Magnolia Creek Homes with FHA Terms

Welcome to Magnolia Creek, a captivating subdivision nestled in the heart of Ooltewah, Tennessee, within the scenic Hamilton County. This charming community seamlessly blends the tranquility of suburban living with the convenience of nearby urban amenities, making it an ideal choice for families, retirees, and everyone in between.

Magnolia Creek is characterized by its beautifully designed homes that exude warmth and character. With a variety of architectural styles, there’s something to suit every taste. Each residence is thoughtfully crafted, featuring spacious layouts, modern finishes, and lush landscaping that enhances the neighborhood's inviting atmosphere. Whether you’re seeking a cozy starter home or a larger family abode, Magnolia Creek has options that cater to all needs.

One of the standout features of this community is the availability of homes that qualify for FHA financing. This means that prospective buyers can take advantage of more flexible lending options, making homeownership more accessible than ever. With lower down payment requirements and competitive interest rates, Magnolia Creek is a perfect place for first-time buyers looking to settle in a vibrant and welcoming neighborhood.

Beyond the homes, residents of Magnolia Creek enjoy a plethora of amenities, including nearby parks, shopping centers, and recreational activities. With its prime location in Ooltewah, you’ll find yourself just a stone’s throw away from the stunning natural beauty of the Tennessee Valley, as well as the bustling life of Chattanooga.

Discover the charm and community spirit of Magnolia Creek, where your dream home awaits!

Newest Magnolia Creek Homes with FHA Terms

$335,000

4 Beds ⋅ 3 Baths ⋅ 10843862 MLS

Looking for space?? Check out this 4-bedroom, 3-bath Ellabell home on a corner lot with a large, fenced yard. The main level offers a private owner's suite complete with a large walk-in closet and ensuite bath featuring a soaking tub and separate shower. A second bedroom with generously sized closet and full bath are also located downstairs, offering added flexibility. The kitchen is both stylish and functional, featuring newer cabinetry with soft-close doors and drawers, sleek quartz countertops, tile backsplash, newer stainless-steel appliances, a walk-in pantry, and a convenient eat-in area. The kitchen opens to a spacious living area and dining area, creating an inviting flow for everyday living and entertaining. Upstairs, a huge loft provides an impressive bonus space for a home office, media area, playroom, or whatever suits your needs. Two additional bedrooms with generous closet space a storage closet and a full bath complete the second level. The washer and dryer are included, and the roof was replaced in 2023. Outside, the large fenced backyard (part of the fence is currently being replaced) offers plenty of room to enjoy the outdoors. With its versatile floor plan, abundant storage, and desirable first-floor owner's suite, this home offers plenty of room to spread out and make it your own. Contact your favorite agent to see this fabulous home today!

45 Alvidine Lane, Ellabell

Listing courtesy of Next Move Real Estate.

$445,000

4 Beds ⋅ 3 Baths ⋅ 1542318 MLS

Buyer to verify school districts. Conveniently located between Chattanooga and Cleveland, this 3-bedroom, 2.5-bath home offers easy access to Volkswagen, Amazon, shopping, dining, and major commuter routes. The custom Campbell floor plan features a welcoming covered front porch, open-concept living spaces, and a spacious rear deck overlooking the fenced backyard. Inside, the Great Room is highlighted by a cozy gas-log fireplace, while sand-and-finish hardwood flooring adds warmth and character throughout the main living areas. The kitchen and living spaces flow together nicely for entertaining and everyday living. The primary suite includes a tiled shower and relaxing jetted tub. and upgraded luxury lament floors, A finished bonus room provides excellent flexibility and could serve as an additional bedroom, home office, media room, or recreation space. Additional features include durable Hardie Board siding, a sodded lawn, freshly painted interior and exterior, and a recently stained deck. Move-in ready and ideally situated for enjoying all that the Ooltewah area has to offer.

5434 Little Gem Lane, Ooltewah

Listing courtesy of DAVANZO Real Estate.

$425,000

3 Beds ⋅ 3 Baths ⋅ 1540523 MLS

Welcome to 8543 Daju Ct, a beautifully appointed and exceptionally well maintained Craftsman style home in desirable Ooltewah. Built by respected local builder Waters-Holland, this residence showcases quality craftsmanship, timeless design, and thoughtful details throughout. From the moment you step inside, you will appreciate the beautiful hardwood flooring, elegant crown molding, bullnose wall corners, and spacious guest bedrooms. The inviting open floor plan creates an effortless flow between the main living spaces, making this home ideal for both everyday living and entertaining. The impressive great room features soaring vaulted ceilings and a beautiful gas fireplace, creating a warm and inviting focal point. The great room opens directly to the dining area and spacious kitchen, allowing everyone to stay connected while gathering. The kitchen offers an abundance of cabinetry, granite countertops, stainless steel appliances, and ample preparation space, making it as functional as it is beautiful. Large windows fill the living spaces with natural light and provide a wonderful connection to the outdoors. Step outside to enjoy the private screened porch, spacious patio, and fully fenced backyard. Whether hosting guests, enjoying a quiet morning coffee, or relaxing at the end of the day, the outdoor spaces provide the perfect extension of the home. Additional features include Nest thermostats, generously sized bedrooms, quality finishes, and meticulous maintenance throughout. Every detail reflects the care and pride of ownership this home has received. Conveniently located in Ooltewah, this exceptional property offers a beautiful combination of craftsmanship, comfort, privacy, and modern convenience. A truly special opportunity to own a move in ready home in one of the Chattanooga area's most sought after communities. Schedule your private showing today!

8543 Daju Court, Ooltewah

Listing courtesy of Keller Williams Realty.

$724,900

5 Beds ⋅ 4 Baths ⋅ 10808393 MLS

BACK ON MARKET! Beautifully updated, meticulously maintained, move-in ready 5-bedroom, 4-bath home on over 1/2 acre in sought-after Forsyth County. Rare private walkout lower level with gated driveway and separate entrance, framed rooms, functional full bath, and plumbing/electrical in place for a future kitchenette and laundry. Flexible lower level provides exceptional potential for multigenerational living, guest suite, teen retreat, home office, or recreation space. Enjoy a screened porch overlooking the large fenced backyard, freshly painted exterior, oversized attached 2-car garage plus detached 1-car garage, extra-large primary walk-in closet, and 50-year roof. Convenient to shopping, dining, and top-rated Forsyth County schools. Some photos have been virtually rendered.

4920 Magnolia Creek Drive, Cumming

Listing courtesy of Beycome Brokerage Realty LLC.

$400,000

4 Beds ⋅ 3 Baths ⋅ 1538822 MLS

Tucked at the end of a cul-de-sac on the second-largest homesite in Magnolia Creek, this Sweetbay plan pairs an open, light-filled layout with a spacious, fully fenced backyard. From the gracious entry foyer, the home opens into a vaulted Great Room anchored by a gas-log fireplace flowing seamlessly into a spacious kitchen with ample cabinetry, stainless appliances, and an oversized 4x6 island. A formal dining room adds the perfect setting for holidays and dinner parties. The main-level primary suite features a jetted tub, fully tiled shower, tile floor, raised double-sink vanity, and a walk-in closet. Upstairs are two amply sized bedrooms and a full bath, plus a newly finished bonus room adding approximately 264 square feet of flexible living space. Just off the Great Room, the partially covered rear deck overlooks the fenced backyard. Call to schedule your showing today! The seller is offering a $3000 painting allowance with an acceptable offer.

5400 Little Gem Lane, Ooltewah

Listing courtesy of Zach Taylor - Chattanooga.

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.