Chickamauga Homes with FHA Terms

Welcome to Chickamauga, Georgia—a charming city steeped in rich history and Southern hospitality. Nestled in the picturesque hills of Walker County, Chickamauga is known for its stunning landscapes, vibrant community, and a lifestyle that seamlessly blends the tranquility of small-town living with the conveniences of modern amenities. With a population of just over 3,000 residents, this close-knit community fosters a welcoming atmosphere, making it an ideal place for families, retirees, and everyone in between.

Chickamauga is perhaps best known for its historical significance, particularly as the site of one of the most significant battles of the Civil War. Today, visitors and residents alike can explore the lush parks, historic sites, and the stunning Chickamauga and Chattanooga National Military Park, which offers a glimpse into the past while providing ample opportunities for outdoor activities.

When it comes to finding your dream home in this delightful city, you’ll be pleased to know that many properties are available with FHA financing terms. This makes homeownership more accessible for first-time buyers and those looking to invest in the beauty of Chickamauga. FHA loans are designed to help individuals secure a mortgage with lower down payment requirements and more flexible credit standards, making it easier to step into your new home without the financial strain.

Whether you’re drawn to the historic charm, the friendly community, or the breathtaking natural beauty, Chickamauga is a place where you can truly feel at home. Explore the available homes today, and let this enchanting city welcome you with open arms!

Newest Chickamauga Homes with FHA Terms

$350,000

4 Beds ⋅ 2 Baths ⋅ 1542759 MLS

*4 Bedroom 2 Bath home in Chickamauga!* Located in a prime corner lot living in the desirable Farming Rock Meadows community of Chickamauga, GA! With standout curb appeal, this impressive 4-bedroom, 2-bathroom home delivers more than 2,300 square feet of thoughtfully crafted living space. Inside, an updated kitchen awaits with sleek, modern finishes sure to inspire any home cook. The interiors shine with beautiful hardwood floors and stylish luxury vinyl plank (LVP) for added elegance and comfort. The spacious primary bedroom serves as a peaceful sanctuary, complete with vaulted ceilings that lend an open, welcoming feel. Relax on the front porch while taking in lovely views of Lookout Mountain--an ideal place to unwind. Located in Catoosa County and zoned for Heritage schools, this sought-after neighborhood features sidewalks perfect for evening walks and a friendly common area for residents to connect. With easy access to shopping, dining, and recreation, plus quick commutes to Fort Oglethorpe and Chattanooga, the home blends comfort with convenience. Don't let one of Chickamauga's premier areas pass you by. Call today for a tour!

190 Sycamore Drive, Chickamauga

Listing courtesy of Keller Williams Realty.

$214,900

3 Beds ⋅ 2 Baths ⋅ 1541953 MLS

Beautiful home in Chickamauga on a great lot. Three bedrooms and two bathrooms. Plenty of natural light. Move in ready. The garage is humongous. The neighborhood is quiet and peaceful. The original hardwood floors in the living area are very attractive. Large 24x40 garage in rear and smaller storage building, Privacy fencing on 3 sides. Exterior of home is brick and vinyl. Large yard and partially fenced.

944 Hurtt Road, Chickamauga

Listing courtesy of Nu Vision Realty.

$225,000

3 Beds ⋅ 1 Baths ⋅ 1541808 MLS

Enjoy peaceful, rural living in this 3 bedroom, 1 bath home situated on a private 1 acre lot. Mature trees complement the country setting, and the front porch offers picturesque views of a neighboring horse farm. The home's functional floor plan includes a separate den and dedicated laundry room. Recent improvements include new flooring in the den, a new French back door, and appliances less than one year old. Several significant property improvements have also been completed: New Roof; New Heating and Air Conditioning Unit; and New Septic Field Lines. The septic system has been inspected by the county, and termite preventative service has also been completed. With many major improvements already addressed, a private one acre lot, mature trees, and peaceful horse farm views from the front porch, this property offers an appealing combination of privacy, country charm, and practical updates.

697 Newt Johnson Road, Chickamauga

Listing courtesy of RH Real Estate, LLC.

