The Ridges Homes with Cash Terms

Welcome to The Ridges, an exquisite subdivision nestled in the heart of Georgia, USA, where southern charm meets modern living. This picturesque community is renowned for its stunning landscapes, friendly neighbors, and a serene atmosphere that makes it the perfect place to call home.

The Ridges boasts an array of beautifully designed homes, each offering unique architectural styles and spacious layouts that cater to various lifestyles. Whether you’re a growing family, a young professional, or looking to retire in comfort, you’ll find the ideal residence here. With a strong emphasis on community, residents enjoy access to well-maintained parks, walking trails, and recreational facilities that promote an active and engaged lifestyle.

One of the standout features of The Ridges is the flexibility in purchasing options. Homes in this subdivision are available with cash terms, providing buyers with a streamlined and efficient purchasing process. This flexibility not only simplifies the buying experience but also opens the door for potential buyers looking to invest in a property without the constraints of traditional financing.

The Ridges is conveniently located near top-rated schools, shopping centers, and dining options, ensuring that all your needs are just a stone's throw away. With its blend of natural beauty, community spirit, and modern amenities, The Ridges is more than just a place to live; it’s a lifestyle waiting to be embraced. Come discover your dream home in this idyllic subdivision and experience the best of Georgia living!

Newest The Ridges Homes with Cash Terms

$639,900

4 Beds ⋅ 3 Baths ⋅ 10843582 MLS

YEAR-ROUND MOUNTAIN VIEWS, SPECTACULAR SUNSETS & MOVE-IN-READY COMFORT! Don't miss this exceptionally well-maintained 1994-built home, where abundant natural light, thoughtful updates, and breathtaking long-range mountain views come together to create an inviting retreat you'll be proud to call home. Step through the stone-floor foyer into a bright, welcoming living room framed by large windows with automatic sunscreens. A stone-faced gas-log fireplace adds warmth and character, while new skylights fill the home with even more sunshine. Beautiful oak hardwood floors flow throughout the main living areas, creating a timeless backdrop for everyday living and entertaining. The spacious kitchen is designed for both convenience and connection, featuring new stainless-steel appliances, generous cabinetry, and a walk-in pantry. Just beyond the kitchen and dining area, the screened porch invites you to slow down and savor the scenery. Enjoy morning coffee, evening gatherings, and unforgettable sunsets over the mountains-all from the comfort of home. The main level offers a spacious primary suite with a beautifully updated tiled shower, along with an additional guest bedroom and bathroom. A main-level laundry room and two-car garage provide the practical features that make daily living easy. Downstairs, the lower level expands your options with two additional bedrooms and a large living area overlooking the spectacular mountain views. Whether used for guests, a home office, recreation, or extended living, this flexible space is ready to meet your needs. Outside entrance to a great fire pit area to enjoy outdoor living at its best. With year-round views, abundant light, updated features, generous living space, and a screened porch made for enjoying the outdoors, this mountain home offers a rare opportunity to embrace a relaxed, scenic lifestyle. Homes with this combination of views, comfort, and versatility don't come along often-schedule your showing today.

4169 Ridgecrest Trail, Hiawassee

Listing courtesy of RE/MAX Hiawassee Realty.

$242,850

10833437 MLS

Bring Your Horses and Your Builder: Exceptional 8.095-Acre Lot in Jackson County! Embrace the ultimate blend of privacy, pasture, and convenience with this exceptional property in Jackson County, Georgia. Located in the exclusive new subdivision of The Ridges, Lot 8 offers 8.095 breathtaking acres of mixed mature woods, open pasture, and peaceful creek frontage in the middle of the lot. This sprawling acreage provides the perfect setting for your custom estate, featuring ample room and ideal terrain to bring a horse or raise a 4-H calf. To protect your investment and maintain community standards, the boutique 10-lot neighborhood requires a 2,500 square foot minimum home size, ensuring a stunning collection of upscale estates. Peace and privacy meet modern convenience in this fantastic location. The home sites sit along a private road that will be paved by the developer, offering smooth access and a clean look for the community. While you will enjoy a serene country lifestyle, you are never far from everything you need. The property provides quick and easy access to I-85, making commutes or weekend trips simple. You are also just a short drive away from the charming towns of Jefferson and Commerce, as well as the vibrant city of Athens. Bring your builder and create your dream custom oasis today. (Association Fee covers streetlights, road maintenance & front entrance sign/maintenance)

LOT #8 Rita Ridge, Jefferson

Listing courtesy of Grayson Realty Inc..

