Talking Rock Creek Resort Homes with FHA Terms

Talking Rock Creek Resort Homes with FHA Terms

Welcome to Talking Rock Creek Resort, a hidden gem nestled in the heart of Georgia's stunning North Georgia mountains. This picturesque subdivision offers a unique blend of natural beauty, modern amenities, and a vibrant community spirit, making it the perfect place to call home.

Talking Rock Creek Resort is designed for those who appreciate the tranquility of nature while still enjoying convenient access to nearby attractions. With its lush landscapes, serene creeks, and hiking trails, residents can immerse themselves in the great outdoors. Whether you're an avid hiker, a fishing enthusiast, or simply someone who enjoys the peaceful sounds of nature, this community has it all.

The homes in Talking Rock Creek Resort are thoughtfully crafted, featuring a variety of styles and sizes to suit diverse lifestyles. From cozy cabins to spacious family homes, you'll find properties that blend seamlessly with the stunning surroundings. Plus, for those looking to finance their dream home, the availability of FHA terms makes homeownership more accessible than ever. This means lower down payments and favorable loan terms, opening the door for first-time buyers and families alike to invest in their future.

In addition to the beautiful homes, the community boasts a range of amenities, including a clubhouse, swimming pool, and recreational areas, perfect for gatherings and enjoying time with friends and neighbors. With a strong sense of community and a commitment to preserving the natural beauty of the area, Talking Rock Creek Resort is more than just a place to live; it's a lifestyle. Come discover your slice of paradise in this enchanting subdivision today!

Newest Talking Rock Creek Resort Homes with FHA Terms

$484,900
6 Beds ⋅ 4 Baths ⋅ 10804750 MLS
Luxury Log Home with Two Complete Living Spaces in Talking Rock Creek Resort Welcome to your North Georgia mountain getaway-where timeless log home craftsmanship meets the flexibility today's buyers are searching for. Tucked among the trees in the gated Talking Rock Creek Resort, this impressive home offers room to gather, room to spread out, and room to make lasting memories. From the moment you step inside, you'll appreciate the soaring tongue-and-groove ceilings, rich hardwood floors, and an inviting great room anchored by a beautiful fireplace. Natural wood finishes throughout create warmth and character while oversized windows bring the beauty of the surrounding mountains indoors. The thoughtfully designed main level features a spacious owner's suite with a private bath, an additional bedroom and full bath, plus a large kitchen complete with abundant custom cabinetry, generous prep space, breakfast bar seating, and an open flow into the dining and living areas-ideal for entertaining. Upstairs, two additional bedrooms, a full bath, and a spacious loft provide endless flexibility for guests, a home office, bunk room, media space, or game room. One of this home's standout features is the fully finished terrace level with its own private entrance. Complete with two additional bedrooms, a full bathroom, living area, and second kitchen, it's perfectly suited for multigenerational living, extended guests, long-term visitors, or potential rental opportunities. Outside, you'll find nearly every room connects to the outdoors through an incredible wraparound covered porch spanning multiple sides of the home. Whether you're enjoying your morning coffee, watching wildlife, or relaxing after a day in the mountains, you'll appreciate the peaceful, wooded setting and year-round outdoor living. The detached workshop provides additional storage and space for hobbies, outdoor equipment, or recreational vehicles. Located inside the sought-after Talking Rock Creek Resort, owners enjoy access to swimming pools, tennis courts, stocked fishing, hiking, playgrounds, Trout Lodge, and the natural beauty that has made this community one of North Georgia's hidden gems. Whether you're looking for a full-time residence, mountain vacation home, multi-generational property, or investment opportunity, this exceptional log home offers the space, flexibility, and mountain lifestyle that are becoming increasingly difficult to find.

1384 Crystal Lane NE, Ranger

Listing courtesy of RE/MAX Pure.

