Chickamauga Homes with USDA Loan Terms

Chickamauga Homes with USDA Loan Terms

Welcome to Chickamauga, Georgia – a charming city that beautifully blends historic charm with modern living. Nestled in Walker County, this picturesque town is renowned for its rich Civil War history, scenic landscapes, and a tight-knit community that welcomes newcomers with open arms. With a population of just over 3,000 residents, Chickamauga boasts a small-town feel while offering all the amenities you need for a comfortable lifestyle.

The heart of Chickamauga is its vibrant downtown area, where you can explore unique shops, delightful eateries, and local parks. The city's commitment to preserving its history is evident in its well-maintained buildings and historical sites, making it a wonderful place for history buffs and families alike. Outdoor enthusiasts will appreciate the nearby Chickamauga and Chattanooga National Military Park, which offers stunning trails and recreational opportunities.

For those looking to settle down in this charming city, Chickamauga offers a range of beautiful homes, many of which qualify for USDA loan terms. This financing option is a fantastic opportunity for eligible buyers, as it allows you to purchase a home with little to no down payment, making homeownership more accessible. The homes in Chickamauga often feature spacious yards, modern amenities, and a welcoming atmosphere, perfect for families or anyone seeking a peaceful retreat.

Whether you’re drawn to its historical significance, community spirit, or beautiful surroundings, Chickamauga is a hidden gem waiting to be discovered. Come explore your future home in this delightful Georgia town!

Newest Chickamauga Homes with USDA Loan Terms

$594,999
7 Beds ⋅ 5 Baths ⋅ 1539067 MLS
This exceptional 2.33-acre property sits in a high-visibility, high-traffic location at the key junction of Hwy 27 and the Chickamauga Battlefield area.. Highlights: - This all on this 2.3 acre track: - Established Vacation Rental: a charming 2-bedroom, 1-bathroom vacation rental unit (Our BattleVista), built and designed by the owner. - Storage Building: Offer extra storage for supplies. - Rental Units: Expand your rental portfolio with a house rental unit and a manufactured home rental unit. - Development Potential: a prepared building site with a septic system already installed, perfect for future expansion. Location, Location, Location: - Prime Civil War History Destination: Situated just 0.4 miles from the entrance to Chickamauga Battlefield at Wilder Tower, this property attracts history buffs and outdoor enthusiasts. - 2.33 Acres of Opportunity: This expansive property offers ample space to simply enjoy the peace. - Convenient Location: Nestled between Fort Oglethorpe and Chickamauga, Georgia, with Chattanooga, Tennessee just 15 minutes north, this property offers easy access to amenities and attractions.

406 N Long Hollow Road, Chickamauga

Listing courtesy of List With Freedom.

$360,000
3 Beds ⋅ 2 Baths ⋅ 1538823 MLS
Welcome to this charming 3-bedroom, 2-bathroom home situated on just over a half-acre lot in the desirable Sentry Oaks subdivision. Nestled on a quiet cul-de-sac, this property offers the perfect blend of neighborhood living, privacy, and outdoor space. Just minutes from Fort Oglethorpe, downtown Chickamauga, Chickamauga Battlefield, shopping, dining, schools, and an easy commute to Chattanooga. Inside, you'll find a spacious living room with vaulted ceilings that create an inviting atmosphere. The kitchen features stainless steel appliances, ample cabinet and countertop space, and flows into the formal dining room, making everyday living and entertaining easy. The primary suite offers tray ceilings, a walk-in closet, and an en-suite bathroom. Two additional bedrooms, a second full bath, a laundry room, and an attached two-car garage provide comfort and convenience. Above the garage, you'll find a large additional storage space. The detached storage building with electricity is perfect for a workshop, hobbies, or extra storage. A convenient roll-up access door provides easy entry to the crawlspace, offering more storage for things like lawn equipment. Step outside from the dining room onto the covered back deck overlooking the private, fenced backyard. The spacious lot offers plenty of space for gardening, pets, and play. A small creek adds to the peaceful setting, and the existing chicken coop provides the opportunity for hobby farming or raising your own backyard flock. If you've been searching for a home that offers a desirable neighborhood, generous outdoor space, abundant storage, and a convenient location, this one is ready to welcome you home.

