Georgetown Homes with FHA Terms

Georgetown Homes with FHA Terms

Welcome to Georgetown, Tennessee – a charming city that beautifully blends small-town warmth with modern conveniences. Nestled in the heart of the Volunteer State, Georgetown offers residents a tranquil lifestyle surrounded by stunning natural beauty. With its picturesque landscapes, friendly neighborhoods, and rich history, this hidden gem is perfect for families, retirees, and anyone looking to embrace a vibrant community.

Georgetown boasts a variety of amenities, including local parks, shops, and dining options that cater to every taste. The city’s commitment to preserving its natural beauty is evident in its well-maintained green spaces, ideal for outdoor enthusiasts and those seeking a peaceful retreat. The community hosts numerous events throughout the year, fostering a strong sense of belonging and connection among residents.

For those looking to make Georgetown their home, you’ll be pleased to discover that many properties are available with FHA financing options. This means that first-time homebuyers and those with limited savings can take advantage of accessible financing terms, making homeownership a reality. The homes in Georgetown range from charming historic houses to modern new builds, ensuring that there’s something for everyone.

Living in Georgetown means enjoying the best of both worlds: a serene environment with easy access to larger cities for work and entertainment. Whether you’re drawn to the friendly community vibe, the beautiful surroundings, or the affordable housing options, Georgetown, TN, is a place where you can truly feel at home. Come explore the possibilities and discover why this city is the perfect choice for your next chapter!

Newest Georgetown Homes with FHA Terms

$425,000
5 Beds 4 Baths 10814103 MLS
Exceptional 36 acre retreat offering a rare blend of upscale living and premier hunting. This beautifully maintained property is thoughtfully groomed with established food plots, natural cover, and abundant wildlife, creating an ideal environment for serious outdoorsmen or those seeking privacy and recreation. The main home is a 2023 Winston Helicon (72x32, approx. 2,304 sq ft) featuring an inviting open-concept design with a spacious great room anchored by an electric fireplace, an expansive kitchen with high-end finishes, abundant cabinetry, and a sun-filled sunroom overlooking the grounds. The primary suite is generously sized with a walk-in closet, double vanities, soaking tub, and a stunning tiled shower. A large laundry/craft room provides exceptional functionality and storage. A second 1,688 sq ft frame home offers 2 bedrooms, 2 baths, a comfortable family room, eat-in kitchen, and welcoming outdoor entertaining space-perfect for guests, extended family, or potential income. Improvements include a professional-grade 4-bay shop with roll-up doors and additional covered storage, an RV pad with a 30-amp hookup, and attractive white vinyl fencing with gated entry and a long-range wireless access system. Multiple live spring heads enhance the landscape and offer excellent potential for a future pond site. Additional equipment, deer stands, and feeder systems are available.

854 Hatcher Road, Georgetown

Listing courtesy of Stuart-Tillis Inc.

$695,000
3 Beds 3 Baths 20263043 MLS
HIWASSEE WATERFRONT COMMUNITY / NW BRADLEY COUNTY! Better than new construction and loaded with upgrades, this stunning 2024-built home offers the perfect blend of luxury, comfort, and functionality in desirable NW Bradley County. Featuring Hardie-Plank siding, 3 bedrooms, 3 baths, a dedicated office, bonus room, and an open-concept split-bedroom floor plan, this home is designed for modern living. The spacious great room boasts soaring beamed ceilings, a floor-to-ceiling stone gas fireplace, and custom built-in bookshelves. Granite countertops, tile flooring, and high ceilings flow throughout the home. The gourmet kitchen is equipped with a large island, stainless steel appliances, gas range, tile backsplash, and disposal, making it ideal for entertaining. The private primary suite features a spa-like bath with double vanities, a soaking tub, a walk-in tile shower, and direct access to the laundry room for ultimate convenience. Step outside to an incredible outdoor living space featuring a fully equipped outdoor kitchen with a gas grill, gas cooktop, two refrigerators, a disposal, a stone fireplace, and a full bath--perfect for year-round entertaining. Additional highlights include a large 2-car garage with a utility sink, a rocking chair front porch, RV hookup, extensive professional landscaping with lighting, and abundant curb appeal. Located in a desirable riverfront community with access to a community boat ramp, this exceptional property offers a rare opportunity to enjoy luxury living with outdoor recreation just moments away. There is a 24 Hour Buyer's FIrst Right of Refusal.

