Ray Jo Estates Homes with FHA Terms

Welcome to Ray Jo Estates, a hidden gem nestled in the heart of Chattanooga, Tennessee! This charming subdivision is perfect for those seeking a peaceful and family-friendly community, all while being just a stone's throw away from the vibrant city life. Ray Jo Estates boasts a variety of beautifully designed homes, each exuding warmth and character, making it an inviting place to call home.

One of the standout features of Ray Jo Estates is the accessibility of FHA financing options for homebuyers. This means that whether you're a first-time buyer or looking to upgrade, you can take advantage of favorable loan terms that make homeownership more attainable. With FHA loans available, you can secure your dream home with a lower down payment and flexible credit requirements, making it easier than ever to settle into this wonderful community.

As you explore Ray Jo Estates, you'll find tree-lined streets, spacious yards, and a welcoming atmosphere that fosters neighborly connections. The subdivision is conveniently located near top-rated schools, parks, and shopping centers, ensuring that everything you need is within reach. Enjoy weekend strolls through the serene surroundings or take a short drive to downtown Chattanooga, where you can indulge in local dining, entertainment, and cultural experiences.

Whether you’re looking to start a family or simply enjoy the tranquility of suburban living, Ray Jo Estates offers the perfect blend of comfort and convenience. Come discover your future home in this delightful community—where charm meets opportunity!

Newest Ray Jo Estates Homes with FHA Terms

$399,000

4 Beds ⋅ 3 Baths ⋅ 1533074 MLS

Welcome to 1701 Ray Jo Circle -- a spacious and well-maintained 4-bedroom, 3-bath home situated on a large lot in a convenient Chattanooga location. This property offers the perfect blend of comfort, functionality, and accessibility. Inside, you'll find an updated kitchen designed for both everyday living and entertaining. The home has been thoughtfully refreshed, with all carpets replaced just three years ago, new flooring installed in the basement, and fresh paint throughout the bathrooms, bedrooms, entryway, and full basement -- giving the home a clean, modern feel. The layout provides plenty of room to spread out, including a fully finished basement that adds valuable living space. Outside, enjoy the added charm and practicality of a custom-built bridge over the creek, creating a unique and peaceful outdoor setting on the generous lot. Parking is a breeze with off-street parking and a 2-car attached garage. Conveniently located just minutes from everyday essentials and local favorites -- you're only 9 minutes to Malone's and Hamilton Place Mall, 8 minutes to Erlanger East Hospital, 15 minutes to Volkswagen Chattanooga Plant, and just 20 minutes to downtown Chattanooga. Plus, you're only about 5 minutes to convenient access to Interstate 75, making commuting a breeze. If you're looking for space, updates, and a location that keeps you close to everything, this home is a must-see! *large tool cabinet in garage not included in the sale of home

1701 Ray Jo Circle, Chattanooga

Listing courtesy of Keller Williams Realty.

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