Lone Oaks Farm Homes with FHA Terms

Lone Oaks Farm Homes with FHA Terms

Welcome to Lone Oaks Farm, a picturesque subdivision nestled in the heart of Tennessee, where rustic charm meets modern living. This enchanting community is designed for those who appreciate the beauty of nature while enjoying the comforts of contemporary homes. Lone Oaks Farm offers an idyllic setting, complete with sprawling green spaces, serene walking trails, and a welcoming atmosphere that fosters a strong sense of community.

As you explore Lone Oaks Farm, you'll discover a variety of beautifully crafted homes, each thoughtfully designed to cater to a range of lifestyles. From cozy single-family residences to more spacious options, there’s something here for everyone. Families, first-time homebuyers, and retirees alike will find their perfect haven in this inviting neighborhood.

One of the standout features of Lone Oaks Farm is its accessibility to FHA financing. This means that potential homeowners can take advantage of favorable loan terms, making homeownership more attainable. With FHA options available, you can secure a home without the burden of hefty down payments, allowing you to invest in your future while enjoying the comforts of a lovely abode.

In addition to its stunning homes, Lone Oaks Farm is conveniently located near shopping, dining, and recreational opportunities, ensuring that residents have everything they need within reach. Whether you’re strolling through the beautifully landscaped streets, enjoying a picnic in the park, or gathering with neighbors for community events, Lone Oaks Farm is more than just a place to live; it’s a place to thrive. Come discover your dream home in this delightful Tennessee community!

Newest Lone Oaks Farm Homes with FHA Terms

$337,585
4 Beds ⋅ 3 Baths ⋅ 1540649 MLS
Built for the way you live; the Belhaven floorplan is available in the Loan Oak Farms Community in Cleveland, TN . This two-story plan features a gracious primary bedroom upstairs with a walk-in-closet and spacious bathroom. The second level also features three secondary bedrooms with an additional bathroom. Enjoy the convenience of having washer and dryer hookups upstairs. The main level has a flex room that could be used as a study or designated formal dining area as well as a powder room located directly off the foyer. This floorplan offers open concept living, with the expansive great room looking over the modern kitchen. Windows and doors at the back of the home bathe the kitchen area in natural sunlight. The kitchen is an entertainer's dream with a sleek island that features

4308 Farm Way Trail Ne, Cleveland

Listing courtesy of DHI Inc.

$325,245
4 Beds ⋅ 2 Baths ⋅ 1540645 MLS
The Cali floor plan is available in the Lone Oaks Farm community located in Cleveland. This single-story layout is designed to maximize living space with an open-concept kitchen that overlooks the living area, dining room, and covered patio. Entertaining guests is a breeze, as this popular home features a spacious kitchen island and pantry for extra storage. The primary bedroom is located at the back of the home, off the living space, ensuring privacy. It comes with a walk-in closet and a spacious bathroom. At the front of the house, two more bedrooms share a second full bathroom. Across the hall, there is a fourth bedroom. This home offers ample space to fit all your needs. D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Images may contain virtual staging.

4316 Farm Way Trail NE, Cleveland

Listing courtesy of DHI Inc.

$342,490
3 Beds ⋅ 3 Baths ⋅ 1540642 MLS
Welcome to the Penwell in Lone Oaks Farm in Cleveland. This stunning open concept two-story home features a design that is sure to fit all stages of life. The foyer opens into an eat-in kitchen and living area. The kitchen offers a large pantry, plenty of cabinet space, and an island with countertop seating. The first floor also includes a powder room for convenience, and a flex room that could serve as an office or formal dining room. Upstairs is a loft that can accommodate work and play. The primary bedroom features a spacious walk-in closet and private bathroom. Two additional secondary bedrooms share a full bathroom. The laundry room is located on the second floor. This home offers 9ft Ceilings on first floor, Shaker style cabinetry, Solid Surface Countertops with 4in backsplash, Stainless Steel appliances by Whirlpool, Moen Chrome plumbing fixtures with Anti-scald shower valves, Mohawk flooring, LED lighting throughout, Architectural Shingles, Concrete rear patio (may vary per plan), & our Home Is Connected Smart Home Package. Seller offering closing cost assistance to qualified buyers. Builder warranty included. See agent for details. Due to variations amongst computer monitors, actual colors may vary. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Photos may include digital staging. Square footage and dimensions are approximate. Buyer should conduct his or her own investigation of the present and future availability of school districts and school assignments. *Taxes are estimated. Buyer to verify all information.

4320 Farm Way Trail Ne, Cleveland

Listing courtesy of DHI Inc.

$384,250
4 Beds ⋅ 3 Baths ⋅ 1539676 MLS
Welcome to the Salem floorplan at Lone Oaks Farm in Chattanooga. This is one of our more popular floorplans where the main floor features a formal dining, laundry, and powder room. The kitchen and living areas are open concept. The kitchen also features a breakfast nook, pantry, and an island with countertop seating. The breakfast nook overlooks a patio. This space is perfect for entertaining. Additionally, the primary bedroom is on the main floor. It features a walk-in closet and a private bathroom. Upstairs are three additional bedrooms with walk-in closets. The bedrooms share a full bathroom. There is also a spacious bonus room, providing you with more space to work or play. This home offers 9ft Ceilings on first floor, Shaker style cabinetry, Solid Surface Countertops with 4in backsplash, Stainless Steel appliances by Whirlpool, Moen Chrome plumbing fixtures with Anti-scald shower valves, Mohawk flooring, LED lighting throughout, Architectural Shingles, Concrete rear patio (may vary per plan), & our Home Is Connected Smart Home Package. Seller offering closing cost assistance to qualified buyers. Builder warranty included. See agent for details. Due to variations amongst computer monitors, actual colors may vary. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Photos may include digital staging. Square footage and dimensions are approximate. Buyer should conduct his or her own investigation of the present and future availability of school districts and school assignments. *Taxes are estimated. Buyer to verify all information.