$268,200

10833415 MLS

Build Your Private Wilderness Sanctuary at The Ridges in Jackson County, GA! Embrace the ultimate in spacious country living with this magnificent 8.94-acre estate lot located in the highly anticipated new subdivision, The Ridges. Located in the cul-de-sac, this gorgeous, deeply wooded property offers unparalleled privacy and a serene escape from the everyday hustle. Nature is your true neighbor here, with the land loaded with local deer and wild turkeys. Designed for discerning buyers who want space without sacrificing community standards, this boutique development features just 10 exclusive estate lots. The neighborhood's minimal covenants are designed to protect your investment while offering maximum flexibility, requiring a 2,500-square-foot minimum home size to ensure a collection of high-end custom properties. Access is seamless and clean, as all home sites sit along a quiet private road that will be fully paved by the developer. While you will enjoy a quiet, rural lifestyle surrounded by woods and wildlife, you remain perfectly connected to the region's best hubs. The community offers smooth, easy access to Interstate 85, making travel straightforward, and is just a short drive from the historic charm of Jefferson and Commerce, as well as the vibrant dining, shopping, and culture of Athens. Bring your builder and claim this unparalleled slice of Georgia countryside today. (Association Fee covers streetlights, road maintenance & front entrance sign/maintenance)

LOT #6 Rita Ridge, Jefferson

Listing courtesy of Grayson Realty Inc..

$273,700

10832055 MLS

Build Your Private Wilderness Sanctuary at The Ridges in Jackson County, GA! Embrace the ultimate in spacious country living with this magnificent 9.775-acre estate lot located in the highly anticipated new subdivision, The Ridges. This gorgeous, deeply wooded property offers unparalleled privacy and a serene escape from the everyday hustle. Nature is your true neighbor here, with the land loaded with local deer and wild turkeys, all backdropped by a peaceful, winding creek running along the rear border of the property. Designed for discerning buyers who want space without sacrificing community standards, this boutique development features just 10 exclusive estate lots. The neighborhood's minimal covenants are designed to protect your investment while offering maximum flexibility, requiring a 2,500-square-foot minimum home size to ensure a collection of high-end custom properties. Access is seamless and clean, as all home sites sit along a quiet private road that will be fully paved by the developer. While you will enjoy a quiet, rural lifestyle surrounded by woods and water, you remain perfectly connected to the region's best hubs. The community offers smooth, easy access to Interstate 85, making travel straightforward, and is just a short drive from the historic charm of Jefferson and Commerce, as well as the vibrant dining, shopping, and culture of Athens. Bring your builder and claim this unparalleled slice of Georgia countryside today. (Association Fee covers streetlights, road maintenance & front entrance sign/maintenance)

LOT #5 Rita Ridge, Jefferson

Listing courtesy of Grayson Realty Inc..

$240,180

10832024 MLS

Bring Your Horses and Your Builder: Exceptional 8.006-Acre Lot in Jackson County! Embrace the ultimate blend of privacy, pasture, and convenience with this exceptional property in Jackson County, Georgia. Located in the exclusive new subdivision of The Ridges, Lot 4 offers 8.006 breathtaking acres of mixed mature woods, open pasture, and peaceful creek frontage on both sides of the lot. This sprawling acreage provides the perfect setting for your custom estate, featuring ample room and ideal terrain to bring a horse or raise a 4-H calf. To protect your investment and maintain community standards, the boutique 10-lot neighborhood requires a 2,500 square foot minimum home size, ensuring a stunning collection of upscale estates. Peace and privacy meet modern convenience in this fantastic location. The home sites sit along a private road that will be paved by the developer, offering smooth access and a clean look for the community. While you will enjoy a serene country lifestyle, you are never far from everything you need. The property provides quick and easy access to I-85, making commutes or weekend trips simple. You are also just a short drive away from the charming towns of Jefferson and Commerce, as well as the vibrant city of Athens. Bring your builder and create your dream custom oasis today. (Association Fee covers streetlights, road maintenance & front entrance sign/maintenance)

