Fort Oglethorpe Homes under $500,000

Fort Oglethorpe Homes under $500,000

Welcome to Fort Oglethorpe, Georgia – a charming city that beautifully blends Southern hospitality with modern living. Nestled in the northwest corner of the state, this vibrant community is just a stone's throw from the bustling city of Chattanooga, Tennessee, making it an ideal location for those seeking a peaceful retreat without sacrificing urban convenience.

Fort Oglethorpe is steeped in history, with roots dating back to the Civil War. Today, it offers a rich tapestry of cultural experiences, outdoor adventures, and community spirit. Residents and visitors alike can explore the stunning landscapes of Chickamauga and Chattanooga National Military Park, where scenic trails and historical landmarks await. The city is also home to a variety of local shops, dining options, and recreational facilities, ensuring that there's always something to do.

For homebuyers seeking affordable options, Fort Oglethorpe is a treasure trove of opportunities. With a diverse selection of homes available for under $500,000, you can find the perfect residence to suit your lifestyle and budget. From charming single-family homes to modern townhouses, the real estate market here caters to families, professionals, and retirees alike.

Imagine settling into a cozy neighborhood with tree-lined streets, friendly neighbors, and a strong sense of community. Whether you're a first-time homebuyer or looking to downsize, Fort Oglethorpe offers a welcoming environment where you can create lasting memories. Discover your dream home in this delightful city, where affordability meets quality living. Let Fort Oglethorpe be the backdrop to your next chapter!

Newest Fort Oglethorpe Homes under $500,000

105 Semmes Drive, Fort Oglethorpe
$359,900
4 Beds ⋅ 3 Baths ⋅ 1544164 MLS
Absolutely beautiful and recently updated 3-4-bedroom, 2.5 bath home centrally located in the heart of Ft Oglethorpe. From the moment you walk in you will see the beautiful updated new front door and the gorgeous, beamed ceilings. The expansive open concept layout of the kitchen and living area is perfect for the larger family or social gatherings. There are 3 bedrooms including the primary with ensuite and additional full bath on the main level. The downstairs boasts a large room currently being used as the 4th bedroom which would be great for teen suite/mother-in-law suite or the perfect space for hobbies, crafting or a massive mancave! There is a separate entrance which leads out to the patio area and YOUR VERY OWN PRIVATE OASIS! Just wait...its so cozy and nice! Did I mention there is also a sunroom which is the perfect spot for your morning coffee or a great place to unwind from a long day. Still need more? That ok because there is also an uncovered deck perfect for grilling out, a fantastic above ground pool and a LARGE fenced in backyard! Recent updates include all brand-new stainless appliances in kitchen, fresh paint throughout inside of the home, updated shower faucets, sink faucets, new steps in the foyer (these will be stained to match), new front entrance door, all areas of deck have been painted, beautiful new landscaping and a new expansive side driveway with gravel parking. Ohhhh and there is also a huge two car garage! This home truly does have so much to offer but dont take my word for it! Schedule your showing today and make 105 Semmes Drive your very own HOME SWEET HOME!

105 Semmes Drive, Fort Oglethorpe

Listing courtesy of Weichert Realtors-The Space Place.

2 Polk Circle, Fort Oglethorpe
$236,000
3 Beds ⋅ 2 Baths ⋅ 1543867 MLS
THIS HOME CAN BE OWNER FINANCED. 20% down, on 30 year not with 3 year balloon. Call for more details.. Charming, move-in ready, and full of character, this adorable 3-bedroom, 2-bath home offers one level comfortable living. From the moment you arrive, you'll be captivated by the inviting front porch, perfect for rocking chairs, morning coffee, and relaxing beneath the shade of a beautiful mature magnolia tree. The open-concept floor plan provides a spacious and welcoming atmosphere, while the low-maintenance exterior allows for easy living. Major improvements have already been completed, including new vinyl siding, trim, gutters, and deck in 2018, updated front porch railings in 2020, a roof replacement in 2010, and numerous additional upgrades completed throughout 2022 and 2023. Outdoor enthusiasts will appreciate being within walking distance of Gilbert Stephenson Park and the Chickamauga and Chattanooga National Military Park, offering endless opportunities for recreation, walking trails, and enjoying nature. Located in historic Fort Oglethorpe, this home combines small-town charm with the convenience of being just 15 minutes from downtown Chattanooga, shopping, dining, and entertainment. Homes with this much charm, location, and value don't stay on the market long. Schedule your private showing today before this opportunity is gone! Seller financing available with acceptable terms.

