Fort Oglethorpe Homes under $300,000

THIS HOME CAN BE OWNER FINANCED. 20% down, on 30 year not with 3 year balloon. Call for more details.. Charming, move-in ready, and full of character, this adorable 3-bedroom, 2-bath home offers one level comfortable living. From the moment you arrive, you'll be captivated by the inviting front porch, perfect for rocking chairs, morning coffee, and relaxing beneath the shade of a beautiful mature magnolia tree. The open-concept floor plan provides a spacious and welcoming atmosphere, while the low-maintenance exterior allows for easy living. Major improvements have already been completed, including new vinyl siding, trim, gutters, and deck in 2018, updated front porch railings in 2020, a roof replacement in 2010, and numerous additional upgrades completed throughout 2022 and 2023. Outdoor enthusiasts will appreciate being within walking distance of Gilbert Stephenson Park and the Chickamauga and Chattanooga National Military Park, offering endless opportunities for recreation, walking trails, and enjoying nature. Located in historic Fort Oglethorpe, this home combines small-town charm with the convenience of being just 15 minutes from downtown Chattanooga, shopping, dining, and entertainment. Homes with this much charm, location, and value don't stay on the market long. Schedule your private showing today before this opportunity is gone! Seller financing available with acceptable terms.

2 Polk Circle, Fort Oglethorpe

Listing courtesy of Blue Key Properties LLC.

$280,000

3 Beds ⋅ 8 Baths ⋅ 1543613 MLS

Daphne Lane has had several update on each unit: Both Ptac units installed all three units November 2021 Roof replaced January 2021 Unit 76 Flooring replaced November 2021 Water heater October 2021 Refrigerator October 2021 Unit 78 Flooring April 2024 Refrigerator March 2024 Stove March 2024 Unit 80 Flooring August 2023 Refrigerator April 2023 Stove August 2023

1 Daphne Lane, Fort Oglethorpe

Listing courtesy of Keller Williams Realty.

$215,000

2 Beds ⋅ 1 Baths ⋅ 3594403 MLS

5 Lee Circle is a beautifully renovated 2-bedroom, 1-bath home offering approximately 956 square feet of comfortable, functional living space on a large, level 0.28-acre lot. Originally built in 1957, the home has been thoughtfully updated throughout while maintaining some of its original character. The current owners have completed an extensive renovation, making this home truly move-in ready. Updates include new LVP flooring throughout, fresh interior paint, granite countertops, new stainless-steel appliances, a fully renovated bathroom, new light fixtures and ceiling fans, and interior improvements including fresh paint, refreshed landscaping and completed repairs to the screened-in porch. The home also offers vinyl windows, a covered front porch, a dedicated laundry room and additional office/flex space. The combination of a manageable 956-square-foot floor plan and a spacious, flat lot gives the property broad appeal. It is well suited for a first-time homebuyer looking for an affordable, updated home, a buyer looking to downsize into something easier to maintain, or an investor seeking a turnkey rental property. Location is another strong selling point. 5 Lee Circle is conveniently located near Battlefield Parkway/Highway 2A, shopping, grocery stores, restaurants and Chickamauga Battlefield, while also providing easy access to the surrounding Chattanooga area.

5 Lee Circle, Fort Oglethorpe

Listing courtesy of Greater Chattanooga Realty, Keller Williams Realty.

$215,000

2 Beds ⋅ 1 Baths ⋅ 1543026 MLS

5 Lee Circle is a beautifully renovated 2-bedroom, 1-bath home offering approximately 956 square feet of comfortable, functional living space on a large, level 0.28-acre lot. Originally built in 1957, the home has been thoughtfully updated throughout while maintaining some of its original character. The current owners have completed an extensive renovation, making this home truly move-in ready. Updates include new LVP flooring throughout, fresh interior paint, granite countertops, new stainless-steel appliances, a fully renovated bathroom, new light fixtures and ceiling fans, and interior improvements including fresh paint, refreshed landscaping and completed repairs to the screened-in porch. The home also offers vinyl windows, a covered front porch, a dedicated laundry room and additional office/flex space. The combination of a manageable 956-square-foot floor plan and a spacious, flat lot gives the property broad appeal. It is well suited for a first-time homebuyer looking for an affordable, updated home, a buyer looking to downsize into something easier to maintain, or an investor seeking a turnkey rental property. Location is another strong selling point. 5 Lee Circle is conveniently located near Battlefield Parkway/Highway 2A, shopping, grocery stores, restaurants and Chickamauga Battlefield, while also providing easy access to the surrounding Chattanooga area.

5 Lee Circle, Fort Oglethorpe

Listing courtesy of Keller Williams Realty.

