Watercrest Homes with VA Loan Terms

Welcome to Watercrest, a serene and inviting subdivision nestled in the picturesque city of Harrison, Tennessee, within the vibrant Hamilton County. This charming community is designed for those seeking a blend of tranquility and modern living, making it an ideal place to call home.

Watercrest boasts beautifully crafted homes that cater to a variety of lifestyles, from growing families to retirees. Each residence is thoughtfully designed, featuring open floor plans, spacious backyards, and modern amenities that ensure comfort and convenience. The neighborhood is enhanced by its lush landscaping and friendly atmosphere, making it a perfect spot for evening strolls or weekend gatherings with neighbors.

One of the standout features of Watercrest is its accessibility to VA loan terms, making homeownership attainable for veterans and active-duty military members. This benefit allows qualified buyers to secure competitive financing options, making it easier to invest in a home that meets their needs. Whether you're looking for a cozy starter home or a larger residence, Watercrest offers a variety of options that align with your financial goals.

In addition to its stunning homes, Watercrest is conveniently located near local parks, shopping centers, and schools, ensuring that residents have everything they need within reach. The community’s commitment to quality living is evident in its well-maintained common areas and recreational facilities.

If you're searching for a welcoming neighborhood that combines the charm of small-town living with modern conveniences, look no further than Watercrest in Harrison, TN. Come explore this delightful community and discover your dream home today!

Newest Watercrest Homes with VA Loan Terms

$710,000

6 Beds ⋅ 5 Baths ⋅ 1538379 MLS

Custom-built 6BR/5BA home near the water with an easy commute to Ooltewah and downtown Chattanooga. Spacious foyer opens to open-concept living, dining & kitchen. Main-level primary suite features a large en-suite bath with jetted tub, USB-equipped outlets, and a walk-in closet, plus a split-bedroom plan with two more main-level bedrooms. Wide doorways throughout provide accessible, easy-pass clearance. Fully finished basement adds multiple living spaces and a second primary suite with private bath and walk-in closet, perfect for multi-gen living or guests. Carpet has been removed from the basement and stairs, replaced with durable luxury vinyl plank flooring. The kitchen boasts a farmhouse sink, USB outlets, and all-new appliances, including a GE Profile induction cooktop. The washer and dryer stay with the home. New recessed lighting and fixtures have been added throughout the home. All bedrooms have tinted windows except the primary suite. A hybrid water heater was installed in December 2025, and a new garage door opener has also been added. Additional recent updates include fresh interior paint throughout, a flagpole base installed in the front flower bed, overhead storage racks added in the garage and cleared backyard brush for expanded usable outdoor space. This home is equipped with smart technology throughout, including WiFi-enabled dimming switches (including in the master bathroom), a WiFi door code entry system, and a fingerprint keypad lock. Security is covered by a hardwired ADT system protecting all doors and windows, with four keypad access points. Move-in ready. Schedule your showing today!

7311 Creek Ridge Drive, Harrison

Listing courtesy of Keller Williams Realty.

$783,000

4 Beds ⋅ 4 Baths ⋅ 1533143 MLS

Located in the established Watercrest subdivision, this home offers the rare opportunity to own new construction on over an acre lot. You'll enjoy the peace and quiet of a mature neighborhood, while staying just a short drive from the boat ramps and recreational areas at Harrison Bay and Chickamauga Lake. Currently in the final 30-60 days of construction, this home is built with a focus on durability and energy efficiency. No corners were cut, and the builder's attention to detail is evident throughout. The main level features an airy, open-concept living and kitchen area, bathed in abundant natural light and anchored by a stunning wood-burning fireplace that serves as the room's focal point. With 12' ceilings and hardwood floors throughout, the space feels both expansive and inviting. Additionally, there is a flexible, separate room on this level that can serve as a formal dining room, office, or flex space. The primary suite is also conveniently located on the main floor, complete with a double tray ceiling, custom walk-in closet, and vaulted ensuite. A dedicated laundry room completes the main level. The upstairs layout is perfect for guests or family, featuring a large secondary suite with its own private ensuite and walk-in closet. Two additional bedrooms and another full bathroom are also located on this level. This home is built for lasting efficiency and low maintenance: Energy-Smart: Spray foam insulation & high-efficiency Carrier HVAC. Low Maintenance: Encapsulated crawl space with dehumidifier. Premium Finishes: KitchenAid appliances, Kohler fixtures, custom trim, and modern champagne gold/brushed nickel accents. Professional photography is coming soon as we approach completion! In the meantime, we invite you to schedule a tour to see the progress in person. Reach out today--if you act early, you may still have the opportunity to customize final selections.

7608 Watercrest Drive, Harrison

Listing courtesy of Keller Williams Realty.

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