2 Polk Circle, Fort Oglethorpe

Listing courtesy of Blue Key Properties LLC.

31 Jackson Way, Fort Oglethorpe
$325,000
3 Beds ⋅ 2 Baths ⋅ 3596240 MLS
Welcome to your new home at 31 Jackson Way in the heart of Fort Oglethorpe, GA--where comfort, convenience, and charm come together. This beautifully refreshed all-brick 3 bedroom, 2 bathroom home is ready for its next chapter. From the moment you arrive, the spacious nearly one-third acre level corner lot with fenced in back yard and classic ALL brick exterior create a welcoming first impression. Step inside to discover over 1,200 square feet of warm and inviting living space featuring Hardwood floors throughout, fresh paint, and a functional floor plan designed for easy everyday living. The home has been thoughtfully updated over the past five years, making it truly move-in ready. The primary suite offers a private full bathroom for added comfort, while the kitchen comes fully equipped with all appliances remaining--making your move even easier. One of the standout features of this property is the flexibility it offers. With two driveways and two garages (one facing the front and the other on the side), including one with a workshop or storage area + laundry room, there is plenty of space for hobbies, projects, or extra vehicles. The additional garage also presents an exciting opportunity to expand the home by finishing it into additional living space. Location is everything, and this home delivers. Situated just off Battlefield Parkway in downtown Fort Oglethorpe, you'll love being within walking distance to shopping, dining, the movie theater, and the city park and pool. Everything you need is just minutes away. Check out the 360 Virtual Tour online or schedule your private onsite HOME tour today!

31 Jackson Way, Fort Oglethorpe

Listing courtesy of Crye-Leike Realtors.

31 Jackson Way, Fort Oglethorpe
$325,000
3 Beds ⋅ 2 Baths ⋅ 1543081 MLS
Welcome to your new home at 31 Jackson Way in the heart of Fort Oglethorpe, GA--where comfort, convenience, and charm come together. This beautifully refreshed all-brick 3 bedroom, 2 bathroom home is ready for its next chapter. From the moment you arrive, the spacious nearly one-third acre level corner lot with fenced in back yard and classic ALL brick exterior create a welcoming first impression. Step inside to discover over 1,200 square feet of warm and inviting living space featuring Hardwood floors throughout, fresh paint, and a functional floor plan designed for easy everyday living. The home has been thoughtfully updated over the past five years, making it truly move-in ready. The primary suite offers a private full bathroom for added comfort, while the kitchen comes fully equipped with all appliances remaining--making your move even easier. One of the standout features of this property is the flexibility it offers. With two driveways and two garages (one facing the front and the other on the side), including one with a workshop or storage area + laundry room, there is plenty of space for hobbies, projects, or extra vehicles. The additional garage also presents an exciting opportunity to expand the home by finishing it into additional living space. Location is everything, and this home delivers. Situated just off Battlefield Parkway in downtown Fort Oglethorpe, you'll love being within walking distance to shopping, dining, the movie theater, and the city park and pool. Everything you need is just minutes away. Check out the 360 Virtual Tour online or schedule your private onsite HOME tour today!

31 Jackson Way, Fort Oglethorpe

Listing courtesy of Crye-Leike, REALTORS.