97 Stones River Drive, Chickamauga

Listing courtesy of The Chattanooga Home Team.

$565,000
2 Beds ⋅ 4 Baths ⋅ 1538509 MLS
Calling All Homesteaders, Hobby Farmers & Dreamers - Your Country Escape Awaits For the first time ever, 932 Johnson Road is being offered for its next chapter. Set on just under 15 acres, this rare property delivers the space, privacy, and flexibility so many buyers are searching for - all less than 20 minutes from Chattanooga. Whether you have been dreaming of expansive gardens, livestock, room to roam, multigenerational living, or simply a quieter lifestyle surrounded by land, this property offers the opportunity to bring that vision to life. With infrastructure already in place for an additional structure, future expansion is both practical and convenient. A spacious detached garage sits at the edge of the property, offering endless possibilities as a workshop, hobby space, storage area for equipment and recreational toys, or a base for your next big project. Out back, the heated pool creates a private retreat and extends the swim season well beyond the summer months. The double driveway, beautifully framed by mature Bradford pear trees, provides a memorable entrance each spring and a peaceful welcome home year-round. With acreage, location, flexibility, and long-term potential, 932 Johnson Road is more than a home - it is a chance to build the lifestyle you have been waiting for. Walk the land, take in the space, and imagine what life could look like here.

932 Johnson Road, Chickamauga

Listing courtesy of Rogue Real Estate Company llc.

$250,000
3 Beds ⋅ 2 Baths ⋅ 1537132 MLS
Affordable one-level living, a spacious yard, and a peaceful Northwest Georgia setting -- 305 Longwood St. checks the boxes for buyers looking for comfort, convenience, and value. This well-maintained 3 bedroom, 2 bath rancher sits on a generous 0.56 acre lot with a large, flat backyard that is ready for pets, gardening, outdoor entertaining, or simply enjoying extra space. With a split-bedroom floor plan and newer appliances, this home offers practical everyday living in a location that keeps you close to it all. PUT THIS ONE ON YOUR MUST SEE LIST!

305 Longwood Street, Chickamauga

Listing courtesy of Keller Williams Realty.

$249,000
4 Beds ⋅ 2 Baths ⋅ 1537082 MLS
Welcome home to this spacious 4-bedroom, 2-bath property situated on 1.31 acres. Featuring 1,475 square feet and an open floor plan, this home offers comfortable living with a split-bedroom design that provides added separation between the primary suite and secondary bedrooms. Outside, you'll find plenty of space to enjoy country living, including a 10x14 workshop with power and water, two chicken coops, a dog kennel with dog house, and a fenced, raised beds garden area ready for your vegetables, flowers, or hobby farming projects. Need more space? An additional ¼-acre parcel adjoining the property is available for purchase. Whether you're looking for a mini homestead, room for pets, or simply extra outdoor space, this property offers a variety of possibilities.

200 Wallaceville Cemetery Road, Chickamauga

Listing courtesy of Better Homes and Gardens Real Estate Jackson Realty.