$229,000

2 Beds ⋅ 2 Baths ⋅ 1542883 MLS

SELLER INCENTIVE! Seller is offering up to 1.5% of the purchase price toward Buyer's closing costs, PLUS a Base Plan home warranty valued up to $575 with an acceptable offer! POTENTIAL TO RESTORE THE ORIGINAL 3-BEDROOM LAYOUT! The current dining area was originally the home's third bedroom and may potentially be converted back, giving the next owner the opportunity to restore the home to a 3-bedroom, 1 full bath and 1 half bath layout. Subject to buyer verification and any applicable requirements, this may be accomplished by reinstalling the dividing wall and reconfiguring the closet area currently incorporated into the adjoining bedroom. ESTATE SALE • APPROX. 1,660 SQ. FT. • 2024 HVAC • 2020 ROOF • SCREENED PORCH Welcome to 26 Stovall Street in the heart of Fort Oglethorpe! This estate property offers approximately 1,660 square feet of living space, currently configured with 2 bedrooms and 1.5 baths, multiple living areas, and plenty of opportunity for the next owner to make it their own. Several important improvements have already been completed, including a dual-fuel HVAC system in 2024, crawlspace improvements in 2025, roof replacement in 2020, water heater in 2019, and replacement windows in 2008. A clear termite letter has also been completed, allowing buyers to focus on adding their own personal touches. Inside, you'll find a spacious and versatile layout featuring a large family room with a natural gas wall heater, separate living room, dining area, kitchen with island, separate laundry room, and abundant storage throughout. Step outside to the attached screened porch overlooking the generous 0.28-acre lot. The partially fenced backyard provides plenty of space for gardening, pets, entertaining, or creating your own outdoor retreat. A storage shed, 1-car carport, and oversized driveway provide additional storage and plenty of parking. LOCATION, LOCATION, LOCATION! Conveniently situated near Battlefield Parkway with easy access to shopping, grocery stores, restaurants, medical facilities, schools, parks, and everyday conveniences. Downtown Chattanooga and popular area attractions, including Lookout Mountain, Rock City, Ruby Falls, the Tennessee Aquarium, and the Tennessee Riverwalk, are also within convenient driving distance. Whether you're looking for a home to personalize, an investment opportunity, or the possibility of restoring the home's original 3-bedroom layout, 26 Stovall Street offers location, space, completed improvements, seller incentives, and plenty of future potential. Bring your ideas and schedule your private showing today!

26 Stovall Street, Fort Oglethorpe

Listing courtesy of United Real Estate Experts.

$229,000

2 Beds ⋅ 2 Baths ⋅ 3593176 MLS

SELLER INCENTIVE! Seller is offering up to 1.5% of the purchase price toward Buyer's closing costs, PLUS a Base Plan home warranty valued up to $575 with an acceptable offer! POTENTIAL TO RESTORE THE ORIGINAL 3-BEDROOM LAYOUT! The current dining area was originally the home's third bedroom and may potentially be converted back, giving the next owner the opportunity to restore the home to a 3-bedroom, 1 full bath and 1 half bath layout. Subject to buyer verification and any applicable requirements, this may be accomplished by reinstalling the dividing wall and reconfiguring the closet area currently incorporated into the adjoining bedroom. ESTATE SALE • APPROX. 1,660 SQ. FT. • 2024 HVAC • 2020 ROOF • SCREENED PORCH Welcome to 26 Stovall Street in the heart of Fort Oglethorpe! This estate property offers approximately 1,660 square feet of living space, currently configured with 2 bedrooms and 1.5 baths, multiple living areas, and plenty of opportunity for the next owner to make it their own. Several important improvements have already been completed, including a dual-fuel HVAC system in 2024, crawlspace improvements in 2025, roof replacement in 2020, water heater in 2019, and replacement windows in 2008. A clear termite letter has also been completed, allowing buyers to focus on adding their own personal touches. Inside, you'll find a spacious and versatile layout featuring a large family room with a natural gas wall heater, separate living room, dining area, kitchen with island, separate laundry room, and abundant storage throughout. Step outside to the attached screened porch overlooking the generous 0.28-acre lot. The partially fenced backyard provides plenty of space for gardening, pets, entertaining, or creating your own outdoor retreat. A storage shed, 1-car carport, and oversized driveway provide additional storage and plenty of parking. LOCATION, LOCATION, LOCATION!

26 Stovall Street, Fort Oglethorpe

Listing courtesy of United Real Estate Experts.