$312,999
2 Beds ⋅ 1 Baths ⋅ 10793513 MLS
Charming Mountain Bungalow on 3.18 Private Acres in Talking Rock Creek Resort Escape to the peaceful beauty of the North Georgia Mountains with this charming bungalow-style home nestled on 3.18 private acres in the gated community of Talking Rock Creek Resort. Offering 1,792 square feet, 2 bedrooms, and 1 full bathroom, this unique property is surrounded by nature, creating the perfect setting for those seeking privacy, tranquility, and abundant wildlife right outside their door. One of the home's most exciting features is the finished upper-level space with its own private entrance. Large enough to become a guest apartment, artist's studio, home office, game room, or additional living area, this versatile space is a blank canvas ready for your personal vision. Significant updates provide peace of mind, including an entirely new upper floor and roof system completed in 2021, new Hardie Plank siding, and all new windows, blending modern efficiency with timeless mountain charm. Outside, you'll fall in love with the beautifully landscaped grounds filled with mature plants and natural beauty. During the winter months, the home enjoys lovely mountain views, and with selective tree trimming, those views could be expanded even further year-round. Whether you're relaxing on the porch while watching deer and other wildlife wander by or enjoying the quiet surroundings, this property offers the mountain lifestyle you've been searching for. Located in Talking Rock Creek Resort, one of the best-kept secrets in the North Georgia Mountains, residents enjoy an impressive array of amenities including: Gated community Two swimming pools Tennis courts Fitness center Private lake Hiking trails A beautiful private beach and common area on Talking Rock Creek Just minutes from Carters Lake, one of Georgia's premier outdoor recreation destinations Whether you're looking for a full-time residence, a weekend retreat, or a vacation rental opportunity, this one-of-a-kind mountain bungalow offers privacy, flexibility, and endless possibilities in one of North Georgia's most desirable resort communities. Don't miss your chance to make this peaceful mountain sanctuary your own!

1002 Raccoon Ridge NE, Ranger

Listing courtesy of RB Realty.

$899,000
4 Beds ⋅ 3 Baths ⋅ 10792497 MLS
Luxury New Construction with Spectacular Mountain & Sunset Views in Talking Rock Creek Resort Experience mountain luxury at its finest in this stunning custom-built 4-bedroom, 3-bathroom home offering 3,254 square feet of thoughtfully designed living space in Talking Rock Creek Resort-widely regarded as the best-kept secret of the North Georgia Mountains. Perfectly positioned to capture breathtaking long-range mountain views from the rear of the home and incredible sunset views to the west, this property is a true showstopper. From the moment you enter, you'll be impressed by the soaring 10-foot ceilings, dramatic vaulted ceilings, oversized 8-foot doors, and expansive 16-foot sliding glass doors that seamlessly blend indoor and outdoor living while showcasing the spectacular mountain backdrop. The gourmet chef's kitchen is designed to impress, featuring Fantasy Brown Dolomite countertops, under-cabinet lighting, a custom vent hood, and a spacious walk-in pantry. The open-concept main living area centers around a stunning stacked electric fireplace, creating a warm and inviting atmosphere for entertaining or everyday living. Wake up to mountain views from the luxurious primary suite, complete with its own private access to the deck through glass sliders, an elegant electric rock fireplace, and a spa-inspired bathroom featuring a custom oversized shower with elevated exterior shower controls. The terrace level is designed for entertaining and flexibility, offering a large gathering space, wet bar, fourth bedroom, full bath, abundant storage, and a massive flex room perfect for a media room, game room, fitness space, or additional guest accommodations. Additional premium features include: * Side-entry mudroom/laundry room with custom cabinetry, sink, and elevated dog wash station * Tankless gas water heater * Buried propane tank * Propane grill hookup * EV charging station * Generator-ready setup * Hot tub-ready installation * Extensive storage throughout Landscaping is currently underway, further enhancing the beauty and curb appeal of this exceptional property. Located just minutes from Carters Lake, and convenient to Ellijay, Blue Ridge, Chattanooga, and Atlanta, this home offers the perfect blend of luxury, recreation, and accessibility. Residents of Talking Rock Creek Resort enjoy an unmatched amenity package including: * Two swimming pools * Tennis courts * Private lake * Fitness center * Hiking trails * Private beach area on Talking Rock Creek near the Trout Lodge * Gated security * No restrictions on short-term rentals Whether you're seeking a full-time residence, luxury mountain retreat, or investment opportunity, this extraordinary home delivers craftsmanship, views, and amenities rarely found in one package. This is North Georgia mountain living at its absolute best.

728 Railey Ridge NE, Ranger

Listing courtesy of RB Realty.