$274,900
3 Beds ⋅ 2 Baths ⋅ 1536655 MLS
Imagine a home where the lawn is maintained, the exterior is cared for, and even future roof replacement is covered--freeing you from the time, expense, and stress of ongoing home maintenance. Welcome to Cambridge Cove, where low-maintenance living meets small-town charm in the heart of Chickamauga. Tucked away in one of Northwest Georgia's most beloved communities, this beautifully designed home offers the opportunity to enjoy a simpler lifestyle without sacrificing comfort or convenience. Spend your mornings enjoying coffee on the patio, afternoons exploring Chickamauga's historic downtown, and evenings relaxing at home instead of worrying about yard work and repairs. Designed with both functionality and privacy in mind, this spacious home features an open layout, granite countertops, shaker-style cabinetry, stainless steel appliances, LED lighting, smart home technology, generous storage, and a two-car garage. The private primary suite provides a peaceful retreat, while additional bedrooms offer space for guests, hobbies, a home office, or visiting family. While Cambridge Cove was originally developed with active-adult living in mind, this resale opportunity is available to buyers of all ages seeking the benefits of a low-maintenance lifestyle. Lawn care, exterior maintenance, and future roof replacement are included, providing exceptional peace of mind and predictable ownership costs for years to come. Conveniently located near shopping, dining, parks, walking trails, pickleball courts, and everyday necessities, you'll enjoy the perfect balance of accessibility and tranquility. Food Lion is just next door, local restaurants are minutes away, and downtown Chattanooga can be reached in approximately 20 minutes. If you've been searching for a home that allows you to spend less time maintaining and more time living, you'll appreciate everything Cambridge Cove has to offer.

130 Arlington Drive, Chickamauga

Listing courtesy of Keller Williams Realty.

$317,900
3 Beds ⋅ 2 Baths ⋅ 1536600 MLS
Easy one-level living in Chickamauga! Brick Ranch style updated home. Features 3 bedrooms and 2 full bathrooms, open farmhouse concept. Large living room and dining area with brick wood burning fireplace. Just 2 minutes from this historic downtown and Gordon Lee Schools. This remodeled home sits on a spacious and level half acre lot. It has a front covered porch with space to enjoy the views and rear covered deck for your relaxation! Attached garage, leading into kitchen. Come and enjoy the small-town, laid-back lifestyle!

Chickamauga

Listing courtesy of Keller Williams Realty.

$1,575,000
5 Beds ⋅ 5 Baths ⋅ 1536496 MLS
Private 13-acre luxury estate only minutes from Chattanooga featuring a resort-style saltwater pool, pool house, outdoor kitchen, sport court, two barns, fenced pasture and over 5,500 square feet of custom craftsmanship. More than a home, this is an estate designed for gathering generations together. Summer afternoons around the pool, holiday dinners under the covered outdoor living area, evenings around the fire, and wide-open spaces where children can explore--this is a property where memories are made. Designer details elevate every room from the beautiful flooring to the custom builtins and molding to the high end appliances. Even the ceilings are the work of a craftsman. Inside is very spacious yet still cozy and comfortable for family life. Outside you can enjoy the awesome outdoor kitchen with another stone fireplace, a beautiful salt pool and pool house complete with bathroom, the sport court, two barns (one with covered RV parking), a chicken coop, fencing for the animal pastures, a huge garden, a neat tree house, and gorgeous views in all directions! The acreage is perfectly used to give you the polish and serenity of home while enjoying farm life and nature galore! You just have to come see this exceptional house to believe all that it has to offer. You will not be disappointed! Owner is agent.

1876 Glass Mill Road, Chickamauga

Listing courtesy of Keller Williams Realty.

$250,000
3 Beds ⋅ 2 Baths ⋅ 1536177 MLS
Welcome home to 106 Park St in Chickamauga, GA! This beautifully updated one-level ranch offers over 1,000 square feet of move-in ready living space with 3 bedrooms, 1.5 bathrooms, and sits on a spacious nearly half-acre level lot. Recent improvements include new flooring, fresh paint, updated fixtures, new decks, and a stainless steel kitchen appliance package, creating a modern and inviting feel throughout. Additional features include an attached garage, new driveway, newer water heater, and a detached storage shed providing extra space for tools, hobbies, or outdoor equipment. Conveniently located just minutes from historic downtown Chickamauga with easy access to Highway 27, you'll enjoy the perfect blend of small-town charm and everyday convenience. Priced at only $259,000, this turnkey home is ready for its next owner. Schedule your private showing today and make 106 Park St your new home this summer! Utilies: NGA Power, Chickamauga Water, Comcast Internet, Groves Trash, and on sewer. ***OPEN HOUSE SUNDAY 7/26 (11A-1P)***

106 Park Street, Chickamauga

Listing courtesy of Crye-Leike, REALTORS.