4351 Farm Way Trail Ne, Cleveland

Listing courtesy of DHI Inc.

$342,245
4 Beds ⋅ 2 Baths ⋅ 1537778 MLS
The Cali floor plan is available in the Lone Oaks Farm community located in Cleveland. This single-story layout is designed to maximize living space with an open-concept kitchen that overlooks the living area, dining room, and covered patio. Entertaining guests is a breeze, as this popular home features a spacious kitchen island and pantry for extra storage. The primary bedroom is located at the back of the home, off the living space, ensuring privacy. It comes with a walk-in closet and a spacious bathroom. At the front of the house, two more bedrooms share a second full bathroom. Across the hall, there is a fourth bedroom. This home offers ample space to fit all your needs. D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Images may contain virtual staging.

4359 Farm Way Trail NE, Cleveland

Listing courtesy of DHI Inc.

$335,585
4 Beds ⋅ 3 Baths ⋅ 1536424 MLS
Built for the way you live; the Belhaven floorplan is available in the Loan Oak Farms Community in Cleveland, TN . This two-story plan features a gracious primary bedroom upstairs with a walk-in-closet and spacious bathroom. The second level also features three secondary bedrooms with an additional bathroom. Enjoy the convenience of having washer and dryer hookups upstairs. The main level has a flex room that could be used as a study or designated formal dining area as well as a powder room located directly off the foyer. This floorplan offers open concept living, with the expansive great room looking over the modern kitchen. Windows and doors at the back of the home bathe the kitchen area in natural sunlight. The kitchen is an entertainer's dream with a sleek island that features

4375 Farm Way Trail Ne, Cleveland

Listing courtesy of DHI Inc.

$345,185
3 Beds ⋅ 3 Baths ⋅ 1536419 MLS
Welcome to the Penwell in Lone Oaks Farm in Cleveland. This stunning open concept two-story home features a design that is sure to fit all stages of life. The foyer opens into an eat-in kitchen and living area. The kitchen offers a large pantry, plenty of cabinet space, and an island with countertop seating. The first floor also includes a powder room for convenience, and a flex room that could serve as an office or formal dining room. Upstairs is a loft that can accommodate work and play. The primary bedroom features a spacious walk-in closet and private bathroom. Two additional secondary bedrooms share a full bathroom. The laundry room is located on the second floor. This home offers 9ft Ceilings on first floor, Shaker style cabinetry, Solid Surface Countertops with 4in backsplash, Stainless Steel appliances by Whirlpool, Moen Chrome plumbing fixtures with Anti-scald shower valves, Mohawk flooring, LED lighting throughout, Architectural Shingles, Concrete rear patio (may vary per plan), & our Home Is Connected Smart Home Package. Seller offering closing cost assistance to qualified buyers. Builder warranty included. See agent for details. Due to variations amongst computer monitors, actual colors may vary. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Photos may include digital staging. Square footage and dimensions are approximate. Buyer should conduct his or her own investigation of the present and future availability of school districts and school assignments. *Taxes are estimated. Buyer to verify all information.

4368 Farm Way Trail Ne, Cleveland

Listing courtesy of DHI Inc.

$392,215
3 Beds ⋅ 3 Baths ⋅ 1535107 MLS
The Richland floorplan available at Lone Oaks Farms in Cleveland, TN and is a beautiful, spacious home designed with you in mind. The main level features an open living, dining, and kitchen area. The eat-in kitchen features a pantry and an island with countertop seating. The space overlooks a patio, making this home an entertainer's dream. The main level also features a powder room and a flex room that could be used as a study or additional living space. Upstairs is a loft, four comfortable bedrooms, and three full bathrooms. The primary bedroom has a large walk-in closet and a private bathroom. There is also a laundry room upstairs for convenience. Contact us today for more information on this spacious and stunning home!

4382 Farm Way Trail NE, Cleveland

Listing courtesy of DHI Inc.

$342,295
3 Beds ⋅ 3 Baths ⋅ 1535105 MLS
Welcome to the Penwell in Lone Oaks Farm in Cleveland. This stunning open concept two-story home features a design that is sure to fit all stages of life. The foyer opens into an eat-in kitchen and living area. The kitchen offers a large pantry, plenty of cabinet space, and an island with countertop seating. The first floor also includes a powder room for convenience, and a flex room that could serve as an office or formal dining room. Upstairs is a loft that can accommodate work and play. The primary bedroom features a spacious walk-in closet and private bathroom. Two additional secondary bedrooms share a full bathroom. The laundry room is located on the second floor. This home offers 9ft Ceilings on first floor, Shaker style cabinetry, Solid Surface Countertops with 4in backsplash, Stainless Steel appliances by Whirlpool, Moen Chrome plumbing fixtures with Anti-scald shower valves, Mohawk flooring, LED lighting throughout, Architectural Shingles, Concrete rear patio (may vary per plan), & our Home Is Connected Smart Home Package. Seller offering closing cost assistance to qualified buyers. Builder warranty included. See agent for details. Due to variations amongst computer monitors, actual colors may vary. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Photos may include digital staging. Square footage and dimensions are approximate. Buyer should conduct his or her own investigation of the present and future availability of school districts and school assignments. *Taxes are estimated. Buyer to verify all information.

4390 Farm Way Trail Ne, Cleveland

Listing courtesy of DHI Inc.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.

board logo

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.