$184,999

3 Beds ⋅ 1 Baths ⋅ 1541686 MLS

Welcome to this beautifully renovated 3-bedroom, 1-bath home situated on approximately half an acre! This move-in-ready property has undergone extensive updates, giving its next owner the opportunity to enjoy a fresh, updated home with many of the major improvements already completed. Updates include a brand-new roof, brand-new HVAC system, vinyl windows, new gutters, luxury LVP flooring, fresh interior paint, and updated electrical and plumbing fixtures throughout. The completely renovated kitchen offers a fresh, modern look, while the updated bathroom features new finishes and fixtures. Outside, enjoy approximately half an acre of property with plenty of room to relax, entertain, or enjoy the outdoors. A convenient carport provides covered parking and additional functionality. With major updates already taken care of and a fully renovated interior, this home is truly turnkey and ready for its next owner. Come make it yours today!

1833 Hwy 341 Ga, Chickamauga

Listing courtesy of Angela Fowler Real Estate, LLC.

$189,900

2 Beds ⋅ 2 Baths ⋅ 1541666 MLS

Affordable and Adorable 2BD/1.5BA home in Chickamauga sitting on an amazing 1-acre level lot and completely updated! New flooring, fresh paint, new windows, new roof, new siding, and new appliances make this one truly move-in ready. The lot is what really makes this property so special, with plenty of room to enjoy and a creek with walk-over bridge. It's the perfect place to call home!

928 Childress Hollow Road, Chickamauga

Listing courtesy of Keller Williams Realty.

$294,000

3 Beds ⋅ 2 Baths ⋅ 1541311 MLS

Welcome home to this beautiful one-level property situated on approximately 0.68 acres in Chickamauga, Georgia! Built in 2002 and offering approximately 1,276.20 square feet, this inviting home features three bedrooms, two full bathrooms, and a two-car attached garage. Relax on the covered front porch, or enjoy the outdoors from the covered, screened-in back porch and adjoining open deck! The property also includes an above-ground swimming pool, a storage building, and an additional gravel parking area with plenty of room for guests and family members. Conveniently located near Fort Oglethorpe, Georgia, and Chattanooga, Tennessee, with easy access to shopping, restaurants, entertainment, and everyday conveniences. Schedule your private showing today!

696 Taylor Broome Road, Chickamauga

Listing courtesy of Keller Williams Realty.

$450,000

10 Beds ⋅ 7 Baths ⋅ 1541221 MLS

346 Longwood St offers a strong investment opportunity in Chickamauga with four well-maintained residential units, stable income, and room for future upside. The property has seen numerous updates throughout, with two units very recently renovated and additional improvements across the building including new flooring, fresh paint, updated fixtures, kitchens, appliances in select units, new decks, and new rain awnings. The property is currently income-producing with established tenants and presents an opportunity to increase rents over time as leases turn and additional improvements are made. Whether you are an investor looking to add a solid multifamily asset to your portfolio or an owner-occupant interested in house hacking, this property offers flexibility, cash flow, and long-term potential. Live in one unit while generating income from the other three, or lease all four units for a fully investment-focused approach. Conveniently located near everyday shopping, dining, local employers, and major routes through Chickamauga, the property offers a location that should continue to attract a broad tenant base. For an owner-occupant, it also provides the benefit of an accessible, convenient place to live while building equity and offsetting housing costs with rental income from the other units. A rare opportunity to acquire an updated four-unit property with immediate income, strong rental appeal, and future value-add potential.

346 Longwood Street, Chickamauga

Listing courtesy of Keller Williams Realty.

$190,000

2 Beds ⋅ 2 Baths ⋅ 1540874 MLS

Welcome to this charming 1932 Craftsman bungalow in historic Chickamauga, where life is easy- going and the schools are exceptional! This home offers the highly desirable Gordon Lee school district, with sidewalks providing an easy walk to school. The inviting two bedroom, one and a half bath home offers 1,222 square feet, with a spacious office/den that could easily serve as a third bedroom, There is a fenced back yard, a wonderfully large front porch and an old-style 2-sectioned concrete ''garage'' for storage. Enjoy the convenience of being within walking distance of downtown shops and dining. Full of character and ideally located, this sweet little home is a wonderful opportunity to enjoy the good-life! Schedule your private showing today!

713 Cove Road, Chickamauga

Listing courtesy of Keller Williams Realty.

$349,900

3 Beds ⋅ 2 Baths ⋅ 10826242 MLS

Welcome to 1610 Johnson Rd. Here is your opportunity to add the finishing touches to a beautifully renovated home. Scheduled completion within the next 30 days. If you act now, you may still be able to choose select details such as paint colors, fixtures, and other finishes. Extensive Renovation This home has been taken down to the studs and thoughtfully being remodeled with major updates already completed, including: * New roof * New windows and doors * New gutters and soffits * New septic system * New water heater * New cabinets and appliances being ordered * Additional upgrades throughout Added Peace of Mind The owner will also provide a home warranty valued up to $660. Don't wait--schedule your appointment today.