129 Ken Drive NW, Georgetown

Listing courtesy of Compass Group Realty, LLC.

$695,000
3 Beds 3 Baths 1536602 MLS
HIWASSEE WATERFRONT COMMUNITY / NW BRADLEY COUNTY! Better than new construction and loaded with upgrades, this stunning 2024-built home offers the perfect blend of luxury, comfort, and functionality in desirable NW Bradley County. Featuring Hardie-Plank siding, 3 bedrooms, 3 baths, a dedicated office, bonus room, and an open-concept split-bedroom floor plan, this home is designed for modern living. The spacious great room boasts soaring beamed ceilings, a floor-to-ceiling stone gas fireplace, and custom built-in bookshelves. Granite countertops, tile flooring, and high ceilings flow throughout the home. The gourmet kitchen is equipped with a large island, stainless steel appliances, gas range, tile backsplash, and disposal, making it ideal for entertaining. The private primary suite features a spa-like bath with double vanities, a soaking tub, a walk-in tile shower, and direct access to the laundry room for ultimate convenience. Step outside to an incredible outdoor living space featuring a fully equipped outdoor kitchen with a gas grill, gas cooktop, two refrigerators, a disposal, a stone fireplace, and a full bath--perfect for year-round entertaining. Additional highlights include a large 2-car garage with a utility sink, a rocking chair front porch, RV hookup, extensive professional landscaping with lighting, and abundant curb appeal. Located in a desirable riverfront community with access to a community boat ramp, this exceptional property offers a rare opportunity to enjoy luxury living with outdoor recreation just moments away. There is a 24 Hour Buyer's FIrst Right of Refusal.

129 Ken Drive NW, Georgetown

Listing courtesy of Compass Group Realty,LLC.

$599,900
3 Beds 3 Baths 1536084 MLS
**Sellers offering $9,000 towards buyer's closing expenses** If you've been searching for a home that offers privacy, usable outdoor space, and modern comfort without feeling isolated, this Georgetown property delivers the lifestyle many buyers are looking for today. Situated on 1.22 beautifully landscaped and wooded acres, this home offers a peaceful setting just minutes from Cleveland, TN, with convenient access to shopping, dining, healthcare, schools, and major commuting routes. Here, you can enjoy the tranquility of country living while remaining connected to everything you need. The outdoor spaces are designed for enjoying East Tennessee's natural beauty. Start your mornings with coffee on the covered back porch featuring a beautiful tongue-and-groove ceiling, spend evenings grilling on the adjoining patio, or create your own backyard retreat with a fire pit, garden beds, outdoor seating, or play area. The fully privacy-fenced backyard provides flexibility for pets, entertaining, and outdoor recreation, while mature landscaping, colorful flower beds, and decorative dry creek beds enhance the property's park-like setting. Inside, the open-concept floor plan creates a comfortable flow for everyday living and entertaining. Vaulted ceilings and a cozy fireplace anchor the main living area, while luxury vinyl plank flooring adds both style and durability. The spacious kitchen features stainless steel appliances, abundant cabinetry, and a large island that naturally becomes the gathering place for family and friends. The main-level primary suite provides the convenience many buyers desire, offering a tray ceiling, oversized walk-in closet, and a spa-inspired bathroom complete with double vanities, a soaking tub, and a tiled walk-in shower. A second bedroom and full bathroom on the main level provide flexibility for guests, remote work, or multi-generational living. Upstairs, you'll find a private retreat featuring a large third bedroom, full bathroom, and oversized bonus room. Whether you need a media room, home office, fitness space, playroom, second living area, or guest suite, this flexible space adapts to your lifestyle. Additional features include a welcoming front porch, dedicated laundry room, drop zone, generous storage, and a thoughtfully designed layout that offers both comfort and functionality. Located near Cleveland, TN within easy reach of Harrison Bay and Chattanooga, this home combines acreage, privacy, outdoor living, flexible living spaces, and modern finishes in one desirable package. Whether you're looking for room to grow, space to entertain, or simply a quieter pace of life, this property offers the opportunity to enjoy the best of East Tennessee living. BUYER ADVANTAGE - This home qualifies for a LENDER PAID 2-1 Buydown, offering reduced monthly mortgage payments during the first two years at no cost to the buyer or seller; specific lender required. **Sellers Closing expense of $5,000 is with acceptable offer - Call to schedule your private showing!

