Georgetown Homes with USDA Loan Terms

Georgetown Homes with USDA Loan Terms

Welcome to Georgetown, Tennessee – a hidden gem nestled in the heart of the Volunteer State! Known for its charming small-town atmosphere and picturesque landscapes, Georgetown offers a perfect blend of rural tranquility and modern conveniences. With its friendly community and vibrant local culture, it's no wonder that many are drawn to this delightful area.

Georgetown boasts a rich history and a strong sense of community, making it an ideal place for families and individuals alike. The town is surrounded by lush greenery, with scenic parks and recreational areas that invite outdoor enthusiasts to explore. Whether you're hiking the nearby trails or enjoying a picnic by the lake, you'll find plenty of opportunities to connect with nature.

For those looking to make Georgetown their home, the housing market presents an exciting prospect. Many homes in this area qualify for USDA loan terms, making it an attractive option for first-time buyers and those seeking affordable housing solutions. USDA loans are designed to promote homeownership in rural areas, offering competitive interest rates and low down payment options. This means you can secure your dream home without breaking the bank!

With a variety of charming houses, from quaint cottages to spacious family homes, Georgetown has something to suit every taste and budget. Imagine waking up in a serene neighborhood, surrounded by friendly neighbors and the beauty of Tennessee’s rolling hills.

If you're ready to start your journey towards homeownership in Georgetown, TN, now is the time to explore the opportunities available to you. Let us help you find your perfect home in this wonderful community!

Newest Georgetown Homes with USDA Loan Terms

$149,900
3 Beds ⋅ 2 Baths ⋅ 10787762 MLS
Beautiful home on a level lot.Open floor plan split bedroom design with large open kitchen combo with living and dining areas. Kitchen has large center island/breakfast bar, stainless appliances and SS european style vent hood. Large master bedroom with ensuite bathroom with walk in shower and walk in closet. 2 additional guest bedrooms with guest bathroom. Home eligible for 100% financing with VA or USDA loan, 96.5% financing with FHA loan and also possible seller financing.

128 Jacqueline Drive, Georgetown

Listing courtesy of New Creation Real Estate.

$695,000
3 Beds ⋅ 3 Baths ⋅ 20263043 MLS
HIWASSEE WATERFRONT COMMUNITY / NW BRADLEY COUNTY! Better than new construction and loaded with upgrades, this stunning 2024-built home offers the perfect blend of luxury, comfort, and functionality in desirable NW Bradley County. Featuring Hardie-Plank siding, 3 bedrooms, 3 baths, a dedicated office, bonus room, and an open-concept split-bedroom floor plan, this home is designed for modern living. The spacious great room boasts soaring beamed ceilings, a floor-to-ceiling stone gas fireplace, and custom built-in bookshelves. Granite countertops, tile flooring, and high ceilings flow throughout the home. The gourmet kitchen is equipped with a large island, stainless steel appliances, gas range, tile backsplash, and disposal, making it ideal for entertaining. The private primary suite features a spa-like bath with double vanities, a soaking tub, a walk-in tile shower, and direct access to the laundry room for ultimate convenience. Step outside to an incredible outdoor living space featuring a fully equipped outdoor kitchen with a gas grill, gas cooktop, two refrigerators, a disposal, a stone fireplace, and a full bath--perfect for year-round entertaining. Additional highlights include a large 2-car garage with a utility sink, a rocking chair front porch, RV hookup, extensive professional landscaping with lighting, and abundant curb appeal. Located in a desirable riverfront community with access to a community boat ramp, this exceptional property offers a rare opportunity to enjoy luxury living with outdoor recreation just moments away. There is a 24 Hour Buyer's FIrst Right of Refusal.

129 Ken Drive NW, Georgetown

Listing courtesy of Compass Group Realty, LLC.

$695,000
3 Beds ⋅ 3 Baths ⋅ 1536602 MLS
HIWASSEE WATERFRONT COMMUNITY / NW BRADLEY COUNTY! Better than new construction and loaded with upgrades, this stunning 2024-built home offers the perfect blend of luxury, comfort, and functionality in desirable NW Bradley County. Featuring Hardie-Plank siding, 3 bedrooms, 3 baths, a dedicated office, bonus room, and an open-concept split-bedroom floor plan, this home is designed for modern living. The spacious great room boasts soaring beamed ceilings, a floor-to-ceiling stone gas fireplace, and custom built-in bookshelves. Granite countertops, tile flooring, and high ceilings flow throughout the home. The gourmet kitchen is equipped with a large island, stainless steel appliances, gas range, tile backsplash, and disposal, making it ideal for entertaining. The private primary suite features a spa-like bath with double vanities, a soaking tub, a walk-in tile shower, and direct access to the laundry room for ultimate convenience. Step outside to an incredible outdoor living space featuring a fully equipped outdoor kitchen with a gas grill, gas cooktop, two refrigerators, a disposal, a stone fireplace, and a full bath--perfect for year-round entertaining. Additional highlights include a large 2-car garage with a utility sink, a rocking chair front porch, RV hookup, extensive professional landscaping with lighting, and abundant curb appeal. Located in a desirable riverfront community with access to a community boat ramp, this exceptional property offers a rare opportunity to enjoy luxury living with outdoor recreation just moments away. There is a 24 Hour Buyer's FIrst Right of Refusal.