1610 Johnson Road, Chickamauga

Listing courtesy of Coldwell Banker Pryor Realty.

$1,525,000

5 Beds ⋅ 4 Baths ⋅ 1540818 MLS

A TRUE DREAM HOMESTEAD ON 42 ACRES! Tucked away at the end of a long private driveway this extraordinary Chickamauga property offers the perfect blend of country charm modern luxury and the freedom of 42 acres. Surrounded by flat pastures mature woods farmland and abundant wildlife yet just minutes from Chattanooga this is the rare property that truly has it all. The charming 1960s exterior preserves the character of its era while inside the home has been taken completely down to the studs and rebuilt from the ground up. Offering approximately 4,000 SF of single-level living with 5 bedrooms and 3.5 baths the home features all-new electrical 400-amp underground service whole-house copper plumbing siding windows doors insulation ductwork and a state-of-the-art high-efficiency inverter HVAC system. The stunning family room addition showcases vaulted ceilings with exposed wood beams custom built-ins a wood-burning fireplace and beautiful ¾'' real wood floors. The completely redesigned kitchen features Taj Mahal quartzite a 48'' range and high-end fixtures and finishes. The luxurious primary bath includes a gorgeous wet room and steam shower. A massive mudroom/drop station adds exceptional everyday functionality. Technology and efficiency were thoughtfully considered with CAT6 wiring Ethernet ports surveillance prewiring whole-home automation/speaker prewiring and low-voltage lighting throughout. Outside enjoy the expansive covered back patio with built-in heaters overlooking your own private retreat. The property includes a barn 30x90 storage building multiple food plots tree stands and hunting blinds with abundant deer and turkey. An internal trail system winds through the woods for ATV and side-by-side adventures. This is country living at its finest--space to farm hunt explore gather and simply breathe. Just minutes from quaint downtown Chickamauga and an easy drive to Chattanooga you'll enjoy the peace of the country without giving up the convenience of the city.

965 Lofton Lane, Chickamauga

Listing courtesy of EXP Realty, LLC.

$349,900

3 Beds ⋅ 2 Baths ⋅ 1540815 MLS

Welcome to 1610 Johnson Rd. Renovations are already underway, making this a great time to get involved and personalize the property with the finishes you prefer. Scheduled completion within the next 30 days. Extensive Renovation This home has been taken down to the studs and is being remodeled with major updates already completed, including: • New roof • New windows and doors • New gutters and soffits • New septic system • New water heater • New cabinets and appliances being ordered • Additional upgrades throughout Added Peace of Mind The owner will also provide a home warranty valued up to $660. Don't wait--schedule your appointment today.

1610 Johnson Road, Chickamauga

Listing courtesy of Coldwell Banker Pryor Realty.

$500,000

4 Beds ⋅ 4 Baths ⋅ 1539712 MLS

Set on two level, sun-drenched acres in Walker County, 70 Cottage Lane is the kind of property that gives you room to breathe -- and room to grow. This 3,466-square-foot home was built in 1978 and thoughtfully expanded in 2002, so you get the solid bones of a classic build paired with real, meaningful updates: a roof and windows both replaced within the last decade. Step inside the main house and you're greeted by an open, light-filled floor plan anchored by a main-level primary suite. A formal dining room, a second dining area, and a cozy sunroom give you options for everything from holiday gatherings to quiet morning coffee. The oversized living room centers around a propane fireplace, and gorgeous hardwood floors carry the warmth throughout. The kitchen and bathrooms have been tastefully updated, and a split-bedroom layout keeps everyone's space private. Thanks to the 2002 addition, this home also includes a private guest apartment complete with its own entrance, living room, and second primary suite -- ideal for extended family, guests, a home office, or a creative studio. Outside, a covered front porch invites you to slow down and take in the view over two flat, usable acres. A large storage building and a metal shed/pole barn offer serious space for equipment, tools, and hobbies, while the attached two-car carport and concrete driveway make everyday parking effortless. Families may also be able to apply for out-of-zone enrollment in Gordon Lee Schools for a $1,000 fee (please confirm current fee and eligibility with the district). With space to spread out, a flexible guest suite, and acreage that's rare to find this close to town, 70 Cottage Lane is ready to welcome its next chapter.

70 Cottage Lane, Chickamauga

Listing courtesy of Keller Williams Realty.

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