Ridgedale Homes with Cash Terms

Welcome to Ridgedale, a charming subdivision nestled in the heart of Chattanooga, Tennessee. This vibrant community, located in Hamilton County, offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place for families, professionals, and retirees alike.

Ridgedale is known for its friendly atmosphere, where neighbors become friends and community spirit thrives. The subdivision features a diverse array of homes, ranging from cozy single-family residences to more spacious designs, catering to various lifestyles and budgets. Many of these homes are available with cash terms, providing an attractive option for buyers seeking a streamlined purchasing process without the complexities of traditional financing. This flexibility allows you to seize the opportunity to own your dream home in this lovely area.

One of the standout features of Ridgedale is its accessibility to Chattanooga's vibrant downtown, where you can explore an array of dining, shopping, and entertainment options. Outdoor enthusiasts will appreciate the nearby parks and recreational areas, perfect for family outings, picnics, or leisurely strolls. The community is also conveniently located near excellent schools, making it a desirable choice for families with children.

With its welcoming atmosphere, beautiful homes, and prime location, Ridgedale offers a unique opportunity to embrace the best of Chattanooga living. If you’re ready to explore your options in this delightful subdivision, let us help you find the perfect home that fits your needs and lifestyle. Welcome to Ridgedale—where your new chapter awaits!

Newest Ridgedale Homes with Cash Terms

$299,000

3 Beds ⋅ 2 Baths ⋅ 1543765 MLS

RARE CLEVELAND OPPORTUNITY -- 1.59 ACRES & 3 PURCHASE OPTIONS! TWO PARCELS • BRICK HOME • FENCED • GATED • BEAUTIFUL FARM & RIDGE VIEWS! Choose your opportunity! This Cleveland property offers 1.59 acres, a brick home, carport, fenced yard, gated entrance, and scenic views. Property has been cleaned out and evaluated for renovation. OPTION 1 -- $159,000 CASH AS-IS Investor special! Purchase as-is and renovate yourself. Cash only, close within 14 days. Offer expires October 16, 2026! Once renovations begin, this option disappears. OPTION 2 -- $316,000 CUSTOM REMODEL 3 Bedrooms | 2 Full Bathrooms | Home Office Complete renovation featuring open-concept kitchen/living area, new cabinets, countertops, appliances, upgraded bathrooms and primary shower, expanded primary closet, dedicated office, redesigned laundry/mudroom, new flooring, windows, paint, fixtures, and HVAC replacement if necessary. Detailed renovation quote available. Call agent for complete scope! OPTION 3 -- $370,000 EXPANDED REMODEL 4 Bedrooms | 3 Full Bathrooms Expanded floor plan featuring additional bedroom and bathroom space, remodeled kitchen, updated bathrooms, new flooring, windows, modern finishes, and exterior improvements. Target completion January 31, 2027. OWNER FINANCING AVAILABLE for qualified buyers with approved down payment and terms. PREFERRED LENDER INCENTIVE! Seller offers a contribution toward a 2% rate buydown at original listing price through HomeRate Mortgage, East Brainerd Rd. Visit www.423applynow.com for rates, terms, and costs. NMLS #2239. THREE OPTIONS. ONE PROPERTY. YOUR CHOICE! Buyer to verify property details. Renovations subject to written scope, engineering, permits, and agreed timelines. AI photos are conceptual. Buydown subject to financing approval and program limits; 2% contribution does not guarantee a 2-point rate reduction. Preferred lender not required.

6308 N Lee Highway, Cleveland

Listing courtesy of Zach Taylor - Chattanooga.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.