James Addn Homes with FHA Terms

James Addn Homes with FHA Terms

Welcome to James Addn., a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the picturesque Hamilton County. Known for its friendly community atmosphere and convenient location, James Addn. is the perfect blend of suburban tranquility and urban accessibility. Here, residents enjoy the best of both worlds—serene living spaces surrounded by lush greenery, yet just a stone's throw away from the vibrant downtown area filled with dining, shopping, and entertainment options.

The homes in James Addn. are not only inviting but also offer an array of financing options, including FHA terms. This makes homeownership more accessible for many families and first-time buyers. The FHA loan program is designed to assist those who may not have a large down payment saved, allowing you to invest in your dream home without the stress of hefty upfront costs. With a variety of styles and sizes, the homes in this subdivision cater to diverse tastes and lifestyles, ensuring that everyone can find their perfect fit.

Residents of James Addn. enjoy a strong sense of community, with neighborhood events and gatherings that foster connections among neighbors. The nearby parks and recreational facilities provide ample opportunities for outdoor activities, making it an ideal environment for families and individuals alike.

If you’re searching for a welcoming neighborhood with beautiful homes and the flexibility of FHA financing, look no further than James Addn. in Chattanooga. Come and discover the charm of this delightful subdivision today!

Newest James Addn Homes with FHA Terms

$450,000
3 Beds 4 Baths 1541948 MLS
The James Addition Townhomes comprise a boutique collection of just six modern three-story residences, defined by clean architectural lines, striking views, and one of the city's finest addresses. Completed in 2023, Unit 113 offers three spacious bedrooms and three and a half bathrooms within an open, thoughtfully arranged floor plan. A generous third-floor patio overlooks Lookout Mountain and the Southside, complemented by a covered private porch off the second-level primary suite, where the same sweeping views unfold. These sightlines are uniquely safeguarded: a national cemetery lies between the home and the mountain, so the view is expected to remain largely unobstructed for years to come. Interior finishes balance warmth and refinement, with honed granite countertops, a generous kitchen island suited to entertaining, polished chrome fixtures, and a gas range beneath a vented hood. A powder room sits conveniently on the main level, while oversized windows and ten-foot ceilings bring natural light throughout the home. The current owner has invested roughly $28,000 in thoughtful upgrades, including commercial-grade LVP flooring throughout, custom black iron stair railings, a smart front door lock, and an acoustic wood accent wall that lends texture and character. Two of the three bedrooms include en-suite bathrooms, lending flexibility for guests or roommates, while the third-floor bedroom readily serves as a home office, studio, or gym, with direct access to the rooftop deck. An attached two-car garage provides ample parking and storage space. The setting completes the picture: the home sits just steps from the highly anticipated Lucey Quarter, a 54,000-square-foot development bringing new restaurants, shops, and entertainment within easy reach. Notably, the home is priced below its recent appraised valuation, as the seller is relocating for work and is open to a prompt close. A lender credit is available through a preferred lender; contact the agent for details.

829 S Greenwood Avenue 113, Chattanooga

Listing courtesy of Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.