Lakeshore Ests Homes with FHA Terms

Welcome to Lakeshore Estates, a hidden gem nestled in the picturesque city of Chattanooga, Tennessee. This charming subdivision offers a perfect blend of serene living and modern conveniences, making it an ideal choice for families, retirees, and everyone in between. Surrounded by the natural beauty of Hamilton County, Lakeshore Estates is just a stone's throw away from the stunning shores of Chickamauga Lake, providing residents with ample opportunities for outdoor recreation and relaxation.

The homes in Lakeshore Estates are designed with comfort and style in mind, featuring spacious layouts, contemporary finishes, and beautifully landscaped yards. Whether you’re looking for a cozy family home or a stylish retreat, you’ll find a variety of options to suit your needs. One of the standout features of this community is that many homes qualify for FHA financing, making it easier for first-time buyers to step into their dream home without the burden of hefty down payments.

Living in Lakeshore Estates means you can enjoy a peaceful suburban lifestyle while being conveniently located near the vibrant heart of Chattanooga. Explore local shops, dine at delightful restaurants, and take advantage of the rich cultural offerings in the area. With excellent schools and friendly neighbors, this subdivision truly embodies the essence of community living.

If you’re ready to discover your new home in Lakeshore Estates, let us guide you through the process. Experience the charm of Chattanooga and the welcoming atmosphere of Lakeshore Estates today!

Newest Lakeshore Ests Homes with FHA Terms

$350,000

3 Beds ⋅ 3 Baths ⋅ 1539442 MLS

Welcome to 4825 Montcrest Drive! Nestled on a spacious, near-half-acre corner lot (0.49), this beautifully renovated 3-bedroom, 2.5-bath home offers modern comfort, practical features, and maximum value. This wonderful property features new floors, updated bathrooms, stainless steel appliances and so much more! Enjoy the best of city convenience without the city price tag--unincorporated county-only taxes keep your monthly mortgage payment significantly lower with space for a remarkably low price per square foot! Key Highlights: Flexible Lower Level: A generous, partially finished basement provides unbeatable versatility--ideal for a cozy den, expansive primary bedroom away from the upstairs bedrooms, home office, or media room, complete with a built-in surround sound system that stays with the home for the ultimate movie or game night setup. Garage & Storage Perks: The garage comes equipped with workshop cabinets that convey with the property, offering fantastic organized storage or a ready-to-go workspace. Outdoor Living: Enjoy warm evenings across two expansive back decks overlooking a fenced backyard with plenty of room to relax and entertain. Big-Ticket Peace of Mind: Rest easy knowing major systems are already updated, including a newer roof, gutters, AC, and heat pump. Prime Location: Minutes from a hidden gem of a boat ramp, State and Local parks, VW, Amazon, shopping, dining, and downtown Chattanooga--with the community pool located right across the street! Maximize your purchasing power with low county taxes and zero city tax! Home is listed well below nearby comps. Schedule your private showing today and make this turnkey retreat yours.

4825 Montcrest Drive, Chattanooga

Listing courtesy of K W Cleveland.

$469,900

4 Beds ⋅ 3 Baths ⋅ 1535885 MLS

Welcome to 4818 Hillsdale Drive, located in the highly desirable Lakeshore Estates community--one of Chattanooga's hidden gems. Situated on over half an acre, this well-maintained brick ranch offers timeless construction, exceptional living space, and a peaceful setting within an established neighborhood known for its sense of community and convenient access to outdoor recreation. Residents of Lakeshore Estates enjoy proximity to two state parks, a community boat ramp, and access to outstanding neighborhood amenities, including a community pool (optional membership) and pavilion. Throughout the year, the neighborhood hosts a variety of community events and gatherings, fostering a welcoming and connected atmosphere. This spacious home features four bedrooms and two full bathrooms on the main level. The fully finished basement expands the home's versatility with a large recreation room, bonus room, and an additional full bathroom, making it ideal for guests, multi-generational living, a home office, or flexible entertainment space. Designed with both comfort and functionality in mind, the home offers multiple living and dining areas, providing ample room for everyday living and entertaining. Large windows fill the interior with natural light, while mature trees surrounding the property create privacy, shade, and a serene outdoor environment. Recent improvements include: • New roof (2019) • Gutter guards with transferable warranty (2020) • New septic system and field lines (2021) • New gas water heater (2021) • New garage door opener (2022) • New vinyl windows installed (April 2024) Combining generous living space, significant recent updates, desirable neighborhood amenities, and a prime location near outdoor recreation, this property presents a rare opportunity to enjoy the best of Chattanooga living. Schedule your private showing today.

4818 Hillsdale Circle, Chattanooga

Listing courtesy of LPT Realty LLC.

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