$299,900
4 Beds ⋅ 3 Baths ⋅ 1536022 MLS
Back on the market at no fault of the sellers!! Discover the perfect blend of comfort, space, and peaceful living at 3510 N Marble Top Road, a well-kept 4-bedroom, 3-bath home nestled on just under half an acre in a quiet area, offering privacy and convenience for growing families or someone that just wants to stretch their legs. Built in 2008 and updated with paint and thoughtful touches throughout the sellers ownership, this home features a practical layout with plenty of space to enjoy. The large bonus room downstairs offers many options, including a playroom, media room, home office, or guest room. Enjoy spending time with family and friends in the open living areas, or relax on the welcoming back porch overlooking the yard. The attached 2-car garage provides plenty of storage and everyday convenience. If you're looking for a move-in ready home in a quiet location with room to grow, 3510 N Marble Top Road is one you won't want to miss.

3510 N Marble Top Road, Chickamauga

Listing courtesy of Crye-Leike, REALTORS.

$1,599,000
3 Beds ⋅ 4 Baths ⋅ 1535329 MLS
Escape to your own private North Georgia retreat on approximately 107.87 acres of rolling pasture, mature hardwoods, ponds, and scenic countryside in beautiful Walker County. This exceptional property features a spacious 2,259 sq ft ranch home along with multiple barns, utility buildings, sheds, and plenty of room for farming, livestock, horses, recreation, hunting, or multi-generational living. The land offers an outstanding blend of open fields and wooded acreage with endless possibilities for a working farm, family compound, recreational getaway, or private estate. Adding to its natural beauty and recreational appeal, the property boasts over 1,700 feet bordering West Chickamauga Creek along the rear boundary, creating a rare waterfront component ideal for fishing, exploring, and enjoying the peaceful setting. Located just minutes from downtown Chickamauga and a short drive to Chattanooga, the property combines peaceful country living with convenient access to shopping, dining, medical facilities, and outdoor recreation. The surrounding area is known for its scenic farmland, historic charm, and proximity to Chickamauga Battlefield, Lookout Mountain, McLemore Cove, hiking trails, golf, and numerous parks and nature preserves. Whether you envision a cattle or equestrian operation, a secluded homestead, recreational property, or long-term family legacy tract, this rare offering delivers the privacy, acreage, water features, infrastructure, and location to make it a truly special opportunity.

791 Lofton Lane, Chickamauga

Listing courtesy of Crye-Leike, REALTORS.

$850,000
3 Beds ⋅ 5 Baths ⋅ 1534659 MLS
Tucked away on 12.59 acres in beautiful Chickamauga Georgia, this spacious three-story home offers the perfect blend of privacy, functionality, and multi-generational living potential. Built in 2010, the home features a thoughtfully designed split - bedroom floor plan with room for everyone. The main level welcomes you with an inviting huge rocking chair front porch leading to the front door, entry foyer, formal dining room, and a spacious living room centered around a cozy gas log fireplace. The kitchen is designed to impress with beautiful wood cabinetry, granite countertops, and abundant workspace. One wing of the home features two bedrooms and a full bath, while the opposite side offers a private primary suite complete with an ensuite bath featuring double vanities, a jacuzzi tub, separate tile shower, and his and hers walk in closets. A convenient half bath is also located on the main level along with another huge rocking chair back porch. Downstairs, the basement level expands the possibilities with a laundry room, full bath, massive flex space currently used for storage and a kitchen area- ideal for an in-law suite, guest quarters, recreation space or anything your heart desires. The top floor features a huge bonus room with its own half bath, making it perfect for a media room, home office, playroom, or additional sleeping space. Surrounded by peaceful countryside views and offering endless possibilities both inside and out, this unique property is perfect for those seeking space, privacy and flexible living arrangements in scenic North Georgia. Please give 24 hrs notice for showings.

2474 N Marble Top Road, Chickamauga

Listing courtesy of Keller Williams Realty.

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