5 Lee Circle, Fort Oglethorpe
$215,000
2 Beds ⋅ 1 Baths ⋅ 3594403 MLS
5 Lee Circle is a beautifully renovated 2-bedroom, 1-bath home offering approximately 956 square feet of comfortable, functional living space on a large, level 0.28-acre lot. Originally built in 1957, the home has been thoughtfully updated throughout while maintaining some of its original character. The current owners have completed an extensive renovation, making this home truly move-in ready. Updates include new LVP flooring throughout, fresh interior paint, granite countertops, new stainless-steel appliances, a fully renovated bathroom, new light fixtures and ceiling fans, and interior improvements including fresh paint, refreshed landscaping and completed repairs to the screened-in porch. The home also offers vinyl windows, a covered front porch, a dedicated laundry room and additional office/flex space. The combination of a manageable 956-square-foot floor plan and a spacious, flat lot gives the property broad appeal. It is well suited for a first-time homebuyer looking for an affordable, updated home, a buyer looking to downsize into something easier to maintain, or an investor seeking a turnkey rental property. Location is another strong selling point. 5 Lee Circle is conveniently located near Battlefield Parkway/Highway 2A, shopping, grocery stores, restaurants and Chickamauga Battlefield, while also providing easy access to the surrounding Chattanooga area.

5 Lee Circle, Fort Oglethorpe

Listing courtesy of Greater Chattanooga Realty, Keller Williams Realty.

5 Lee Circle, Fort Oglethorpe
$215,000
2 Beds ⋅ 1 Baths ⋅ 1543026 MLS
5 Lee Circle is a beautifully renovated 2-bedroom, 1-bath home offering approximately 956 square feet of comfortable, functional living space on a large, level 0.28-acre lot. Originally built in 1957, the home has been thoughtfully updated throughout while maintaining some of its original character. The current owners have completed an extensive renovation, making this home truly move-in ready. Updates include new LVP flooring throughout, fresh interior paint, granite countertops, new stainless-steel appliances, a fully renovated bathroom, new light fixtures and ceiling fans, and interior improvements including fresh paint, refreshed landscaping and completed repairs to the screened-in porch. The home also offers vinyl windows, a covered front porch, a dedicated laundry room and additional office/flex space. The combination of a manageable 956-square-foot floor plan and a spacious, flat lot gives the property broad appeal. It is well suited for a first-time homebuyer looking for an affordable, updated home, a buyer looking to downsize into something easier to maintain, or an investor seeking a turnkey rental property. Location is another strong selling point. 5 Lee Circle is conveniently located near Battlefield Parkway/Highway 2A, shopping, grocery stores, restaurants and Chickamauga Battlefield, while also providing easy access to the surrounding Chattanooga area.

5 Lee Circle, Fort Oglethorpe

Listing courtesy of Keller Williams Realty.

26 Stovall Street, Fort Oglethorpe
$229,000
2 Beds ⋅ 2 Baths ⋅ 1542883 MLS
SELLER INCENTIVE! Seller is offering up to 1.5% of the purchase price toward Buyer's closing costs, PLUS a Base Plan home warranty valued up to $575 with an acceptable offer! OPPORTUNITY TO RESTORE THE ORIGINAL 3-BEDROOM LAYOUT! Currently configured as a 2-bedroom, 1.5-bath home, the dining area was originally the third bedroom. The next owner may have the opportunity to return the home to its previous 3-bedroom configuration by reinstalling the dividing wall and reconfiguring the closet area currently incorporated into the adjoining bedroom. Buyer to verify feasibility and any applicable requirements. ESTATE SALE • APPROX. 1,660 SQ. FT. • 2024 DUAL-FUEL HVAC • 2020 ROOF • SCREENED PORCH • 0.28-ACRE LOT Welcome to 26 Stovall Street in Fort Oglethorpe! Offering approximately 1,660 square feet, this home provides a spacious and flexible floor plan with multiple living areas and plenty of potential for a buyer looking to make a home their own. Several major improvements have already been completed, including a dual-fuel HVAC system in 2024, crawlspace improvements in 2025, roof replacement in 2020, water heater in 2019, and replacement windows in 2008. A clear termite letter has also been completed. Inside, you'll find a large family room with a natural gas wall heater, separate living room, dining area, kitchen with island, separate laundry room, and abundant storage throughout. The attached screened porch provides a comfortable place to relax while overlooking the generous backyard. The partially fenced 0.28-acre lot offers room for pets, gardening, entertaining, or creating your own outdoor retreat. A storage shed, 1-car carport, and oversized driveway provide additional storage and ample parking. With valuable seller incentives, important updates already completed, and the potential to restore the original 3-bedroom layout, 26 Stovall Street offers an excellent opportunity for a buyer ready to add their own finishing touches and make this home their own.

