River Point Homes with USDA Loan Terms

Welcome to River Point, a picturesque subdivision nestled in the heart of Chattanooga, Tennessee, within the charming Hamilton County. This delightful community offers a perfect blend of modern living and natural beauty, making it an ideal choice for families, retirees, and everyone in between.

River Point is characterized by its serene surroundings, with lush greenery and scenic views that create a peaceful atmosphere. The well-designed homes in this subdivision boast contemporary architecture and spacious layouts, providing ample room for relaxation and entertainment. With a variety of floor plans available, you’re sure to find a home that perfectly suits your lifestyle.

One of the standout features of River Point is its accessibility to USDA loan terms, making homeownership more attainable for many prospective buyers. This financing option is particularly appealing for those looking to settle in a friendly neighborhood without the burden of a hefty down payment. The USDA loan program is designed to support rural and suburban homebuyers, and River Point fits the bill with its inviting community feel and convenient access to nearby amenities.

Residents of River Point enjoy a vibrant lifestyle, with close proximity to parks, schools, shopping centers, and dining options. Whether you’re taking a leisurely stroll along the nearby riverbanks or engaging in community events, you’ll find that River Point is more than just a place to live; it’s a place to thrive.

Discover the charm of River Point today, where your dream home awaits amidst the natural beauty of Chattanooga!

Newest River Point Homes with USDA Loan Terms

$485,000

4 Beds ⋅ 4 Baths ⋅ 10763711 MLS

Modern 4 bedroom, 3.5 bathroom home on 1.25 private acres built in 2020 with over 2,400 sq ft of well-designed living space. Half wraparound front porch overlooking a cleared, landscaped yard. Side-entry 2-car garage with opener, sprinkler system, and encapsulated crawlspace. Open-concept main level with living, dining, and kitchen areas. Wood-burning fireplace as the focal point of the living space. Kitchen features ample cabinetry, generous counter space, and all appliances remaining. Main-level primary suite with walk-in closet and private bath with double vanity, separate shower, and tile finishes. All bedrooms include walk-in closets. Additional linen and storage closets throughout the home. Upstairs includes spacious bedrooms, a Jack-and-Jill bathroom, and a large bonus room with full bath and closet. Flexible space for media room, office, gym, guest suite, or playroom. Located in Daughtry Elementary, Henderson Middle, and Jackson High School districts with neighborhood bus route access. Private setting with modern construction, functional layout, and multiple flexible living areas. Schedule your private tour today!

202 Riverpoint Way, Jackson

Listing courtesy of Georgia Real Estate Team.

$479,900

4 Beds ⋅ 3 Baths ⋅ 10720612 MLS

New price and rare financing advantage, assumable 2.49% VA loan available for qualified buyers! Enjoy the added benefit of USDA eligibility, providing an excellent opportunity for qualified buyers seeking affordability without sacrificing space or comfort. Tucked inside a sought-after Jackson Lake community, this 2020-built home offers privacy, space, and modern comfort on a 1.27-acre corner lot with seasonal lake views. The home features 2,651 square feet with 4 bedrooms, 3 full baths, a dedicated office, formal dining room, and an open-concept layout filled with natural light. The kitchen includes smart appliances, quiet-close cabinetry, and direct sightlines into the living area with a wood-burning fireplace and stained timber mantle. Recent updates include new carpet upstairs and fresh interior paint, giving the home a clean, move-in-ready feel. The spacious primary suite offers tray ceilings, a soaking tub, walk-in shower, and oversized closet, while engineered hardwood flooring, low utility costs, and a two-car garage add everyday comfort and practicality. Outdoor living is highlighted by a large pergola-covered deck, mature landscaping, timer-controlled irrigation, and a peaceful no-HOA setting near Jackson Lake. A rare blend of privacy, comfort, and functionality in one of the area's most desirable lake communities.

102 River Point Road, Jackson

Listing courtesy of BHHS Georgia Properties.

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