129 Ken Drive NW, Georgetown

Listing courtesy of Compass Group Realty,LLC.

$599,900
3 Beds ⋅ 3 Baths ⋅ 1536084 MLS
**Sellers offering $9,000 towards buyer's closing expenses** If you've been searching for a home that offers privacy, usable outdoor space, and modern comfort without feeling isolated, this Georgetown property delivers the lifestyle many buyers are looking for today. Situated on 1.22 beautifully landscaped and wooded acres, this home offers a peaceful setting just minutes from Cleveland, TN, with convenient access to shopping, dining, healthcare, schools, and major commuting routes. Here, you can enjoy the tranquility of country living while remaining connected to everything you need. The outdoor spaces are designed for enjoying East Tennessee's natural beauty. Start your mornings with coffee on the covered back porch featuring a beautiful tongue-and-groove ceiling, spend evenings grilling on the adjoining patio, or create your own backyard retreat with a fire pit, garden beds, outdoor seating, or play area. The fully privacy-fenced backyard provides flexibility for pets, entertaining, and outdoor recreation, while mature landscaping, colorful flower beds, and decorative dry creek beds enhance the property's park-like setting. Inside, the open-concept floor plan creates a comfortable flow for everyday living and entertaining. Vaulted ceilings and a cozy fireplace anchor the main living area, while luxury vinyl plank flooring adds both style and durability. The spacious kitchen features stainless steel appliances, abundant cabinetry, and a large island that naturally becomes the gathering place for family and friends. The main-level primary suite provides the convenience many buyers desire, offering a tray ceiling, oversized walk-in closet, and a spa-inspired bathroom complete with double vanities, a soaking tub, and a tiled walk-in shower. A second bedroom and full bathroom on the main level provide flexibility for guests, remote work, or multi-generational living. Upstairs, you'll find a private retreat featuring a large third bedroom, full bathroom, and oversized bonus room. Whether you need a media room, home office, fitness space, playroom, second living area, or guest suite, this flexible space adapts to your lifestyle. Additional features include a welcoming front porch, dedicated laundry room, drop zone, generous storage, and a thoughtfully designed layout that offers both comfort and functionality. Located near Cleveland, TN within easy reach of Harrison Bay and Chattanooga, this home combines acreage, privacy, outdoor living, flexible living spaces, and modern finishes in one desirable package. Whether you're looking for room to grow, space to entertain, or simply a quieter pace of life, this property offers the opportunity to enjoy the best of East Tennessee living. BUYER ADVANTAGE - This home qualifies for a LENDER PAID 2-1 Buydown, offering reduced monthly mortgage payments during the first two years at no cost to the buyer or seller; specific lender required. **Sellers Closing expense of $5,000 is with acceptable offer - Call to schedule your private showing!

11785 Maddox Drive, Georgetown

Listing courtesy of Keller Williams Realty.

$335,000
3 Beds ⋅ 2 Baths ⋅ 1530499 MLS
Live the Tennessee Dream in Georgetown! Beautiful 3 Bedroom, 2 Bath Home, Open Floor Plan Come experience peaceful East Tennessee living in this beautiful, well-maintained 1,112 sq. ft. single-level home located in the quiet community of Georgetown, TN. Situated on a level 0.5 acre lot with direct access to Highway 58, this property offers the perfect blend of privacy, outdoor space, and convenient commuting to nearby Chattanooga and Cleveland, TN. Exterior Features • Covered front porch • Newly built 12x28 covered back deck • Private, level yard • Privacy-fenced backyard • One-car garage Move-in ready and perfectly located to enjoy the peaceful lifestyle that makes Tennessee such a special place to call home.

10908 Highway 58, Georgetown

Listing courtesy of Sell Your Home Services, LLC.

$299,000
1392815 MLS
Welcome to your new homestead, farm, or hunting grounds. This 42.68 acres of pristine land is completely untouched by the developments making their way across Bradley County. Relax by the creek, hunt or hike in the woods, or build your dream home off the beaten path! Schedule your showing today before it's gone! *Residential driveway permit application is pending. *Please note this is a flag lot that connects to the road. There is no road frontage for sale. Please contact me or your agent to obtain a copy of the Plat Map. Buyer to verify all information as part of their due diligence. *Part of property is in a flood zone.

000 No Pone Valley Road, Georgetown

Listing courtesy of Realty One Group Experts.

$299,000
20242263 MLS
Welcome to your new homestead, farm, or hunting grounds. This 42.68 acres of pristine land is completely untouched by the developments making their way across Bradley County. Relax by the creek, hunt or hike in the woods, or build your dream home off the beaten path! Schedule your showing today before it's gone! *Residential driveway permit application is pending. *Please note this is a flag lot that connects to the road. There is no road frontage for sale. Please contact me or your agent to obtain a copy of the Plat Map. Buyer to verify all information as part of their due diligence. *Part of property is in a flood zone.

00 No Pone Valley Road NW, Georgetown

Listing courtesy of Realty One Group Experts - Cleveland.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.