26 Stovall Street, Fort Oglethorpe

Listing courtesy of United Real Estate Experts.

26 Stovall Street, Fort Oglethorpe
$229,000
2 Beds ⋅ 2 Baths ⋅ 3593176 MLS
SELLER INCENTIVE! Seller is offering up to 1.5% of the purchase price toward Buyer's closing costs, PLUS a Base Plan home warranty valued up to $575 with an acceptable offer! OPPORTUNITY TO RESTORE THE ORIGINAL 3-BEDROOM LAYOUT! Currently configured as a 2-bedroom, 1.5-bath home, the dining area was originally the third bedroom. The next owner may have the opportunity to return the home to its previous 3-bedroom configuration by reinstalling the dividing wall and reconfiguring the closet area currently incorporated into the adjoining bedroom. Buyer to verify feasibility and any applicable requirements. ESTATE SALE • APPROX. 1,660 SQ. FT. • 2024 DUAL-FUEL HVAC • 2020 ROOF • SCREENED PORCH • 0.28-ACRE LOT Welcome to 26 Stovall Street in Fort Oglethorpe! Offering approximately 1,660 square feet, this home provides a spacious and flexible floor plan with multiple living areas and plenty of potential for a buyer looking to make a home their own. Several major improvements have already been completed, including a dual-fuel HVAC system in 2024, crawlspace improvements in 2025, roof replacement in 2020, water heater in 2019, and replacement windows in 2008. A clear termite letter has also been completed. Inside, you'll find a large family room with a natural gas wall heater, separate living room, dining area, kitchen with island, separate laundry room, and abundant storage throughout. The attached screened porch provides a comfortable place to relax while overlooking the generous backyard. The partially fenced 0.28-acre lot offers room for pets, gardening, entertaining, or creating your own outdoor retreat. A storage shed, 1-car carport, and oversized driveway provide additional storage and ample parking. With valuable seller incentives, important updates already completed, and the potential to restore the original 3-bedroom layout, 26 Stovall Street offers an excellent opportunity for a buyer ready to add their own finishing touches and make this home

26 Stovall Street, Fort Oglethorpe

Listing courtesy of United Real Estate Experts.

915 Colony Circle, Fort Oglethorpe
$324,900
2 Beds ⋅ 2 Baths ⋅ 1542755 MLS
Welcome home! This beautifully upgraded, one-level home offers the perfect combination of comfort, style, and easy living. From the moment you step into the inviting foyer, you'll notice the beautiful hardwood floors, 9-foot ceilings, and elegant crown molding that create a warm and polished first impression. The spacious guest bedroom is conveniently located just off the foyer, while the home continues into a wonderful open-concept living space where the kitchen, dining area, and living room come together seamlessly. Designed with both everyday living and entertaining in mind, this layout allows everyone to stay connected--even while preparing a meal in the kitchen. The beautifully upgraded kitchen features custom cabinetry, quartz countertops, a breakfast bar, upgraded appliances, and a large walk-in pantry that provides plenty of storage. The cozy stacked-stone fireplace serves as a beautiful focal point and can be enjoyed from the living room, dining area, and kitchen. Just off the kitchen, step outside to the covered patio and enjoy your morning coffee, an evening meal. Beyond the covered patio, the home also offers a lovely private backyard, an inviting outdoor retreat with room to relax, garden, entertain, or simply enjoy your own peaceful space. With everything conveniently located on one level, this home offers an easy, comfortable lifestyle without sacrificing style or space. Beautiful upgrades, an inviting open floor plan, and a private backyard make this a home you'll want to see for yourself!

915 Colony Circle, Fort Oglethorpe

Listing courtesy of Coldwell Banker Kinard Realty - Ga.