$399,900
2 Beds ⋅ 2 Baths ⋅ 10782893 MLS
Discover the perfect fusion of country charm, updated design and intentional versatility with this unique, dual-dwelling property nestled in the heart of the Talking Rock Creek Resort. Designed for maximum flexibility, this property features two distinct, self-contained 1-bedroom, 1-bathroom units under one roof, offering an ideal setup for a savvy investor, a multi-generational retreat, or a live-in/rent-out opportunity. The top floor serves as a private, intimate residence with a true one-bedroom layout. This level is defined by a stunning, expansive wrap-around porch that invites you to relax and soak in the fresh mountain air. Inside, enjoy premium craftsmanship with knotty pine tongue-and-groove walls and an open-concept design that radiates mountain-chic sophistication. The base floor is a spacious, airy studio unit that perfectly balances openness with cozy, rustic character. The standout feature is a classic wood-burning stove, providing both warmth and an authentic mountain aesthetic. It is the perfect spot for guests to unwind after a day of exploring, or your personal onsite getaway. Located within the sought-after Talking Rock Creek Resort, residents enjoy exclusive access to an array of premier amenities. Spend your days hiking the community's scenic paths, playing a match on the tennis courts, cooling off at your choice of two pools, or gathering with friends and neighbors at the Trout Lodge or Community Center-the resort's signature heartbeats of the community. The true highlight of this property is the intentional outdoor experience; the rear of the lot has sweeping, unobstructed, and truly majestic views of the surrounding mountains. Whether you are enjoying a morning coffee from the top-floor wrap-around porch or hosting an evening by the fire pit in the backyard, the connection to nature is unmatched. This is a turnkey, rare-find asset that presents a unique opportunity for experienced investors looking to capitalize on the booming North Georgia short-term rental market, or private owners looking to offer their guests a private suite. With the ability to generate income from two separate units in a highly sought-after, view-centric location, or be greedy and keep them all to yourself and your guests, this property is the ultimate mountain getaway retreat.

187 Stirratt Road, Ranger

Listing courtesy of Coldwell Banker Realty.

$490,000
3 Beds ⋅ 3 Baths ⋅ 10759145 MLS
Tucked away on 2.44 private acres inside the gated community of Talking Rock Creek Resort, this stunning log cabin is the mountain retreat people dream about. From the moment you pull through the gate, you'll feel the peace, privacy, and charm this property brings. Even better? An additional adjoining lot is included, giving you extra space and the rare feeling of having no neighbors in sight. Inside, this beautifully cared for 3 bedroom, 2.5 bath home is warm, inviting, and packed with character. The terrace level feels like its own private getaway with a spacious second living area, cozy fireplace, additional bedroom, and full bath. Whether you're hosting guests, creating the perfect game room, or simply enjoying a quiet evening by the fire, there's room for everyone here. Outdoor living absolutely shines at this property. Sip your morning coffee from the oversized screened porch, unwind in the hot tub after a long day, or spend your evenings gathered around the fire pits under the North Georgia stars. With multiple levels of decking and a classic wraparound rocking chair porch, every inch of this home was made for relaxing and entertaining. This property has also been a successful rental, making it an incredible opportunity whether you're searching for a full-time residence, vacation getaway, or investment property. And the amenities? They're hard to beat. Residents of Talking Rock Creek Resort enjoy access to two pools, tennis courts, fitness center, clubhouse, walking trails, playgrounds, covered pavilions, equestrian facilities, RV parking, picnic areas, basketball courts, and even a private marina with boat access. The community lodge overlooking the river creates the perfect backdrop for special events and gatherings. Cabins like this don't come around often. Privacy, charm, resort amenities, rental potential, and mountain living all wrapped into one unforgettable property.

85 Hunter Drive, Talking Rock

Listing courtesy of Amanda Jo Realty Group.

$599,000
3 Beds ⋅ 2 Baths ⋅ 10726548 MLS
Welcome to your mountain getaway! This newer 3-bedroom, 2-bath modern Barndominium-style home sits right on Talking Rock Creek with an impressive 321 feet of creek frontage, offering peaceful water views and the soothing sounds of nature. This property has been a successful Airbnb and is being sold fully furnished, making it a true turnkey investment or personal retreat. The open-concept design blends modern style with rustic mountain charm, while the durable metal roof adds both character and low-maintenance appeal. Additional features include: Full unfinished basement stubbed in for future expansion Spacious layout ideal for entertaining or guests Direct access to Talking Rock Creek Proven short-term rental income potential Located in Talking Rock Creek Resort, often considered the best kept secret of the North Georgia mountains, you'll enjoy access to amenities such as pools, tennis courts, hiking trails, and a private lake. Whether you're looking for an income-producing property, weekend escape, or full-time residence, this creekfront gem checks all the boxes. Home is NOT in the Flood Zone. This was determined with an elevation certificate, submitted to FEMA and approved by them! ***Turnkey, modern, and creekfront - don't miss this rare opportunity!***

496 Meadow Lane, Talking Rock

Listing courtesy of RB Realty.

