The Retreats At White Oak Homes with VA Loan Terms

Welcome to The Retreats at White Oak, a serene and inviting subdivision nestled in the picturesque city of Ooltewah, Tennessee. This charming community is situated in Hamilton County, where natural beauty meets modern living. With its lush landscapes and tranquil surroundings, The Retreats at White Oak offers an idyllic escape from the hustle and bustle of city life, while still providing easy access to all the conveniences you desire.

The homes in this subdivision are thoughtfully designed, catering to a variety of lifestyles and preferences. Each residence boasts spacious layouts, contemporary finishes, and ample outdoor space, perfect for family gatherings or quiet evenings under the stars. The community is known for its friendly atmosphere, where neighbors become friends and lasting memories are created.

For veterans and active-duty service members, The Retreats at White Oak is particularly appealing as it offers homes available with VA loan terms. This financing option provides a fantastic opportunity for eligible buyers to secure a home with favorable conditions, making homeownership more accessible. With no down payment and competitive interest rates, the VA loan program makes it easier for those who have served our country to settle into their dream home.

In addition to the beautiful homes, residents can enjoy nearby parks, walking trails, and recreational activities that Ooltewah has to offer. Whether you’re looking to relax or explore, The Retreats at White Oak is the perfect place to call home. Come and discover the charm of this delightful community today!

Newest The Retreats At White Oak Homes with VA Loan Terms

$539,900

4 Beds ⋅ 4 Baths ⋅ 1538966 MLS

Immaculate 2021-built home in the highly desirable Retreats at White Oak! Offering 4 bedrooms, 3.5 bathrooms, and approximately 2,750 square feet, this beautifully maintained home combines modern finishes, a functional floor plan, and an unbeatable Ooltewah location. Step inside to an open-concept layout featuring hardwood floors, a cozy gas fireplace, and a stunning kitchen complete with stainless steel appliances, a gas range, and an eye-catching waterfall island that's perfect for entertaining. The spacious main-level primary suite offers two oversized walk-in closets and a spa-like ensuite bath with double vanities, a dedicated makeup area, a soaking tub, and a seamless glass shower with a rain shower head. Upstairs you'll find a versatile loft that's perfect for a home office or flex space, along with three generously sized bedrooms, each featuring its own walk-in closet, plus two full bathrooms. A convenient main-level laundry room, tile flooring in the bathrooms and laundry, an energy-efficient tankless (instant) hot water heater, natural gas, public sewer, and an attached two-car garage add to the home's everyday functionality. Enjoy relaxing on the covered back patio overlooking the fully fenced backyard with a privacy fence--ideal for entertaining or pets. Residents of The Retreats at White Oak enjoy outstanding neighborhood amenities including a community pool, clubhouse, and tennis courts. Conveniently located just minutes from I-75, Hamilton Place Mall, shopping, dining, and everyday conveniences, with downtown Chattanooga only about 20 miles away. This move-in ready home offers the perfect blend of style, comfort, and convenience. Schedule your private showing today!

8889 Silver Maple Drive, Ooltewah

Listing courtesy of BHHS Southern Routes Realty.

$559,900

4 Beds ⋅ 3 Baths ⋅ 1532151 MLS

GATED OOLTEWAH LIVING, BRAND-NEW 2026 CONSTRUCTION AND AN EXCEPTIONAL VALUE AT $559,900. Welcome to 8886 Silver Maple Drive, where thoughtful details, inviting spaces and the amenities of The Retreats at White Oak come together to create a home that feels special from the moment you walk through the door. Imagine starting your morning with coffee in the window-lined breakfast nook, gathering around the kitchen while dinner is being prepared, and ending the day relaxing beside the white brick fireplace. Exposed wood beams and a stained wood mantle add warmth and character to the open living space, while a separate dining room with custom wall detail gives you a beautiful setting for holidays, celebrations and dinners with friends. When it's time to unwind, the main-level primary suite becomes your own private retreat. A sliding barn door opens to a spa-inspired bath with a freestanding soaking tub, oversized tiled shower with dual niches, dual vanities, center storage tower and modern black fixtures. Upstairs, three additional bedrooms offer space for family, guests, a home office or hobbies--but there's even more waiting to be discovered. Unfinished expansion space gives you the opportunity to create the bonus room, media room, gym or additional living space you've been wishing for. Outside, the fenced backyard is ready for four-legged friends, playtime, grilling with friends or a quiet evening at home. And here, you're not simply buying a house. You're buying into the lifestyle of The Retreats at White Oak, with gated entry, a community pool and clubhouse, tennis courts, playground and walking areas--all with the benefit of low county taxes and convenient access to everything Ooltewah has to offer. Never occupied. Beautifully finished. Room to grow. And now offered at $559,900. Some homes are better experienced than simply viewed online. Come walk through 8886 Silver Maple, imagine your life here, and see why this may be the one you've been waiting for.

8886 Silver Maple Drive, Ooltewah

Listing courtesy of Keller Williams Realty.

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