97 Edgewood Circle, Fort Oglethorpe
$364,900
5 Beds ⋅ 3 Baths ⋅ 3546474 MLS
Welcome home to 97 Edgewood Circle! This beautifully updated home is the perfect option for a large family, a multigenerational living arrangement, or the buyer looking for manageable living space, and plenty of options in the basement! This home may have been built in 1968, but the updates have brought it completely into this decade and ready for many more years to come! Located just off of Cloud Springs Rd, and in the quiet Green Acres subdivision, the stillness of the large trees and the tranquility of the expansive lot are evidence of space and thought that's hard to find in recent construction. The modern front porch leads from the sidewalk and fresh landscaping that contrast the red brick exterior. The front door opens to the split level design. On the main level, a large living area opens to an updated kitchen. Gleaming hardwoods run throughout this floor, reflecting the ample amounts of sunlight cast from the new vinyl windows which were updated in 2019. The updated kitchen is one place where the home really shines. Solid wood cabinetry, all brand new stainless appliances, new granite countertops, a wall of cabinets for pantry storage, and a new sink, as well as small appliance storage are standout features of this space. Currently, the sellers have positioned the eat-in area of the kitchen to be near the pantry cabinets, but this area could also easily be relocated at the end of the kitchen adjacent to the double doors which lead out onto the deck. Down the hallway from the kitchen, a moderately updated full bath with more solid wooden cabinetry, and updated solid state countertop, a new toilet, and tub/shower combo is a perfect bathroom for guests, or for residents with bedrooms on the main floor. Two good sized bedrooms are also located on this main floor and the primary suite is located at the end of the hallways. The sellers have thoughtfully redone this entire space.

97 Edgewood Circle, Fort Oglethorpe

Listing courtesy of Greater Chattanooga Realty, Keller Williams Realty.

97 Edgewood Circle, Fort Oglethorpe
$364,900
5 Beds ⋅ 3 Baths ⋅ 1542526 MLS
Welcome home to 97 Edgewood Circle! This beautifully updated home is the perfect option for a large family, a multigenerational living arrangement, or the buyer looking for manageable living space, and plenty of options in the basement! This home may have been built in 1968, but the updates have brought it completely into this decade and ready for many more years to come! Located just off of Cloud Springs Rd, and in the quiet Green Acres subdivision, the stillness of the large trees and the tranquility of the expansive lot are evidence of space and thought that's hard to find in recent construction. The modern front porch leads from the sidewalk and fresh landscaping that contrast the red brick exterior. The front door opens to the split level design. On the main level, a large living area opens to an updated kitchen. Gleaming hardwoods run throughout this floor, reflecting the ample amounts of sunlight cast from the new vinyl windows which were updated in 2019. The updated kitchen is one place where the home really shines. Solid wood cabinetry, all brand new stainless appliances, new granite countertops, a wall of cabinets for pantry storage, and a new sink, as well as small appliance storage are standout features of this space. Currently, the sellers have positioned the eat-in area of the kitchen to be near the pantry cabinets, but this area could also easily be relocated at the end of the kitchen adjacent to the double doors which lead out onto the deck. Down the hallway from the kitchen, a moderately updated full bath with more solid wooden cabinetry, and updated solid state countertop, a new toilet, and tub/shower combo is a perfect bathroom for guests, or for residents with bedrooms on the main floor. Two good sized bedrooms are also located on this main floor and the primary suite is located at the end of the hallways. The sellers have thoughtfully redone this entire space. The master bathroom has been completely redone with new tile, a new vanity and a new toilet. The seller also took space from an extra closet in the adjacent bedroom, and created a much deeper closet in the master bedroom. Downstairs, the basement features LPV and a living space immediately to the left. This large area is perfect for a teen suite, a hobby room, a downstairs gym, or separate den/living area. The sellers have also added a closet in this space for even more functionality. A new half bath also sits at the end of the stairs. The updated laundry area sits to the right of the steps, and also includes updated flooring and a laundry/folding counter to make this space even more enjoyable. And through one more door on the right, you'll see a brand new, finished basement space. Now fully enclosed, heated and cooled with a mini split, and LVP floors, this extra bedroom is perfect for additional living space, a home office, another teen suite, et al. Outside, a wide and expansive backyard is a rare find with a home that is so updated. The large back deck is perfect for sipping your morning coffee. The owners have put in a new, modern fence, and also run power to the backyard shed!

97 Edgewood Circle, Fort Oglethorpe

Listing courtesy of Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.