The Vineyards Homes with FHA Terms

Welcome to The Vineyards, a picturesque subdivision nestled in the heart of Georgia, where charm meets modern living. Located in a serene setting, The Vineyards offers a unique blend of tranquility and convenience, making it an ideal place to call home. This vibrant community is characterized by its beautifully landscaped streets, friendly neighbors, and a variety of amenities that cater to families, young professionals, and retirees alike.

The Vineyards boasts a diverse selection of homes, each designed to provide comfort and style. With various architectural styles and floor plans, you're sure to find a perfect fit for your lifestyle. One of the standout features of this community is its accessibility to FHA financing options, making homeownership within reach for many aspiring buyers. The availability of FHA terms means that first-time homebuyers can benefit from lower down payment requirements and more flexible credit guidelines, paving the way for a seamless purchasing experience.

Residents of The Vineyards enjoy easy access to local parks, shopping centers, and top-rated schools, ensuring that everything you need is just a stone’s throw away. The community also hosts regular events and gatherings, fostering a strong sense of belonging among neighbors.

If you’re looking for a welcoming community with beautiful homes and excellent financing options, The Vineyards in Georgia is the perfect place to begin your next chapter. Come explore the possibilities and discover why so many are choosing to make The Vineyards their home sweet home!

Newest The Vineyards Homes with FHA Terms

$410,000

3 Beds ⋅ 4 Baths ⋅ 1542500 MLS

From its charming double porches to its warm, beautifully finished interior, this is the kind of home that feels special the moment you arrive. Better than new, this 2021 home has been meticulously maintained and thoughtfully upgraded. With 3 bedrooms and 3.5 bathrooms, the flexible layout includes 2 private primary suites, one on each level, making it ideal for guests, multigenerational living, or simply having options. Thoughtful updates add warmth and personality throughout the home. A custom fireplace creates a cozy focal point in the living room, while added trim work and wallpaper reflect the care poured into every detail. The balcony and front porch were also painted and sealed this season for lasting beauty and protection. This home is truly move in ready and includes bamboo privacy blinds, kitchen appliances, including the refrigerator, and the washer and dryer in the laundry room. Another standout feature is the full height attic- finish it as a home office, playroom, bonus room, or even a potential fourth bedroom, subject to applicable requirements. You can also leave it as is and enjoy a considerable amount of easily accessible storage. Enjoy beautiful sunsets from home and panoramic hill views during evening walks through the neighborhood. Located in The Vineyards, an established and sought after gated community with a community pool, this home is close to award winning schools and offers convenient access to Ringgold, Interstate 75, East Brainerd, Hamilton Place shopping and dining, and the greater Chattanooga area.

455 Tuscany Village Drive, Ringgold

Listing courtesy of Award Realty.

$425,000

3 Beds ⋅ 3 Baths ⋅ 10790903 MLS

Located in The Vineyards, a desirable gated community in Ringold, this Impeccably maintained 3-bedroom, 2.5-bath home offers approximately 2,100 square feet of thoughtfully designed living space. Situated on a corner lot with no entry steps, this move-in ready property combines comfort, convenience, and exceptional curb appeal. The main level features an open floor plan with a spacious primary suite, a well-appointed kitchen with granite counters and a walk-in pantry, ample dining space, inviting living area with a gas-log fireplace and a convenient half bath for guests. Upstairs, you'll find two additional bedrooms, a full bath, and a large bonus room that could easily serve as a fourth bedroom, home office, or flex space. Enjoy your morning coffee or unwind in the evenings on the screened back porch. Additional highlights include a two-car garage, ample storage throughout, and an outbuilding that provides extra space for tools or lawn equipment. Residents of The Vineyards enjoy the security of a gated neighborhood as well as access to a community pool perfect for fun with family or relaxing during the summer months. Offering a functional floor plan, quality finishes, and pride of ownership throughout, this exceptional property is ready for its next owner. All of this conveniently located near shopping, dining, schools, and Chattanooga, this is a home you won't want to miss. Welcome Home!

117 Sonoma Lane, Ringgold

Listing courtesy of The Group RE Brokerage.

$425,000

3 Beds ⋅ 3 Baths ⋅ 1537225 MLS

117 Sonoma Lane, Ringgold

Listing courtesy of The Group Real Estate Brokerage.

$425,000

4 Beds ⋅ 3 Baths ⋅ 1534514 MLS

Located in the desirable gated Vineyards community, this beautifully maintained residence offers refined living in a prime setting with mountain views and convenient access to Hamilton Place, dining, and shopping. Offering approximately 2,287 square feet (per owner), this 4-bedroom, 2.5-bath home features a thoughtfully designed layout with the primary suite on the main level, providing both comfort and convenience. The living room is enhanced by a coffered ceiling and a propane fireplace, creating a warm yet elegant focal point. The kitchen is appointed with granite countertops and opens seamlessly to the main living areas, ideal for both everyday living and entertaining. Upstairs, an open sitting area at the top of the staircase offers additional flexible space, while one of the guest bedrooms showcases a distinctive tongue-and-groove accent ceiling. Additional highlights include an enclosed sunroom, a two-car garage, and a fenced backyard with a concrete patio and paver accents, perfect for outdoor enjoyment. The home's Hardie board siding and electric HVAC system add durability and efficiency. Situated within walking distance to the community pool, this home combines lifestyle amenities with a highly convenient location--all within a well-established and sought-after neighborhood.

80 Sonoma Lane, Ringgold

Listing courtesy of 1 Percent Lists Scenic City.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.