Ray Jo Estates Homes with Conventional Terms

Welcome to Ray Jo Estates, a hidden gem nestled in the heart of Chattanooga, Tennessee! This charming subdivision offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place for families, professionals, and retirees alike. Located in Hamilton County, Ray Jo Estates boasts a welcoming community atmosphere where neighbors become friends and memories are made.

The homes in Ray Jo Estates are designed with comfort and style in mind, featuring a variety of architectural styles that cater to diverse tastes. Whether you’re seeking a cozy single-story home or a spacious multi-level residence, you’ll find an array of options to suit your needs. Each property is thoughtfully crafted with modern amenities, ensuring a comfortable living experience. The neighborhood is characterized by well-maintained lawns, mature trees, and friendly faces, creating an inviting environment for all.

One of the standout features of Ray Jo Estates is the accessibility of conventional financing options for potential homebuyers. This means that you can easily secure a mortgage that fits your budget, making your dream of homeownership a reality in this picturesque subdivision. With a variety of homes available under conventional terms, Ray Jo Estates is an excellent choice for those looking to invest in a property with long-term value.

In addition to its beautiful homes, Ray Jo Estates is conveniently located near top-rated schools, shopping centers, and recreational facilities, ensuring that everything you need is just a stone's throw away. Experience the charm and community spirit of Ray Jo Estates—where your new home awaits!

Newest Ray Jo Estates Homes with Conventional Terms

$399,000

4 Beds ⋅ 3 Baths ⋅ 1533074 MLS

Welcome to 1701 Ray Jo Circle -- a spacious and well-maintained 4-bedroom, 3-bath home situated on a large lot in a convenient Chattanooga location. This property offers the perfect blend of comfort, functionality, and accessibility. Inside, you'll find an updated kitchen designed for both everyday living and entertaining. The home has been thoughtfully refreshed, with all carpets replaced just three years ago, new flooring installed in the basement, and fresh paint throughout the bathrooms, bedrooms, entryway, and full basement -- giving the home a clean, modern feel. The layout provides plenty of room to spread out, including a fully finished basement that adds valuable living space. Outside, enjoy the added charm and practicality of a custom-built bridge over the creek, creating a unique and peaceful outdoor setting on the generous lot. Parking is a breeze with off-street parking and a 2-car attached garage. Conveniently located just minutes from everyday essentials and local favorites -- you're only 9 minutes to Malone's and Hamilton Place Mall, 8 minutes to Erlanger East Hospital, 15 minutes to Volkswagen Chattanooga Plant, and just 20 minutes to downtown Chattanooga. Plus, you're only about 5 minutes to convenient access to Interstate 75, making commuting a breeze. If you're looking for space, updates, and a location that keeps you close to everything, this home is a must-see! *large tool cabinet in garage not included in the sale of home

1701 Ray Jo Circle, Chattanooga

Listing courtesy of Keller Williams Realty.

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