Moss Landing Homes with FHA Terms

Welcome to Moss Landing, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the vibrant Hamilton County. This picturesque community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal choice for families, professionals, and retirees alike.

Moss Landing is known for its beautifully designed homes that reflect modern aesthetics while providing the comfort and warmth of traditional living. Each residence is thoughtfully crafted to meet the diverse needs of its residents, featuring spacious floor plans, contemporary finishes, and inviting outdoor spaces perfect for entertaining or relaxing.

One of the standout features of Moss Landing is its accessibility to FHA financing options. This means that prospective homeowners can take advantage of favorable terms and lower down payment requirements, making homeownership more attainable than ever. Whether you are a first-time buyer or looking to upgrade, Moss Landing’s FHA-approved homes open the door to a wealth of opportunities.

The community is surrounded by lush greenery and scenic views, creating a serene atmosphere that residents cherish. With easy access to local parks, schools, shopping, and dining, everything you need is just a stone's throw away. The vibrant culture of Chattanooga is also within reach, offering a wealth of recreational activities, art scenes, and culinary delights.

Discover the beauty and charm of Moss Landing, where your dream home awaits. Experience a community that not only meets your housing needs but also enriches your lifestyle. Come explore the possibilities today!

Newest Moss Landing Homes with FHA Terms

$500,000

4 Beds ⋅ 3 Baths ⋅ 1542083 MLS

Welcome to Moss Landing -- one of the area's most sought-after newer neighborhoods, just minutes from Chickamauga Lake and a short drive to downtown Chattanooga. This RP Homes residence was designed for the way people actually live: an open main level that flows from living to kitchen to dining, built for weeknight dinners and weekend gatherings. The kitchen is the heart of the home, with the island, counter space, and gathering room that make hosting easy. Upstairs living stays private, with a primary suite that feels like a retreat and secondary rooms that work for family, guests, or a home office. Outside, you get the quiet of an interior Blue Harbor Lane setting plus the amenities that sell this community: pool, clubhouse, playground, sidewalks, and walking trails in a well-kept neighborhood of about 125 homes. Booker T. Washington State Park and lake recreation are close; interstates and everyday conveniences are an easy run. If you want newer construction, low-maintenance community living, and proximity to both the water and the city, this is the lifestyle Moss Landing is known for. Come see it and make it yours. Call the listing agent to schedule your private showing today!

5148 Blue Harbor Lane, Chattanooga

Listing courtesy of Crye-Leike, REALTORS.

$398,000

3 Beds ⋅ 3 Baths ⋅ 1541746 MLS

Welcome to Moss Landing, where timeless charm, thoughtful design, and exceptional outdoor living come together. This beautifully appointed 3-bedroom, 3-bath home offers the rare combination of a primary bedroom on the main level, custom closets, spacious living areas, a chef's kitchen with gas range, and a spectacular backyard designed for both entertaining and everyday enjoyment. Step inside to a warm and inviting interior featuring generous gathering spaces, abundant natural light, and a layout that balances comfort with functionality. The kitchen is a standout, featuring an upgraded gas range and a well-appointed design that makes preparing everyday meals or entertaining guests a pleasure. The main-level primary suite provides a private retreat with custom closet space and convenient access to the heart of the home. Two additional bedrooms and baths offer flexibility and comfort for family and guests. The true showstopper awaits outside. Step into an incredible backyard oasis where expansive outdoor living spaces create a natural extension of the home. Whether you're hosting friends, enjoying a quiet morning coffee, gathering around the fire, or relaxing after a long day, this private setting offers an exceptional backdrop for making memories. Thoughtfully designed spaces provide room for dining, lounging, entertaining, and enjoying the outdoors throughout ALL seasons. Booked your private showing today!

3976 Inlet Loop, Chattanooga

Listing courtesy of EXP Realty LLC.

$525,000

4 Beds ⋅ 3 Baths ⋅ 1538931 MLS

Beautiful 4-bed / 3.5-bath home with fully-fenced back yard! Built in 2023 by RP Construction, this home was outfitted with the highest-quality finishes offered by the builder. Primary suite is on the main level! Highlights include 2 separate living rooms (one upstairs and one downstairs) a fully-finished outdoor patio with vaulted ceiling and mounted television, and upgraded flooring/cabinets/counter tops and fixtures. Rare for our area, this home has both a 2 car garage and a fully finished basement! Moss Landing is a fully-sidewalked community of about 125 homes. Homeowners have access to the community pool and clubhouse for just $75/month. This neighborhood is located less than 2 miles from the lakefront playgrounds and walking paths of Booker T Washington State Park and just 15 minutes to downtown Chattanooga! (Information is deemed reliable but not guaranteed. Buyer should verify any information of concern, including but not limited to schools and square footage)

3931 Inlet Loop, Chattanooga

Listing courtesy of Keller Williams Realty.

$494,900

3 Beds ⋅ 3 Baths ⋅ 1533786 MLS

Come see this home today! The first floor boasts an open floor plan - great for entertaining! There is also a separate office downstairs - perfect for working from home. Upstairs are the master bed and bathroom, two more bedrooms and another full bath. There is a bonus room and laundry room also on the second floor making doing laundry super convenient! The basement has been finished and has a very large extra room that would be perfect spot for a game room or man cave! This home is in a newer neighborhood with a pool, clubhouse, sidewalks, hiking trails, and a playground! It is conveniently located to local interstates, the lake and plenty of dining. Don't let this one get away...come see it today! **PERSONAL INTEREST DISCLOSURE AGENT IS IMMEDIATE FAMILY MEMBER OF SELLER**

5175 Blue Harbor Lane, Chattanooga

Listing courtesy of 5H Realty Services, LLC.

$397,000

3 Beds ⋅ 3 Baths ⋅ 1531112 MLS

Welcome to this beautifully designed home in the highly sought-after Moss Landing community, just minutes from Chickamauga Lake! This home showcases quality craftsmanship, thoughtful upgrades, and a spacious open-concept layout perfect for everyday living and entertaining. Step inside to an inviting living area that flows seamlessly into the kitchen and dining space, creating the perfect setup for gatherings. The kitchen features upgraded cabinetry, granite countertops, stainless steel appliances, and a large island ideal for hosting family and friends. The primary suite offers a relaxing retreat with a well-appointed en-suite bath and a generous walk-in closet. Enjoy outdoor living with a private backyard space perfect for relaxing, grilling, or entertaining. Conveniently located near marinas, shopping, dining, and just a short drive to downtown Chattanooga, this home offers the perfect blend of comfort and convenience. Don't miss your chance to own this move-in ready home in one of the area's most desirable neighborhoods, schedule your private showing today!

4071 Inlet Loop, Chattanooga

Listing courtesy of EXP Realty, LLC.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.