LOT #4 Rita Ridge, Jefferson

Listing courtesy of Grayson Realty Inc..

$240,180

10831969 MLS

Bring Your Horses and Your Builder: Exceptional 8.006-Acre Lot in Jackson County! Embrace the ultimate blend of privacy, pasture, and convenience with this exceptional property in Jackson County, Georgia. Located in the exclusive new subdivision of The Ridges, Lot 3 offers 8.006 breathtaking acres of mixed mature woods, open pasture, and peaceful creek frontage. This sprawling acreage provides the perfect setting for your custom estate, featuring ample room and ideal terrain to bring a horse or raise a 4-H calf. To protect your investment and maintain community standards, the boutique 10-lot neighborhood requires a 2,500 square foot minimum home size, ensuring a stunning collection of upscale estates. Peace and privacy meet modern convenience in this fantastic location. The home sites sit along a private road that will be paved by the developer, offering smooth access and a clean look for the community. While you will enjoy a serene country lifestyle, you are never far from everything you need. The property provides quick and easy access to I-85, making commutes or weekend trips simple. You are also just a short drive away from the charming towns of Jefferson and Commerce, as well as the vibrant city of Athens. Bring your builder and create your dream custom oasis today. (Association Fee covers street lights, road maintenance & front entrance sign/maintenance)

LOT #3 Rita Ridge, Jefferson

Listing courtesy of Grayson Realty Inc..

$630,000

4 Beds ⋅ 4 Baths ⋅ 1539752 MLS

Built in 2018 and exceptionally maintained by its original owners, this 4-bedroom, 3.5-bath home with a BONUS ROOM offers approximately 2,700 square feet on 0.80 acres with a private wooded backdrop. Since purchasing, the owners have invested extensively in the property, including a 20'x20' DETACHED GARAGE/WORKSHOP, and a 16'x12' SUNROOM and a NEWLY POURED SECONDARY DRIVEWAY on the left that completes a full drive-through drive, with easy in-and-out access. The main level features a two-story living room with a floor-to-ceiling stone fireplace and an open staircase overlooking the space below. The kitchen offers abundant cabinet storage, granite countertops, a large center island, pantry, and connects directly to the dining and living areas. Large rear windows bring in natural light and overlook the backyard. Real hardwood flooring extends throughout the main living areas, while the front exterior combines natural stone and fiber cement siding for durability and low maintenance. The primary suite features a tray ceiling, walk-in closet, double vanity, soaking tub, and tiled walk-in shower. Upstairs offers a SECOND PRIMARY SUITE, two additional bedrooms, a BONUS ROOM, and a shared full bathroom. The enclosed sunroom extends the living space year-round with a custom wood ceiling, walls of windows, and direct access to the deck overlooking the landscaped backyard. Outside, the property has been thoughtfully improved with tiered retaining walls, mature landscaping, multiple outdoor seating areas, and garden beds that blend naturally into the landscape. Set well back from the road with no rear neighbors and no adjoining neighbor on the right, the backyard offers a quiet, wooded setting that feels tucked. The detached garage provides space for hobbies, storage, or equipment, while an additional shed adds even more functionality. If you're looking for a newer home where the major improvements have already been completed, this property delivers on every level. Newly poured second driveway on the left side completes a full drive-through drive -- easy in-and-out access, no backing onto the road.

10063 Sims Harris Road, Ooltewah

Listing courtesy of Premier Property Group Inc..

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.