$319,000
2 Beds ⋅ 2 Baths ⋅ 10721007 MLS
Tucked inside the gated community of Talking Rock Creek Resort, this idyllic cozy cabin is the perfect blend of rustic charm and modern convenience. Come fall in love with this picture perfect 2 bedroom, 2 bathroom custom built retreat that feels like a classic mountain escape, yet offers the benefits of newer construction and meticulous upkeep. Set on 1.2 private wooded acres, you can relax on the screened back porch overlooking a peaceful valley, watching deer wander and even the occasional bear, all while enjoying complete privacy with no neighbors in sight. This thoughtfully designed home was built with attention to detail and functionality, featuring spacious closets, abundant storage, a walk-in pantry, and an inviting eat-in kitchen with island. The primary suite offers its own private porch, creating a quiet escape to take in the natural surroundings. The resort style amenities elevate the experience with multiple pools, tennis courts, walking trails, a lodge, fitness center, basketball court, playground, picnic pavilions, and BBQ areas. A standout feature is the majestic rock formation with a natural swimming hole, along with fishing ponds and access to Talking Rock Creek for outdoor enjoyment. Ride your golf cart or side-by-side through the community and truly immerse yourself in the beauty of the North Georgia mountains. Whether you are looking for a full time residence, weekend getaway, or short term rental opportunity, this property offers exceptional flexibility. Located just minutes from Carters Lake, local wineries, and charming North Georgia mountain towns, and within easy driving distance from the city, you can enjoy everything from peaceful mountain living to seasonal highlights like apple festivals and vibrant fall foliage. This is truly a must see property, as photos simply do not capture the full experience.

1041 Astro Court NE, Ranger

Listing courtesy of Floyd Realty Advisors.

$420,000
3 Beds ⋅ 2 Baths ⋅ 10711932 MLS
Escape to your fully furnished cabin in North Georgia at 1328 Birch Lane, located in the highly desirable Talking Rock Creek Resort. This 3-bedroom, 2-bath mountain cabin is short-term rental (STR) ready, offering a true turnkey investment opportunity or private vacation home with immediate income potential. Situated on a quiet, private street, this North Georgia cabin features an open-concept floor plan with a cozy wood-burning fireplace, spacious living area, and two sliding glass doors leading to a large deck-perfect for enjoying the peaceful wooded surroundings. The main level includes two bedrooms and a full bath, while the oversized loft offers a private suite with bathroom and office space, ideal for guests or remote work. The finished basement game room includes a pool table and foosball, creating a great entertainment space for owners and guests. An added whole-home emergency generator provides year-round reliability-an attractive feature for both homeowners and short-term rental guests. Located in Talking Rock Creek Resort in Ranger, GA, the community offers gated access, swimming pools, tennis courts, and river access, with convenient proximity to Carters Lake for boating, fishing, and outdoor recreation. If you're looking for a fully furnished, STR-ready cabin in North Georgia, this property offers a strong opportunity for both personal use and rental income.

1328 Birch Lane, Ranger

Listing courtesy of BHHS Georgia Properties.

$379,000
3 Beds ⋅ 2 Baths ⋅ 10571255 MLS
True Log Cabin with Long-Range Mountain Views in Talking Rock Creek Resort Welcome to your mountain escape! This authentic log cabin in the gated Talking Rock Creek Resort offers stunning, long-range mountain views and the rustic charm you've been dreaming of. Featuring a spacious loft, cozy wood-burning stove, and a partially finished basement, this cabin is perfect as a full-time home, weekend getaway, or short-term rental investment. The inviting wrap-around porch is ideal for soaking in panoramic views, sipping your morning coffee, or watching the sunset over the ridges. Additional highlights include: *Warm, wood interior with true log construction *Open-concept living area with vaulted ceilings *Basement space ready for expansion, recreation, or guest quarters *Easy access to the main gate and resort amenities, including pools, tennis courts, private lake, and hiking trails Whether you're seeking serenity, adventure, or both, this cabin delivers it all. Unmatched views, a prime location, and true log home character-this is mountain living at its best. Don't miss your chance to own a piece of North Georgia paradise!

538 Galaxy Way NE, Ranger

Listing courtesy of RB Realty.

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