$285,000

3 Beds ⋅ 2 Baths ⋅ 1542120 MLS

Move-in ready, recently refreshed, and all on ONE level! Set on an oversized corner lot in the established Heritage Woods neighborhood central to Fort O and its amenities-- this inviting home combines thoughtful updates, comfortable living spaces, and a location that keeps you close to everything. Step inside to a bright, welcoming living room that flows easily into the dining area, featuring fresh paint, updated fixtures, and attractive engineered hardwood flooring. The kitchen is a standout with gorgeous granite countertops, tile flooring, stainless steel appliances--including a 5-burner gas range, refrigerator, microwave, and dishwasher--plus custom cabinetry with convenient pull-out storage, pot-storage drawers, a newer sink and faucet, and tile backsplash. The spacious primary suite offers a large walk-in closet and a beautifully updated contemporary bath with a large glass-enclosed tile shower and modern vanity. Two additional generously-sized bedrooms also feature brand-new carpet, while the refreshed second full bath carries the home's updated feel throughout. A separate laundry room and attached two-car garage add everyday convenience, while the outdoor spaces give you even more room to enjoy. Relax on the covered front porch or retreat to the private covered back patio. The oversized corner lot also features an 8-foot privacy fence along the rear and left side and 5-foot fencing on the right. Fresh, comfortable, stylish, and truly move-in ready--this is a home where the work has already been done, so you can simply unpack and start enjoying it. Conveniently located just minutes from Ringgold, Chattanooga, shopping, dining, and more. Schedule to see it now! This home is priced well and ready to draw attention to this cute gem!

602 Colony Circle, Fort Oglethorpe

Listing courtesy of Coldwell Banker Kinard Realty - Ga.

$169,900

2 Beds ⋅ 1 Baths ⋅ 1542041 MLS

Convenient One-Level Living at 4 Stovall St, Fort Oglethorpe, GA This 2-bedroom, 1-bath home offers comfortable, one-level living in a convenient location. The property features a nice yard, covered carport, and storage building, providing additional space for tools, lawn equipment, and seasonal items. Located just minutes from the hospital, shopping, dining, and everyday conveniences, this home offers plenty of potential for a first-time buyer, downsizer, or investor. The property is being sold as-is. Buyer to verify all information.

4 Stovall Street, Fort Oglethorpe

Listing courtesy of Crye-Leike, REALTORS.

$250,000

3 Beds ⋅ 2 Baths ⋅ 3529079 MLS

MOTIVATED SELLER... Welcome to 78 Elaine Circle! This charming 3-bedroom, 2-bath home offers comfortable one-level living in a convenient Fort Oglethorpe location. Step inside to a welcoming floor plan featuring beautiful hardwood and tile flooring, a cozy living room fireplace, and plenty of natural light. The kitchen offers ample cabinetry and functionality, while the spacious bedrooms provide room for everyone to spread out. Outside, enjoy a fenced backyard and relaxing screened porch, perfect for morning coffee, entertaining, or unwinding at the end of the day. An attached one-car garage adds convenience and extra storage. Located close to schools, shopping, dining, and everyday amenities, this home is a wonderful opportunity to make Fort Oglethorpe home! Schedule your showing today.

78 Elaine Circle, Fort Oglethorpe

Listing courtesy of EXP Realty LLC.

$250,000

3 Beds ⋅ 2 Baths ⋅ 1541772 MLS

MOTIVATED SELLER... Welcome to 78 Elaine Circle! This charming 3-bedroom, 2-bath home offers comfortable one-level living in a convenient Fort Oglethorpe location. Step inside to a welcoming floor plan featuring beautiful hardwood and tile flooring, a cozy living room fireplace, and plenty of natural light. The kitchen offers ample cabinetry and functionality, while the spacious bedrooms provide room for everyone to spread out. Outside, enjoy a fenced backyard and relaxing screened porch, perfect for morning coffee, entertaining, or unwinding at the end of the day. An attached one-car garage adds convenience and extra storage. Located close to schools, shopping, dining, and everyday amenities, this home is a wonderful opportunity to make Fort Oglethorpe home! Schedule your showing today.

78 Elaine Circle, Fort Oglethorpe

Listing courtesy of EXP Realty, LLC.

$199,900

5 Beds ⋅ 3 Baths ⋅ 1541612 MLS

Welcome to 47 Pegram Circle in Fort Oglethorpe! This 5 bedroom home offers a great opportunity for buyers looking to add their own finishing touches and make a space their own. The property features a large added living area currently being used as a game room/den, providing plenty of extra space for entertaining, relaxing, or creating a flexible bonus area to fit your needs. Some interior work has been started and will need to be completed, giving the next owner the chance to customize the home to their style. With its generous living space and potential, this property is ideal for buyers, investors, or renovators looking for a home with room to add value. HVAC updated in the last 3 years. Property is being sold AS-IS. Bring your ideas and see the possibilities!

47 Pegram Circle, Fort Oglethorpe

Listing courtesy of Keller Williams Realty.

219 Robert E Lee Street, Fort Oglethorpe

$168,499

3 Beds ⋅ 1 Baths ⋅ 10832798 MLS

This three bedroom ranch home sits in the heart of richly historic Fort Oglethorpe. This home combines small-town charm with the convenience of being less than 10 miles from Chattanooga. Metal roof, HVAC is only 7 years old, and no HOA! You will enjoy being within walking distance of Gilbert Stephenson Park, which offers a pool, tennis and pickle ball courts, walking trails, playgrounds, and more. Also near Chickamauga and Chattanooga National Military Park.

219 Robert E Lee Street, Fort Oglethorpe

Listing courtesy of Joe Stockdale Real Estate.

Fort Oglethorpe Homes under $300,000

Newest Fort Oglethorpe Homes under $300,000