11785 Maddox Drive, Georgetown

Listing courtesy of Keller Williams Realty.

$1,050,000
2 Beds 3 Baths 1535563 MLS
Welcome to your own private GENTLEMEN'S farm in the rolling countryside of Georgetown in beautiful East Tennessee. Situated on 20 pristine acres, this remarkable property includes a 3 stall BARN with tack room and hayloft along with a SPRING FED POND which combines peaceful country living with convenience, functionality, and breathtaking NATURAL beauty. HAMILTON COUNTY Taxes ONLY. Perched atop a small hill with incredible PANORAMIC views of the surrounding land, this spacious 3,465 sq. ft. home is filled with warmth, character, and NATURAL light. Tall windows throughout the home showcase the rolling PASTURES, woods, BARN, and POND beyond while inviting the outdoors in. Relax in your private PRIMARY SUITE on the MAIN LEVEL in your beautiful soaking tub overlooking the rolling land. NEW WALK-IN shower, 2 walk-in closets and office nook complete this primary oasis. Gleaming HARDWOOD floors along with warm tile flow throughout most of the main level. The inviting living room is anchored by a GORGEOUS STONE fireplace with a hand-carved mantle and stunning TONGUE AND GROOVE ceiling, creating the perfect gathering space. A separate dining room and beautiful window-filled LIBRARY offer additional living and entertaining spaces full of charm and natural light. Enjoy your coffee on the stone front porch with amazing views OR on your Cozy covered deck while you take in the BEAUTIFUL SUNSETS. You will spend countless hours in the light filled SUNROOM just off the kitchen. The warm and welcoming EAT-IN kitchen features CUSTOM cabinetry, tile countertops, island, and breakfast bar, all overlooking the PICTURESQUE barn, pond, and surrounding acreage. An oversized LAUNDRY/MUDROOM with extra pantry storage, utility sink, and half bath conveniently connects to the attached two-car garage. Downstairs you will find a SPACIOUS DEN with french doors leading outside, oversized BEDROOM, FLEX ROOM, and 2ND FULL BATH. Major updates and improvements include new WINDOWS, new HARDI-BOARD siding, HVAC (2020), and dishwasher. METAL barn ROOF was replaced in 2015. The large barn enhances the property's versatility and APPEAL, making this an IDEAL setup for HOBBY FARMING, equipment storage, animals or future possibilities. Property is FENCED and cross-fenced and offers an exceptional blend of ROLLING PASTURES, mature WOODLANDS, and a picturesque spring-fed pond, creating endless opportunities for farming, GARDENING, recreation, HORSES, livestock, or simply enjoying the abundant wildlife and serene surroundings. Currently zoned A-1, this STUNNING acreage is perfectly suited for those seeking a true gentleman's farm lifestyle. Located on the BEAUTIFUL and PRIVATE B & K Ranch Road, you are surrounded by homesteads and gorgeous NATURAL properties. Less than 30 minutes to Chattanooga and within minutes of Chickamauga Lake for all of your OUTDOOR RECREATION, fishing and boating. Rarely does a property offer this combination of scenic beauty, usable acreage, privacy, updated improvements, and timeless charm. Call for your private tour of this WONDERFUL property today and see why this is such a special place.

7015 B And K Ranch Road, Georgetown

Listing courtesy of Keller Williams Realty.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.