The Retreats At White Oak Homes with VA Loan Terms

The Retreats At White Oak Homes with VA Loan Terms

Welcome to The Retreats at White Oak, a serene and inviting subdivision nestled in the picturesque city of Ooltewah, Tennessee. This charming community is situated in Hamilton County, where natural beauty meets modern living. With its lush landscapes and tranquil surroundings, The Retreats at White Oak offers an idyllic escape from the hustle and bustle of city life, while still providing easy access to all the conveniences you desire.

The homes in this subdivision are thoughtfully designed, catering to a variety of lifestyles and preferences. Each residence boasts spacious layouts, contemporary finishes, and ample outdoor space, perfect for family gatherings or quiet evenings under the stars. The community is known for its friendly atmosphere, where neighbors become friends and lasting memories are created.

For veterans and active-duty service members, The Retreats at White Oak is particularly appealing as it offers homes available with VA loan terms. This financing option provides a fantastic opportunity for eligible buyers to secure a home with favorable conditions, making homeownership more accessible. With no down payment and competitive interest rates, the VA loan program makes it easier for those who have served our country to settle into their dream home.

In addition to the beautiful homes, residents can enjoy nearby parks, walking trails, and recreational activities that Ooltewah has to offer. Whether you’re looking to relax or explore, The Retreats at White Oak is the perfect place to call home. Come and discover the charm of this delightful community today!

Newest The Retreats At White Oak Homes with VA Loan Terms

$559,900
4 Beds ⋅ 4 Baths ⋅ 1538966 MLS
Immaculate 2021-built home in the highly desirable Retreats at White Oak! Offering 4 bedrooms, 3.5 bathrooms, and approximately 2,750 square feet, this beautifully maintained home combines modern finishes, a functional floor plan, and an unbeatable Ooltewah location. Step inside to an open-concept layout featuring hardwood floors, a cozy gas fireplace, and a stunning kitchen complete with stainless steel appliances, a gas range, and an eye-catching waterfall island that's perfect for entertaining. The spacious main-level primary suite offers two oversized walk-in closets and a spa-like ensuite bath with double vanities, a dedicated makeup area, a soaking tub, and a seamless glass shower with a rain shower head. Upstairs you'll find a versatile loft that's perfect for a home office or flex space, along with three generously sized bedrooms, each featuring its own walk-in closet, plus two full bathrooms. A convenient main-level laundry room, tile flooring in the bathrooms and laundry, an energy-efficient tankless (instant) hot water heater, natural gas, public sewer, and an attached two-car garage add to the home's everyday functionality. Enjoy relaxing on the covered back patio overlooking the fully fenced backyard with a privacy fence--ideal for entertaining or pets. Residents of The Retreats at White Oak enjoy outstanding neighborhood amenities including a community pool, clubhouse, and tennis courts. Conveniently located just minutes from I-75, Hamilton Place Mall, shopping, dining, and everyday conveniences, with downtown Chattanooga only about 20 miles away. This move-in ready home offers the perfect blend of style, comfort, and convenience. Schedule your private showing today!

8889 Silver Maple Drive, Ooltewah

Listing courtesy of BHHS Southern Routes Realty.

$475,000
4 Beds ⋅ 3 Baths ⋅ 1535161 MLS
First Right of Refusal. Did somebody say gated community with top tier amenities for under $500,000? I know, we cant believe it either! Your next home is calling in The Retreats at White Oak! This move-in ready 4-bedroom, 2.5-bath home offers the perfect blend of style, functionality, and location in the heart of Ooltewah, just minutes from shopping, dining, and convenient interstate access. Recent updates include a beautifully reimagined kitchen featuring modern finishes, newly painted cabinetry, and a fresh contemporary feel that makes this home truly stand out. The thoughtfully designed floor plan offers open-concept living, ideal for both everyday living and entertaining, with spacious living areas, quality finishes, and abundant natural light throughout. The finished attic conversion adds approximately 160 additional square feet, creating a true 4th bedroom that offers flexibility for guests, a home office, bonus space, or growing families. Enjoy all the amenities The Retreats at White Oak has to offer, including sidewalks, community pool, Tennis courts, clubhouse, and beautifully maintained common areas. Schedule your private showing today!

9041 Silver Maple Drive, Ooltewah

Listing courtesy of EXP Realty, LLC.

$589,900
4 Beds ⋅ 3 Baths ⋅ 1532151 MLS
The Retreats at White Oak--one of Ooltewah's most desirable gated communities offering low county taxes and resort-style amenities. This beautifully crafted 4-bedroom home blends modern design with warm, livable elegance through its open-concept layout and thoughtful architectural details. The main level features a spacious living room highlighted by exposed wood beams and a striking white brick fireplace with a stained mantle, creating a true focal point. The home offers both a dedicated dining room with custom wall trim and a bright breakfast nook surrounded by windows--perfect for gatherings, morning coffee, or everyday living. The luxurious primary suite on the main level is a peaceful retreat with a tray ceiling, abundant natural light, and a sliding barn door leading to a spa-like bath. Enjoy a freestanding soaking tub, an oversized walk-in tile shower with dual niches, dual vanities with a center storage tower, and sleek black fixtures for a modern touch. Three additional bedrooms provide flexibility for family, guests, or workspace. A rare advantage of this home is the unfinished expansion space upstairs, offering endless potential for a bonus room, media room, or future added value. Outdoors, the fenced-in backyard provides privacy and room to play or relax. Residents enjoy low county taxes plus an impressive amenity package: a community pool, clubhouse, tennis courts, playground, walking areas, gated entry, and even a charming Little Free Library. All located in the sought-after Ooltewah, Tennessee. The community is close to top schools, shopping, dining, parks, and medical centers. A beautiful new construction home with luxury finishes, community perks, and room to grow--don't miss this opportunity.

8886 Silver Maple Drive, Ooltewah

Listing courtesy of Keller Williams Realty.

$525,000
4 Beds ⋅ 4 Baths ⋅ 1526322 MLS
Welcome to 8975 Silver Maple Drive in the sought-after community of The Retreats at White Oak. Built in 2019, this 4-bedroom, 3.5-bath home offers 2,729 sq. ft. of thoughtfully designed living space. The main level features hardwood floors, a formal dining room, and a spacious living room with a gas fireplace accented in stone. The kitchen is equipped with granite countertops, stainless steel appliances, a gas range, and a large pantry, along with a breakfast nook for casual dining. The primary suite on the main level includes a walk-in closet, tile shower, and soaking tub. Upstairs, you'll find three additional bedrooms, two full baths, and a versatile loft area. Outdoor living is enhanced with a screened porch and a fenced backyard. Neighborhood amenities include a clubhouse, pool, tennis courts, and playground. Conveniently located near Ooltewah schools, shopping, and I-75 access.

8975 Silver Maple Drive, Ooltewah

Listing courtesy of Berkshire Hathaway HomeServices J Douglas Properties.

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